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1315 E Main St
C Composite 57.5
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.8/30.0
  • ARV discount +15.0/15.0
  • DSCR +4.9/10.0
  • 1% rule +4.7/10.0
  • Appreciation +4.6/10.0
  • Schools +3.9/10.0
  • Livability +3.1/5.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0

$179,900

1315 E Main St · Humble, TX 77338
3 bd · 2.0 ba · 1,560 sqft · SingleFamily public records · 121 Days on market
Built 1976 0.48 ac lot $115/sqft · 20% below area Est $225k · 20% under ↓ 18% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Spacious Humble Home with In-Ground Pool on Large Lot Welcome to this spacious property located in the heart of Humble, offering comfort, convenience, and outdoor enjoyment. This 3-bedroom, 2-bath home provides approximately 1,560 square feet of living space and sits on a generous lot, giving you plenty of room both inside and out. The home features a functional layout with comfortable living areas, a practical kitchen, and well-sized bedrooms designed for everyday living. Large windows bring in natural light, creating a bright and inviting atmosphere throughout the home. Step outside to enjoy your own in-ground swimming pool, perfect for relaxing, entertaining guests, or cooling off during the Texas summers. The spacious yard provides additional room for outdoor activities, gardening, or creating your own backyard retreat. It is also just minutes from Downtown Humble and George Bush Intercontinental Airport, making commuting and travel simple. Schedule your viewing now!

Key facts

  • 0.48 acre lot
  • Parking
  • Pool

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $180k.

Deal economics

  • At list price, monthly cash flow is $82 ($982/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $175k (2.6% below list).
  • Recommended offer: $158k (12.0% below list) — sets the bar for market timing.
  • Cap rate 6.8% vs local median 3.8% in Humble — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#961 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D+, schools D-, crime F.
  • Humble ISD (urban): math 38% / reading 44% proficiency, ranked #262 of 826 in TX (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.2%/yr); 311 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-0.8%/yr); year-one equity from $1k of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 121 days — a 12% lower offer ($158k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $158,312 (12.0% below list)

Questions for the listing agent

  1. It's been on market 121 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.97%
Cap rate
6.84%
Cash-on-cash
1.95%
DSCR
1.09
GRM
8.6

CMA / ARV

ARV (median comp)
$224,715
List price
$179,900
Delta
-19.94%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1319 E Main St 0.01mi 3/2.0 1,420 (-9%) 3mo $209,500 $148 82
506 Charleston Sq 0.44mi 4/2.0 (+1) 1,559 (-0%) 5mo $240,000 $154 70
521 Windswept Dr 0.37mi 3/1.5 1,504 (-4%) 8mo $245,000 $163 68
1207 Mcdugald Rd 0.57mi 3/2.0 1,605 (+3%) 6mo $250,000 $156 63
706 Granberry St 0.39mi 3/2.0 1,473 (-6%) 15mo $249,000 $169 60
522 Charleston Sq 0.48mi 3/2.0 1,692 (+8%) 5mo $200,000 $118 60
408 & 414 N Ave C St 0.55mi 3/2.0 1,630 (+4%) 12mo $269,000 $165 57
511 International Vlg 0.39mi 3/2.0 1,640 (+5%) 21mo $285,000 $174 56
110 S Avenue E 0.44mi 3/3.0 1,503 (-4%) 19mo $259,999 $173 54
508 Lakeland Dr 0.29mi 3/1.0 1,414 (-9%) 20mo $179,900 $127 50
1010 Mcdugald St 0.66mi 3/2.0 1,523 (-2%) 21mo $265,000 $174 48
610 Higgins St 0.41mi 2/2.0 (-1) 1,786 (+14%) 9mo $225,000 $126 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.77% appreciation · 2.17% rent growth · sell at horizon

5-year hold
IRR
-3.5%
Equity multiple
0.84×
Total profit
$-7,888
Equity at exit
$45,378
10-year hold
IRR
2.3%
Equity multiple
1.21×
Total profit
$10,806
Equity at exit
$49,334

Cash invested: $50,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77338

Home prices YoY
-0.3%
Rents YoY
2.2%
Active inventory
311
Price-to-rent
8.6×

Monthly cashflow live

Estimated rent
$1,752 high interval (Pro) →
Mortgage (P&I)
$943
Tax from tax record
$284 /mo · $3,405/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$368
Net cashflow
$82

Break-even live

Break-even rent $1,648
Max offer price $179,900
Occupancy floor 90%

Sensitivity live

Price -10% $184 -5% $133 +0% $82 +5% $31 +10% $-20
Rent -10% $-57 -5% $13 +0% $82 +5% $151 +10% $220
Rate -1.0pp $172 -0.5pp $128 base $82 +0.5pp $35 +1.0pp $-12

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$44,975
Closing costs
$5,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
194 Davis St Unit A Humble, TX 3.0 2.5 1514 $1,700 $1.12 44d 1 0.07mi
517 Windswept Dr Humble, TX 3.0 1.0 1250 $1,600 $1.28 4d 1 0.33mi
603 Granberry St Humble, TX 3.0 3.0 1200 $1,850 $1.54 44d 1 0.43mi
711 S Houston Ave Apt C Humble, TX 3.0 2.0 1077 $1,125 $1.04 13d 1 0.55mi
1859 Country Village Blvd Unit A Humble, TX 2.0 1.5 1250 $1,400 $1.12 44d 1 0.58mi
1230 Farm to Market 1960 Bypass Rd E Humble, TX 2.0 2.0 1100 $1,163 $1.06 13d 1 0.58mi

Listing history 16 events

  1. 2026-05-14
    price $179,900 995-char remark
    Show marketing remark (995 chars)

    Spacious Humble Home with In-Ground Pool on Large Lot Welcome to this spacious property located in the heart of Humble, offering comfort, convenience, and outdoor enjoyment. This 3-bedroom, 2-bath home provides approximately 1,560 square feet of living space and sits on a generous lot, giving you plenty of room both inside and out. The home features a functional layout with comfortable living areas, a practical kitchen, and well-sized bedrooms designed for everyday living. Large windows bring in natural light, creating a bright and inviting atmosphere throughout the home. Step outside to enjoy your own in-ground swimming pool, perfect for relaxing, entertaining guests, or cooling off during the Texas summers. The spacious yard provides additional room for outdoor activities, gardening, or creating your own backyard retreat. It is also just minutes from Downtown Humble and George Bush Intercontinental Airport, making commuting and travel simple. Schedule your viewing now!

  2. 2026-05-01
    price $189,900 995-char remark
    Show marketing remark (995 chars)

    Spacious Humble Home with In-Ground Pool on Large Lot Welcome to this spacious property located in the heart of Humble, offering comfort, convenience, and outdoor enjoyment. This 3-bedroom, 2-bath home provides approximately 1,560 square feet of living space and sits on a generous lot, giving you plenty of room both inside and out. The home features a functional layout with comfortable living areas, a practical kitchen, and well-sized bedrooms designed for everyday living. Large windows bring in natural light, creating a bright and inviting atmosphere throughout the home. Step outside to enjoy your own in-ground swimming pool, perfect for relaxing, entertaining guests, or cooling off during the Texas summers. The spacious yard provides additional room for outdoor activities, gardening, or creating your own backyard retreat. It is also just minutes from Downtown Humble and George Bush Intercontinental Airport, making commuting and travel simple. Schedule your viewing now!

  3. 2026-04-25
    price $196,500 995-char remark
    Show marketing remark (995 chars)

    Spacious Humble Home with In-Ground Pool on Large Lot Welcome to this spacious property located in the heart of Humble, offering comfort, convenience, and outdoor enjoyment. This 3-bedroom, 2-bath home provides approximately 1,560 square feet of living space and sits on a generous lot, giving you plenty of room both inside and out. The home features a functional layout with comfortable living areas, a practical kitchen, and well-sized bedrooms designed for everyday living. Large windows bring in natural light, creating a bright and inviting atmosphere throughout the home. Step outside to enjoy your own in-ground swimming pool, perfect for relaxing, entertaining guests, or cooling off during the Texas summers. The spacious yard provides additional room for outdoor activities, gardening, or creating your own backyard retreat. It is also just minutes from Downtown Humble and George Bush Intercontinental Airport, making commuting and travel simple. Schedule your viewing now!

  4. 2026-04-16
    price $197,499 995-char remark
    Show marketing remark (995 chars)

    Spacious Humble Home with In-Ground Pool on Large Lot Welcome to this spacious property located in the heart of Humble, offering comfort, convenience, and outdoor enjoyment. This 3-bedroom, 2-bath home provides approximately 1,560 square feet of living space and sits on a generous lot, giving you plenty of room both inside and out. The home features a functional layout with comfortable living areas, a practical kitchen, and well-sized bedrooms designed for everyday living. Large windows bring in natural light, creating a bright and inviting atmosphere throughout the home. Step outside to enjoy your own in-ground swimming pool, perfect for relaxing, entertaining guests, or cooling off during the Texas summers. The spacious yard provides additional room for outdoor activities, gardening, or creating your own backyard retreat. It is also just minutes from Downtown Humble and George Bush Intercontinental Airport, making commuting and travel simple. Schedule your viewing now!

  5. 2026-04-09
    price $197,900 995-char remark
    Show marketing remark (995 chars)

    Spacious Humble Home with In-Ground Pool on Large Lot Welcome to this spacious property located in the heart of Humble, offering comfort, convenience, and outdoor enjoyment. This 3-bedroom, 2-bath home provides approximately 1,560 square feet of living space and sits on a generous lot, giving you plenty of room both inside and out. The home features a functional layout with comfortable living areas, a practical kitchen, and well-sized bedrooms designed for everyday living. Large windows bring in natural light, creating a bright and inviting atmosphere throughout the home. Step outside to enjoy your own in-ground swimming pool, perfect for relaxing, entertaining guests, or cooling off during the Texas summers. The spacious yard provides additional room for outdoor activities, gardening, or creating your own backyard retreat. It is also just minutes from Downtown Humble and George Bush Intercontinental Airport, making commuting and travel simple. Schedule your viewing now!

  6. 2026-04-01
    price $199,495 995-char remark
    Show marketing remark (995 chars)

    Spacious Humble Home with In-Ground Pool on Large Lot Welcome to this spacious property located in the heart of Humble, offering comfort, convenience, and outdoor enjoyment. This 3-bedroom, 2-bath home provides approximately 1,560 square feet of living space and sits on a generous lot, giving you plenty of room both inside and out. The home features a functional layout with comfortable living areas, a practical kitchen, and well-sized bedrooms designed for everyday living. Large windows bring in natural light, creating a bright and inviting atmosphere throughout the home. Step outside to enjoy your own in-ground swimming pool, perfect for relaxing, entertaining guests, or cooling off during the Texas summers. The spacious yard provides additional room for outdoor activities, gardening, or creating your own backyard retreat. It is also just minutes from Downtown Humble and George Bush Intercontinental Airport, making commuting and travel simple. Schedule your viewing now!

  7. 2026-03-27
    price $199,900 995-char remark
    Show marketing remark (995 chars)

    Spacious Humble Home with In-Ground Pool on Large Lot Welcome to this spacious property located in the heart of Humble, offering comfort, convenience, and outdoor enjoyment. This 3-bedroom, 2-bath home provides approximately 1,560 square feet of living space and sits on a generous lot, giving you plenty of room both inside and out. The home features a functional layout with comfortable living areas, a practical kitchen, and well-sized bedrooms designed for everyday living. Large windows bring in natural light, creating a bright and inviting atmosphere throughout the home. Step outside to enjoy your own in-ground swimming pool, perfect for relaxing, entertaining guests, or cooling off during the Texas summers. The spacious yard provides additional room for outdoor activities, gardening, or creating your own backyard retreat. It is also just minutes from Downtown Humble and George Bush Intercontinental Airport, making commuting and travel simple. Schedule your viewing now!

  8. 2026-03-24
    soldstatus
  9. 2026-03-19
    price $204,900 995-char remark
    Show marketing remark (995 chars)

    Spacious Humble Home with In-Ground Pool on Large Lot Welcome to this spacious property located in the heart of Humble, offering comfort, convenience, and outdoor enjoyment. This 3-bedroom, 2-bath home provides approximately 1,560 square feet of living space and sits on a generous lot, giving you plenty of room both inside and out. The home features a functional layout with comfortable living areas, a practical kitchen, and well-sized bedrooms designed for everyday living. Large windows bring in natural light, creating a bright and inviting atmosphere throughout the home. Step outside to enjoy your own in-ground swimming pool, perfect for relaxing, entertaining guests, or cooling off during the Texas summers. The spacious yard provides additional room for outdoor activities, gardening, or creating your own backyard retreat. It is also just minutes from Downtown Humble and George Bush Intercontinental Airport, making commuting and travel simple. Schedule your viewing now!

  10. 2026-03-13
    price $206,900 995-char remark
    Show marketing remark (995 chars)

    Spacious Humble Home with In-Ground Pool on Large Lot Welcome to this spacious property located in the heart of Humble, offering comfort, convenience, and outdoor enjoyment. This 3-bedroom, 2-bath home provides approximately 1,560 square feet of living space and sits on a generous lot, giving you plenty of room both inside and out. The home features a functional layout with comfortable living areas, a practical kitchen, and well-sized bedrooms designed for everyday living. Large windows bring in natural light, creating a bright and inviting atmosphere throughout the home. Step outside to enjoy your own in-ground swimming pool, perfect for relaxing, entertaining guests, or cooling off during the Texas summers. The spacious yard provides additional room for outdoor activities, gardening, or creating your own backyard retreat. It is also just minutes from Downtown Humble and George Bush Intercontinental Airport, making commuting and travel simple. Schedule your viewing now!

  11. 2026-03-05
    price $207,900 995-char remark
    Show marketing remark (995 chars)

    Spacious Humble Home with In-Ground Pool on Large Lot Welcome to this spacious property located in the heart of Humble, offering comfort, convenience, and outdoor enjoyment. This 3-bedroom, 2-bath home provides approximately 1,560 square feet of living space and sits on a generous lot, giving you plenty of room both inside and out. The home features a functional layout with comfortable living areas, a practical kitchen, and well-sized bedrooms designed for everyday living. Large windows bring in natural light, creating a bright and inviting atmosphere throughout the home. Step outside to enjoy your own in-ground swimming pool, perfect for relaxing, entertaining guests, or cooling off during the Texas summers. The spacious yard provides additional room for outdoor activities, gardening, or creating your own backyard retreat. It is also just minutes from Downtown Humble and George Bush Intercontinental Airport, making commuting and travel simple. Schedule your viewing now!

  12. 2026-02-26
    price $209,900 995-char remark
    Show marketing remark (995 chars)

    Spacious Humble Home with In-Ground Pool on Large Lot Welcome to this spacious property located in the heart of Humble, offering comfort, convenience, and outdoor enjoyment. This 3-bedroom, 2-bath home provides approximately 1,560 square feet of living space and sits on a generous lot, giving you plenty of room both inside and out. The home features a functional layout with comfortable living areas, a practical kitchen, and well-sized bedrooms designed for everyday living. Large windows bring in natural light, creating a bright and inviting atmosphere throughout the home. Step outside to enjoy your own in-ground swimming pool, perfect for relaxing, entertaining guests, or cooling off during the Texas summers. The spacious yard provides additional room for outdoor activities, gardening, or creating your own backyard retreat. It is also just minutes from Downtown Humble and George Bush Intercontinental Airport, making commuting and travel simple. Schedule your viewing now!

  13. 2026-02-13
    price $213,907 995-char remark
    Show marketing remark (995 chars)

    Spacious Humble Home with In-Ground Pool on Large Lot Welcome to this spacious property located in the heart of Humble, offering comfort, convenience, and outdoor enjoyment. This 3-bedroom, 2-bath home provides approximately 1,560 square feet of living space and sits on a generous lot, giving you plenty of room both inside and out. The home features a functional layout with comfortable living areas, a practical kitchen, and well-sized bedrooms designed for everyday living. Large windows bring in natural light, creating a bright and inviting atmosphere throughout the home. Step outside to enjoy your own in-ground swimming pool, perfect for relaxing, entertaining guests, or cooling off during the Texas summers. The spacious yard provides additional room for outdoor activities, gardening, or creating your own backyard retreat. It is also just minutes from Downtown Humble and George Bush Intercontinental Airport, making commuting and travel simple. Schedule your viewing now!

  14. 2026-02-05
    price $214,900 995-char remark
    Show marketing remark (995 chars)

    Spacious Humble Home with In-Ground Pool on Large Lot Welcome to this spacious property located in the heart of Humble, offering comfort, convenience, and outdoor enjoyment. This 3-bedroom, 2-bath home provides approximately 1,560 square feet of living space and sits on a generous lot, giving you plenty of room both inside and out. The home features a functional layout with comfortable living areas, a practical kitchen, and well-sized bedrooms designed for everyday living. Large windows bring in natural light, creating a bright and inviting atmosphere throughout the home. Step outside to enjoy your own in-ground swimming pool, perfect for relaxing, entertaining guests, or cooling off during the Texas summers. The spacious yard provides additional room for outdoor activities, gardening, or creating your own backyard retreat. It is also just minutes from Downtown Humble and George Bush Intercontinental Airport, making commuting and travel simple. Schedule your viewing now!

  15. 2026-01-26
    listed $219,900 Active 995-char remark
    Show marketing remark (995 chars)

    Spacious Humble Home with In-Ground Pool on Large Lot Welcome to this spacious property located in the heart of Humble, offering comfort, convenience, and outdoor enjoyment. This 3-bedroom, 2-bath home provides approximately 1,560 square feet of living space and sits on a generous lot, giving you plenty of room both inside and out. The home features a functional layout with comfortable living areas, a practical kitchen, and well-sized bedrooms designed for everyday living. Large windows bring in natural light, creating a bright and inviting atmosphere throughout the home. Step outside to enjoy your own in-ground swimming pool, perfect for relaxing, entertaining guests, or cooling off during the Texas summers. The spacious yard provides additional room for outdoor activities, gardening, or creating your own backyard retreat. It is also just minutes from Downtown Humble and George Bush Intercontinental Airport, making commuting and travel simple. Schedule your viewing now!

  16. 1988-01-02
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,405 · $284/mo
Projected year-2 tax
$3,405 · $284/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,022
− Mortgage interest
−$10,077
− Property taxes
−$3,405
− Insurance
−$900
− Repairs & maintenance
−$1,682
− Management
−$1,682
− Depreciation
−$5,233
Taxable loss
−$1,957
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$470
After-tax cash flow
$1,451/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Humble ISD
NCES district ID
4823910
Math proficiency
38% ▼ -11.00%
Reading proficiency
44% ▼ -7.00%
Median HH income
$83,946
Composite
38.55/100
National rank
#4171
State rank
#262 of 826 in TX

Livability — Humble

Score
62/100
State rank
#961
US rank
#17060

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety B- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Humble, TX
County
Harris County · 4,702,590 people
City population
109,766
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
48,031
Household income
$64,755
Rent vs Own
52.5% rent · 47.5% own
Severe rent burden
2620.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
Hispanic / Latino 41% Black 34% Two or more races 18% White 16% Asian 3%
Hispanic origin (detail)
Mexican 29% Puerto Rican 1%
Common ancestry
Lithuanian 4% Armenian 1% Serbian 1%
Foreign-born
17% · Canada, Jamaica
Languages at home
60% English-only · Spanish 35% Arabic 1% Other Indo-European 1%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.77%
Current HPI
245.7087
Rent YoY
▲ 2.17%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-18.2% since first listed
16 events — show timeline
  • 2026-05-14 Price Changed $179,900 HARMLS
  • 2026-05-01 Price Changed $189,900 HARMLS
  • 2026-04-25 Price Changed $196,500 HARMLS
  • 2026-04-16 Price Changed $197,499 HARMLS
  • 2026-04-09 Price Changed $197,900 HARMLS
  • 2026-04-01 Price Changed $199,495 HARMLS
  • 2026-03-27 Price Changed $199,900 HARMLS
  • 2026-03-24 Sold (Public Records) Public Records
  • 2026-03-19 Price Changed $204,900 HARMLS
  • 2026-03-13 Price Changed $206,900 HARMLS
  • 2026-03-05 Price Changed $207,900 HARMLS
  • 2026-02-26 Price Changed $209,900 HARMLS
  • 2026-02-13 Price Changed $213,907 HARMLS
  • 2026-02-05 Price Changed $214,900 HARMLS
  • 2026-01-26 Listed $219,900 HARMLS
  • 1988-01-02 Sold (Public Records) Public Records

Property tax history

-0.6%/yr

Latest (2025): $3,405 · +10.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

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