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8977 Tweeddale Dr
C+ Composite 63.51
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.2/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.8/10.0
  • 1% rule +6.4/10.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$159,000

8977 Tweeddale Dr · Fairplay, GA 30187
3 bd · 1.0 ba · 1,496 sqft · SingleFamily public records · 78 Days on market
Built 1987 0.45 ac lot $106/sqft · 41% below area Est $271k · 41% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Move-in ready home in Winston! 8977 Tweeddale offers a bright, functional floor plan with a spacious family room, dining area, and well-appointed kitchen with ample cabinet and counter space. The primary suite features a private bath and generous closet space, with well-sized secondary bedrooms perfect for family, guests, or a home office

Key facts

  • Private bath
  • Spacious family room
  • 0.45 acre lot

Tags

BRIGHT FUNCTIONAL FLOOR PLANSPACIOUS FAMILY ROOMWELL APPOINTED KITCHENPRIVATE BATHGENEROUS CLOSET SPACEWELL SIZED SECONDARY BEDROOMS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $159k.

Deal economics

  • At list price, monthly cash flow is $318 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $159k).
  • Recommended offer: $149k (6.0% below list) — sets the bar for market timing.
  • Cap rate 8.7% vs local median 2.2% in Fairplay — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Douglas County (suburban): math 23% / reading 35% proficiency, ranked #92 of 174 in GA (top 53%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: South Douglas Elementary School (math 45% / reading 46%, grade D-, #323 of 1,228 statewide, top 26%, 520 students, 31% FRL); Fairplay Middle School (math 25% / reading 54%, grade F, #147 of 470 statewide, top 33%, 537 students, 36% FRL); Alexander High School (math 17% / reading 37%, grade F, #162 of 424 statewide, top 40%, 1,823 students, 41% FRL) — zoned schools average 36% FRL vs 53% district-wide (17 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: 130 active listings in the ZIP; 595 units permitted in Douglas County in 2024 (72 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Douglas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 78 days — a 6% lower offer ($149k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 2y ago; this cycle's ask has dropped $40k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $75k; list at $159k implies a 112% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $149,460 (6.0% below list)

Questions for the listing agent

  1. It's been on market 78 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.14%
Cap rate
8.69%
Cash-on-cash
8.58%
DSCR
1.38
GRM
7.3

CMA / ARV

ARV (median comp)
$270,623
List price
$159,000
Delta
-41.25%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7646 Leven Dr 0.08mi 4/2.5 (+1) 1,508 (+1%) 20mo $270,000 $179 68

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-3.3%
Equity multiple
0.88×
Total profit
$-5,465
Equity at exit
$23,707
10-year hold
IRR
6.4%
Equity multiple
1.48×
Total profit
$21,476
Equity at exit
$13,747

Cash invested: $44,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30187

Home prices YoY
-15.8%
Active inventory
130
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$1,808 medium interval (Pro) →
Mortgage (P&I)
$834
Tax from tax record
$210 /mo · $2,523/yr
Insurance
$66
HOA
$0
Vacancy / Maint / Mgmt
$380
Net cashflow
$318

Break-even live

Break-even rent $1,405
Max offer price $159,000
Occupancy floor 77%

Sensitivity live

Price -10% $408 -5% $363 +0% $318 +5% $273 +10% $228
Rent -10% $175 -5% $247 +0% $318 +5% $390 +10% $461
Rate -1.0pp $398 -0.5pp $359 base $318 +0.5pp $277 +1.0pp $235

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,750
Closing costs
$4,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 24 events

  1. 2026-05-12
    status Under Contract 340-char remark
    Show marketing remark (340 chars)

    Move-in ready home in Winston! 8977 Tweeddale offers a bright, functional floor plan with a spacious family room, dining area, and well-appointed kitchen with ample cabinet and counter space. The primary suite features a private bath and generous closet space, with well-sized secondary bedrooms perfect for family, guests, or a home office

  2. 2026-05-12
    status Pending 340-char remark
    Show marketing remark (340 chars)

    Move-in ready home in Winston! 8977 Tweeddale offers a bright, functional floor plan with a spacious family room, dining area, and well-appointed kitchen with ample cabinet and counter space. The primary suite features a private bath and generous closet space, with well-sized secondary bedrooms perfect for family, guests, or a home office

  3. 2026-05-04
    status Back On Market 340-char remark
    Show marketing remark (340 chars)

    Move-in ready home in Winston! 8977 Tweeddale offers a bright, functional floor plan with a spacious family room, dining area, and well-appointed kitchen with ample cabinet and counter space. The primary suite features a private bath and generous closet space, with well-sized secondary bedrooms perfect for family, guests, or a home office

  4. 2026-05-04
    status Active 340-char remark
    Show marketing remark (340 chars)

    Move-in ready home in Winston! 8977 Tweeddale offers a bright, functional floor plan with a spacious family room, dining area, and well-appointed kitchen with ample cabinet and counter space. The primary suite features a private bath and generous closet space, with well-sized secondary bedrooms perfect for family, guests, or a home office

  5. 2026-04-24
    status Under Contract 340-char remark
    Show marketing remark (340 chars)

    Move-in ready home in Winston! 8977 Tweeddale offers a bright, functional floor plan with a spacious family room, dining area, and well-appointed kitchen with ample cabinet and counter space. The primary suite features a private bath and generous closet space, with well-sized secondary bedrooms perfect for family, guests, or a home office

  6. 2026-04-24
    status Pending 340-char remark
    Show marketing remark (340 chars)

    Move-in ready home in Winston! 8977 Tweeddale offers a bright, functional floor plan with a spacious family room, dining area, and well-appointed kitchen with ample cabinet and counter space. The primary suite features a private bath and generous closet space, with well-sized secondary bedrooms perfect for family, guests, or a home office

  7. 2026-04-17
    price $159,000 340-char remark
    Show marketing remark (340 chars)

    Move-in ready home in Winston! 8977 Tweeddale offers a bright, functional floor plan with a spacious family room, dining area, and well-appointed kitchen with ample cabinet and counter space. The primary suite features a private bath and generous closet space, with well-sized secondary bedrooms perfect for family, guests, or a home office

  8. 2026-04-17
    price $159,000 340-char remark
    Show marketing remark (340 chars)

    Move-in ready home in Winston! 8977 Tweeddale offers a bright, functional floor plan with a spacious family room, dining area, and well-appointed kitchen with ample cabinet and counter space. The primary suite features a private bath and generous closet space, with well-sized secondary bedrooms perfect for family, guests, or a home office

  9. 2026-03-19
    price $189,000 340-char remark
    Show marketing remark (340 chars)

    Move-in ready home in Winston! 8977 Tweeddale offers a bright, functional floor plan with a spacious family room, dining area, and well-appointed kitchen with ample cabinet and counter space. The primary suite features a private bath and generous closet space, with well-sized secondary bedrooms perfect for family, guests, or a home office

  10. 2026-03-19
    price $189,000 340-char remark
    Show marketing remark (340 chars)

    Move-in ready home in Winston! 8977 Tweeddale offers a bright, functional floor plan with a spacious family room, dining area, and well-appointed kitchen with ample cabinet and counter space. The primary suite features a private bath and generous closet space, with well-sized secondary bedrooms perfect for family, guests, or a home office

  11. 2026-02-13
    listed $199,000 New 340-char remark
    Show marketing remark (340 chars)

    Move-in ready home in Winston! 8977 Tweeddale offers a bright, functional floor plan with a spacious family room, dining area, and well-appointed kitchen with ample cabinet and counter space. The primary suite features a private bath and generous closet space, with well-sized secondary bedrooms perfect for family, guests, or a home office

  12. 2026-02-13
    listed $199,000 Active 340-char remark
    Show marketing remark (340 chars)

    Move-in ready home in Winston! 8977 Tweeddale offers a bright, functional floor plan with a spacious family room, dining area, and well-appointed kitchen with ample cabinet and counter space. The primary suite features a private bath and generous closet space, with well-sized secondary bedrooms perfect for family, guests, or a home office

  13. 2026-01-18
    historical $1,449
  14. 2026-01-06
    listed $1,449
  15. 2024-11-04
    historical $1,349
  16. 2024-10-30
    price $1,349
  17. 2024-10-18
    price $1,399
  18. 2024-10-09
    price $1,429
  19. 2024-10-03
    listed $1,449
  20. 1998-09-23
    soldstatus $74,900
  21. 1998-03-24
    soldstatus $47,420
  22. 1993-11-18
    soldstatus $58,939
  23. 1993-02-04
    soldstatus $58,088
  24. 1988-02-11
    soldstatus $52,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,523 · $210/mo
Projected year-2 tax
$2,523 · $210/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,699
− Mortgage interest
−$8,906
− Property taxes
−$2,523
− Insurance
−$795
− Repairs & maintenance
−$1,736
− Management
−$1,736
− Depreciation
−$4,625
Taxable income
$1,377
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$330
After-tax cash flow
$3,488/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Douglas County
NCES district ID
1301860
Math proficiency
23% ▼ -16.00%
Reading proficiency
35% ▼ -11.00%
Median HH income
$55,335
Composite
25.84/100
National rank
#7353
State rank
#92 of 174 in GA

Livability — Fairplay

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
8,130

Population outlook (Douglas County) Hauer SSP2

Today (2025)
163,022 people
By 2030
173,956 · +6.7%
By 2040
196,859 · +20.8%
By 2050
220,017 · +35.0%
By 2075
279,831 · +71.7%
By 2100
322,702 · +97.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (66%)
Race & ethnicity
White 66% Black 18% Hispanic / Latino 9% Two or more races 9% Asian 2% Native American 1%
Hispanic origin (detail)
Mexican 6% Puerto Rican 3%
Common ancestry
Slovak 2% Lithuanian 2% Serbian 2%
Foreign-born
6% · Canada, Jamaica, Vietnam
Languages at home
88% English-only · Spanish 9% Vietnamese 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Douglas

2024 margin
Solid D (+31.4) · D 65.4% · R 33.9%
2008→2024 swing
+29.6pp toward D · 2008: 1.8pp · 2024: 31.4pp
All cycles
2024: D+31.4 2020: D+25.1 2016: D+10.8 2012: D+4.0 2008: D+1.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -50.56%
Current HPI
270.0582
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+205.8% since first listed
24 events — show timeline
  • 2026-05-12 Pending GAMLS
  • 2026-05-12 Pending FMLS
  • 2026-05-04 Relisted GAMLS
  • 2026-05-04 Relisted FMLS
  • 2026-04-24 Pending GAMLS
  • 2026-04-24 Pending FMLS
  • 2026-04-17 Price Changed $159,000 GAMLS
  • 2026-04-17 Price Changed $159,000 FMLS
  • 2026-03-19 Price Changed $189,000 GAMLS
  • 2026-03-19 Price Changed $189,000 FMLS
  • 2026-02-13 Listed $199,000 FMLS
  • 2026-02-13 Listed $199,000 GAMLS
  • 2026-01-18 Rental Removed $1,449 Tricon
  • 2026-01-06 Listed for Rent $1,449 Tricon
  • 2024-11-04 Rental Removed $1,349 RENT.
  • 2024-10-30 Price Changed $1,349 RENT.
  • 2024-10-18 Price Changed $1,399 RENT.
  • 2024-10-09 Price Changed $1,429 RENT.
  • 2024-10-03 Listed for Rent $1,449 RENT.
  • 1998-09-23 Sold (Public Records) $74,900 Public Records
  • 1998-03-24 Sold (Public Records) $47,420 Public Records
  • 1993-11-18 Sold (Public Records) $58,939 Public Records
  • 1993-02-04 Sold (Public Records) $58,088 Public Records
  • 1988-02-11 Sold (Public Records) $52,000 Public Records

Property tax history

+6.0%/yr

Latest (2025): $2,523 · +2.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…