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1411 N Beach St
D Composite 41.2
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.6/30.0
  • ARV discount +7.5/15.0
  • Livability +4.2/5.0
  • DSCR +4.1/10.0
  • Schools +3.9/10.0
  • Rent growth +2.9/5.0
  • 1% rule +2.5/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$399,900

1411 N Beach St · Ormond Beach, FL 32174
3 bd · 2.0 ba · 2,021 sqft · SingleFamily public records · 159 Days on market
Built 1979 0.26 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Remodeled ranch style home with no HOA and within walking distance to the river. Home features 3 bedrooms, 2 full bathrooms, remodeled kitchen, oversized open living room, two dining rooms (one could be used as an office), a large screened area, and a two car garage. Keeping some of the original character, there is a working radio intercom system, and natural wood panels in the living room. Updates include new paint throughout the entire home, wide plank vinyl flooring in the main areas and in all three bedrooms, ceramic tile in the bathrooms, updated lighting fixtures, new bathroom vanities and cabinets including extra cabinets in laundry area, granite counters and more. Out back you will find a large screened in area and an oversized lot. Conveniently located close to shopping, beaches and major highways this property won't last long.

Key facts

  • Remodeled kitchen
  • Large screened area
  • Natural wood panels

Tags

REMODELED KITCHENWORKING RADIO INTERCOM SYSTEMNATURAL WOOD PANELSLARGE SCREENED AREAWET BAR WITH WINE FRIDGEWOOD BURNING FIREPLACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $400k.

Deal economics

  • At list price, monthly cash flow is $-43 ($-518/yr) — negative.
  • To cash-flow at today's rent, offer at most $392k (1.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $300k (25.0% below list).
  • Recommended offer: $300k (25.0% below list) — sets the bar for 1% rule.
  • Cap rate 6.4% vs local median 3.9% in Ormond Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#55 in FL, #965 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, housing A+, health & safety A+; Watch: commute F.
  • Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.6%/yr); 985 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
  • At $2,998/mo this rent would consume 51% of the median local household income ($71k/yr) (locally 1158% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
  • Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 159 days — a 12% lower offer ($352k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts; this cycle's ask has dropped $79k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $280k; 43% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $299,780 (25.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 159 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
  3. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
6.36%
Cash-on-cash
0.25%
DSCR
1.01
GRM
11.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.64% rent growth · sell at horizon

5-year hold
IRR
-18.5%
Equity multiple
0.36×
Total profit
$-71,770
Equity at exit
$59,626
10-year hold
IRR
-13.5%
Equity multiple
0.26×
Total profit
$-82,894
Equity at exit
$34,576

Cash invested: $111,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32174

Rents YoY
1.6%
Active inventory
985
Price-to-rent
11.1×

Monthly cashflow live

Estimated rent
$2,998 medium interval (Pro) →
Mortgage (P&I)
$2,097
Tax from tax record
$81 /mo · $975/yr
Insurance
$167
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$630
Net cashflow
$-43

Break-even live

Break-even rent $3,052
Max offer price $392,271
Occupancy floor 96%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$99,975
Closing costs
$11,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1286 John Anderson Dr Ormond Beach, FL 3.0 3.5 2322 $9,999 $4.31 14d 1 0.61mi
1425 Ocean Shore Blvd #501 Ormond Beach, FL 3.0 3.0 2515 $3,100 $1.23 19d 1 1.10mi
1513 Ocean Shore Blvd Unit C2 Ormond Beach, FL 2.0 2.0 1484 $3,100 $2.09 23d 1 1.12mi
206 Ormwood Dr Unit NA Ormond Beach, FL 4.0 3.0 2424 $3,500 $1.44 23d 1 1.36mi

Listing history 48 events

  1. 2026-06-15
    days on market $399,900 Active 159 DOM
  2. 2026-06-14
    days on market $399,900 Active 157 DOM
  3. 2026-06-10
    days on market $399,900 Active 154 DOM
  4. 2026-06-09
    days on market $399,900 Active 153 DOM
  5. 2026-06-08
    days on market $399,900 Active 152 DOM
  6. 2026-06-07
    days on market $399,900 Active 151 DOM
  7. 2026-06-05
    pricedays on market $399,900 Active 148 DOM
  8. 2026-06-03
    days on market $419,900 Active 147 DOM
  9. 2026-06-03
    days on market $419,900 Active 146 DOM
  10. 2026-06-01
    days on market $419,900 Active 145 DOM
  11. 2026-05-31
    days on market $419,900 Active 144 DOM
  12. 2026-05-31
    days on market $419,900 Active 143 DOM
  13. 2026-05-07
    price $423,000 848-char remark
    Show marketing remark (1426 chars)

    Remodeled ranch style home with no HOA and within walking distance to the river. Home features 3 bedrooms, 2 full bathrooms, remodeled kitchen, oversized open living room, two dining rooms, a large screened area, and a two car garage. Keeping some of the original character, there is a working radio intercom system, and natural wood panels in the living room. The formal dining room could be used as an office or easily converted into a fourth bedroom if needed. Updates include new paint throughout the entire home, wide plank vinyl flooring in the main areas and all three bedrooms, ceramic tile in the bathrooms, updated lighting fixtures, new bathroom vanities, extra cabinets in laundry area, granite counters and more. Kitchen has been completely updated with new white shaker style cabinets, stainless steel appliances, designer backsplash and granite countertops. Master bedroom is huge and has a large en-suite bath, two large closets and a private entrance to a large screened in patio. Two additional bedrooms are very spacious with oversized closets and modern fixtures with fans. Living room features a wet bar with wine fridge, vaulted ceilings, and a wood burning fireplace with a granite hearth and a natural wood mantel. Out back you will find a large screened in area, new white vinyl fence and oversized lot. Conveniently located close to shopping, beaches and major highways this property won't last long.

  14. 2026-05-07
    price $423,000 1426-char remark
    Show marketing remark (1426 chars)

    Remodeled ranch style home with no HOA and within walking distance to the river. Home features 3 bedrooms, 2 full bathrooms, remodeled kitchen, oversized open living room, two dining rooms, a large screened area, and a two car garage. Keeping some of the original character, there is a working radio intercom system, and natural wood panels in the living room. The formal dining room could be used as an office or easily converted into a fourth bedroom if needed. Updates include new paint throughout the entire home, wide plank vinyl flooring in the main areas and all three bedrooms, ceramic tile in the bathrooms, updated lighting fixtures, new bathroom vanities, extra cabinets in laundry area, granite counters and more. Kitchen has been completely updated with new white shaker style cabinets, stainless steel appliances, designer backsplash and granite countertops. Master bedroom is huge and has a large en-suite bath, two large closets and a private entrance to a large screened in patio. Two additional bedrooms are very spacious with oversized closets and modern fixtures with fans. Living room features a wet bar with wine fridge, vaulted ceilings, and a wood burning fireplace with a granite hearth and a natural wood mantel. Out back you will find a large screened in area, new white vinyl fence and oversized lot. Conveniently located close to shopping, beaches and major highways this property won't last long.

  15. 2026-04-14
    price $424,000 848-char remark
    Show marketing remark (1426 chars)

    Remodeled ranch style home with no HOA and within walking distance to the river. Home features 3 bedrooms, 2 full bathrooms, remodeled kitchen, oversized open living room, two dining rooms, a large screened area, and a two car garage. Keeping some of the original character, there is a working radio intercom system, and natural wood panels in the living room. The formal dining room could be used as an office or easily converted into a fourth bedroom if needed. Updates include new paint throughout the entire home, wide plank vinyl flooring in the main areas and all three bedrooms, ceramic tile in the bathrooms, updated lighting fixtures, new bathroom vanities, extra cabinets in laundry area, granite counters and more. Kitchen has been completely updated with new white shaker style cabinets, stainless steel appliances, designer backsplash and granite countertops. Master bedroom is huge and has a large en-suite bath, two large closets and a private entrance to a large screened in patio. Two additional bedrooms are very spacious with oversized closets and modern fixtures with fans. Living room features a wet bar with wine fridge, vaulted ceilings, and a wood burning fireplace with a granite hearth and a natural wood mantel. Out back you will find a large screened in area, new white vinyl fence and oversized lot. Conveniently located close to shopping, beaches and major highways this property won't last long.

  16. 2026-04-14
    price $424,000 1426-char remark
    Show marketing remark (1426 chars)

    Remodeled ranch style home with no HOA and within walking distance to the river. Home features 3 bedrooms, 2 full bathrooms, remodeled kitchen, oversized open living room, two dining rooms, a large screened area, and a two car garage. Keeping some of the original character, there is a working radio intercom system, and natural wood panels in the living room. The formal dining room could be used as an office or easily converted into a fourth bedroom if needed. Updates include new paint throughout the entire home, wide plank vinyl flooring in the main areas and all three bedrooms, ceramic tile in the bathrooms, updated lighting fixtures, new bathroom vanities, extra cabinets in laundry area, granite counters and more. Kitchen has been completely updated with new white shaker style cabinets, stainless steel appliances, designer backsplash and granite countertops. Master bedroom is huge and has a large en-suite bath, two large closets and a private entrance to a large screened in patio. Two additional bedrooms are very spacious with oversized closets and modern fixtures with fans. Living room features a wet bar with wine fridge, vaulted ceilings, and a wood burning fireplace with a granite hearth and a natural wood mantel. Out back you will find a large screened in area, new white vinyl fence and oversized lot. Conveniently located close to shopping, beaches and major highways this property won't last long.

  17. 2026-03-24
    price $434,900 848-char remark
    Show marketing remark (1426 chars)

    Remodeled ranch style home with no HOA and within walking distance to the river. Home features 3 bedrooms, 2 full bathrooms, remodeled kitchen, oversized open living room, two dining rooms, a large screened area, and a two car garage. Keeping some of the original character, there is a working radio intercom system, and natural wood panels in the living room. The formal dining room could be used as an office or easily converted into a fourth bedroom if needed. Updates include new paint throughout the entire home, wide plank vinyl flooring in the main areas and all three bedrooms, ceramic tile in the bathrooms, updated lighting fixtures, new bathroom vanities, extra cabinets in laundry area, granite counters and more. Kitchen has been completely updated with new white shaker style cabinets, stainless steel appliances, designer backsplash and granite countertops. Master bedroom is huge and has a large en-suite bath, two large closets and a private entrance to a large screened in patio. Two additional bedrooms are very spacious with oversized closets and modern fixtures with fans. Living room features a wet bar with wine fridge, vaulted ceilings, and a wood burning fireplace with a granite hearth and a natural wood mantel. Out back you will find a large screened in area, new white vinyl fence and oversized lot. Conveniently located close to shopping, beaches and major highways this property won't last long.

  18. 2026-03-24
    price $434,900 1426-char remark
    Show marketing remark (1426 chars)

    Remodeled ranch style home with no HOA and within walking distance to the river. Home features 3 bedrooms, 2 full bathrooms, remodeled kitchen, oversized open living room, two dining rooms, a large screened area, and a two car garage. Keeping some of the original character, there is a working radio intercom system, and natural wood panels in the living room. The formal dining room could be used as an office or easily converted into a fourth bedroom if needed. Updates include new paint throughout the entire home, wide plank vinyl flooring in the main areas and all three bedrooms, ceramic tile in the bathrooms, updated lighting fixtures, new bathroom vanities, extra cabinets in laundry area, granite counters and more. Kitchen has been completely updated with new white shaker style cabinets, stainless steel appliances, designer backsplash and granite countertops. Master bedroom is huge and has a large en-suite bath, two large closets and a private entrance to a large screened in patio. Two additional bedrooms are very spacious with oversized closets and modern fixtures with fans. Living room features a wet bar with wine fridge, vaulted ceilings, and a wood burning fireplace with a granite hearth and a natural wood mantel. Out back you will find a large screened in area, new white vinyl fence and oversized lot. Conveniently located close to shopping, beaches and major highways this property won't last long.

  19. 2026-03-11
    price $439,900 848-char remark
    Show marketing remark (1426 chars)

    Remodeled ranch style home with no HOA and within walking distance to the river. Home features 3 bedrooms, 2 full bathrooms, remodeled kitchen, oversized open living room, two dining rooms, a large screened area, and a two car garage. Keeping some of the original character, there is a working radio intercom system, and natural wood panels in the living room. The formal dining room could be used as an office or easily converted into a fourth bedroom if needed. Updates include new paint throughout the entire home, wide plank vinyl flooring in the main areas and all three bedrooms, ceramic tile in the bathrooms, updated lighting fixtures, new bathroom vanities, extra cabinets in laundry area, granite counters and more. Kitchen has been completely updated with new white shaker style cabinets, stainless steel appliances, designer backsplash and granite countertops. Master bedroom is huge and has a large en-suite bath, two large closets and a private entrance to a large screened in patio. Two additional bedrooms are very spacious with oversized closets and modern fixtures with fans. Living room features a wet bar with wine fridge, vaulted ceilings, and a wood burning fireplace with a granite hearth and a natural wood mantel. Out back you will find a large screened in area, new white vinyl fence and oversized lot. Conveniently located close to shopping, beaches and major highways this property won't last long.

  20. 2026-03-11
    price $439,900 1426-char remark
    Show marketing remark (1426 chars)

    Remodeled ranch style home with no HOA and within walking distance to the river. Home features 3 bedrooms, 2 full bathrooms, remodeled kitchen, oversized open living room, two dining rooms, a large screened area, and a two car garage. Keeping some of the original character, there is a working radio intercom system, and natural wood panels in the living room. The formal dining room could be used as an office or easily converted into a fourth bedroom if needed. Updates include new paint throughout the entire home, wide plank vinyl flooring in the main areas and all three bedrooms, ceramic tile in the bathrooms, updated lighting fixtures, new bathroom vanities, extra cabinets in laundry area, granite counters and more. Kitchen has been completely updated with new white shaker style cabinets, stainless steel appliances, designer backsplash and granite countertops. Master bedroom is huge and has a large en-suite bath, two large closets and a private entrance to a large screened in patio. Two additional bedrooms are very spacious with oversized closets and modern fixtures with fans. Living room features a wet bar with wine fridge, vaulted ceilings, and a wood burning fireplace with a granite hearth and a natural wood mantel. Out back you will find a large screened in area, new white vinyl fence and oversized lot. Conveniently located close to shopping, beaches and major highways this property won't last long.

  21. 2026-03-04
    price $444,500 848-char remark
    Show marketing remark (1426 chars)

    Remodeled ranch style home with no HOA and within walking distance to the river. Home features 3 bedrooms, 2 full bathrooms, remodeled kitchen, oversized open living room, two dining rooms, a large screened area, and a two car garage. Keeping some of the original character, there is a working radio intercom system, and natural wood panels in the living room. The formal dining room could be used as an office or easily converted into a fourth bedroom if needed. Updates include new paint throughout the entire home, wide plank vinyl flooring in the main areas and all three bedrooms, ceramic tile in the bathrooms, updated lighting fixtures, new bathroom vanities, extra cabinets in laundry area, granite counters and more. Kitchen has been completely updated with new white shaker style cabinets, stainless steel appliances, designer backsplash and granite countertops. Master bedroom is huge and has a large en-suite bath, two large closets and a private entrance to a large screened in patio. Two additional bedrooms are very spacious with oversized closets and modern fixtures with fans. Living room features a wet bar with wine fridge, vaulted ceilings, and a wood burning fireplace with a granite hearth and a natural wood mantel. Out back you will find a large screened in area, new white vinyl fence and oversized lot. Conveniently located close to shopping, beaches and major highways this property won't last long.

  22. 2026-03-04
    price $444,500 1426-char remark
    Show marketing remark (1426 chars)

    Remodeled ranch style home with no HOA and within walking distance to the river. Home features 3 bedrooms, 2 full bathrooms, remodeled kitchen, oversized open living room, two dining rooms, a large screened area, and a two car garage. Keeping some of the original character, there is a working radio intercom system, and natural wood panels in the living room. The formal dining room could be used as an office or easily converted into a fourth bedroom if needed. Updates include new paint throughout the entire home, wide plank vinyl flooring in the main areas and all three bedrooms, ceramic tile in the bathrooms, updated lighting fixtures, new bathroom vanities, extra cabinets in laundry area, granite counters and more. Kitchen has been completely updated with new white shaker style cabinets, stainless steel appliances, designer backsplash and granite countertops. Master bedroom is huge and has a large en-suite bath, two large closets and a private entrance to a large screened in patio. Two additional bedrooms are very spacious with oversized closets and modern fixtures with fans. Living room features a wet bar with wine fridge, vaulted ceilings, and a wood burning fireplace with a granite hearth and a natural wood mantel. Out back you will find a large screened in area, new white vinyl fence and oversized lot. Conveniently located close to shopping, beaches and major highways this property won't last long.

  23. 2026-02-17
    price $449,000 848-char remark
    Show marketing remark (1426 chars)

    Remodeled ranch style home with no HOA and within walking distance to the river. Home features 3 bedrooms, 2 full bathrooms, remodeled kitchen, oversized open living room, two dining rooms, a large screened area, and a two car garage. Keeping some of the original character, there is a working radio intercom system, and natural wood panels in the living room. The formal dining room could be used as an office or easily converted into a fourth bedroom if needed. Updates include new paint throughout the entire home, wide plank vinyl flooring in the main areas and all three bedrooms, ceramic tile in the bathrooms, updated lighting fixtures, new bathroom vanities, extra cabinets in laundry area, granite counters and more. Kitchen has been completely updated with new white shaker style cabinets, stainless steel appliances, designer backsplash and granite countertops. Master bedroom is huge and has a large en-suite bath, two large closets and a private entrance to a large screened in patio. Two additional bedrooms are very spacious with oversized closets and modern fixtures with fans. Living room features a wet bar with wine fridge, vaulted ceilings, and a wood burning fireplace with a granite hearth and a natural wood mantel. Out back you will find a large screened in area, new white vinyl fence and oversized lot. Conveniently located close to shopping, beaches and major highways this property won't last long.

  24. 2026-02-17
    price $449,000 1426-char remark
    Show marketing remark (1426 chars)

    Remodeled ranch style home with no HOA and within walking distance to the river. Home features 3 bedrooms, 2 full bathrooms, remodeled kitchen, oversized open living room, two dining rooms, a large screened area, and a two car garage. Keeping some of the original character, there is a working radio intercom system, and natural wood panels in the living room. The formal dining room could be used as an office or easily converted into a fourth bedroom if needed. Updates include new paint throughout the entire home, wide plank vinyl flooring in the main areas and all three bedrooms, ceramic tile in the bathrooms, updated lighting fixtures, new bathroom vanities, extra cabinets in laundry area, granite counters and more. Kitchen has been completely updated with new white shaker style cabinets, stainless steel appliances, designer backsplash and granite countertops. Master bedroom is huge and has a large en-suite bath, two large closets and a private entrance to a large screened in patio. Two additional bedrooms are very spacious with oversized closets and modern fixtures with fans. Living room features a wet bar with wine fridge, vaulted ceilings, and a wood burning fireplace with a granite hearth and a natural wood mantel. Out back you will find a large screened in area, new white vinyl fence and oversized lot. Conveniently located close to shopping, beaches and major highways this property won't last long.

  25. 2026-02-04
    price $459,000 848-char remark
    Show marketing remark (1426 chars)

    Remodeled ranch style home with no HOA and within walking distance to the river. Home features 3 bedrooms, 2 full bathrooms, remodeled kitchen, oversized open living room, two dining rooms, a large screened area, and a two car garage. Keeping some of the original character, there is a working radio intercom system, and natural wood panels in the living room. The formal dining room could be used as an office or easily converted into a fourth bedroom if needed. Updates include new paint throughout the entire home, wide plank vinyl flooring in the main areas and all three bedrooms, ceramic tile in the bathrooms, updated lighting fixtures, new bathroom vanities, extra cabinets in laundry area, granite counters and more. Kitchen has been completely updated with new white shaker style cabinets, stainless steel appliances, designer backsplash and granite countertops. Master bedroom is huge and has a large en-suite bath, two large closets and a private entrance to a large screened in patio. Two additional bedrooms are very spacious with oversized closets and modern fixtures with fans. Living room features a wet bar with wine fridge, vaulted ceilings, and a wood burning fireplace with a granite hearth and a natural wood mantel. Out back you will find a large screened in area, new white vinyl fence and oversized lot. Conveniently located close to shopping, beaches and major highways this property won't last long.

  26. 2026-02-04
    price $459,000 1426-char remark
    Show marketing remark (1426 chars)

    Remodeled ranch style home with no HOA and within walking distance to the river. Home features 3 bedrooms, 2 full bathrooms, remodeled kitchen, oversized open living room, two dining rooms, a large screened area, and a two car garage. Keeping some of the original character, there is a working radio intercom system, and natural wood panels in the living room. The formal dining room could be used as an office or easily converted into a fourth bedroom if needed. Updates include new paint throughout the entire home, wide plank vinyl flooring in the main areas and all three bedrooms, ceramic tile in the bathrooms, updated lighting fixtures, new bathroom vanities, extra cabinets in laundry area, granite counters and more. Kitchen has been completely updated with new white shaker style cabinets, stainless steel appliances, designer backsplash and granite countertops. Master bedroom is huge and has a large en-suite bath, two large closets and a private entrance to a large screened in patio. Two additional bedrooms are very spacious with oversized closets and modern fixtures with fans. Living room features a wet bar with wine fridge, vaulted ceilings, and a wood burning fireplace with a granite hearth and a natural wood mantel. Out back you will find a large screened in area, new white vinyl fence and oversized lot. Conveniently located close to shopping, beaches and major highways this property won't last long.

  27. 2026-01-26
    price $469,000 848-char remark
    Show marketing remark (1426 chars)

    Remodeled ranch style home with no HOA and within walking distance to the river. Home features 3 bedrooms, 2 full bathrooms, remodeled kitchen, oversized open living room, two dining rooms, a large screened area, and a two car garage. Keeping some of the original character, there is a working radio intercom system, and natural wood panels in the living room. The formal dining room could be used as an office or easily converted into a fourth bedroom if needed. Updates include new paint throughout the entire home, wide plank vinyl flooring in the main areas and all three bedrooms, ceramic tile in the bathrooms, updated lighting fixtures, new bathroom vanities, extra cabinets in laundry area, granite counters and more. Kitchen has been completely updated with new white shaker style cabinets, stainless steel appliances, designer backsplash and granite countertops. Master bedroom is huge and has a large en-suite bath, two large closets and a private entrance to a large screened in patio. Two additional bedrooms are very spacious with oversized closets and modern fixtures with fans. Living room features a wet bar with wine fridge, vaulted ceilings, and a wood burning fireplace with a granite hearth and a natural wood mantel. Out back you will find a large screened in area, new white vinyl fence and oversized lot. Conveniently located close to shopping, beaches and major highways this property won't last long.

  28. 2026-01-26
    price $469,000 1426-char remark
    Show marketing remark (1426 chars)

    Remodeled ranch style home with no HOA and within walking distance to the river. Home features 3 bedrooms, 2 full bathrooms, remodeled kitchen, oversized open living room, two dining rooms, a large screened area, and a two car garage. Keeping some of the original character, there is a working radio intercom system, and natural wood panels in the living room. The formal dining room could be used as an office or easily converted into a fourth bedroom if needed. Updates include new paint throughout the entire home, wide plank vinyl flooring in the main areas and all three bedrooms, ceramic tile in the bathrooms, updated lighting fixtures, new bathroom vanities, extra cabinets in laundry area, granite counters and more. Kitchen has been completely updated with new white shaker style cabinets, stainless steel appliances, designer backsplash and granite countertops. Master bedroom is huge and has a large en-suite bath, two large closets and a private entrance to a large screened in patio. Two additional bedrooms are very spacious with oversized closets and modern fixtures with fans. Living room features a wet bar with wine fridge, vaulted ceilings, and a wood burning fireplace with a granite hearth and a natural wood mantel. Out back you will find a large screened in area, new white vinyl fence and oversized lot. Conveniently located close to shopping, beaches and major highways this property won't last long.

  29. 2026-01-12
    listed $479,000 Active 848-char remark
    Show marketing remark (848 chars)

    Remodeled ranch style home with no HOA and within walking distance to the river. Home features 3 bedrooms, 2 full bathrooms, remodeled kitchen, oversized open living room, two dining rooms (one could be used as an office), a large screened area, and a two car garage. Keeping some of the original character, there is a working radio intercom system, and natural wood panels in the living room. Updates include new paint throughout the entire home, wide plank vinyl flooring in the main areas and in all three bedrooms, ceramic tile in the bathrooms, updated lighting fixtures, new bathroom vanities and cabinets including extra cabinets in laundry area, granite counters and more. Out back you will find a large screened in area and an oversized lot. Conveniently located close to shopping, beaches and major highways this property won't last long.

  30. 2026-01-07
    listed $479,000 Active 1426-char remark
    Show marketing remark (1426 chars)

    Remodeled ranch style home with no HOA and within walking distance to the river. Home features 3 bedrooms, 2 full bathrooms, remodeled kitchen, oversized open living room, two dining rooms, a large screened area, and a two car garage. Keeping some of the original character, there is a working radio intercom system, and natural wood panels in the living room. The formal dining room could be used as an office or easily converted into a fourth bedroom if needed. Updates include new paint throughout the entire home, wide plank vinyl flooring in the main areas and all three bedrooms, ceramic tile in the bathrooms, updated lighting fixtures, new bathroom vanities, extra cabinets in laundry area, granite counters and more. Kitchen has been completely updated with new white shaker style cabinets, stainless steel appliances, designer backsplash and granite countertops. Master bedroom is huge and has a large en-suite bath, two large closets and a private entrance to a large screened in patio. Two additional bedrooms are very spacious with oversized closets and modern fixtures with fans. Living room features a wet bar with wine fridge, vaulted ceilings, and a wood burning fireplace with a granite hearth and a natural wood mantel. Out back you will find a large screened in area, new white vinyl fence and oversized lot. Conveniently located close to shopping, beaches and major highways this property won't last long.

  31. 2025-11-19
    soldstatus $280,000
  32. 2025-11-18
    soldstatus $280,000 Closed
  33. 2025-11-18
    soldstatus $280,000 Closed
  34. 2025-10-30
    status Pending
  35. 2025-10-30
    status Pending
  36. 2025-10-28
    status Active
  37. 2025-10-28
    status Active
  38. 2025-10-21
    status Pending
  39. 2025-10-21
    status Pending
  40. 2025-08-08
    price $349,900
  41. 2025-08-08
    price $349,900
  42. 2025-07-18
    price $389,900
  43. 2025-07-18
    price $389,900
  44. 2025-06-13
    price $399,900
  45. 2025-06-13
    price $399,900
  46. 2025-06-06
    listed $419,900 Active
  47. 2025-06-06
    listed $419,900 Active
  48. 1980-06-01
    soldstatus $83,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$975 · $81/mo
Projected year-2 tax
$3,319 · $277/mo
Expected delta
+$2,344/yr (+$195/mo · 240.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 96% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$35,974
− Mortgage interest
−$22,401
− Property taxes
−$975
− Insurance
−$2,797
− Repairs & maintenance
−$2,878
− Management
−$2,878
− Depreciation
−$11,633
Taxable loss
−$7,588
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,821
After-tax cash flow
$1,303/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Volusia
NCES district ID
1201920
Math proficiency
44% ▼ -9.00%
Reading proficiency
49% ▼ -3.00%
Median HH income
$42,946
Composite
39.2/100
National rank
#4019
State rank
#47 of 73 in FL

Livability — Ormond Beach

Score
83/100
State rank
#55
US rank
#965

Category grades

Amenities A+ Commute F Cost of living A Crime B+ Employment B- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Ormond Beach, FL
County
Volusia County · 556,871 people
City population
69,624
Metro
Deltona-Daytona Beach-Ormond Beach, FL
Population (ZIP)
54,783
Household income
$71,011
Rent vs Own
17.6% rent · 82.4% own
Severe rent burden
1158.0

Population outlook (Volusia County) Hauer SSP2

Today (2025)
572,749 people
By 2030
598,695 · +4.5%
By 2040
644,880 · +12.6%
By 2050
681,451 · +19.0%
By 2075
759,957 · +32.7%
By 2100
778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 6% Hispanic / Latino 5% Two or more races 5% Asian 3%
Hispanic origin (detail)
Puerto Rican 2%
Common ancestry
Romanian 4% Lithuanian 3% Slovak 3%
Foreign-born
7% · Canada, China
Languages at home
91% English-only · Spanish 3% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Volusia

2024 margin
Strong R (+21.8) · D 38.7% · R 60.5%
2008→2024 swing
-27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
All cycles
2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -327.97%
Current HPI
271.92
Rent YoY
▲ 1.64%
Metro
Deltona-Daytona Beach-Ormond Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+406.6% since first listed
36 events — show timeline
  • 2026-05-07 Price Changed $423,000 Daytona MLS
  • 2026-05-07 Price Changed $423,000 Stellar MLS as Distributed by MLS Grid
  • 2026-04-14 Price Changed $424,000 Daytona MLS
  • 2026-04-14 Price Changed $424,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-24 Price Changed $434,900 Daytona MLS
  • 2026-03-24 Price Changed $434,900 Stellar MLS as Distributed by MLS Grid
  • 2026-03-11 Price Changed $439,900 Daytona MLS
  • 2026-03-11 Price Changed $439,900 Stellar MLS as Distributed by MLS Grid
  • 2026-03-04 Price Changed $444,500 Daytona MLS
  • 2026-03-04 Price Changed $444,500 Stellar MLS as Distributed by MLS Grid
  • 2026-02-17 Price Changed $449,000 Daytona MLS
  • 2026-02-17 Price Changed $449,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-04 Price Changed $459,000 Daytona MLS
  • 2026-02-04 Price Changed $459,000 Stellar MLS as Distributed by MLS Grid
  • 2026-01-26 Price Changed $469,000 Daytona MLS
  • 2026-01-26 Price Changed $469,000 Stellar MLS as Distributed by MLS Grid
  • 2026-01-12 Listed $479,000 Daytona MLS
  • 2026-01-07 Listed $479,000 Stellar MLS as Distributed by MLS Grid
  • 2025-11-19 Sold (Public Records) $280,000 Public Records
  • 2025-11-18 Sold (MLS) $280,000 Daytona MLS
  • 2025-11-18 Sold (MLS) $280,000 Stellar MLS as Distributed by MLS Grid
  • 2025-10-30 Pending Daytona MLS
  • 2025-10-30 Pending Stellar MLS as Distributed by MLS Grid
  • 2025-10-28 Relisted Daytona MLS
  • 2025-10-28 Relisted Stellar MLS as Distributed by MLS Grid
  • 2025-10-21 Pending Daytona MLS
  • 2025-10-21 Pending Stellar MLS as Distributed by MLS Grid
  • 2025-08-08 Price Changed $349,900 Daytona MLS
  • 2025-08-08 Price Changed $349,900 Stellar MLS as Distributed by MLS Grid
  • 2025-07-18 Price Changed $389,900 Daytona MLS
  • 2025-07-18 Price Changed $389,900 Stellar MLS as Distributed by MLS Grid
  • 2025-06-13 Price Changed $399,900 Daytona MLS
  • 2025-06-13 Price Changed $399,900 Stellar MLS as Distributed by MLS Grid
  • 2025-06-06 Listed $419,900 Daytona MLS
  • 2025-06-06 Listed $419,900 Stellar MLS as Distributed by MLS Grid
  • 1980-06-01 Sold (Public Records) $83,500 Public Records

Property tax history

+0.5%/yr

Latest (2025): $975 · +5.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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