3830 Green Mountain Dr #202 · Branson, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +5.3/30.0
- Schools +4.9/10.0
- Livability +3.9/5.0
- 1% rule +3.5/10.0
- Rent growth +3.2/5.0
- Condition / age +1.0/5.0
- DSCR +0.0/10.0
- Appreciation +0.0/10.0
$120,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Enjoy Carefree Living in the heart of Branson, MO!This Kingsgate second floor condo, with elevator access, offers easy low maintenance living with all utilities and amenities included in the COA dues, Such as, water, sewer, trash, electric, pool, lawn care, snow removal, and building maintenance. Perfect for full-time living, investment rental or a vacation getaway. The property is meticulously maintained and landscaped. Conveniently located near Branson's entertainment, shopping and dining attractions.
Key facts
- Landscaped
- Utilities included
- Elevator access
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $120k. Condition is rated poor.
Deal economics
- At list price, monthly cash flow is $-265 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $73k (39.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $102k (15.3% below list).
- Recommended offer: $73k (39.0% below list) — sets the bar for cash-flow.
- Cap rate 3.6% vs local median 2.8% in Branson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 77/100 on livability (#32 in MO, #2,940 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: employment C-, crime F.
- Branson R-IV (rural): math 48% / reading 52% proficiency, ranked #44 of 324 in MO (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Cedar Ridge Elementary (math 52% / reading 47%, grade D, #284 of 1,115 statewide, top 30%, 503 students, 65% FRL); Branson Jr. High (math 48% / reading 49%, grade C-, #81 of 391 statewide, top 21%, 724 students, 51% FRL); Branson High (math 42% / reading 56%, grade D, #145 of 521 statewide, top 28%, 1,423 students, 46% FRL).
- Market conditions: Rents rising (+2.9%/yr); 1267 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 93d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 331 units permitted in Taney County in 2024 (50 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Taney County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 267 days — a 12% lower offer ($106k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 9y ago; this cycle's ask has dropped $24k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: HOA is 34% of rent.
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 267 days. Have you received any prior offers? Is the seller open to a 39% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.85% ✗
- Cap rate
- 3.64%
- Cash-on-cash
- -9.46%
- DSCR
- 0.58
- GRM
- 9.8
CMA / ARV
- ARV (median comp)
- $202,147
- List price
- $120,000
- Delta
- -40.64%
- Verdict
- UNDERPRICED
- Comps
- 20 within 2.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3830 Green Mountain Dr #402 | 0.00mi | 1/1.0 | 605 (-4%) | 18mo | $130,000 | $215 | 79 |
| 328 Summer Dr | 0.93mi | 1/1.0 | 640 (+2%) | 8mo | $209,900 | $328 | 55 |
| 283 Oak Ridge Rd | 1.11mi | 1/— | 642 (+2%) | 9mo | $189,900 | $296 | 55 |
| 113 Grand Mountain Ave | 0.96mi | 1/1.0 | 692 (+10%) | 2mo | $189,900 | $274 | 47 |
| 263 Forest Park Ln | 1.14mi | 2/1.0 (+1) | 672 (+7%) | 2mo | $129,900 | $193 | 47 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.9% rent growth · sell at horizon
- IRR
- -33.1%
- Equity multiple
- -0.08×
- Total profit
- $-36,257
- Equity at exit
- $17,892
- IRR
- -39.5%
- Equity multiple
- -0.58×
- Total profit
- $-53,056
- Equity at exit
- $10,375
Cash invested: $33,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 0 active · 1 under contract
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 65616
- Home prices YoY
- -24.3%
- Rents YoY
- 2.9%
- Active inventory
- 1267
- Price-to-rent
- 9.8×
Monthly cashflow live
- Estimated rent
- $1,017 medium interval (Pro) →
- Mortgage (P&I)
- −$629
- Tax from tax record
- −$44 /mo · $527/yr
- Insurance
- −$50
- HOA
- −$345
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$214
- Net cashflow
- $-265
Break-even live
Sensitivity live
| Price | -10% $-197 | -5% $-231 | +0% $-265 | +5% $-299 | +10% $-333 |
|---|---|---|---|---|---|
| Rent | -10% $-345 | -5% $-305 | +0% $-265 | +5% $-225 | +10% $-185 |
| Rate | -1.0pp $-204 | -0.5pp $-234 | base $-265 | +0.5pp $-296 | +1.0pp $-328 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $30,000
- Closing costs
- $3,600
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 300 Francis St Branson, MO | 1.0 | 1.0 | 427 | $1,025 | $2.40 | 63d | 22 | 0.85mi |
| 406 Judy St Unit 21 Branson, MO | 1.0 | 1.0 | 650 | $745 | $1.15 | 93d | 1 | 1.21mi |
| 2849 Gretna Rd Apt 10 Branson, MO | 1.0 | 1.0 | 360 | $695 | $1.93 | 93d | 1 | 1.39mi |
| 2425 W 76 Country Blvd Branson, MO | 1.0 | 1.0–1.5 | 365 | $950 | $2.60 | 72d | 1 | 1.42mi |
HOA detail $345/mo · $4,140/yr condo
- Likely covers
- watersewertrashelectriclandscapingsnow removalpool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-08-08days on market $120,000 Active 267 DOM
-
2026-08-07days on market $120,000 Active 266 DOM
-
2026-08-06days on market $120,000 Active 265 DOM
-
2026-08-05days on market $120,000 Active 264 DOM
-
2026-08-04days on market $120,000 Active 263 DOM
-
2026-08-03days on market $120,000 Active 262 DOM
-
2026-07-31days on market $120,000 Active 259 DOM
-
2026-07-30days on market $120,000 Active 258 DOM
-
2026-07-29days on market $120,000 Active 257 DOM
-
2026-07-27days on market $120,000 Active 255 DOM
-
2026-07-25days on market $120,000 Active 253 DOM
-
2026-07-24days on market $120,000 Active 252 DOM
-
2026-07-23days on market $120,000 Active 251 DOM
-
2026-07-22days on market $120,000 Active 250 DOM
-
2026-07-21days on market $120,000 Active 249 DOM
-
2026-07-18days on market $120,000 Active 246 DOM
-
2026-07-16days on market $120,000 Active 244 DOM
-
2026-07-15days on market $120,000 Active 243 DOM
-
2026-07-14days on market $120,000 Active 242 DOM
-
2026-07-13days on market $120,000 Active 241 DOM
-
2026-07-12days on market $120,000 Active 240 DOM
-
2026-07-11days on market $120,000 Active 239 DOM
-
2026-07-11days on market $120,000 Active 238 DOM
-
2026-07-09days on market $120,000 Active 237 DOM
-
2026-07-08days on market $120,000 Active 236 DOM
-
2026-07-07days on market $120,000 Active 235 DOM
-
2026-07-06days on market $120,000 Active 234 DOM
-
2026-07-05days on market $120,000 Active 233 DOM
-
2026-07-04days on market $120,000 Active 232 DOM
-
2026-07-03days on market $120,000 Active 231 DOM
-
2026-07-02days on market $120,000 Active 230 DOM
-
2026-07-01days on market $120,000 Active 229 DOM
-
2026-06-30days on market $120,000 Active 228 DOM
-
2026-06-29days on market $120,000 Active 227 DOM
-
2026-06-28days on market $120,000 Active 226 DOM
-
2026-06-27days on market $120,000 Active 225 DOM
-
2026-06-26days on market $120,000 Active 223 DOM
-
2026-06-22days on market $120,000 Active 220 DOM
-
2026-06-21days on market $120,000 Active 219 DOM
-
2026-06-19days on market $120,000 Active 217 DOM
-
2026-06-18days on market $120,000 Active 216 DOM
-
2026-06-17days on market $120,000 Active 215 DOM
-
2026-06-16days on market $120,000 Active 214 DOM
-
2026-06-15days on market $120,000 Active 213 DOM
-
2026-06-14days on market $120,000 Active 211 DOM
-
2026-06-12days on market $120,000 Active 210 DOM
-
2026-06-09days on market $120,000 Active 207 DOM
-
2026-06-08days on market $120,000 Active 206 DOM
-
2026-06-07remarks 695-char remark
-
2026-06-07days on market $120,000 Active 205 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $527 · $44/mo
- Projected year-2 tax
- $1,164 · $97/mo
- Expected delta
- +$637/yr (+$53/mo · 120.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,202
- − Mortgage interest
- −$6,722
- − Property taxes
- −$527
- − Insurance
- −$600
- − Repairs & maintenance
- −$976
- − Management
- −$976
- − HOA
- −$4,140
- − Depreciation
- −$3,491
- Taxable loss
- −$5,230
- Est. tax savings @ 24.0%
- +$1,255
- After-tax cash flow
- $-1,924/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 1 photo
This Kingsgate condo requires extensive repairs and maintenance, including exterior siding, interior walls, and roof. Significant updates are needed to improve its condition and value.
Repairs flagged
- Major exterior siding — Significant wear and tear
- Major roof — No visible damage, but photos don't show
- Major interior walls/paint — No visible interior, but photos don't show
- Major bathrooms — No visible bathrooms, but photos don't show
- Major kitchen — No visible kitchen, but photos don't show
- Major systems — No visible systems, but photos don't show
Value-add opportunities
- Both exterior siding replacement — Improves curb appeal and value ↑
- Both interior repairs and painting — Enhances living space and rental appeal ↑
- Both roof inspection and repair — Ensures structural integrity and safety ↑
ⓘ Rehab cost is a screening estimate — Extensive scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Branson R-IV
- NCES district ID
- 2905760
- Math proficiency
- 48% ▼ -6.00%
- Reading proficiency
- 52% ▼ -3.00%
- Median HH income
- $41,473
- Composite
- 41.96/100
- National rank
- #3347
- State rank
- #44 of 324 in MO
Livability — Branson
- Score
- 77/100
- State rank
- #32
- US rank
- #2940
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Branson, MO
- County
- Taney County · 59,017 people
- City population
- 28,460
- Metro
- Branson, MO
- Population (ZIP)
- 28,460
- Household income
- $60,489
- Rent vs Own
- Severe rent burden
- 6% of renters
Population outlook (Taney County) Hauer SSP2
- Today (2025)
- 59,017 people
- By 2030
- 61,235 · +3.8%
- By 2040
- 65,225 · +10.5%
- By 2050
- 68,842 · +16.6%
- By 2075
- 77,705 · +31.7%
- By 2100
- 82,002 · +38.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (82%)
- Race & ethnicity
- White 82% Two or more races 10% Hispanic / Latino 10% Black 2% Asian 2%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 2%
- Common ancestry
- Italian 4% Lithuanian 3% Slovak 2%
- Foreign-born
- 5% · Canada
- Languages at home
- 89% English-only · Spanish 7% Other Indo-European 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Taney
- 2024 margin
- Solid R (+59.3) · D 19.9% · R 79.2%
- 2008→2024 swing
- -22.2pp toward R · 2008: -37.2pp · 2024: -59.3pp
- All cycles
- 2024: R+59.3 2020: R+57.7 2016: R+59.3 2012: R+47.4 2008: R+37.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -64.45%
- Current HPI
- 200.8392
- Rent YoY
- ▲ 2.90%
- Metro
- Branson, MO
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
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| Insurance | 1 | $21B |
|
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| Industrial Technology | 1 | $17B |
|
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| Retail | 1 | $16B |
|
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| Industrial Distribution | 1 | $10B |
|
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| Utilities | 1 | $9B |
|
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Price history
+132.2% since first listed6 events — show timeline
- 2026-01-19 Price Changed $130,000 SOMO
- 2025-11-14 Listed $144,000 SOMO
- 2020-12-28 Sold (MLS) — SOMO
- 2020-09-18 Listed $70,000 SOMO
- 2017-09-13 Sold (MLS) — SOMO
- 2017-03-17 Listed $55,995 SOMO
Property tax history
-11.1%/yrLatest (2025): $527 · +6.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…