957 Calle Aragon Unit O · Laguna Woods, CA
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 4/10 · Minor
- Hot days now (above 91°F)
- 4 days/yr
- Hot days in 30 yrs
- 12 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +8.0/30.0
- Appreciation +7.9/10.0
- 1% rule +6.4/10.0
- Schools +5.6/10.0
- Rent growth +4.2/5.0
- Livability +3.6/5.0
- Condition / age +2.5/5.0
- DSCR +2.0/10.0
$266,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Competitively priced two-bedroom fixer offering strong value potential in Laguna Woods Village—well suited for buyers looking to personalize their own space or for those seeking a project with upside potential. Spacious living room and dining area provide a comfortable layout with room to update and enhance over time. Solar tubes enhance natural light in the bathroom and kitchen. Both bedrooms feature ceiling fans and (wall) radiant heat for added comfort. The unit includes an AC/heat pump. Kitchen appliances—refrigerator, dishwasher, oven, and cooktop—provided and maintained by the HOA. Private balcony offers a peaceful outdoor space with a pleasant view—perfect for morning coffee or a quiet evening. Additional features include nearby laundry, carport with storage, and is conveniently located near Gate 1 for easy access in and out of the community. Enjoy the Laguna Woods Village senior lifestyle with golf courses, pickleball and tennis courts, fitness centers, swimming pools, clubhouses, and over 250 clubs and organizations. Close to shopping, medical facilities, and just minutes from Laguna Beach.
Key facts
- Private balcony
- Close to shopping
- Carport with storage
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $266k.
Deal economics
- At list price, monthly cash flow is $-274 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $226k (14.9% below list).
- Meets the 1% rule at list price ($3k rent vs $266k).
- Recommended offer: $226k (14.9% below list) — sets the bar for cash-flow.
- Cap rate 5.1% vs local median 2.4% in Laguna Woods — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#200 in CA) — a middle-class / working-renter tenant base. Strengths: crime A+, commute A+; Watch: schools C-, amenities D+, cost of living F.
- Saddleback Valley Unified (suburban): math 51% / reading 73% proficiency, ranked #67 of 517 in CA (top 13%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising fast (+6.8%/yr); 191 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 6,974 units permitted in Orange County in 2024 (3,839 in 5+ unit buildings).
- At $3,026/mo this rent would consume 61% of the median local household income ($59k/yr) (locally 1572% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $17k of equity ($2k loan paydown + $16k appreciation (5.9% local appreciation)).
- Orange County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- By year 3, paydown + projected appreciation supports a ~$43k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 79 days — a 6% lower offer ($250k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 27y ago; this cycle's ask has dropped $19k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $120k; list at $266k implies a 122% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 27% of rent.
- Climate carrying-cost: moderate flood risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 79 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
- Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.14% ✓
- Cap rate
- 5.06%
- Cash-on-cash
- -4.41%
- DSCR
- 0.80
- GRM
- 7.3
CMA / ARV
- ARV (median comp)
- $330,207
- List price
- $266,000
- Delta
- -19.44%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
5.88% appreciation · 6.79% rent growth · sell at horizon
- IRR
- 13.7%
- Equity multiple
- 1.94×
- Total profit
- $70,055
- Equity at exit
- $165,269
- IRR
- 16.1%
- Equity multiple
- 4.35×
- Total profit
- $249,656
- Equity at exit
- $298,040
Cash invested: $74,480 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92637
- Home prices YoY
- 3.4%
- Rents YoY
- 6.8%
- Active inventory
- 191
- Price-to-rent
- 7.3×
Monthly cashflow live
- Estimated rent
- $3,026 high interval (Pro) →
- Mortgage (P&I)
- −$1,395
- Tax est. 1.5%
- −$332 /mo · $3,990/yr
- Insurance
- −$111
- HOA
- −$826
- Vacancy / Maint / Mgmt
- −$635
- Net cashflow
- $-274
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $66,500
- Closing costs
- $7,980
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 281 Avenida Carmel Unit 0Q Laguna Woods, CA | 1.0 | 1.0 | 770 | $2,300 | $2.99 | 44d | 1 | 0.11mi |
| 263 Calle Aragon Unit A Laguna Woods, CA | 2.0 | 2.0 | 1275 | $3,800 | $2.98 | 17d | 1 | 0.15mi |
| 2014 Via Mariposa W Unit A Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,850 | $2.74 | 44d | 1 | 0.23mi |
| 8 Via Castilla Unit S Laguna Woods, CA | 2.0 | 2.0 | 1000 | $3,000 | $3.00 | 44d | 1 | 0.27mi |
| 8 Via Castilla Unit N Laguna Woods, CA | 2.0 | 2.0 | 1040 | $3,250 | $3.12 | 24d | 1 | 0.27mi |
| 8 Via Castilla Laguna Woods, CA | 2.0 | 2.0 | 1000 | $3,250 | $3.25 | 44d | 1 | 0.27mi |
| 8 Via Castilla Unit T Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,650 | $2.55 | 5d | 1 | 0.27mi |
| 2037 Via Mariposa E Laguna Woods, CA | 2.0 | 2.0 | 1325 | $3,300 | $2.49 | 44d | 1 | 0.29mi |
| 21 Avenida Castilla Unit D Laguna Woods, CA | 2.0 | 2.0 | 940 | $3,200 | $3.40 | 19d | 1 | 0.31mi |
| 2022 Via Mariposa E Unit D Laguna Woods, CA | 2.0 | 2.0 | 1305 | $4,000 | $3.07 | 44d | 1 | 0.34mi |
| 2022 Via Mariposa E Unit B Laguna Woods, CA | 2.0 | 2.0 | 1325 | $3,200 | $2.42 | 19d | 1 | 0.39mi |
| 29 Calle Aragon Unit Q Laguna Woods, CA | 2.0 | 2.0 | 1040 | $3,100 | $2.98 | 44d | 1 | 0.40mi |
| 23491 Via San Miguel Aliso Viejo, CA | 3.0 | 2.0 | 1240 | $3,850 | $3.10 | 13d | 1 | 0.41mi |
| 969 Calle Aragon Unit 1B Laguna Woods, CA | 2.0 | 2.0 | 1195 | $2,900 | $2.43 | 24d | 1 | 0.42mi |
| 59 Calle Cadiz Unit B Laguna Woods, CA | 2.0 | 2.0 | 1070 | $3,500 | $3.27 | 44d | 1 | 0.42mi |
| 24299 Paseo De Valencia Laguna Woods, CA | 2.0 | 2.0 | 1347 | $3,770 | $2.80 | 22d | 7 | 0.43mi |
| 53 Calle Aragon Unit O Laguna Woods, CA | 1.0 | 1.0 | 770 | $2,200 | $2.86 | 13d | 1 | 0.44mi |
| 57 Calle Cadiz Unit N Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,900 | $2.79 | 3d | 1 | 0.46mi |
| 57 Calle Cadiz Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,800 | $2.69 | 44d | 1 | 0.46mi |
| 2324 Via Puerta Laguna Woods, CA | 2.0 | 2.0 | 1009 | $2,800 | $2.78 | 44d | 1 | 0.47mi |
| 254 Calle Aragon Unit D Laguna Woods, CA | 2.0 | 2.0 | 1009 | $3,000 | $2.97 | 17d | 1 | 0.49mi |
| 23491 Los Adornos Aliso Viejo, CA | 3.0 | 2.0 | 1250 | $3,600 | $2.88 | 44d | 1 | 0.50mi |
| 2049 Via Mariposa E Unit H Laguna Woods, CA | 2.0 | 1.0 | 866 | $2,900 | $3.35 | 44d | 1 | 0.51mi |
| 46 Calle Aragon Unit R Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,800 | $2.69 | 19d | 1 | 0.52mi |
| 479 Calle Cadiz Unit B Laguna Woods, CA | 2.0 | 2.0 | 1050 | $3,300 | $3.14 | 17d | 1 | 0.54mi |
| 477 Calle Cadiz Unit A Laguna Woods, CA | 1.0 | 1.0 | 770 | $2,500 | $3.25 | 24d | 1 | 0.55mi |
| 494 Calle Cadiz Laguna Woods, CA | 2.0 | 2.0 | 1000 | $3,900 | $3.90 | 44d | 1 | 0.60mi |
| 480 Calle Cadiz Unit B Laguna Woods, CA | 2.0 | 2.0 | 1324 | $3,100 | $2.34 | 44d | 1 | 0.60mi |
| 2269 Via Puerta Unit N Laguna Woods, CA | 2.0 | 2.0 | 1057 | $2,700 | $2.55 | 19d | 1 | 0.60mi |
| 2293 Via Puerta Unit O Laguna Woods, CA | 2.0 | 2.0 | 1057 | $3,100 | $2.93 | 19d | 1 | 0.60mi |
| 74 Calle Aragon Unit A Laguna Woods, CA | 2.0 | 1.0 | 950 | $2,700 | $2.84 | 24d | 1 | 0.61mi |
| 92 Calle Aragon Unit R Laguna Woods, CA | 2.0 | 2.0 | 1009 | $2,650 | $2.63 | 19d | 1 | 0.64mi |
| 4003 C. Sonora Unit 2B Laguna Woods, CA | 2.0 | 2.0 | 1171 | $3,100 | $2.65 | 24d | 1 | 0.66mi |
| 2369 Via Mariposa E Unit 1B Laguna Woods, CA | 2.0 | 2.0 | 1340 | $2,950 | $2.20 | 44d | 1 | 0.70mi |
| 3037 Via Vis Laguna Woods, CA | 2.0 | 2.0 | 1000 | $2,600 | $2.60 | 19d | 1 | 0.76mi |
| 4002 Calle Sonora Unit 2D Laguna Woods, CA | 2.0 | 2.0 | 1189 | $3,000 | $2.52 | 44d | 1 | 0.78mi |
| 107 Via Estrada Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,700 | $2.60 | 24d | 1 | 0.83mi |
| 3054 Via Serena S Laguna Woods, CA | 2.0 | 2.0 | 950 | $3,500 | $3.68 | 44d | 1 | 0.84mi |
| 132 Avenida Majorca Unit B Laguna Woods, CA | 2.0 | 1.0 | 995 | $2,400 | $2.41 | 6d | 1 | 0.85mi |
| 205 Avenida Majorca Unit A Laguna Woods, CA | 2.0 | 2.0 | 1278 | $3,600 | $2.82 | 44d | 1 | 0.86mi |
HOA detail condo
- Monthly dues
- $826 · $9,912/yr
- Likely covers
- poolgym
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 30 events
-
2026-06-18days on market $266,000 Active 79 DOM
-
2026-06-17days on market $266,000 Active 78 DOM
-
2026-06-16days on market $266,000 Active 77 DOM
-
2026-06-15days on market $266,000 Active 76 DOM
-
2026-06-13days on market $266,000 Active 74 DOM
-
2026-06-13days on market $266,000 Active 73 DOM
-
2026-06-09days on market $266,000 Active 70 DOM
-
2026-06-08days on market $266,000 Active 69 DOM
-
2026-06-07days on market $266,000 Active 68 DOM
-
2026-06-04days on market $266,000 Active 65 DOM
-
2026-06-03days on market $266,000 Active 64 DOM
-
2026-06-02days on market $266,000 Active 63 DOM
-
2026-06-01days on market $266,000 Active 62 DOM
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2026-06-01price $266,000 Active 61 DOM
-
2026-05-31remarks 699-char remark
-
2026-05-31days on market $276,000 Active 61 DOM
-
2026-05-17price $276,000 1140-char remark
Show marketing remark (1140 chars)
Competitively priced two-bedroom fixer offering strong value potential in Laguna Woods Village—well suited for buyers looking to personalize their own space or for those seeking a project with upside potential. Spacious living room and dining area provide a comfortable layout with room to update and enhance over time. Solar tubes enhance natural light in the bathroom and kitchen. Both bedrooms feature ceiling fans and (wall) radiant heat for added comfort. The unit includes an AC/heat pump. Kitchen appliances—refrigerator, dishwasher, oven, and cooktop—provided and maintained by the HOA. Private balcony offers a peaceful outdoor space with a pleasant view—perfect for morning coffee or a quiet evening. Additional features include nearby laundry, carport with storage, and is conveniently located near Gate 1 for easy access in and out of the community. Enjoy the Laguna Woods Village senior lifestyle with golf courses, pickleball and tennis courts, fitness centers, swimming pools, clubhouses, and over 250 clubs and organizations. Close to shopping, medical facilities, and just minutes from Laguna Beach.
-
2026-05-01status Active 1140-char remark
Show marketing remark (1140 chars)
Competitively priced two-bedroom fixer offering strong value potential in Laguna Woods Village—well suited for buyers looking to personalize their own space or for those seeking a project with upside potential. Spacious living room and dining area provide a comfortable layout with room to update and enhance over time. Solar tubes enhance natural light in the bathroom and kitchen. Both bedrooms feature ceiling fans and (wall) radiant heat for added comfort. The unit includes an AC/heat pump. Kitchen appliances—refrigerator, dishwasher, oven, and cooktop—provided and maintained by the HOA. Private balcony offers a peaceful outdoor space with a pleasant view—perfect for morning coffee or a quiet evening. Additional features include nearby laundry, carport with storage, and is conveniently located near Gate 1 for easy access in and out of the community. Enjoy the Laguna Woods Village senior lifestyle with golf courses, pickleball and tennis courts, fitness centers, swimming pools, clubhouses, and over 250 clubs and organizations. Close to shopping, medical facilities, and just minutes from Laguna Beach.
-
2026-05-01historical Active Under Contract 1140-char remark
Show marketing remark (1140 chars)
Competitively priced two-bedroom fixer offering strong value potential in Laguna Woods Village—well suited for buyers looking to personalize their own space or for those seeking a project with upside potential. Spacious living room and dining area provide a comfortable layout with room to update and enhance over time. Solar tubes enhance natural light in the bathroom and kitchen. Both bedrooms feature ceiling fans and (wall) radiant heat for added comfort. The unit includes an AC/heat pump. Kitchen appliances—refrigerator, dishwasher, oven, and cooktop—provided and maintained by the HOA. Private balcony offers a peaceful outdoor space with a pleasant view—perfect for morning coffee or a quiet evening. Additional features include nearby laundry, carport with storage, and is conveniently located near Gate 1 for easy access in and out of the community. Enjoy the Laguna Woods Village senior lifestyle with golf courses, pickleball and tennis courts, fitness centers, swimming pools, clubhouses, and over 250 clubs and organizations. Close to shopping, medical facilities, and just minutes from Laguna Beach.
-
2026-04-08status Active 1140-char remark
Show marketing remark (1140 chars)
Competitively priced two-bedroom fixer offering strong value potential in Laguna Woods Village—well suited for buyers looking to personalize their own space or for those seeking a project with upside potential. Spacious living room and dining area provide a comfortable layout with room to update and enhance over time. Solar tubes enhance natural light in the bathroom and kitchen. Both bedrooms feature ceiling fans and (wall) radiant heat for added comfort. The unit includes an AC/heat pump. Kitchen appliances—refrigerator, dishwasher, oven, and cooktop—provided and maintained by the HOA. Private balcony offers a peaceful outdoor space with a pleasant view—perfect for morning coffee or a quiet evening. Additional features include nearby laundry, carport with storage, and is conveniently located near Gate 1 for easy access in and out of the community. Enjoy the Laguna Woods Village senior lifestyle with golf courses, pickleball and tennis courts, fitness centers, swimming pools, clubhouses, and over 250 clubs and organizations. Close to shopping, medical facilities, and just minutes from Laguna Beach.
-
2026-04-06historical Active Under Contract 1140-char remark
Show marketing remark (1140 chars)
Competitively priced two-bedroom fixer offering strong value potential in Laguna Woods Village—well suited for buyers looking to personalize their own space or for those seeking a project with upside potential. Spacious living room and dining area provide a comfortable layout with room to update and enhance over time. Solar tubes enhance natural light in the bathroom and kitchen. Both bedrooms feature ceiling fans and (wall) radiant heat for added comfort. The unit includes an AC/heat pump. Kitchen appliances—refrigerator, dishwasher, oven, and cooktop—provided and maintained by the HOA. Private balcony offers a peaceful outdoor space with a pleasant view—perfect for morning coffee or a quiet evening. Additional features include nearby laundry, carport with storage, and is conveniently located near Gate 1 for easy access in and out of the community. Enjoy the Laguna Woods Village senior lifestyle with golf courses, pickleball and tennis courts, fitness centers, swimming pools, clubhouses, and over 250 clubs and organizations. Close to shopping, medical facilities, and just minutes from Laguna Beach.
-
2026-03-31$285,000 Active 1140-char remark
Show marketing remark (1140 chars)
Competitively priced two-bedroom fixer offering strong value potential in Laguna Woods Village—well suited for buyers looking to personalize their own space or for those seeking a project with upside potential. Spacious living room and dining area provide a comfortable layout with room to update and enhance over time. Solar tubes enhance natural light in the bathroom and kitchen. Both bedrooms feature ceiling fans and (wall) radiant heat for added comfort. The unit includes an AC/heat pump. Kitchen appliances—refrigerator, dishwasher, oven, and cooktop—provided and maintained by the HOA. Private balcony offers a peaceful outdoor space with a pleasant view—perfect for morning coffee or a quiet evening. Additional features include nearby laundry, carport with storage, and is conveniently located near Gate 1 for easy access in and out of the community. Enjoy the Laguna Woods Village senior lifestyle with golf courses, pickleball and tennis courts, fitness centers, swimming pools, clubhouses, and over 250 clubs and organizations. Close to shopping, medical facilities, and just minutes from Laguna Beach.
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2009-07-03soldstatus $120,000 Closed Sale 186-char remark
Show marketing remark (186 chars)
Nice Location. Closed to gate one. Clean unit with tile at the entry, kitchen and bathrroms, scraped ceiling, Mirror closet sliding door, heat pump, dish washer. Two solar tube skylight.
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2009-04-30historical 186-char remark
Show marketing remark (186 chars)
Nice Location. Closed to gate one. Clean unit with tile at the entry, kitchen and bathrroms, scraped ceiling, Mirror closet sliding door, heat pump, dish washer. Two solar tube skylight.
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2009-03-05price $129,000 186-char remark
Show marketing remark (186 chars)
Nice Location. Closed to gate one. Clean unit with tile at the entry, kitchen and bathrroms, scraped ceiling, Mirror closet sliding door, heat pump, dish washer. Two solar tube skylight.
-
2009-01-05$135,000 186-char remark
Show marketing remark (186 chars)
Nice Location. Closed to gate one. Clean unit with tile at the entry, kitchen and bathrroms, scraped ceiling, Mirror closet sliding door, heat pump, dish washer. Two solar tube skylight.
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2008-11-01historical
-
2008-09-13$135,000
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1999-11-09soldstatus $65,000
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1999-09-23$75,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (unshaded) · 24% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 4 d/yr ≥91°F today · 12 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $36,310
- − Mortgage interest
- −$14,900
- − Property taxes
- −$3,990
- − Insurance
- −$1,330
- − Repairs & maintenance
- −$2,905
- − Management
- −$2,905
- − HOA
- −$9,912
- − Depreciation
- −$7,738
- Taxable loss
- −$7,370
- Est. tax savings @ 24.0%
- +$1,769
- After-tax cash flow
- $-1,518/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Saddleback Valley Unified
- NCES district ID
- 0633860
- Math proficiency
- 51% ▼ -2.00%
- Reading proficiency
- 73% ▲ 9.00%
- Median HH income
- $85,577
- Composite
- 56.05/100
- National rank
- #1185
- State rank
- #67 of 517 in CA
Livability — Laguna Woods
- Score
- 72/100
- State rank
- #200
- US rank
- #6421
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Laguna Woods, CA
- County
- Orange County · 3,096,323 people
- City population
- 17,289
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- Population (ZIP)
- 17,289
- Household income
- $59,269
- Rent vs Own
- Severe rent burden
- 1572.0
Population outlook (Orange County) Hauer SSP2
- Today (2025)
- 3,477,456 people
- By 2030
- 3,613,117 · +3.9%
- By 2040
- 3,835,945 · +10.3%
- By 2050
- 3,968,736 · +14.1%
- By 2075
- 4,097,053 · +17.8%
- By 2100
- 3,903,633 · +12.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Asian 24% Hispanic / Latino 5% Two or more races 3%
- Common ancestry
- Romanian 4% Scotch-Irish 4% Lithuanian 3%
- Foreign-born
- 31% · China, South Korea, Canada
- Languages at home
- 72% English-only · Chinese 8% Korean 7% Other Indo-European 3%
Political lean MEDSL · Orange
- 2024 margin
- Toss-up / Even · D 49.7% · R 47.1% · Other 3.2%
- 2008→2024 swing
- +5.2pp toward D · 2008: -2.6pp · 2024: 2.6pp
- All cycles
- 2024: D+2.6 2020: D+9.0 2016: D+7.7 2012: R+8.3 2008: R+2.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 5.88%
- Current HPI
- 180.1191
- Rent YoY
- ▲ 6.79%
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+268.0% since first listed14 events — show timeline
- 2026-05-17 Price Changed $276,000 CRMLS
- 2026-05-01 Relisted — CRMLS
- 2026-05-01 Contingent — CRMLS
- 2026-04-08 Relisted — CRMLS
- 2026-04-06 Contingent — CRMLS
- 2026-03-31 Listed $285,000 CRMLS
- 2009-07-03 Sold (MLS) $120,000 CRMLS
- 2009-04-30 Listing Removed — CRMLS
- 2009-03-05 Price Changed $129,000 CRMLS
- 2009-01-05 Listed $135,000 CRMLS
- 2008-11-01 Listing Removed — CRMLS
- 2008-09-13 Listed $135,000 CRMLS
- 1999-11-09 Sold (MLS) $65,000 CRMLS
- 1999-09-23 Listed $75,000 CRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…