🌊 Lakefront
3275 Pilot Cir · Heritage Bay, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- AH
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $1,142 – $2,507
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 29 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +7.5/15.0
- Schools +5.0/10.0
- Cash flow +4.7/30.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Rent growth +2.1/5.0
- 1% rule +0.3/10.0
- DSCR +0.0/10.0
- Appreciation +0.0/10.0
$799,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Single story living with lake and fountain views plus a BONUS! 2600 SqFt 1st floor has 3 bedrooms plus a den. 600 SqFt 2nd floor has a 4th bedroom OR home office/home school area/craft room/media room/music room/game room or divide for multiple uses–it’s HUGE! Tile throughout the living areas. Chef’s kitchen and butler’s pantry with granite counters, stainless appliances, pendant lighting over the massive island & under counter LED lighting. New double ovens & microwave, 2nd refrigerator in the garage. Open plan with plantation shutters on all 1st floor windows, crown molding, celling fans in all rooms. Meticulously maintained with lots of storage, 2 AC units for cooling efficiency, a generator hook-up and impact slider. There is room for a pool and you already have the pool bath off the panoramic screened lanai. Enjoy your lake view watching the rabbits, birds & butterflies. Come see this 3200+ SqFt home with 4 bedrooms, 3 full baths & 2 half baths located in Compass Landing. Low monthly fee of $225 includes gated entry, lawn care, and Clubhouse amenities; resort pool, fitness room and play area. Dining and shopping are nearby. Desirable school district. Agents see remarks.
Key facts
- Water softener
- Custom pool
- Lake view
Tags
Property features AI
Finance
- Other: Total units in community: 220; Property is a single unit in a two-story building; Lot restrictions: architectural guidelines and no RVs
- HOA & community: Mandatory HOA; Quarterly HOA fee; Professional management; HOA covers irrigation water, lawn/land maintenance, legal/accounting, manager, exterior pest control, recreation facilities, street lights and street maintenance; Community amenities include clubhouse, community park, pool, spa/hot tub, exercise room, community room, internet access, sidewalks and streetlights; Gated community
Exterior
- Parking: Attached 2-car garage; Paved driveway
- Security: Monitored alarm system; Gated community
- Utilities: Central water with whole-house reverse osmosis and filtration; Central sewer; Cable available
- Home design: Single-family residence; Two-story design; Rear exposure facing west; Located in the Compass Landing community
- Construction: Concrete block construction; Stucco and wood siding exterior; Tile roof; Impact-resistant doors and windows; Manual shutters; Built in 2017
- Exterior features: Room for pool; Automatic sprinkler system; Water feature/display; Lake view/waterfront
Interior
- Kitchen: Island; Pantry; Cooktop (electric); Dishwasher; Disposal; Microwave; Refrigerator/freezer; Reverse osmosis water filtration
- Bedrooms: 4 bedrooms plus den; First-floor bedroom; Master bedroom on ground level; Split bedroom layout
- Flooring: Carpet; Tile
- Bathrooms: 3 full bathrooms; 2 half bathrooms; Master bath with dual sinks and separate tub and shower
- Heating & cooling: Central electric heat; Central electric air conditioning; Ceiling fans
- Interior features: Built-in cabinets; Cable prewire; High-speed internet available; Pantry; Smoke detectors; Vaulted ceiling; Walk-in closet; Wet bar; Window coverings; Den (study); Family room; Loft; Open porch/lanai; Screened lanai/porch; Unfurnished
- Laundry & utility: Laundry in residence; Washer and dryer included; Water treatment (owned)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/4.0-bath single-family listed at $800k.
Deal economics
- At list price, monthly cash flow is $-2k ($-26k/yr) — negative.
- To cash-flow at today's rent, offer at most $424k (46.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $421k (47.4% below list).
- Recommended offer: $421k (47.4% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents soft (-1.6%/yr); 1124 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $4,207/mo this rent would consume 54% of the median local household income ($94k/yr) (locally 409% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $6k of loan paydown is wiped out by about $24k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 301 days — a 12% lower offer ($704k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 10y ago; this cycle's ask has dropped $125k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $500k; list at $800k implies a 60% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $152/mo.
- Climate carrying-cost: in FEMA flood zone AH (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 301 days. Have you received any prior offers? Is the seller open to a 47% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
- What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
- Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.53% ✗
- Cap rate
- 3.33%
- Cash-on-cash
- -10.57%
- DSCR
- 0.53
- GRM
- 15.8
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -40.3%
- Equity multiple
- -0.24×
- Total profit
- $-277,299
- Equity at exit
- $119,268
- IRR
- -86.4%
- Equity multiple
- -1.07×
- Total profit
- $-463,357
- Equity at exit
- $69,161
Cash invested: $223,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34120
- Rents YoY
- -1.6%
- Active inventory
- 1124
- Price-to-rent
- 15.8×
Monthly cashflow live
- Estimated rent
- $4,207 high interval (Pro) →
- Mortgage (P&I)
- −$4,195
- Tax from tax record
- −$436 /mo · $5,226/yr
- Insurance
- −$333
- Flood insurance flood zone
- −$152 /mo · $1,824/yr
- HOA
- −$333
- Vacancy / Maint / Mgmt
- −$883
- Net cashflow
- $-2,125
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $199,975
- Closing costs
- $23,997
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3320 Pilot Cir Naples, FL | 4.0 | 3.5 | 3096 | $6,500 | $2.10 | 23d | 1 | 0.12mi |
| 7614 Bristol Cir Naples, FL | 3.0 | 2.5 | 1814 | $2,700 | $1.49 | 23d | 1 | 0.34mi |
| 7368 Bristol Cir Naples, FL | 3.0 | 2.5 | 1938 | $2,500 | $1.29 | 23d | 1 | 0.45mi |
| 14803 Loggerhead Dr Naples, FL | 3.0 | 3.0 | 2418 | $6,500 | $2.69 | 23d | 1 | 0.54mi |
| 9444 Glenforest Dr Naples, FL | 4.0 | 3.0 | 2034 | $3,400 | $1.67 | 13d | 1 | 0.61mi |
| 1878 Mustique St Naples, FL | 3.0 | 2.0 | 2064 | $8,000 | $3.88 | 23d | 1 | 0.62mi |
| 14886 Toscana Way Naples, FL | 4.0 | 2.0 | 2100 | $4,200 | $2.00 | 23d | 1 | 0.66mi |
| 14561 Tuscany Pointe Trl Naples, FL | 4.0 | 2.5 | 2441 | $3,800 | $1.56 | 23d | 1 | 0.72mi |
| 9176 Glenforest Dr Naples, FL | 3.0 | 2.0 | 1800 | $2,650 | $1.47 | 23d | 1 | 0.75mi |
| 14760 Pinnacle Pl Naples, FL | 3.0 | 2.5 | 1869 | $2,595 | $1.39 | 23d | 1 | 0.76mi |
| 1975 Mustique St Naples, FL | 2.0 | 2.0 | 2061 | $8,000 | $3.88 | 23d | 1 | 0.77mi |
| 7815 Bucks Run Dr Naples, FL | 3.0 | 2.0 | 1999 | $3,500 | $1.75 | 23d | 1 | 0.83mi |
| 14732 Sutherland Ave #332 Naples, FL | 4.0 | 2.5 | 2002 | $2,550 | $1.27 | 23d | 1 | 0.84mi |
| 14732 Sutherland Ave Naples, FL | 4.0 | 3.0 | 2002 | $2,550 | $1.27 | 23d | 1 | 0.84mi |
| 2175 Antigua Ln Naples, FL | 3.0 | 4.5 | 2785 | $14,500 | $5.21 | 23d | 1 | 0.86mi |
| 2175 Antigua Ln Naples, FL | 3.0 | 4.5 | 2785 | $14,500 | $5.21 | 13d | 1 | 0.86mi |
| 14758 Sutherland Ave #412 Naples, FL | 3.0 | 3.0 | 1800 | $3,000 | $1.67 | 23d | 1 | 0.91mi |
| 9204 Woodhurst Dr Naples, FL | 3.0 | 3.0 | 1841 | $3,100 | $1.68 | 23d | 1 | 0.94mi |
| 15122 Summit Place Cir #212 Naples, FL | 3.0 | 2.5 | 2276 | $2,750 | $1.21 | 23d | 1 | 0.95mi |
| 4275 Sonoma Oaks Cir Naples, FL | 3.0 | 2.5 | 2000 | $3,200 | $1.60 | 23d | 1 | 0.97mi |
| 2353 Anguilla Dr #202 Naples, FL | 3.0 | 2.0 | 2110 | $6,500 | $3.08 | 13d | 1 | 0.98mi |
| 4274 Sonoma Oaks Cir Naples, FL | 3.0 | 2.5 | 2018 | $3,500 | $1.73 | 23d | 1 | 0.99mi |
| 8229 Allendale Ct Naples, FL | 3.0 | 3.0 | 2930 | $15,000 | $5.12 | 23d | 1 | 1.02mi |
| 7302 Acorn Way Naples, FL | 3.0 | 3.0 | 2300 | $7,000 | $3.04 | 23d | 1 | 1.14mi |
| 14862 Tybee Island Dr Naples, FL | 4.0 | 3.5 | 3398 | $7,800 | $2.30 | 23d | 1 | 1.21mi |
| 9208 Quartz Ln #102 Naples, FL | 2.0 | 2.5 | 2091 | $3,150 | $1.51 | 23d | 1 | 1.22mi |
| 7414 Acorn Way Naples, FL | 3.0 | 2.0 | 2300 | $5,950 | $2.59 | 23d | 1 | 1.23mi |
| 8754 Hideaway Harbor Ct Naples, FL | 4.0 | 3.0 | 2689 | $12,000 | $4.46 | 23d | 1 | 1.27mi |
| 7555 Rockefeller Dr Naples, FL | 3.0 | 2.5 | 1841 | $3,150 | $1.71 | 23d | 1 | 1.32mi |
| 74 Burnt Pine Dr Naples, FL | 3.0 | 2.5 | 2449 | $3,150 | $1.29 | 13d | 1 | 1.33mi |
| 7345 Rockefeller Dr Naples, FL | 3.0 | 2.5 | 1868 | $5,800 | $3.10 | 13d | 1 | 1.38mi |
| 87 Burnt Pine Dr Naples, FL | 4.0 | 2.0 | 1921 | $3,500 | $1.82 | 23d | 1 | 1.39mi |
| 7320 Rockefeller Dr Naples, FL | 3.0 | 2.5 | 1841 | $3,200 | $1.74 | 23d | 1 | 1.42mi |
| 7608 Morgan Way Naples, FL | 3.0 | 2.5 | 1771 | $3,150 | $1.78 | 23d | 1 | 1.43mi |
| 7051 Ambrosia Ln #3501 Naples, FL | 4.0 | 3.0 | 1828 | $2,996 | $1.64 | 23d | 1 | 1.43mi |
| 7044 Ambrosia Ln #104 Naples, FL | 4.0 | 2.5 | 1828 | $3,288 | $1.80 | 21d | 1 | 1.43mi |
| 7044 Ambrosia Ln #101 Naples, FL | 4.0 | 3.0 | 1828 | $3,145 | $1.72 | 21d | 1 | 1.43mi |
| 7643 Morgan Way Naples, FL | 3.0 | 2.5 | 1762 | $2,900 | $1.65 | 23d | 1 | 1.43mi |
| 7596 Morgan Way Naples, FL | 3.0 | 2.5 | 1841 | $3,600 | $1.96 | 23d | 1 | 1.43mi |
| 10439 Ventana Ln Naples, FL | 3.0 | 2.0 | 2234 | $3,900 | $1.75 | 13d | 1 | 1.45mi |
HOA detail
- Monthly dues
- $333 · $3,996/yr
- Likely covers
- landscapingpoolsecurity
Listing history 44 events
-
2026-06-18days on market $799,900 Active 301 DOM
-
2026-06-17days on market $799,900 Active 300 DOM
-
2026-06-16days on market $799,900 Active 299 DOM
-
2026-06-15days on market $799,900 Active 298 DOM
-
2026-06-10days on market $799,900 Active 293 DOM
-
2026-06-09days on market $799,900 Active 292 DOM
-
2026-06-08days on market $799,900 Active 291 DOM
-
2026-06-07days on market $799,900 Active 290 DOM
-
2026-06-02days on market $799,900 Active 285 DOM
-
2026-06-01days on market $799,900 Active 284 DOM
-
2026-05-31days on market $799,900 Active 283 DOM
-
2026-05-30days on market $799,900 Active 282 DOM
-
2026-04-07price $799,900
-
2025-12-14price $820,000
-
2025-10-23price $875,000
-
2025-08-21$925,000 Active
-
2025-08-19historical
-
2025-06-10price $975,000
-
2025-03-19price $1,025,000
-
2025-02-20$1,100,000 Active
-
2020-11-09soldstatus $500,000
-
2020-11-05soldstatus $500,000 Sold 1241-char remark
Show marketing remark (1241 chars)
Single story living with lake and fountain views plus a BONUS! 2600 SqFt 1st floor has 3 bedrooms plus a den. 600 SqFt 2nd floor has a 4th bedroom OR home office/home school area/craft room/media room/music room/game room or divide for multiple uses–it’s HUGE! Tile throughout the living areas. Chef’s kitchen and butler’s pantry with granite counters, stainless appliances, pendant lighting over the massive island & under counter LED lighting. New double ovens & microwave, 2nd refrigerator in the garage. Open plan with plantation shutters on all 1st floor windows, crown molding, celling fans in all rooms. Meticulously maintained with lots of storage, 2 AC units for cooling efficiency, a generator hook-up and impact slider. There is room for a pool and you already have the pool bath off the panoramic screened lanai. Enjoy your lake view watching the rabbits, birds & butterflies. Come see this 3200+ SqFt home with 4 bedrooms, 3 full baths & 2 half baths located in Compass Landing. Low monthly fee of $225 includes gated entry, lawn care, and Clubhouse amenities; resort pool, fitness room and play area. Dining and shopping are nearby. Desirable school district. Agents see remarks.
-
2020-09-12status Pending With Contingencies 1241-char remark
Show marketing remark (1241 chars)
Single story living with lake and fountain views plus a BONUS! 2600 SqFt 1st floor has 3 bedrooms plus a den. 600 SqFt 2nd floor has a 4th bedroom OR home office/home school area/craft room/media room/music room/game room or divide for multiple uses–it’s HUGE! Tile throughout the living areas. Chef’s kitchen and butler’s pantry with granite counters, stainless appliances, pendant lighting over the massive island & under counter LED lighting. New double ovens & microwave, 2nd refrigerator in the garage. Open plan with plantation shutters on all 1st floor windows, crown molding, celling fans in all rooms. Meticulously maintained with lots of storage, 2 AC units for cooling efficiency, a generator hook-up and impact slider. There is room for a pool and you already have the pool bath off the panoramic screened lanai. Enjoy your lake view watching the rabbits, birds & butterflies. Come see this 3200+ SqFt home with 4 bedrooms, 3 full baths & 2 half baths located in Compass Landing. Low monthly fee of $225 includes gated entry, lawn care, and Clubhouse amenities; resort pool, fitness room and play area. Dining and shopping are nearby. Desirable school district. Agents see remarks.
-
2020-08-31$510,000 Active 1241-char remark
Show marketing remark (1241 chars)
Single story living with lake and fountain views plus a BONUS! 2600 SqFt 1st floor has 3 bedrooms plus a den. 600 SqFt 2nd floor has a 4th bedroom OR home office/home school area/craft room/media room/music room/game room or divide for multiple uses–it’s HUGE! Tile throughout the living areas. Chef’s kitchen and butler’s pantry with granite counters, stainless appliances, pendant lighting over the massive island & under counter LED lighting. New double ovens & microwave, 2nd refrigerator in the garage. Open plan with plantation shutters on all 1st floor windows, crown molding, celling fans in all rooms. Meticulously maintained with lots of storage, 2 AC units for cooling efficiency, a generator hook-up and impact slider. There is room for a pool and you already have the pool bath off the panoramic screened lanai. Enjoy your lake view watching the rabbits, birds & butterflies. Come see this 3200+ SqFt home with 4 bedrooms, 3 full baths & 2 half baths located in Compass Landing. Low monthly fee of $225 includes gated entry, lawn care, and Clubhouse amenities; resort pool, fitness room and play area. Dining and shopping are nearby. Desirable school district. Agents see remarks.
-
2020-06-06historical
-
2020-05-26price $490,000
-
2020-03-23price $499,900
-
2020-02-05price $515,000
-
2020-01-08$525,000 Active
-
2017-10-03soldstatus $437,790 Sold
-
2017-08-03status Pending
-
2017-08-03status Active
-
2017-08-03status Pending
-
2017-07-22price $475,820
-
2017-07-22price $469,999
-
2017-06-17price $475,820
-
2017-05-22price $485,820
-
2017-05-06price $479,320
-
2017-04-21price $479,070
-
2017-02-18price $499,670
-
2017-01-10price $509,990
-
2016-12-30price $499,200
-
2016-11-28price $519,200
-
2016-10-19$522,500 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $5,226 · $436/mo
- Projected year-2 tax
- $6,639 · $553/mo
- Expected delta
- +$1,413/yr (+$118/mo · 27.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone AH · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 10/10 Extreme 7 d/yr ≥108°F today · 29 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $50,480
- − Mortgage interest
- −$44,807
- − Property taxes
- −$5,226
- − Insurance
- −$5,824
- − Repairs & maintenance
- −$4,038
- − Management
- −$4,038
- − HOA
- −$3,996
- − Depreciation
- −$23,270
- Taxable loss
- −$40,720
- Est. tax savings @ 24.0%
- +$9,773
- After-tax cash flow
- $-15,732/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
Livability — Heritage Bay
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- Collier County · 396,295 people
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 42,345
- Household income
- $93,861
- Rent vs Own
- Severe rent burden
- 409.0
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 56% Hispanic / Latino 32% Two or more races 23% Black 8% Asian 2%
- Hispanic origin (detail)
- Mexican 8% Puerto Rican 2% Cuban 13%
- Common ancestry
- Hispanic 4% Romanian 3% Italian 2%
- Foreign-born
- 28% · Canada, Jamaica, China
- Languages at home
- 62% English-only · Spanish 28% French/Haitian/Cajun 5% Other Indo-European 3%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -223.18%
- Current HPI
- 316.2474
- Rent YoY
- ▼ -1.65%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+53.1% since first listed32 events — show timeline
- 2026-04-07 Price Changed $799,900 NAPLESMLS
- 2025-12-14 Price Changed $820,000 NAPLESMLS
- 2025-10-23 Price Changed $875,000 NAPLESMLS
- 2025-08-21 Listed $925,000 NAPLESMLS
- 2025-08-19 Listing Removed — NAPLESMLS
- 2025-06-10 Price Changed $975,000 NAPLESMLS
- 2025-03-19 Price Changed $1,025,000 NAPLESMLS
- 2025-02-20 Listed $1,100,000 NAPLESMLS
- 2020-11-09 Sold (Public Records) $500,000 Public Records
- 2020-11-05 Sold (MLS) $500,000 NAPLESMLS
- 2020-09-12 Pending — NAPLESMLS
- 2020-08-31 Listed $510,000 NAPLESMLS
- 2020-06-06 Listing Removed — NAPLESMLS
- 2020-05-26 Price Changed $490,000 NAPLESMLS
- 2020-03-23 Price Changed $499,900 NAPLESMLS
- 2020-02-05 Price Changed $515,000 NAPLESMLS
- 2020-01-08 Listed $525,000 NAPLESMLS
- 2017-10-03 Sold (MLS) $437,790 NAPLESMLS
- 2017-08-03 Pending — NAPLESMLS
- 2017-08-03 Relisted — NAPLESMLS
- 2017-08-03 Pending — NAPLESMLS
- 2017-07-22 Price Changed $475,820 NAPLESMLS
- 2017-07-22 Price Changed $469,999 NAPLESMLS
- 2017-06-17 Price Changed $475,820 NAPLESMLS
- 2017-05-22 Price Changed $485,820 NAPLESMLS
- 2017-05-06 Price Changed $479,320 NAPLESMLS
- 2017-04-21 Price Changed $479,070 NAPLESMLS
- 2017-02-18 Price Changed $499,670 NAPLESMLS
- 2017-01-10 Price Changed $509,990 NAPLESMLS
- 2016-12-30 Price Changed $499,200 NAPLESMLS
- 2016-11-28 Price Changed $519,200 NAPLESMLS
- 2016-10-19 Listed $522,500 NAPLESMLS
Property tax history
+28.3%/yrLatest (2025): $5,226 · +7.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…