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222 Woodland Cir
D Composite 43.8
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +11.4/30.0
  • 1% rule +4.0/10.0
  • DSCR +3.4/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0
  • Appreciation +0.0/10.0

$145,000

222 Woodland Cir · Crockett, TX 75835
2 bd · 2.0 ba · 1,668 sqft · SingleFamily public records · 1 Days on market
Built 1983 0.53 ac lot Est $182k · 20% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Move in Ready! Come see this 2/2.5 home located on 1-1/2 lots (. 52 acre) The front door opens into a large family room with a beautiful petrified wood fireplace and a large built-in bookcase / glass gun cabinet. The spacious kitchen has an island and is open into the dining area. One of the bathrooms is in the laundry room which is handily located just inside the back door. Out back there is a pretty yard, large, secluded back porch and a detached garage with covered walkway.

Key facts

  • 0.53 acre lot
  • 2 garage spots
  • Built 1983

Property features AI

Finance

  • Other: Property listed for sale; Possession 30–60 days or at closing/funding
  • Financial info: Accepts Cash, Conventional, FHA, and VA financing; No second mortgage
  • HOA & community: No homeowners association

Exterior

  • Parking: Attached garage with 2 covered spaces; 2-car carport
  • Utilities: City water; City sewer; Other utilities; Not in a municipal utility district
  • Home design: Single-family residence; Residential property; Built in 1983
  • Construction: Composition roof
  • Exterior features: Subdivision lot

Interior

  • Kitchen: Other appliances
  • Bedrooms: 2 bedrooms (primary bedroom on main level)
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning; Ceiling fan(s)
  • Interior features: One-level home; Living area of 1668; One living area; One dining area; 3 total rooms; Other interior features
  • Laundry & utility: No specific laundry details provided

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $145k.

Deal economics

  • At list price, monthly cash flow is $-49 ($-589/yr) — negative.
  • To cash-flow at today's rent, offer at most $136k (6.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $130k (10.3% below list).
  • Recommended offer: $130k (10.3% below list) — sets the bar for 1% rule.
  • Cap rate 5.9% vs local median 3.2% in Crockett — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 61/100 on livability (#1,005 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A, crime B+; Watch: amenities F, commute F, employment F.
  • Crockett ISD (town): math 22% / reading 28% proficiency, ranked #736 of 826 in TX (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Crockett El (math 18% / reading 21%, grade F, #3,583 of 4,322 statewide, top 86%, 399 students, 92% FRL).
  • Market conditions: 277 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 3 units permitted in Houston County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Houston County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $130,000 (10.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.90%
Cap rate
5.89%
Cash-on-cash
-1.45%
DSCR
0.94
GRM
9.3

CMA / ARV

ARV (on-the-fly)
$181,812
Comps found
9
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
105 Mclean Dr 0.34mi 3/2.0 (+1) 1,610 (-4%) 1mo $319,000 $198 73
106 Rosewood Dr 0.14mi 3/2.0 (+1) 1,422 (-15%) 3mo $229,000 $161 61
210 Cordell Dr 0.30mi 3/2.0 (+1) 1,566 (-6%) 15mo $139,000 $89 58
233 Woodland Cir 0.10mi 3/2.0 (+1) 1,460 (-12%) 17mo $225,000 $154 55
1406 E Houston Ave 0.27mi 3/1.5 (+1) 1,797 (+8%) 16mo $195,500 $109 54
301 Harold St 0.61mi 3/2.0 (+1) 1,803 (+8%) 3mo $159,000 $88 50
408 Harold St 0.54mi 2/1.0 1,509 (-10%) 5mo $119,000 $79 50
219 Cordell Dr 0.27mi 3/2.0 (+1) 1,483 (-11%) 17mo $189,500 $128 50
105 El Camino Dr 0.22mi 3/2.0 (+1) 1,462 (-12%) 23mo $159,000 $109 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-18.6%
Equity multiple
0.35×
Total profit
$-26,557
Equity at exit
$21,620
10-year hold
IRR
-11.0%
Equity multiple
0.34×
Total profit
$-26,886
Equity at exit
$12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75835

Home prices YoY
-15.8%
Active inventory
277
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$1,300 medium interval (Pro) →
Mortgage (P&I)
$760
Tax from tax record
$255 /mo · $3,063/yr
Insurance
$60
HOA
$0
Vacancy / Maint / Mgmt
$273
Net cashflow
$-49

Break-even live

Break-even rent $1,362
Max offer price $136,330
Occupancy floor 99%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,250
Closing costs
$4,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2109 E Goliad Ave Crockett, TX 2.0 1.0 1348 $1,300 $0.96 43d 1 1.23mi

Listing history 2 events

  1. 2026-06-18
    remarks 587-char remark
  2. 2026-06-18
    listed $145,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,063 · $255/mo
Projected year-2 tax
$3,063 · $255/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,600
− Mortgage interest
−$8,122
− Property taxes
−$3,063
− Insurance
−$725
− Repairs & maintenance
−$1,248
− Management
−$1,248
− Depreciation
−$4,218
Taxable loss
−$3,025
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$726
After-tax cash flow
$137/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Crockett ISD
NCES district ID
4815720
Math proficiency
22% ▬ 0.00%
Reading proficiency
28% ▲ 1.00%
Median HH income
$26,917
Composite
19.83/100
National rank
#8699
State rank
#736 of 826 in TX

Livability — Crockett

Score
61/100
State rank
#1005
US rank
#17855

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing A Health & safety D- User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Crockett, TX
Population (ZIP)
11,805

Population outlook (Houston County) Hauer SSP2

Today (2025)
21,269 people
By 2030
20,568 · -3.3%
By 2040
19,255 · -9.5%
By 2050
17,980 · -15.5%
By 2075
15,214 · -28.5%
By 2100
11,720 · -44.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
White 55% Black 25% Hispanic / Latino 17% Two or more races 9%
Hispanic origin (detail)
Mexican 15%
Common ancestry
Lithuanian 3% Romanian 1% Slovak 1%
Foreign-born
4% · Canada
Languages at home
89% English-only · Spanish 10%

Political lean MEDSL · Houston

2024 margin
Solid R (+55.4) · D 22.1% · R 77.4%
2008→2024 swing
-18.1pp toward R · 2008: -37.3pp · 2024: -55.4pp
All cycles
2024: R+55.4 2020: R+50.3 2016: R+50.9 2012: R+44.3 2008: R+37.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -28.03%
Current HPI
149.4937
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+16.1% since first listed
5 events — show timeline
  • 2026-06-18 Listed $145,000 NTREIS
  • 2018-01-26 Sold (Public Records) Public Records
  • 2018-01-26 Sold (MLS) HARMLS
  • 2018-01-17 Listing Removed HARMLS
  • 2016-10-17 Listed $124,900 HARMLS

Property tax history

+1.9%/yr

Latest (2025): $3,063 · +10.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…