142 Cross St · Somerville, MA 02145

$849,900

9 bd · 7.5 ba · 5,735 sqft · MultiFamily · 241 Days on market

Built 2025 Poor condition 2,507 sqft lot $148/sqft · 54% below area ↓ 11% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +4.2/5.0
• Rent growth +3.6/5.0
• Schools +3.2/10.0
• Condition / age +1.0/5.0
• Appreciation +0.0/10.0

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 3 units. confirmed

Listing remarks MLS

Excellent development opportunity in Somerville, just 0.3 miles from East Somerville Green Line Station, on the bike path and great proximity to East Cambridge and downtown Boston. Located on the edge of the rapidly growing Inner Belt neighborhood, this ZBA-approved 3-unit condo project is ideal for developers or end users looking to create a community and build equity. The first floor unit features 4 beds and 2 baths (2843 SF); the middle unit offers 3 beds and 2 baths (1383 SF); and the penthouse unit includes 3 beds, 2.5 baths, and a roof deck (1590 SF including roof deck. The project comes with all site and architectural plans which are approved by the ZBA and is awaiting traffic plan analysis for final special building permit approval. Seller open to offers subject to building permit approval. Full package available upon request.

Key facts

• Zba approved
• Bike path
• 2,507 sq ft lot

Tags

• BIKE PATH
• INNER BELT NEIGHBORHOOD
• ZBA APPROVED
• SITE AND ARCHITECTURAL PLANS

What this means for you Summary

Snapshot

• This is a 3 × 3.0-bed/2.5-bath units multifamily listed at $850k. Condition is rated poor.

Deal economics

• At list price, monthly cash flow is $6k ($68k/yr) — positive. Per door: $2k/mo.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($15k rent vs $850k).
• Recommended offer: $748k (12.0% below list) — sets the bar for market timing.
• Cap rate 14.4% vs local median 2.2% in Somerville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 84/100 on livability (#18 in MA, #752 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, employment A+; Watch: cost of living F.
• Somerville (suburban): math 26% / reading 43% proficiency, ranked #223 of 302 in MA (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+4.5%/yr); 80 active listings in the ZIP; high-income renter base; 3,670 units permitted in Middlesex County in 2024 (2,611 in 5+ unit buildings).
• At $14,696/mo this rent would consume 143% of the median local household income ($124k/yr) (locally 1487% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $6k of loan paydown is wiped out by about $25k of value loss. Plan a longer hold.
• Middlesex County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 4.5% rent growth), your $238k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 241 days — a 12% lower offer ($748k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts; this cycle's ask has dropped $100k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: severe flood risk; major wind risk, 63% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $747,912 (12.0% below list)

Questions for the listing agent

1. It's been on market 241 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
4. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
5. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.73% ✓
• Cap rate: 14.39%
• Cash-on-cash: 28.93%
• DSCR: 2.29
• GRM: 4.8

CMA / ARV

• ARV (median comp): $1,839,544
• List price: $849,900
• Delta: -53.80%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
152 Cross St	0.02mi	9/6.0	5,467 (-5%)	15mo	$1,800,000	$329	73
10 Oak St	0.58mi	8/7.5 (-1)	5,461 (-5%)	2mo	$1,025,000	$188	58
10 Stickney Ave	0.53mi	9/3.0	5,686 (-1%)	10mo	$1,690,000	$297	48
5 Fountain Ave	0.08mi	10/3.5 (+1)	4,982 (-13%)	13mo	$1,430,000	$287	44
26 Pearl St	0.45mi	9/6.0	5,250 (-8%)	23mo	$2,200,000	$419	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.48% rent growth · sell at horizon

5-year hold

• IRR: 24.6%
• Equity multiple: 2.03×
• Total profit: $245,868
• Equity at exit: $126,723

10-year hold

• IRR: 33.3%
• Equity multiple: 4.25×
• Total profit: $774,079
• Equity at exit: $73,484

Cash invested: $237,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 20 Strongly Tenant-Friendly
• State Massachusetts: 20 Strongly Tenant-Friendly · D+15
• County: — inherits STATE
• City: — inherits STATE

Cambridge / Boston historically rent-controlled (preempted 1994 but consideration ongoing); strong tenant protections; court backlogs.

Methodology + full state rankings →

ZIP-level market 02145

• Rents YoY: 4.5%
• Active inventory: 80
• Price-to-rent: 14.5×

Monthly cashflow live

• Estimated rent: $14,696 high
• Mortgage (P&I): −$4,457
• Tax est. 1.5%: −$1,062 /mo · $12,748/yr
• Insurance: −$354
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$3,086
• Net cashflow: $5,670

Break-even live

Break-even rent $7,519

Max offer price $849,900

Occupancy floor 56%

3-unit breakdown (identical units grouped — click to expand)

Units	Beds	Baths	Est. rent
▸ 3× units	3.0	2.5	$14,697
Total (3 units)			$14,696

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $212,475
• Closing costs: $25,497
• Reserves months: —
• Total cash needed: —

Listing history 30 events

1. 2026-06-18
   days on market $849,900 Active 241 DOM
2. 2026-06-17
   days on market $849,900 Active 240 DOM
3. 2026-06-16
   days on market $849,900 Active 239 DOM
4. 2026-06-15
   days on market $849,900 Active 238 DOM
5. 2026-06-13
   days on market $849,900 Active 236 DOM
6. 2026-06-13
   days on market $849,900 Active 235 DOM
7. 2026-06-09
   days on market $849,900 Active 232 DOM
8. 2026-06-08
   days on market $849,900 Active 231 DOM
9. 2026-06-07
   days on market $849,900 Active 230 DOM
10. 2026-06-04
    days on market $849,900 Active 227 DOM
11. 2026-06-03
    days on market $849,900 Active 226 DOM
12. 2026-06-02
    days on market $849,900 Active 225 DOM
13. 2026-06-01
    days on market $849,900 Active 224 DOM
14. 2026-05-31
    days on market $849,900 Active 223 DOM
15. 2026-05-12
    price $849,900 846-char remark

    Show marketing remark (846 chars)

    Excellent development opportunity in Somerville, just 0.3 miles from East Somerville Green Line Station, on the bike path and great proximity to East Cambridge and downtown Boston. Located on the edge of the rapidly growing Inner Belt neighborhood, this ZBA-approved 3-unit condo project is ideal for developers or end users looking to create a community and build equity. The first floor unit features 4 beds and 2 baths (2843 SF); the middle unit offers 3 beds and 2 baths (1383 SF); and the penthouse unit includes 3 beds, 2.5 baths, and a roof deck (1590 SF including roof deck. The project comes with all site and architectural plans which are approved by the ZBA and is awaiting traffic plan analysis for final special building permit approval. Seller open to offers subject to building permit approval. Full package available upon request.

16. 2026-05-12
    price $849,900 846-char remark

    Show marketing remark (846 chars)

    Excellent development opportunity in Somerville, just 0.3 miles from East Somerville Green Line Station, on the bike path and great proximity to East Cambridge and downtown Boston. Located on the edge of the rapidly growing Inner Belt neighborhood, this ZBA-approved 3-unit condo project is ideal for developers or end users looking to create a community and build equity. The first floor unit features 4 beds and 2 baths (2843 SF); the middle unit offers 3 beds and 2 baths (1383 SF); and the penthouse unit includes 3 beds, 2.5 baths, and a roof deck (1590 SF including roof deck. The project comes with all site and architectural plans which are approved by the ZBA and is awaiting traffic plan analysis for final special building permit approval. Seller open to offers subject to building permit approval. Full package available upon request.

17. 2026-04-09
    price $899,900 846-char remark

    Show marketing remark (846 chars)

    Excellent development opportunity in Somerville, just 0.3 miles from East Somerville Green Line Station, on the bike path and great proximity to East Cambridge and downtown Boston. Located on the edge of the rapidly growing Inner Belt neighborhood, this ZBA-approved 3-unit condo project is ideal for developers or end users looking to create a community and build equity. The first floor unit features 4 beds and 2 baths (2843 SF); the middle unit offers 3 beds and 2 baths (1383 SF); and the penthouse unit includes 3 beds, 2.5 baths, and a roof deck (1590 SF including roof deck. The project comes with all site and architectural plans which are approved by the ZBA and is awaiting traffic plan analysis for final special building permit approval. Seller open to offers subject to building permit approval. Full package available upon request.

18. 2026-04-09
    price $899,900 846-char remark

    Show marketing remark (846 chars)

    Excellent development opportunity in Somerville, just 0.3 miles from East Somerville Green Line Station, on the bike path and great proximity to East Cambridge and downtown Boston. Located on the edge of the rapidly growing Inner Belt neighborhood, this ZBA-approved 3-unit condo project is ideal for developers or end users looking to create a community and build equity. The first floor unit features 4 beds and 2 baths (2843 SF); the middle unit offers 3 beds and 2 baths (1383 SF); and the penthouse unit includes 3 beds, 2.5 baths, and a roof deck (1590 SF including roof deck. The project comes with all site and architectural plans which are approved by the ZBA and is awaiting traffic plan analysis for final special building permit approval. Seller open to offers subject to building permit approval. Full package available upon request.

19. 2026-03-03
    status Reactivated 846-char remark

    Show marketing remark (846 chars)

    Excellent development opportunity in Somerville, just 0.3 miles from East Somerville Green Line Station, on the bike path and great proximity to East Cambridge and downtown Boston. Located on the edge of the rapidly growing Inner Belt neighborhood, this ZBA-approved 3-unit condo project is ideal for developers or end users looking to create a community and build equity. The first floor unit features 4 beds and 2 baths (2843 SF); the middle unit offers 3 beds and 2 baths (1383 SF); and the penthouse unit includes 3 beds, 2.5 baths, and a roof deck (1590 SF including roof deck. The project comes with all site and architectural plans which are approved by the ZBA and is awaiting traffic plan analysis for final special building permit approval. Seller open to offers subject to building permit approval. Full package available upon request.

20. 2026-03-03
    status Reactivated 846-char remark

    Show marketing remark (846 chars)

    Excellent development opportunity in Somerville, just 0.3 miles from East Somerville Green Line Station, on the bike path and great proximity to East Cambridge and downtown Boston. Located on the edge of the rapidly growing Inner Belt neighborhood, this ZBA-approved 3-unit condo project is ideal for developers or end users looking to create a community and build equity. The first floor unit features 4 beds and 2 baths (2843 SF); the middle unit offers 3 beds and 2 baths (1383 SF); and the penthouse unit includes 3 beds, 2.5 baths, and a roof deck (1590 SF including roof deck. The project comes with all site and architectural plans which are approved by the ZBA and is awaiting traffic plan analysis for final special building permit approval. Seller open to offers subject to building permit approval. Full package available upon request.

21. 2026-02-28
    historical 846-char remark

    Show marketing remark (846 chars)

    Excellent development opportunity in Somerville, just 0.3 miles from East Somerville Green Line Station, on the bike path and great proximity to East Cambridge and downtown Boston. Located on the edge of the rapidly growing Inner Belt neighborhood, this ZBA-approved 3-unit condo project is ideal for developers or end users looking to create a community and build equity. The first floor unit features 4 beds and 2 baths (2843 SF); the middle unit offers 3 beds and 2 baths (1383 SF); and the penthouse unit includes 3 beds, 2.5 baths, and a roof deck (1590 SF including roof deck. The project comes with all site and architectural plans which are approved by the ZBA and is awaiting traffic plan analysis for final special building permit approval. Seller open to offers subject to building permit approval. Full package available upon request.

22. 2026-02-28
    historical 846-char remark

    Show marketing remark (846 chars)

    Excellent development opportunity in Somerville, just 0.3 miles from East Somerville Green Line Station, on the bike path and great proximity to East Cambridge and downtown Boston. Located on the edge of the rapidly growing Inner Belt neighborhood, this ZBA-approved 3-unit condo project is ideal for developers or end users looking to create a community and build equity. The first floor unit features 4 beds and 2 baths (2843 SF); the middle unit offers 3 beds and 2 baths (1383 SF); and the penthouse unit includes 3 beds, 2.5 baths, and a roof deck (1590 SF including roof deck. The project comes with all site and architectural plans which are approved by the ZBA and is awaiting traffic plan analysis for final special building permit approval. Seller open to offers subject to building permit approval. Full package available upon request.

23. 2026-01-17
    status Reactivated 846-char remark

    Show marketing remark (846 chars)

    Excellent development opportunity in Somerville, just 0.3 miles from East Somerville Green Line Station, on the bike path and great proximity to East Cambridge and downtown Boston. Located on the edge of the rapidly growing Inner Belt neighborhood, this ZBA-approved 3-unit condo project is ideal for developers or end users looking to create a community and build equity. The first floor unit features 4 beds and 2 baths (2843 SF); the middle unit offers 3 beds and 2 baths (1383 SF); and the penthouse unit includes 3 beds, 2.5 baths, and a roof deck (1590 SF including roof deck. The project comes with all site and architectural plans which are approved by the ZBA and is awaiting traffic plan analysis for final special building permit approval. Seller open to offers subject to building permit approval. Full package available upon request.

24. 2026-01-17
    status Reactivated 846-char remark

    Show marketing remark (846 chars)

    Excellent development opportunity in Somerville, just 0.3 miles from East Somerville Green Line Station, on the bike path and great proximity to East Cambridge and downtown Boston. Located on the edge of the rapidly growing Inner Belt neighborhood, this ZBA-approved 3-unit condo project is ideal for developers or end users looking to create a community and build equity. The first floor unit features 4 beds and 2 baths (2843 SF); the middle unit offers 3 beds and 2 baths (1383 SF); and the penthouse unit includes 3 beds, 2.5 baths, and a roof deck (1590 SF including roof deck. The project comes with all site and architectural plans which are approved by the ZBA and is awaiting traffic plan analysis for final special building permit approval. Seller open to offers subject to building permit approval. Full package available upon request.

25. 2026-01-15
    historical 846-char remark

    Show marketing remark (846 chars)

    Excellent development opportunity in Somerville, just 0.3 miles from East Somerville Green Line Station, on the bike path and great proximity to East Cambridge and downtown Boston. Located on the edge of the rapidly growing Inner Belt neighborhood, this ZBA-approved 3-unit condo project is ideal for developers or end users looking to create a community and build equity. The first floor unit features 4 beds and 2 baths (2843 SF); the middle unit offers 3 beds and 2 baths (1383 SF); and the penthouse unit includes 3 beds, 2.5 baths, and a roof deck (1590 SF including roof deck. The project comes with all site and architectural plans which are approved by the ZBA and is awaiting traffic plan analysis for final special building permit approval. Seller open to offers subject to building permit approval. Full package available upon request.

26. 2026-01-15
    historical 846-char remark

    Show marketing remark (846 chars)

    Excellent development opportunity in Somerville, just 0.3 miles from East Somerville Green Line Station, on the bike path and great proximity to East Cambridge and downtown Boston. Located on the edge of the rapidly growing Inner Belt neighborhood, this ZBA-approved 3-unit condo project is ideal for developers or end users looking to create a community and build equity. The first floor unit features 4 beds and 2 baths (2843 SF); the middle unit offers 3 beds and 2 baths (1383 SF); and the penthouse unit includes 3 beds, 2.5 baths, and a roof deck (1590 SF including roof deck. The project comes with all site and architectural plans which are approved by the ZBA and is awaiting traffic plan analysis for final special building permit approval. Seller open to offers subject to building permit approval. Full package available upon request.

27. 2025-12-05
    price $929,900 846-char remark

    Show marketing remark (846 chars)

    Excellent development opportunity in Somerville, just 0.3 miles from East Somerville Green Line Station, on the bike path and great proximity to East Cambridge and downtown Boston. Located on the edge of the rapidly growing Inner Belt neighborhood, this ZBA-approved 3-unit condo project is ideal for developers or end users looking to create a community and build equity. The first floor unit features 4 beds and 2 baths (2843 SF); the middle unit offers 3 beds and 2 baths (1383 SF); and the penthouse unit includes 3 beds, 2.5 baths, and a roof deck (1590 SF including roof deck. The project comes with all site and architectural plans which are approved by the ZBA and is awaiting traffic plan analysis for final special building permit approval. Seller open to offers subject to building permit approval. Full package available upon request.

28. 2025-12-05
    price $929,900 846-char remark

    Show marketing remark (846 chars)

    Excellent development opportunity in Somerville, just 0.3 miles from East Somerville Green Line Station, on the bike path and great proximity to East Cambridge and downtown Boston. Located on the edge of the rapidly growing Inner Belt neighborhood, this ZBA-approved 3-unit condo project is ideal for developers or end users looking to create a community and build equity. The first floor unit features 4 beds and 2 baths (2843 SF); the middle unit offers 3 beds and 2 baths (1383 SF); and the penthouse unit includes 3 beds, 2.5 baths, and a roof deck (1590 SF including roof deck. The project comes with all site and architectural plans which are approved by the ZBA and is awaiting traffic plan analysis for final special building permit approval. Seller open to offers subject to building permit approval. Full package available upon request.

29. 2025-10-15
    listed $949,900 New 846-char remark

    Show marketing remark (846 chars)

    Excellent development opportunity in Somerville, just 0.3 miles from East Somerville Green Line Station, on the bike path and great proximity to East Cambridge and downtown Boston. Located on the edge of the rapidly growing Inner Belt neighborhood, this ZBA-approved 3-unit condo project is ideal for developers or end users looking to create a community and build equity. The first floor unit features 4 beds and 2 baths (2843 SF); the middle unit offers 3 beds and 2 baths (1383 SF); and the penthouse unit includes 3 beds, 2.5 baths, and a roof deck (1590 SF including roof deck. The project comes with all site and architectural plans which are approved by the ZBA and is awaiting traffic plan analysis for final special building permit approval. Seller open to offers subject to building permit approval. Full package available upon request.

30. 2025-10-15
    listed $949,900 New 846-char remark

    Show marketing remark (846 chars)

    Excellent development opportunity in Somerville, just 0.3 miles from East Somerville Green Line Station, on the bike path and great proximity to East Cambridge and downtown Boston. Located on the edge of the rapidly growing Inner Belt neighborhood, this ZBA-approved 3-unit condo project is ideal for developers or end users looking to create a community and build equity. The first floor unit features 4 beds and 2 baths (2843 SF); the middle unit offers 3 beds and 2 baths (1383 SF); and the penthouse unit includes 3 beds, 2.5 baths, and a roof deck (1590 SF including roof deck. The project comes with all site and architectural plans which are approved by the ZBA and is awaiting traffic plan analysis for final special building permit approval. Seller open to offers subject to building permit approval. Full package available upon request.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 78% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 63% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $176,352
• − Mortgage interest: −$47,608
• − Property taxes: −$12,748
• − Insurance: −$5,047
• − Repairs & maintenance: −$14,108
• − Management: −$14,108
• − Depreciation: −$24,724
• Taxable income: $58,008
• Est. tax owed @ 24.0%: −$13,922
• After-tax cash flow: $54,117/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Poor 20/100 Extensive rehab

This property requires extensive repairs and renovations to improve its condition and increase its resale and rental value.

Repairs flagged

• Major Roof — Damaged shingles and visible wear
• Major Exterior Siding — Weathered brick facade, peeling paint
• Major Interior Walls — Worn and dirty interior walls, peeling paint
• Major Flooring — Worn and dirty interior flooring
• Major Kitchen Appliances — Dirty and worn kitchen appliances and counters
• Major Bathroom Fixtures — Dirty and worn bathroom fixtures and tiles

Value-add opportunities

• Resale New Roof — A new roof would significantly improve the home's curb appeal and overall condition, making it more attractive to potential buyers.
• Resale Exterior Renovation — Updating the exterior siding and painting would improve the home's curb appeal and make it more attractive to potential buyers.
• Resale Interior Renovation — A fresh coat of paint and new flooring would improve the home's interior condition and make it more attractive to potential buyers.
• Resale Kitchen and Bathroom Updates — Upgrading the kitchen appliances and bathroom fixtures would make the home more modern and attractive to potential buyers.
• Rental HVAC System Upgrade — Upgrading the HVAC system would improve the home's comfort and energy efficiency, making it more attractive to potential renters.

Renovation cost estimate screening

Repair item	Severity	Est. cost
Roof · Damaged shingles and visible wear	Major	$15,000–50,000
Exterior Siding · Weathered brick facade, peeling paint	Major	$15,000–50,000
Interior Walls · Worn and dirty interior walls, peeling paint	Major	$15,000–50,000
Flooring · Worn and dirty interior flooring	Major	$15,000–50,000
Kitchen Appliances · Dirty and worn kitchen appliances and counters	Major	$15,000–50,000
Bathroom Fixtures · Dirty and worn bathroom fixtures and tiles	Major	$15,000–50,000
Total estimated repair cost · 6 items		$90,000–300,000

Value-add ROI direction

• Resale New Roof — A new roof would significantly improve the home's curb appeal and overall condition, making it more attractive to potential buyers. ↑
• Resale Exterior Renovation — Updating the exterior siding and painting would improve the home's curb appeal and make it more attractive to potential buyers. ↑
• Resale Interior Renovation — A fresh coat of paint and new flooring would improve the home's interior condition and make it more attractive to potential buyers. ↑
• Resale Kitchen and Bathroom Updates — Upgrading the kitchen appliances and bathroom fixtures would make the home more modern and attractive to potential buyers. ↑
• Rental HVAC System Upgrade — Upgrading the HVAC system would improve the home's comfort and energy efficiency, making it more attractive to potential renters. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Somerville
• NCES district ID: 2510890
• Math proficiency: 26% ▼ -18.00%
• Reading proficiency: 43% ▼ -6.00%
• Median HH income: $71,304
• Composite: 31.9/100
• National rank: #5858
• State rank: #223 of 302 in MA

Livability — Somerville

• Score: 84/100
• State rank: #18
• US rank: #752

Category grades

Amenities A+ Commute A+ Cost of living F Crime B- Employment A+ Housing B Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Somerville, MA
• County: Middlesex County · 1,437,704 people
• City population: 78,456
• Metro: Boston-Cambridge-Newton, MA-NH
• Population (ZIP): 27,495
• Household income: $123,755
• Rent vs Own: 64.4% rent · 35.6% own
• Severe rent burden: 1487.0

Population outlook (Middlesex County) Hauer SSP2

• Today (2025): 1,740,269 people
• By 2030: 1,817,187 · +4.4%
• By 2040: 1,963,195 · +12.8%
• By 2050: 2,087,461 · +20.0%
• By 2075: 2,344,036 · +34.7%
• By 2100: 2,383,776 · +37.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.61)
• Race & ethnicity: White 58% Hispanic / Latino 18% Asian 12% Two or more races 10% Black 6%
• Hispanic origin (detail): Mexican 2% Dominican 1%
• Common ancestry: Russian 5% Romanian 3% Estonian 3%
• Foreign-born: 33% · Canada, China, Jamaica
• Languages at home: 59% English-only · Spanish 15% Other Indo-European 15% Chinese 3%

Political lean MEDSL · Middlesex

• 2024 margin: Solid D (+39.5) · D 68.5% · R 29.0% · Other 2.5%
• 2008→2024 swing: +9.3pp toward D · 2008: 30.1pp · 2024: 39.5pp
• All cycles: 2024: D+39.5 2020: D+45.2 2016: D+38.1 2012: D+26.9 2008: D+30.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -275.63%
• Current HPI: 152.4622
• Rent YoY: ▲ 4.48%
• Metro: Boston-Cambridge-Newton, MA-NH
• State GDP YoY: ▲ 2.28%
• F500 in state: 38

Industry mix (Fortune 500 HQ in MA)

Industry	F500 HQs	Revenue
▸Technology	3	$17B
▸Insurance	2	$84B
▸Retail	2	$76B
▸Life Sciences	1	$43B
▸Energy Technology	1	$31B
▸Aerospace / Defense	1	$18B

Price history

-10.5% since first listed

16 events — show timeline

• 2026-05-12 Price Changed $849,900 MLS PIN
• 2026-05-12 Price Changed $849,900 MLS PIN
• 2026-04-09 Price Changed $899,900 MLS PIN
• 2026-04-09 Price Changed $899,900 MLS PIN
• 2026-03-03 Relisted — MLS PIN
• 2026-03-03 Relisted — MLS PIN
• 2026-02-28 Listing Removed — MLS PIN
• 2026-02-28 Listing Removed — MLS PIN
• 2026-01-17 Relisted — MLS PIN
• 2026-01-17 Relisted — MLS PIN
• 2026-01-15 Listing Removed — MLS PIN
• 2026-01-15 Listing Removed — MLS PIN
• 2025-12-05 Price Changed $929,900 MLS PIN
• 2025-12-05 Price Changed $929,900 MLS PIN
• 2025-10-15 Listed $949,900 MLS PIN
• 2025-10-15 Listed $949,900 MLS PIN