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201 Vinson St
F Composite 32.58
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.7/15.0
  • Cash flow +6.9/30.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.8/10.0
  • DSCR +1.1/10.0
  • 1% rule +0.7/10.0
  • Appreciation +0.0/10.0

$209,900

201 Vinson St · Byron, GA 31008
2 bd · 1.0 ba · 1,224 sqft · SingleFamily public records · 78 Days on market
Built 1940 0.34 ac lot $171/sqft · 25% above area Est $244k · 14% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Back on the market at no fault of the seller! Welcome to this beautifully updated 2-bedroom, 2-bath home, fully renovated just two years ago and move-in ready. Step inside to discover stylish new flooring, fresh interior paint, and a modern kitchen complete with sleek stainless steel appliances—perfect for everyday living and effortless entertaining. The flexible floor plan offers endless possibilities, whether you need a home office, guest room, or additional living space to fit your lifestyle. Enjoy year-round comfort with a newer AC unit, just one year old. Added bonus: the property has been appraised at $13,000 above the asking price—offering instant equity and exceptional value for the next owner. Blending contemporary updates with functional design, this home is an ideal opportunity for first-time buyers, families, or anyone seeking a space that adapts to their needs.

Key facts

  • 0.34 acre lot
  • Garage
  • Built 1940

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $210k.

Deal economics

  • At list price, monthly cash flow is $-318 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $154k (26.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $119k (43.5% below list).
  • Recommended offer: $119k (43.5% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 68/100 on livability (#137 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: employment D, amenities F, commute F.
  • Peach County (rural): math 17% / reading 25% proficiency, ranked #141 of 174 in GA (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Byron Elementary School (math 25% / reading 27%, grade F, #728 of 1,228 statewide, top 60%, 660 students, 82% FRL); Byron Middle School (math 25% / reading 39%, grade F, #229 of 470 statewide, top 49%, 449 students, 82% FRL); Peach County High School (math 3% / reading 22%, grade F, #334 of 424 statewide, top 79%, 1,107 students, 82% FRL) — zoned schools average 82% FRL vs 65% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 210 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 149 units permitted in Peach County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Peach County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 78 days — a 6% lower offer ($197k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $80k; list at $210k implies a 163% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 78% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $118,596 (43.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 78 days. Have you received any prior offers? Is the seller open to a 43% concession, seller financing, or rate buy-down credit?
  3. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.57%
Cap rate
4.48%
Cash-on-cash
-6.48%
DSCR
0.71
GRM
14.7

CMA / ARV

ARV (median comp)
$243,656
List price
$209,900
Delta
-13.85%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
202 Old Macon Rd 0.08mi 2/1.0 1,324 (+8%) 19mo $75,156 $57 67
111 Howard St 0.26mi 3/2.0 (+1) 1,259 (+3%) 10mo $209,900 $167 65
202 Barron St 0.04mi 2/2.0 1,364 (+11%) 12mo $175,000 $128 65
506 Howard Street St 0.62mi 3/2.0 (+1) 1,200 (-2%) 6mo $1,850 $2 53
105 2nd St 0.41mi 3/2.0 (+1) 1,080 (-12%) 8mo $185,000 $171 46
303 Woodland Dr 0.53mi 3/2.0 (+1) 1,272 (+4%) 22mo $203,400 $160 42
307 Woodland Dr Dr 0.55mi 3/1.0 (+1) 1,325 (+8%) 20mo $184,250 $139 39
104 Colonial Dr 0.68mi 3/2.0 (+1) 1,352 (+10%) 10mo $110,000 $81 33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-27.6%
Equity multiple
0.08×
Total profit
$-54,341
Equity at exit
$31,297
10-year hold
IRR
-26.2%
Equity multiple
-0.26×
Total profit
$-73,781
Equity at exit
$18,148

Cash invested: $58,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31008

Home prices YoY
-18.1%
Active inventory
210
Price-to-rent
14.7×

Monthly cashflow live

Estimated rent
$1,186 medium interval (Pro) →
Mortgage (P&I)
$1,101
Tax from tax record
$66 /mo · $795/yr
Insurance
$87
HOA
$0
Vacancy / Maint / Mgmt
$249
Net cashflow
$-318

Break-even live

Break-even rent $1,588
Max offer price $153,800
Occupancy floor

Sensitivity live

Price -10% $-199 -5% $-258 +0% $-318 +5% $-377 +10% $-436
Rent -10% $-411 -5% $-364 +0% $-318 +5% $-271 +10% $-224
Rate -1.0pp $-212 -0.5pp $-264 base $-318 +0.5pp $-372 +1.0pp $-427

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,475
Closing costs
$6,297
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
408 Main St Byron, GA 2.0 1.0 912 $1,000 $1.10 23d 1 0.39mi
107 Church St Byron, GA 2.0 1.5–2.0 1150 $1,200 $1.04 15d 2 0.59mi
101 Vivian Dr Byron, GA 3.0 1.5 1352 $1,595 $1.18 45d 1 1.10mi

Listing history 29 events

  1. 2026-06-21
    days on market $209,900 Active 78 DOM
  2. 2026-06-19
    days on market $209,900 Active 76 DOM
  3. 2026-06-18
    days on market $209,900 Active 75 DOM
  4. 2026-06-17
    days on market $209,900 Active 74 DOM
  5. 2026-06-16
    days on market $209,900 Active 73 DOM
  6. 2026-06-15
    days on market $209,900 Active 72 DOM
  7. 2026-06-14
    days on market $209,900 Active 70 DOM
  8. 2026-06-13
    days on market $209,900 Active 69 DOM
  9. 2026-06-10
    days on market $209,900 Active 67 DOM
  10. 2026-06-09
    days on market $209,900 Active 66 DOM
  11. 2026-06-08
    days on market $209,900 Active 65 DOM
  12. 2026-06-07
    days on market $209,900 Active 64 DOM
  13. 2026-06-05
    days on market $209,900 Active 61 DOM
  14. 2026-06-03
    days on market $209,900 Active 60 DOM
  15. 2026-06-02
    days on market $209,900 Active 59 DOM
  16. 2026-06-01
    days on market $209,900 Active 58 DOM
  17. 2026-05-31
    days on market $209,900 Active 57 DOM
  18. 2026-05-30
    days on market $209,900 Active 56 DOM
  19. 2026-04-29
    status Active 899-char remark
    Show marketing remark (898 chars)

    Back on the market at no fault of the seller! Welcome to this beautifully updated 2-bedroom, 2-bath home, fully renovated just two years ago and move-in ready. Step inside to discover stylish new flooring, fresh interior paint, and a modern kitchen complete with sleek stainless steel appliances-perfect for everyday living and effortless entertaining. The flexible floor plan offers endless possibilities, whether you need a home office, guest room, or additional living space to fit your lifestyle. Enjoy year-round comfort with a newer AC unit, just one year old. Added bonus: the property has been appraised at $13,000 above the asking price-offering instant equity and exceptional value for the next owner. Blending contemporary updates with functional design, this home is an ideal opportunity for first-time buyers, families, or anyone seeking a space that adapts to their needs.

  20. 2026-04-29
    status Back On Market 898-char remark
    Show marketing remark (898 chars)

    Back on the market at no fault of the seller! Welcome to this beautifully updated 2-bedroom, 2-bath home, fully renovated just two years ago and move-in ready. Step inside to discover stylish new flooring, fresh interior paint, and a modern kitchen complete with sleek stainless steel appliances-perfect for everyday living and effortless entertaining. The flexible floor plan offers endless possibilities, whether you need a home office, guest room, or additional living space to fit your lifestyle. Enjoy year-round comfort with a newer AC unit, just one year old. Added bonus: the property has been appraised at $13,000 above the asking price-offering instant equity and exceptional value for the next owner. Blending contemporary updates with functional design, this home is an ideal opportunity for first-time buyers, families, or anyone seeking a space that adapts to their needs.

  21. 2026-04-13
    status Pending 899-char remark
    Show marketing remark (898 chars)

    Back on the market at no fault of the seller! Welcome to this beautifully updated 2-bedroom, 2-bath home, fully renovated just two years ago and move-in ready. Step inside to discover stylish new flooring, fresh interior paint, and a modern kitchen complete with sleek stainless steel appliances-perfect for everyday living and effortless entertaining. The flexible floor plan offers endless possibilities, whether you need a home office, guest room, or additional living space to fit your lifestyle. Enjoy year-round comfort with a newer AC unit, just one year old. Added bonus: the property has been appraised at $13,000 above the asking price-offering instant equity and exceptional value for the next owner. Blending contemporary updates with functional design, this home is an ideal opportunity for first-time buyers, families, or anyone seeking a space that adapts to their needs.

  22. 2026-04-13
    status Under Contract 898-char remark
    Show marketing remark (898 chars)

    Back on the market at no fault of the seller! Welcome to this beautifully updated 2-bedroom, 2-bath home, fully renovated just two years ago and move-in ready. Step inside to discover stylish new flooring, fresh interior paint, and a modern kitchen complete with sleek stainless steel appliances-perfect for everyday living and effortless entertaining. The flexible floor plan offers endless possibilities, whether you need a home office, guest room, or additional living space to fit your lifestyle. Enjoy year-round comfort with a newer AC unit, just one year old. Added bonus: the property has been appraised at $13,000 above the asking price-offering instant equity and exceptional value for the next owner. Blending contemporary updates with functional design, this home is an ideal opportunity for first-time buyers, families, or anyone seeking a space that adapts to their needs.

  23. 2026-03-19
    listed $213,000 New 898-char remark
    Show marketing remark (899 chars)

    Back on the market at no fault of the seller! Welcome to this beautifully updated 2-bedroom, 2-bath home, fully renovated just two years ago and move-in ready. Step inside to discover stylish new flooring, fresh interior paint, and a modern kitchen complete with sleek stainless steel appliances—perfect for everyday living and effortless entertaining. The flexible floor plan offers endless possibilities, whether you need a home office, guest room, or additional living space to fit your lifestyle. Enjoy year-round comfort with a newer AC unit, just one year old. Added bonus: the property has been appraised at $13,000 above the asking price—offering instant equity and exceptional value for the next owner. Blending contemporary updates with functional design, this home is an ideal opportunity for first-time buyers, families, or anyone seeking a space that adapts to their needs.

  24. 2026-03-19
    listed $213,000 Active 899-char remark
    Show marketing remark (899 chars)

    Back on the market at no fault of the seller! Welcome to this beautifully updated 2-bedroom, 2-bath home, fully renovated just two years ago and move-in ready. Step inside to discover stylish new flooring, fresh interior paint, and a modern kitchen complete with sleek stainless steel appliances—perfect for everyday living and effortless entertaining. The flexible floor plan offers endless possibilities, whether you need a home office, guest room, or additional living space to fit your lifestyle. Enjoy year-round comfort with a newer AC unit, just one year old. Added bonus: the property has been appraised at $13,000 above the asking price—offering instant equity and exceptional value for the next owner. Blending contemporary updates with functional design, this home is an ideal opportunity for first-time buyers, families, or anyone seeking a space that adapts to their needs.

  25. 2018-07-30
    soldstatus $79,900
  26. 2018-07-17
    soldstatus $79,900
  27. 2018-07-13
    soldstatus $79,900
  28. 2018-04-02
    listed $79,900
  29. 2018-04-02
    listed $79,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$795 · $66/mo
Projected year-2 tax
$1,931 · $161/mo
Expected delta
+$1,136/yr (+$95/mo · 142.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 7/10 Severe 78% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,232
− Mortgage interest
−$11,758
− Property taxes
−$795
− Insurance
−$1,050
− Repairs & maintenance
−$1,139
− Management
−$1,139
− Depreciation
−$6,106
Taxable loss
−$7,754
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,861
After-tax cash flow
$-1,950/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Peach County
NCES district ID
1304050
Math proficiency
17% ▼ -15.00%
Reading proficiency
25% ▼ -5.00%
Median HH income
$41,348
Composite
17.89/100
National rank
#9000
State rank
#141 of 174 in GA

Livability — Byron

Score
68/100
State rank
#137
US rank
#9318

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment D Housing A+ Health & safety A- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Byron, GA
Population (ZIP)
20,882

Population outlook (Peach County) Hauer SSP2

Today (2025)
26,481 people
By 2030
25,723 · -2.9%
By 2040
23,812 · -10.1%
By 2050
21,724 · -18.0%
By 2075
17,513 · -33.9%
By 2100
14,235 · -46.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (61%)
Race & ethnicity
White 61% Black 27% Two or more races 7% Hispanic / Latino 6%
Hispanic origin (detail)
Mexican 3% Puerto Rican 2%
Common ancestry
Slovak 2% Serbian 1% Lithuanian 1%
Foreign-born
2% · Canada
Languages at home
95% English-only · Spanish 4%

Political lean MEDSL · Peach

2024 margin
Lean R (+6.0) · D 46.8% · R 52.8%
2008→2024 swing
-12.8pp toward R · 2008: 6.8pp · 2024: -6.0pp
All cycles
2024: R+6.0 2020: R+4.7 2016: R+3.0 2012: D+7.5 2008: D+6.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -45.93%
Current HPI
208.0889
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+166.6% since first listed
11 events — show timeline
  • 2026-04-29 Relisted CGMLS
  • 2026-04-29 Relisted GAMLS
  • 2026-04-13 Pending CGMLS
  • 2026-04-13 Pending GAMLS
  • 2026-03-19 Listed $213,000 CGMLS
  • 2026-03-19 Listed $213,000 GAMLS
  • 2018-07-30 Sold (Public Records) $79,900 Public Records
  • 2018-07-17 Sold (MLS) $79,900 GAMLS
  • 2018-07-13 Sold (MLS) $79,900 CGMLS
  • 2018-04-02 Listed $79,900 CGMLS
  • 2018-04-02 Listed $79,900 GAMLS

Property tax history

+3.6%/yr

Latest (2025): $795 · -3.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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