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1 Eagles Nest Dr
F Composite 32.68
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +5.6/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Cash flow +2.1/30.0
  • 1% rule +0.0/10.0
  • DSCR +0.0/10.0

$850,000

1 Eagles Nest Dr · Lakeside Woods, CT 06784
2 bd · 3.5 ba · 1,960 sqft · SingleFamily public records · 22 Days on market
Built 1975 1.14 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Fabulous full-time or weekend retreat at Candlewood Lake Estates, private gated community! Rebuilt '86, 2165 sf total, light, bright, open floor plan, perfect for entertaining, lots of space for add'l guests w/loft & finished, walk-out lower level. I/G pool, stamped concrete patio, perennial plantings, private, great outdoor entertaining. Neutral interior, soaring ceilings lined w/white washed wood, large skylights & windows bring natural beauty & color indoors. Spectacular open kitchen w/12' island, spacious dining area with walls of windows to enjoy seasonal water views, family room, living room, stone fireplace, main level master suite. Rec room, wood stove, storage, patio & deck, boat slip ownership. Enjoy Candlewood Lake & Green Pond!

Key facts

  • Open floor plan
  • Spiral staircases
  • Remodeled kitchen

Tags

MID-CENTURY MODERN HOMEOPEN FLOOR PLANREMODELED KITCHENPRIVATE GARDEN SETTINGPOOLSPIRAL STAIRCASES

Property features AI

Finance

  • Other: Property has in-ground heated concrete swimming pool with safety fence
  • Financial info: Property managed by professional on-site management
  • HOA & community: Homeowners association with lake/beach access; Association provides security service, snow removal, and road maintenance

Exterior

  • Utilities: Private well water; Septic system; Hot water heated by oil; Fuel tank located in basement
  • Home design: Single-family property; Direct waterfront access (pond/lake/beach) — association required
  • Construction: Wood siding; Block construction; Concrete foundation; Asphalt shingle roof
  • Exterior features: Balcony; Deck; Patio; Shed; Garden area; Stone wall; Exterior lighting; Gutters

Interior

  • Kitchen: Electric cooktop; Cooktop; Oven/Range; Microwave; Refrigerator; Freezer; Dishwasher; Disposal
  • Bedrooms: Three bedrooms
  • Bathrooms: Three full bathrooms; One half bathroom
  • Heating & cooling: Heat pump; Baseboard heating; Hot air heating; Heat fuel: Electric, Kerosene, Oil, Wood; Ceiling fans; Wall unit (cooling/heating)
  • Interior features: Six total rooms; One fireplace; Full, fully finished basement with interior access and walk-out; heated with storage and livable space
  • Laundry & utility: Washer and electric dryer; Laundry located in a lower-level bedroom/area

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/3.5-bath single-family listed at $850k.

Deal economics

  • At list price, monthly cash flow is $-3k ($-37k/yr) — negative.
  • To cash-flow at today's rent, offer at most $301k (64.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $263k (69.0% below list).
  • Recommended offer: $263k (69.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
  • Sherman School District (rural): math 55% / reading 60% proficiency, ranked #87 of 192 in CT (top 45%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 5% free/reduced lunch — higher-income household profile.
  • Zoned schools: Sherman School (math 57% / reading 67%, grade B, #137 of 553 statewide, top 28%, 264 students, 2% FRL) — zoned schools at 2% FRL track the district average.
  • Market conditions: 43 active listings in the ZIP; 1,151 units permitted in Western Connecticut Planning Region in 2024 (714 in 5+ unit buildings).

Forward outlook

  • In year one you build about $91k of equity ($6k loan paydown + $85k appreciation (10.0% local appreciation)).
  • By year 2, paydown + projected appreciation supports a ~$146k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 22 days — a 2% lower offer ($837k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $360k; list at $850k implies a 136% gain — meaningful room to come down on a strong offer.
Recommended offer $263,260 (69.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.31%
Cap rate
1.91%
Cash-on-cash
-15.66%
DSCR
0.30
GRM
26.9

CMA / ARV

ARV (on-the-fly)
$558,600
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
126 Green Pond Rd 0.04mi 3/2.0 (+1) 1,842 (-6%) 16mo $525,000 $285 64

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
13.4%
Equity multiple
2.11×
Total profit
$264,717
Equity at exit
$765,747
10-year hold
IRR
13.6%
Equity multiple
4.93×
Total profit
$934,359
Equity at exit
$1,651,363

Cash invested: $238,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Connecticut
27 Tenant-Leaning · D+7
County
— inherits STATE
City
— inherits STATE
Strong tenant statutes; rent commissions in some towns; courts slow especially in cities.

ZIP-level market 06784

Home prices YoY
5.1%
Active inventory
43
Price-to-rent
26.9×

Monthly cashflow live

Estimated rent
$2,633 medium interval (Pro) →
Mortgage (P&I)
$4,457
Tax from tax record
$374 /mo · $4,491/yr
Insurance
$354
HOA
$0
Vacancy / Maint / Mgmt
$553
Net cashflow
$-3,106

Break-even live

Break-even rent $6,564
Max offer price $301,285
Occupancy floor

Sensitivity live

Price -10% $-2,625 -5% $-2,866 +0% $-3,106 +5% $-3,347 +10% $-3,587
Rent -10% $-3,314 -5% $-3,210 +0% $-3,106 +5% $-3,002 +10% $-2,898
Rate -1.0pp $-2,678 -0.5pp $-2,890 base $-3,106 +0.5pp $-3,326 +1.0pp $-3,550

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$212,500
Closing costs
$25,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-19
    days on market $850,000 Active 22 DOM
  2. 2026-06-18
    days on market $850,000 Active 21 DOM
  3. 2026-06-17
    days on market $850,000 Active 20 DOM
  4. 2026-06-16
    days on market $850,000 Active 19 DOM
  5. 2026-06-15
    days on market $850,000 Active 18 DOM
  6. 2026-06-14
    days on market $850,000 Active 16 DOM
  7. 2026-06-13
    days on market $850,000 Active 15 DOM
  8. 2026-06-10
    days on market $850,000 Active 13 DOM
  9. 2026-06-09
    days on market $850,000 Active 12 DOM
  10. 2026-06-08
    days on market $850,000 Active 11 DOM
  11. 2026-06-07
    days on market $850,000 Active 10 DOM
  12. 2026-06-02
    days on market $850,000 Active 5 DOM
  13. 2026-06-01
    days on market $850,000 Active 4 DOM
  14. 2026-05-31
    days on market $850,000 Active 3 DOM
  15. 2026-05-30
    days on market $850,000 Active 2 DOM
  16. 2026-05-28
    listed $850,000 Active
  17. 2015-05-20
    soldstatus $360,000
  18. 2015-05-18
    soldstatus $360,000 769-char remark
    Show marketing remark (769 chars)

    Fabulous full-time or weekend retreat at Candlewood Lake Estates, private gated community! Rebuilt '86, 2165 sf total, light, bright, open floor plan, perfect for entertaining, lots of space for add'l guests w/loft & finished, walk-out lower level. I/G pool, stamped concrete patio, perennial plantings, private, great outdoor entertaining. Neutral interior, soaring ceilings lined w/white washed wood, large skylights & windows bring natural beauty & color indoors. Spectacular open kitchen w/12' island, spacious dining area with walls of windows to enjoy seasonal water views, family room, living room, stone fireplace, main level master suite. Rec room, wood stove, storage, patio & deck, boat slip ownership. Enjoy Candlewood Lake & Green Pond!

  19. 2015-04-19
    historical 769-char remark
    Show marketing remark (769 chars)

    Fabulous full-time or weekend retreat at Candlewood Lake Estates, private gated community! Rebuilt '86, 2165 sf total, light, bright, open floor plan, perfect for entertaining, lots of space for add'l guests w/loft & finished, walk-out lower level. I/G pool, stamped concrete patio, perennial plantings, private, great outdoor entertaining. Neutral interior, soaring ceilings lined w/white washed wood, large skylights & windows bring natural beauty & color indoors. Spectacular open kitchen w/12' island, spacious dining area with walls of windows to enjoy seasonal water views, family room, living room, stone fireplace, main level master suite. Rec room, wood stove, storage, patio & deck, boat slip ownership. Enjoy Candlewood Lake & Green Pond!

  20. 2014-11-05
    listed $399,000 769-char remark
    Show marketing remark (769 chars)

    Fabulous full-time or weekend retreat at Candlewood Lake Estates, private gated community! Rebuilt '86, 2165 sf total, light, bright, open floor plan, perfect for entertaining, lots of space for add'l guests w/loft & finished, walk-out lower level. I/G pool, stamped concrete patio, perennial plantings, private, great outdoor entertaining. Neutral interior, soaring ceilings lined w/white washed wood, large skylights & windows bring natural beauty & color indoors. Spectacular open kitchen w/12' island, spacious dining area with walls of windows to enjoy seasonal water views, family room, living room, stone fireplace, main level master suite. Rec room, wood stove, storage, patio & deck, boat slip ownership. Enjoy Candlewood Lake & Green Pond!

  21. 1990-10-30
    soldstatus $255,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CT · Partial reset (capped growth)

Current annual tax
$4,491 · $374/mo
Projected year-2 tax
$11,340 · $945/mo
Expected delta
+$6,850/yr (+$571/mo · 152.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 3/10 Moderate 6 d/yr ≥97°F today · 13 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$31,591
− Mortgage interest
−$47,613
− Property taxes
−$4,491
− Insurance
−$4,250
− Repairs & maintenance
−$2,527
− Management
−$2,527
− Depreciation
−$24,727
Taxable loss
−$54,545
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$13,091
After-tax cash flow
$-24,183/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sherman School District
NCES district ID
0904080
Math proficiency
55% ▬ 0.00%
Reading proficiency
60% ▼ -5.00%
Median HH income
$105,552
Composite
56.01/100
National rank
#2563
State rank
#87 of 192 in CT

Livability — Lakeside Woods

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
3,525

Population outlook (Western Connecticut County) Hauer SSP2

By 2040
685,031

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Two or more races 8% Hispanic / Latino 7%
Hispanic origin (detail)
Mexican 1% Puerto Rican 3% Cuban 1%
Common ancestry
Romanian 5% Slovak 4% Italian 3%
Foreign-born
8% · Canada, China, Dominican Republic
Languages at home
92% English-only · Spanish 4% Other Indo-European 4%

Political lean MEDSL · Western Connecticut

2024 margin
D (+19.1) · D 58.8% · R 39.7% · Other 1.6%
All cycles
2024: D+19.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 13.90%
Current HPI
284.0569
Rent YoY
Metro
State GDP YoY
▲ 1.06%
F500 in state
38

Industry mix (Fortune 500 HQ in CT)

Industry F500 HQs Revenue

Price history

+233.3% since first listed
6 events — show timeline
  • 2026-05-28 Listed $850,000 Smart MLS
  • 2015-05-20 Sold (Public Records) $360,000 Public Records
  • 2015-05-18 Sold (MLS) $360,000 Smart MLS
  • 2015-04-19 Listing Removed Smart MLS
  • 2014-11-05 Listed $399,000 Smart MLS
  • 1990-10-30 Sold (Public Records) $255,000 Public Records

Property tax history

-1.6%/yr

Latest (2023): $4,491 · -2.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…