1 Eagles Nest Dr · Lakeside Woods, CT
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $829 – $1,539
Heat risk 3/10 · Minor
- Hot days now (above 97°F)
- 6 days/yr
- Hot days in 30 yrs
- 13 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 17.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +10.0/10.0
- ARV discount +7.5/15.0
- Schools +5.6/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Cash flow +2.1/30.0
- 1% rule +0.0/10.0
- DSCR +0.0/10.0
$850,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Fabulous full-time or weekend retreat at Candlewood Lake Estates, private gated community! Rebuilt '86, 2165 sf total, light, bright, open floor plan, perfect for entertaining, lots of space for add'l guests w/loft & finished, walk-out lower level. I/G pool, stamped concrete patio, perennial plantings, private, great outdoor entertaining. Neutral interior, soaring ceilings lined w/white washed wood, large skylights & windows bring natural beauty & color indoors. Spectacular open kitchen w/12' island, spacious dining area with walls of windows to enjoy seasonal water views, family room, living room, stone fireplace, main level master suite. Rec room, wood stove, storage, patio & deck, boat slip ownership. Enjoy Candlewood Lake & Green Pond!
Key facts
- Open floor plan
- Spiral staircases
- Remodeled kitchen
Tags
Property features AI
Finance
- Other: Property has in-ground heated concrete swimming pool with safety fence
- Financial info: Property managed by professional on-site management
- HOA & community: Homeowners association with lake/beach access; Association provides security service, snow removal, and road maintenance
Exterior
- Utilities: Private well water; Septic system; Hot water heated by oil; Fuel tank located in basement
- Home design: Single-family property; Direct waterfront access (pond/lake/beach) — association required
- Construction: Wood siding; Block construction; Concrete foundation; Asphalt shingle roof
- Exterior features: Balcony; Deck; Patio; Shed; Garden area; Stone wall; Exterior lighting; Gutters
Interior
- Kitchen: Electric cooktop; Cooktop; Oven/Range; Microwave; Refrigerator; Freezer; Dishwasher; Disposal
- Bedrooms: Three bedrooms
- Bathrooms: Three full bathrooms; One half bathroom
- Heating & cooling: Heat pump; Baseboard heating; Hot air heating; Heat fuel: Electric, Kerosene, Oil, Wood; Ceiling fans; Wall unit (cooling/heating)
- Interior features: Six total rooms; One fireplace; Full, fully finished basement with interior access and walk-out; heated with storage and livable space
- Laundry & utility: Washer and electric dryer; Laundry located in a lower-level bedroom/area
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/3.5-bath single-family listed at $850k.
Deal economics
- At list price, monthly cash flow is $-3k ($-37k/yr) — negative.
- To cash-flow at today's rent, offer at most $301k (64.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $263k (69.0% below list).
- Recommended offer: $263k (69.0% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
- Sherman School District (rural): math 55% / reading 60% proficiency, ranked #87 of 192 in CT (top 45%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 5% free/reduced lunch — higher-income household profile.
- Zoned schools: Sherman School (math 57% / reading 67%, grade B, #137 of 553 statewide, top 28%, 264 students, 2% FRL) — zoned schools at 2% FRL track the district average.
- Market conditions: 43 active listings in the ZIP; 1,151 units permitted in Western Connecticut Planning Region in 2024 (714 in 5+ unit buildings).
Forward outlook
- In year one you build about $91k of equity ($6k loan paydown + $85k appreciation (10.0% local appreciation)).
- By year 2, paydown + projected appreciation supports a ~$146k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 22 days — a 2% lower offer ($837k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $360k; list at $850k implies a 136% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.31% ✗
- Cap rate
- 1.91%
- Cash-on-cash
- -15.66%
- DSCR
- 0.30
- GRM
- 26.9
CMA / ARV
- ARV (on-the-fly)
- $558,600
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 126 Green Pond Rd | 0.04mi | 3/2.0 (+1) | 1,842 (-6%) | 16mo | $525,000 | $285 | 64 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 13.4%
- Equity multiple
- 2.11×
- Total profit
- $264,717
- Equity at exit
- $765,747
- IRR
- 13.6%
- Equity multiple
- 4.93×
- Total profit
- $934,359
- Equity at exit
- $1,651,363
Cash invested: $238,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 27 Tenant-Leaning
- State Connecticut
- 27 Tenant-Leaning · D+7
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 06784
- Home prices YoY
- 5.1%
- Active inventory
- 43
- Price-to-rent
- 26.9×
Monthly cashflow live
- Estimated rent
- $2,633 medium interval (Pro) →
- Mortgage (P&I)
- −$4,457
- Tax from tax record
- −$374 /mo · $4,491/yr
- Insurance
- −$354
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$553
- Net cashflow
- $-3,106
Break-even live
Sensitivity live
| Price | -10% $-2,625 | -5% $-2,866 | +0% $-3,106 | +5% $-3,347 | +10% $-3,587 |
|---|---|---|---|---|---|
| Rent | -10% $-3,314 | -5% $-3,210 | +0% $-3,106 | +5% $-3,002 | +10% $-2,898 |
| Rate | -1.0pp $-2,678 | -0.5pp $-2,890 | base $-3,106 | +0.5pp $-3,326 | +1.0pp $-3,550 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $212,500
- Closing costs
- $25,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 21 events
-
2026-06-19days on market $850,000 Active 22 DOM
-
2026-06-18days on market $850,000 Active 21 DOM
-
2026-06-17days on market $850,000 Active 20 DOM
-
2026-06-16days on market $850,000 Active 19 DOM
-
2026-06-15days on market $850,000 Active 18 DOM
-
2026-06-14days on market $850,000 Active 16 DOM
-
2026-06-13days on market $850,000 Active 15 DOM
-
2026-06-10days on market $850,000 Active 13 DOM
-
2026-06-09days on market $850,000 Active 12 DOM
-
2026-06-08days on market $850,000 Active 11 DOM
-
2026-06-07days on market $850,000 Active 10 DOM
-
2026-06-02days on market $850,000 Active 5 DOM
-
2026-06-01days on market $850,000 Active 4 DOM
-
2026-05-31days on market $850,000 Active 3 DOM
-
2026-05-30days on market $850,000 Active 2 DOM
-
2026-05-28$850,000 Active
-
2015-05-20soldstatus $360,000
-
2015-05-18soldstatus $360,000 769-char remark
Show marketing remark (769 chars)
Fabulous full-time or weekend retreat at Candlewood Lake Estates, private gated community! Rebuilt '86, 2165 sf total, light, bright, open floor plan, perfect for entertaining, lots of space for add'l guests w/loft & finished, walk-out lower level. I/G pool, stamped concrete patio, perennial plantings, private, great outdoor entertaining. Neutral interior, soaring ceilings lined w/white washed wood, large skylights & windows bring natural beauty & color indoors. Spectacular open kitchen w/12' island, spacious dining area with walls of windows to enjoy seasonal water views, family room, living room, stone fireplace, main level master suite. Rec room, wood stove, storage, patio & deck, boat slip ownership. Enjoy Candlewood Lake & Green Pond!
-
2015-04-19historical 769-char remark
Show marketing remark (769 chars)
Fabulous full-time or weekend retreat at Candlewood Lake Estates, private gated community! Rebuilt '86, 2165 sf total, light, bright, open floor plan, perfect for entertaining, lots of space for add'l guests w/loft & finished, walk-out lower level. I/G pool, stamped concrete patio, perennial plantings, private, great outdoor entertaining. Neutral interior, soaring ceilings lined w/white washed wood, large skylights & windows bring natural beauty & color indoors. Spectacular open kitchen w/12' island, spacious dining area with walls of windows to enjoy seasonal water views, family room, living room, stone fireplace, main level master suite. Rec room, wood stove, storage, patio & deck, boat slip ownership. Enjoy Candlewood Lake & Green Pond!
-
2014-11-05$399,000 769-char remark
Show marketing remark (769 chars)
Fabulous full-time or weekend retreat at Candlewood Lake Estates, private gated community! Rebuilt '86, 2165 sf total, light, bright, open floor plan, perfect for entertaining, lots of space for add'l guests w/loft & finished, walk-out lower level. I/G pool, stamped concrete patio, perennial plantings, private, great outdoor entertaining. Neutral interior, soaring ceilings lined w/white washed wood, large skylights & windows bring natural beauty & color indoors. Spectacular open kitchen w/12' island, spacious dining area with walls of windows to enjoy seasonal water views, family room, living room, stone fireplace, main level master suite. Rec room, wood stove, storage, patio & deck, boat slip ownership. Enjoy Candlewood Lake & Green Pond!
-
1990-10-30soldstatus $255,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CT · Partial reset (capped growth)
- Current annual tax
- $4,491 · $374/mo
- Projected year-2 tax
- $11,340 · $945/mo
- Expected delta
- +$6,850/yr (+$571/mo · 152.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 3/10 Moderate 6 d/yr ≥97°F today · 13 d/yr by 30 yrs out
- Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,591
- − Mortgage interest
- −$47,613
- − Property taxes
- −$4,491
- − Insurance
- −$4,250
- − Repairs & maintenance
- −$2,527
- − Management
- −$2,527
- − Depreciation
- −$24,727
- Taxable loss
- −$54,545
- Est. tax savings @ 24.0%
- +$13,091
- After-tax cash flow
- $-24,183/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Sherman School District
- NCES district ID
- 0904080
- Math proficiency
- 55% ▬ 0.00%
- Reading proficiency
- 60% ▼ -5.00%
- Median HH income
- $105,552
- Composite
- 56.01/100
- National rank
- #2563
- State rank
- #87 of 192 in CT
Livability — Lakeside Woods
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Population (ZIP)
- 3,525
Population outlook (Western Connecticut County) Hauer SSP2
- By 2040
- 685,031
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Two or more races 8% Hispanic / Latino 7%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 3% Cuban 1%
- Common ancestry
- Romanian 5% Slovak 4% Italian 3%
- Foreign-born
- 8% · Canada, China, Dominican Republic
- Languages at home
- 92% English-only · Spanish 4% Other Indo-European 4%
Political lean MEDSL · Western Connecticut
- 2024 margin
- D (+19.1) · D 58.8% · R 39.7% · Other 1.6%
- All cycles
- 2024: D+19.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 13.90%
- Current HPI
- 284.0569
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.06%
- F500 in state
- 38
Industry mix (Fortune 500 HQ in CT)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Machinery | 4 | $38B |
|
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| Insurance | 3 | $71B |
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| Financial Services | 2 | $25B |
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| Transportation / Logistics | 2 | $18B |
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| Healthcare | 1 | $247B |
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| Telecommunications | 1 | $55B |
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Price history
+233.3% since first listed6 events — show timeline
- 2026-05-28 Listed $850,000 Smart MLS
- 2015-05-20 Sold (Public Records) $360,000 Public Records
- 2015-05-18 Sold (MLS) $360,000 Smart MLS
- 2015-04-19 Listing Removed — Smart MLS
- 2014-11-05 Listed $399,000 Smart MLS
- 1990-10-30 Sold (Public Records) $255,000 Public Records
Property tax history
-1.6%/yrLatest (2023): $4,491 · -2.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…