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112 Willis Creek Rd
D- Composite 38.36
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.3/30.0
  • ARV discount +5.7/15.0
  • DSCR +4.0/10.0
  • Schools +3.9/10.0
  • Livability +3.2/5.0
  • 1% rule +2.9/10.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$212,000

112 Willis Creek Rd · Warner Robins, GA 31088
3 bd · 2.0 ba · 1,331 sqft · SingleFamily public records · 13 Days on market
Built 2000 0.70 ac lot Est $204k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Cute as can be! Great location and quiet neighborhood. Large living room with laminate floors, 3 bedrooms, 2 baths. Sold AS IS. Buyer has 7 day inspection period upon receiving ratified contract. Buyer is responsible for own title insurance. Seller will not make any repairs based on buyers inspections.

Key facts

  • Recent updates
  • New light fixtures
  • Prime location

Tags

PRIME LOCATIONRECENT UPDATESNEW ROOFNEW INTERIOR CEILINGSNEW LIGHT FIXTURES

Property features AI

Finance

  • Other: No pool
  • Financial info: Financial details not provided
  • HOA & community: Subdivision: Willis Creek

Exterior

  • Parking: Detached garage (1 covered garage space, 1 total parking space)
  • Security: Security information not provided
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; One story
  • Construction: Vinyl siding and brick exterior; Slab foundation; Built details not provided
  • Exterior features: Privacy fencing; Lot about 0.7 acre

Interior

  • Kitchen: Disposal; Dishwasher; Microwave; Refrigerator; Range
  • Bedrooms: Bedrooms information not provided
  • Flooring: Carpet; Tile; Laminate
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fans; Fireplace
  • Laundry & utility: Laundry information not provided

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $212k.

Deal economics

  • At list price, monthly cash flow is $-1 ($-13/yr) — negative.
  • To cash-flow at today's rent, offer at most $212k (0.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $168k (20.9% below list).
  • Recommended offer: $168k (20.9% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 4.9% in Warner Robins — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
  • Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Shirley Hills Elementary School (math 44% / reading 52%, grade D, #289 of 1,228 statewide, top 24%, 545 students, 84% FRL); Warner Robins Middle School (math 25% / reading 37%, grade F, #237 of 470 statewide, top 51%, 813 students, 84% FRL) — zoned schools average 84% FRL vs 46% district-wide (38 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+1.7%/yr); 286 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $85k; list at $212k implies a 149% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 68% chance of damaging wind over 30y; extreme-heat days projected 6→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $167,759 (20.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
6.29%
Cash-on-cash
-0.02%
DSCR
1.00
GRM
10.5

CMA / ARV

ARV (on-the-fly)
$203,643
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
111 Willis Creek Rd 0.04mi 3/2.0 1,320 (-1%) 16mo $205,000 $155 83
205 Willis Creek Rd Rd 0.21mi 3/2.0 1,357 (+2%) 12mo $199,000 $147 77
103 Meadow Ct 0.41mi 3/2.0 1,338 (+0%) 4mo $210,000 $157 77
224 Willis Creek Dr 0.34mi 3/2.0 1,385 (+4%) 15mo $212,000 $153 65
111 Chadwyck Ln 0.69mi 3/2.0 1,259 (-5%) 1mo $180,000 $143 58
209 Bryson Way 0.74mi 3/2.0 1,370 (+3%) 4mo $215,000 $157 57
213 Kentshire Ln 0.74mi 3/2.0 1,332 (+0%) 12mo $195,000 $146 56
107 Buckskin Dr 0.51mi 3/2.0 1,455 (+9%) 9mo $195,000 $134 53
1027 Feagin Mill Rd 0.56mi 3/2.0 1,414 (+6%) 14mo $182,000 $129 52
306 Bryson Way 0.73mi 3/2.0 1,374 (+3%) 11mo $223,000 $162 51
210 Kentshire Dr 0.72mi 3/2.0 1,199 (-10%) 13mo $162,500 $136 39
206 Rigby Ct 0.72mi 3/2.0 1,527 (+15%) 14mo $250,000 $164 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.67% rent growth · sell at horizon

5-year hold
IRR
-17.7%
Equity multiple
0.38×
Total profit
$-36,700
Equity at exit
$31,610
10-year hold
IRR
-12.4%
Equity multiple
0.31×
Total profit
$-41,144
Equity at exit
$18,330

Cash invested: $59,360 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31088

Rents YoY
1.7%
Active inventory
286
Price-to-rent
10.5×

Monthly cashflow live

Estimated rent
$1,678 high interval (Pro) →
Mortgage (P&I)
$1,112
Tax from tax record
$126 /mo · $1,516/yr
Insurance
$88
HOA
$0
Vacancy / Maint / Mgmt
$352
Net cashflow
$-1

Break-even live

Break-even rent $1,679
Max offer price $211,803
Occupancy floor 95%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,000
Closing costs
$6,360
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 30 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
91 Bass Rd Warner Robins, GA 1.0–3.0 1.0–2.5 1008 $2,199 $2.18 13d 11 0.54mi
108 Crossfield Dr Warner Robins, GA 3.0 2.0 1548 $1,795 $1.16 20d 1 0.66mi
203 Bryson Way Warner Robins, GA 3.0 2.0 1858 $1,850 $1.00 43d 1 0.72mi
615 Cedarwood Dr Unit 611 Bonaire, GA 3.0 1.0 902 $1,095 $1.21 20d 1 0.73mi
120 Chadwyck Cir Bonaire, GA 3.0 2.0 1266 $1,650 $1.30 20d 1 0.80mi
614 Cedarwood Dr Bonaire, GA 3.0 1.0 902 $925 $1.03 20d 1 0.80mi
627 Maplewood Dr Bonaire, GA 3.0 2.0 1080 $975 $0.90 20d 1 0.81mi
642 Maplewood Dr Bonaire, GA 3.0 2.0 1100 $1,400 $1.27 43d 1 0.82mi
104 Melissa Ln Warner Robins, GA 3.0 2.0 1372 $1,675 $1.22 44d 1 0.85mi
1010 S Houston Lake Rd Warner Robins, GA 1.0–3.0 1.0–2.0 1088 $1,572 $1.44 13d 23 0.85mi
100 Strawbridge Ln Bonaire, GA 3.0 2.0 1248 $1,600 $1.28 20d 1 0.93mi
100 Strawbridge Ln Bonaire, GA 3.0 2.0 1248 $1,600 $1.28 43d 1 0.93mi
109 Leisure Pointe Cv Warner Robins, GA 4.0 2.5 1682 $1,925 $1.14 43d 1 0.95mi
106 Leisure Pointe Cv Warner Robins, GA 4.0 2.5 1682 $1,950 $1.16 13d 1 0.98mi
106 Leisure Pointe Cv Warner Robins, GA 4.0 2.5 1682 $2,000 $1.19 43d 1 0.98mi
210 Strawbridge Ln Bonaire, GA 3.0 2.0 1214 $1,600 $1.32 20d 1 1.02mi
101 Webster Way Warner Robins, GA 3.0 2.0 1320 $1,650 $1.25 43d 1 1.03mi
102 Duxbury Ct Bonaire, GA 3.0 2.0 1725 $1,975 $1.14 20d 1 1.05mi
406 Haverhill Cir Warner Robins, GA 3.0 2.0 1279 $1,550 $1.21 43d 1 1.05mi
251 Randy Cir Warner Robins, GA 3.0 2.0 1025 $1,275 $1.24 20d 1 1.06mi
116 Webster Way Warner Robins, GA 2.0 2.0 1320 $1,650 $1.25 43d 1 1.08mi
132 Cathy Ct Warner Robins, GA 3.0 2.0 1428 $1,450 $1.02 13d 1 1.16mi
132 Cathy Ct Warner Robins, GA 3.0 1.5 1428 $1,450 $1.02 20d 1 1.16mi
115 Cheryl Blvd Warner Robins, GA 3.0 2.0 1328 $1,500 $1.13 13d 1 1.27mi
115 Cheryl Blvd Warner Robins, GA 3.0 2.0 1328 $1,500 $1.13 20d 1 1.27mi
113 Gray Fox Xing Bonaire, GA 4.0 2.0 1717 $2,200 $1.28 20d 1 1.31mi
800 Leisure Lake Dr Warner Robins, GA 1.0–2.0 1.0–2.0 950 $1,365 $1.44 13d 34 1.33mi
121 Highland Dr Warner Robins, GA 3.0 2.0 1712 $1,795 $1.05 43d 1 1.38mi
121 Highland Dr Warner Robins, GA 3.0 2.0 1712 $1,795 $1.05 20d 1 1.38mi
202 Self St Warner Robins, GA 3.0 2.0 1294 $1,450 $1.12 43d 1 1.49mi

Listing history 12 events

  1. 2026-06-19
    days on market $212,000 Active 13 DOM
  2. 2026-06-18
    days on market $212,000 Active 12 DOM
  3. 2026-06-17
    days on market $212,000 Active 11 DOM
  4. 2026-06-16
    days on market $212,000 Active 10 DOM
  5. 2026-06-15
    days on market $212,000 Active 9 DOM
  6. 2026-06-14
    days on market $212,000 Active 7 DOM
  7. 2026-06-13
    days on market $212,000 Active 6 DOM
  8. 2026-06-10
    days on market $212,000 Active 4 DOM
  9. 2026-06-09
    days on market $212,000 Active 3 DOM
  10. 2026-06-08
    days on market $212,000 Active 2 DOM
  11. 2026-06-07
    remarks 286-char remark
  12. 2026-06-07
    listed $212,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,516 · $126/mo
Projected year-2 tax
$1,950 · $163/mo
Expected delta
+$434/yr (+$36/mo · 28.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 6 d/yr ≥108°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 68% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,131
− Mortgage interest
−$11,875
− Property taxes
−$1,516
− Insurance
−$1,060
− Repairs & maintenance
−$1,610
− Management
−$1,610
− Depreciation
−$6,167
Taxable loss
−$3,708
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$890
After-tax cash flow
$877/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston County
NCES district ID
1302880
Math proficiency
43% ▼ -7.00%
Reading proficiency
46% ▼ -2.00%
Median HH income
$54,823
Composite
38.68/100
National rank
#4144
State rank
#23 of 174 in GA

Livability — Warner Robins

Score
65/100
State rank
#227
US rank
#13290

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Warner Robins, GA
County
Houston County · 157,321 people
City population
92,102
Metro
Warner Robins, GA
Population (ZIP)
58,585
Household income
$83,082
Rent vs Own
36.9% rent · 63.1% own
Severe rent burden
1668.0

Population outlook (Houston County) Hauer SSP2

Today (2025)
169,502 people
By 2030
178,486 · +5.3%
By 2040
194,642 · +14.8%
By 2050
207,119 · +22.2%
By 2075
231,480 · +36.6%
By 2100
235,034 · +38.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 51% Black 32% Two or more races 9% Hispanic / Latino 7% Asian 4%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Romanian 2% Slovak 2% Lithuanian 2%
Foreign-born
9% · Canada, Vietnam, Jamaica
Languages at home
90% English-only · Spanish 5% Other Asian/Pacific 2% Vietnamese 2%

Political lean MEDSL · Houston

2024 margin
R (+11.3) · D 44.0% · R 55.3%
2008→2024 swing
+8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
All cycles
2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.75%
Current HPI
219.8261
Rent YoY
▲ 1.67%
Metro
Warner Robins, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+135.8% since first listed
5 events — show timeline
  • 2026-06-06 Listed $212,000 CGMLS
  • 2018-04-11 Sold (MLS) $85,000 CGMLS
  • 2018-03-07 Listed $85,000 CGMLS
  • 2010-03-10 Sold (Public Records) $109,000 Public Records
  • 2000-12-08 Sold (Public Records) $89,900 Public Records

Property tax history

+4.8%/yr

Latest (2025): $1,516 · +12.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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