1612 Columbia Ave · Columbia, TN
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $949 – $1,763
Heat risk 5/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 14.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +29.4/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +7.2/10.0
- Rent growth +3.7/5.0
- Livability +3.2/5.0
- Condition / age +2.2/5.0
- Schools +1.6/10.0
- Appreciation +0.0/10.0
$155,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Do NOT disturb tenant. Opportunity knocks just minutes from the heart of Columbia’s Arts District. This 4-bedroom, 1-bath home has a proven track record for cash flow, with loads of potential for the right buyer. Set in an area that is bustling with growth, you’re just a short distance from local favorites like Hanks Coffee, Bradley Mountain, and Mama Mila’s, with downtown Columbia’s shops, dining, and arts scene right nearby. This property offers a rare chance to get into one of Columbia’s most vibrant pockets. Bring your vision and creativity—this is a blank canvas in a great location. Sold as-is. Don’t miss the chance to capitalize on location, character, and potential all in one.
Key facts
- 0.25 acre lot
- 2 garage spots
- Built 1950
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.0-bath single-family listed at $155k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $549 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $155k).
- Recommended offer: $136k (12.0% below list) — sets the bar for market timing.
- Cap rate 10.5% vs local median 3.0% in Columbia — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 63/100 on livability (#207 in TN) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, health & safety C-, crime F.
- Maury County (town): math 19% / reading 21% proficiency, ranked #108 of 139 in TN (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Highland Park Elementary (math 22% / reading 17%, grade F, #654 of 952 statewide, top 72%, 291 students, 0% FRL); Whitthorne Middle School (math 8% / reading 12%, grade F, #257 of 333 statewide, top 78%, 932 students, 0% FRL); Columbia Central High School (math 7% / reading 27%, grade F, #225 of 332 statewide, top 69%, 1,474 students, 0% FRL) — zoned schools average 0% FRL vs 48% district-wide (48 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising fast (+5.0%/yr); 1327 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals lingering (median 33d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,650 units permitted in Maury County in 2024 (60 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Maury County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 5.0% rent growth), your $43k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 139 days — a 12% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 13y ago; this cycle's ask has dropped $45k (22%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $27k; list at $155k implies a 469% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: moderate flood risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 139 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.22% ✓
- Cap rate
- 10.54%
- Cash-on-cash
- 15.18%
- DSCR
- 1.68
- GRM
- 6.8
CMA / ARV
- ARV (median comp)
- $259,590
- List price
- $155,000
- Delta
- -40.29%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 505 W 15th St | 0.14mi | 3/1.0 (-1) | 1,128 (-3%) | 0mo | $240,000 | $213 | 83 |
| 1602 Columbia Ave | 0.06mi | 3/1.0 (-1) | 1,311 (+12%) | 0mo | $214,900 | $164 | 71 |
| 223 Davis Ave | 0.14mi | 3/2.0 (-1) | 1,250 (+7%) | 1mo | $269,000 | $215 | 71 |
| 410 Hatcher Ln | 0.22mi | 3/2.0 (-1) | 1,220 (+5%) | 3mo | $280,000 | $230 | 70 |
| 237 Mockingbird Dr | 0.18mi | 3/2.0 (-1) | 1,320 (+13%) | 1mo | $289,900 | $220 | 60 |
| 2130 Denham Ave | 0.56mi | 3/1.5 (-1) | 1,097 (-6%) | 1mo | $269,000 | $245 | 56 |
| 1828 S Main St | 0.32mi | 3/1.0 (-1) | 1,326 (+14%) | 1mo | $242,000 | $183 | 56 |
| 1706 Hillview Dr | 0.40mi | 3/2.0 (-1) | 1,288 (+11%) | 1mo | $305,000 | $237 | 54 |
| 314 W 10th St | 0.66mi | 3/2.0 (-1) | 1,133 (-3%) | 3mo | $100,000 | $88 | 53 |
| 2004 Morris Ave | 0.57mi | 3/1.0 (-1) | 1,050 (-10%) | 3mo | $225,000 | $214 | 49 |
| 317 E 17th St | 0.53mi | 3/2.0 (-1) | 1,056 (-9%) | 3mo | $210,000 | $199 | 48 |
| 1899 Cherry St | 0.67mi | 3/1.0 (-1) | 1,047 (-10%) | 2mo | $245,900 | $235 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.97% rent growth · sell at horizon
- IRR
- 7.8%
- Equity multiple
- 1.31×
- Total profit
- $13,618
- Equity at exit
- $23,111
- IRR
- 18.6%
- Equity multiple
- 2.68×
- Total profit
- $72,999
- Equity at exit
- $13,402
Cash invested: $43,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Tennessee
- 87 Strongly Landlord-Friendly · R+13
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 15 active · 16 under contract
- Months of supply
- 3.1 mo (32%/mo absorbed)
- Median asking
- $270,000 ($237/sqft)
- Median days on market
- 55 d
- This list price
- 7% of active listings are priced below it
- ARV vs active asking
- -5.9% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 38401
- Home prices YoY
- -22.7%
- Rents YoY
- 5.0%
- Active inventory
- 1327
- Price-to-rent
- 6.8×
Monthly cashflow live
- Estimated rent
- $1,890 high interval (Pro) →
- Mortgage (P&I)
- −$813
- Tax from tax record
- −$67 /mo · $803/yr
- Insurance
- −$65
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$397
- Net cashflow
- $549
Break-even live
Sensitivity live
| Price | -10% $637 | -5% $593 | +0% $549 | +5% $505 | +10% $461 |
|---|---|---|---|---|---|
| Rent | -10% $400 | -5% $474 | +0% $549 | +5% $624 | +10% $698 |
| Rate | -1.0pp $627 | -0.5pp $588 | base $549 | +0.5pp $509 | +1.0pp $468 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $38,750
- Closing costs
- $4,650
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 22 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 209 E 16th St Columbia, TN | 3.0 | 1.0 | 1008 | $1,300 | $1.29 | 17d | 1 | 0.48mi |
| 1923 Woodmont Dr Columbia, TN | 3.0 | 1.0 | 1222 | $1,700 | $1.39 | 73d | 1 | 0.48mi |
| 314 E 18th St Columbia, TN | 3.0 | 1.0 | 988 | $2,800 | $2.83 | 25d | 1 | 0.58mi |
| 411 E 17th St Columbia, TN | 3.0 | 1.0 | 782 | $1,200 | $1.53 | 22d | 1 | 0.64mi |
| 1914 Cherry St Unit B Columbia, TN | 3.0 | 3.0 | 1500 | $1,750 | $1.17 | 47d | 1 | 0.66mi |
| 825 Lottie St Columbia, TN | 3.0 | 2.0 | 1300 | $1,925 | $1.48 | 25d | 1 | 0.77mi |
| 318 E 11th St Columbia, TN | 3.0 | 2.0 | 1275 | $1,750 | $1.37 | 35d | 1 | 0.80mi |
| 505 Washington St Columbia, TN | 3.0 | 2.0 | 1241 | $1,950 | $1.57 | 93d | 1 | 0.96mi |
| 505 Washington St Columbia, TN | 3.0 | 2.0 | 1241 | $2,000 | $1.61 | 34d | 1 | 0.96mi |
| 2516 Pitts Ct Columbia, TN | 1.0–4.0 | 1.0–2.0 | 896 | $1,900 | $2.12 | 21d | 7 | 1.04mi |
| 615 N High St Unit B Columbia, TN | 3.0 | 2.5 | 1200 | $1,300 | $1.08 | 73d | 1 | 1.09mi |
| 915 Mapleash Ave Columbia, TN | 4.0 | 2.0 | 1308 | $1,995 | $1.53 | 93d | 1 | 1.16mi |
| 908 Mapleash Ave Columbia, TN | 3.0 | 2.0 | 1112 | $1,700 | $1.53 | 41d | 1 | 1.17mi |
| 421 Hannaway St Columbia, TN | 3.0 | 2.0 | 1500 | $1,950 | $1.30 | 37d | 1 | 1.17mi |
| 2411 Pulaski Hwy Columbia, TN | 1.0–3.0 | 1.0–2.0 | 1042 | $1,749 | $1.68 | 36d | 8 | 1.18mi |
| 600 Hallmark Dr Columbia, TN | 3.0 | 2.0 | 1138 | $1,550 | $1.36 | 17d | 1 | 1.28mi |
| 1955 Union Pl Columbia, TN | 1.0–3.0 | 1.0–2.5 | 923 | $1,756 | $1.90 | 11d | 15 | 1.30mi |
| 421 W 3rd St Columbia, TN | 3.0 | 2.0 | 1150 | $1,750 | $1.52 | 22d | 1 | 1.31mi |
| 390 Armstrong St Unit A Columbia, TN | 3.0 | 2.5 | 1500 | $1,700 | $1.13 | 21d | 1 | 1.32mi |
| 100 Stonebridge Way Columbia, TN | 3.0 | 2.0 | 1180 | $1,350 | $1.14 | 11d | 5 | 1.37mi |
| 130 Westover Dr Columbia, TN | 3.0 | 2.0 | 1288 | $1,800 | $1.40 | 11d | 1 | 1.38mi |
| 203 Riverside Dr Columbia, TN | 3.0 | 1.0 | 1100 | $2,000 | $1.82 | 32d | 1 | 1.45mi |
Listing history 34 events
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2026-06-29days on market $155,000 Active 139 DOM
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2026-06-28days on market $155,000 Active 138 DOM
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2026-06-27days on market $155,000 Active 137 DOM
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2026-06-27days on market $155,000 Active 136 DOM
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2026-06-25days on market $155,000 Active 134 DOM
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2026-06-22days on market $155,000 Active 132 DOM
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2026-06-21days on market $155,000 Active 131 DOM
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2026-06-18days on market $155,000 Active 128 DOM
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2026-06-17days on market $155,000 Active 127 DOM
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2026-06-16days on market $155,000 Active 126 DOM
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2026-06-15days on market $155,000 Active 125 DOM
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2026-06-13days on market $155,000 Active 123 DOM
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2026-06-13days on market $155,000 Active 122 DOM
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2026-06-10status $155,000 Active 119 DOM
-
2026-06-09days on market $155,000 Active Under Contract 119 DOM
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2026-06-08days on market $155,000 Active Under Contract 118 DOM
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2026-06-07days on market $155,000 Active Under Contract 117 DOM
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2026-06-03days on market $155,000 Active Under Contract 113 DOM
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2026-06-02days on market $155,000 Active Under Contract 112 DOM
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2026-06-01days on market $155,000 Active Under Contract 111 DOM
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2026-05-31days on market $155,000 Active Under Contract 110 DOM
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2026-05-19price $155,000 737-char remark
Show marketing remark (737 chars)
Do NOT disturb tenant. Opportunity knocks just minutes from the heart of Columbia’s Arts District. This 4-bedroom, 1-bath home has a proven track record for cash flow, with loads of potential for the right buyer. Set in an area that is bustling with growth, you’re just a short distance from local favorites like Hanks Coffee, Bradley Mountain, and Mama Mila’s, with downtown Columbia’s shops, dining, and arts scene right nearby. This property offers a rare chance to get into one of Columbia’s most vibrant pockets. Bring your vision and creativity—this is a blank canvas in a great location. Sold as-is. Don’t miss the chance to capitalize on location, character, and potential all in one.
-
2026-04-26status Active 737-char remark
Show marketing remark (737 chars)
Do NOT disturb tenant. Opportunity knocks just minutes from the heart of Columbia’s Arts District. This 4-bedroom, 1-bath home has a proven track record for cash flow, with loads of potential for the right buyer. Set in an area that is bustling with growth, you’re just a short distance from local favorites like Hanks Coffee, Bradley Mountain, and Mama Mila’s, with downtown Columbia’s shops, dining, and arts scene right nearby. This property offers a rare chance to get into one of Columbia’s most vibrant pockets. Bring your vision and creativity—this is a blank canvas in a great location. Sold as-is. Don’t miss the chance to capitalize on location, character, and potential all in one.
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2026-03-20price $165,000 737-char remark
Show marketing remark (737 chars)
Do NOT disturb tenant. Opportunity knocks just minutes from the heart of Columbia’s Arts District. This 4-bedroom, 1-bath home has a proven track record for cash flow, with loads of potential for the right buyer. Set in an area that is bustling with growth, you’re just a short distance from local favorites like Hanks Coffee, Bradley Mountain, and Mama Mila’s, with downtown Columbia’s shops, dining, and arts scene right nearby. This property offers a rare chance to get into one of Columbia’s most vibrant pockets. Bring your vision and creativity—this is a blank canvas in a great location. Sold as-is. Don’t miss the chance to capitalize on location, character, and potential all in one.
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2026-02-24price $174,900 737-char remark
Show marketing remark (737 chars)
Do NOT disturb tenant. Opportunity knocks just minutes from the heart of Columbia’s Arts District. This 4-bedroom, 1-bath home has a proven track record for cash flow, with loads of potential for the right buyer. Set in an area that is bustling with growth, you’re just a short distance from local favorites like Hanks Coffee, Bradley Mountain, and Mama Mila’s, with downtown Columbia’s shops, dining, and arts scene right nearby. This property offers a rare chance to get into one of Columbia’s most vibrant pockets. Bring your vision and creativity—this is a blank canvas in a great location. Sold as-is. Don’t miss the chance to capitalize on location, character, and potential all in one.
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2026-02-17price $179,900 737-char remark
Show marketing remark (737 chars)
Do NOT disturb tenant. Opportunity knocks just minutes from the heart of Columbia’s Arts District. This 4-bedroom, 1-bath home has a proven track record for cash flow, with loads of potential for the right buyer. Set in an area that is bustling with growth, you’re just a short distance from local favorites like Hanks Coffee, Bradley Mountain, and Mama Mila’s, with downtown Columbia’s shops, dining, and arts scene right nearby. This property offers a rare chance to get into one of Columbia’s most vibrant pockets. Bring your vision and creativity—this is a blank canvas in a great location. Sold as-is. Don’t miss the chance to capitalize on location, character, and potential all in one.
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2026-02-17status Active 737-char remark
Show marketing remark (737 chars)
Do NOT disturb tenant. Opportunity knocks just minutes from the heart of Columbia’s Arts District. This 4-bedroom, 1-bath home has a proven track record for cash flow, with loads of potential for the right buyer. Set in an area that is bustling with growth, you’re just a short distance from local favorites like Hanks Coffee, Bradley Mountain, and Mama Mila’s, with downtown Columbia’s shops, dining, and arts scene right nearby. This property offers a rare chance to get into one of Columbia’s most vibrant pockets. Bring your vision and creativity—this is a blank canvas in a great location. Sold as-is. Don’t miss the chance to capitalize on location, character, and potential all in one.
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2026-02-10historical Active Under Contract 737-char remark
Show marketing remark (737 chars)
Do NOT disturb tenant. Opportunity knocks just minutes from the heart of Columbia’s Arts District. This 4-bedroom, 1-bath home has a proven track record for cash flow, with loads of potential for the right buyer. Set in an area that is bustling with growth, you’re just a short distance from local favorites like Hanks Coffee, Bradley Mountain, and Mama Mila’s, with downtown Columbia’s shops, dining, and arts scene right nearby. This property offers a rare chance to get into one of Columbia’s most vibrant pockets. Bring your vision and creativity—this is a blank canvas in a great location. Sold as-is. Don’t miss the chance to capitalize on location, character, and potential all in one.
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2026-02-02price $189,900 737-char remark
Show marketing remark (737 chars)
Do NOT disturb tenant. Opportunity knocks just minutes from the heart of Columbia’s Arts District. This 4-bedroom, 1-bath home has a proven track record for cash flow, with loads of potential for the right buyer. Set in an area that is bustling with growth, you’re just a short distance from local favorites like Hanks Coffee, Bradley Mountain, and Mama Mila’s, with downtown Columbia’s shops, dining, and arts scene right nearby. This property offers a rare chance to get into one of Columbia’s most vibrant pockets. Bring your vision and creativity—this is a blank canvas in a great location. Sold as-is. Don’t miss the chance to capitalize on location, character, and potential all in one.
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2026-01-16$199,900 Active 737-char remark
Show marketing remark (737 chars)
Do NOT disturb tenant. Opportunity knocks just minutes from the heart of Columbia’s Arts District. This 4-bedroom, 1-bath home has a proven track record for cash flow, with loads of potential for the right buyer. Set in an area that is bustling with growth, you’re just a short distance from local favorites like Hanks Coffee, Bradley Mountain, and Mama Mila’s, with downtown Columbia’s shops, dining, and arts scene right nearby. This property offers a rare chance to get into one of Columbia’s most vibrant pockets. Bring your vision and creativity—this is a blank canvas in a great location. Sold as-is. Don’t miss the chance to capitalize on location, character, and potential all in one.
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2013-09-17soldstatus $27,235 230-char remark
Show marketing remark (230 chars)
Convenient location in town near schools, shopping, restaurants, and recreation! 2 story Cape Cod style home situated on a sloped lot with large mature trees. Snack bar in kitchen. 2 bedrooms on main level and 2 bedrooms upstairs.
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2013-09-17soldstatus $27,235 Closed 230-char remark
Show marketing remark (230 chars)
Convenient location in town near schools, shopping, restaurants, and recreation! 2 story Cape Cod style home situated on a sloped lot with large mature trees. Snack bar in kitchen. 2 bedrooms on main level and 2 bedrooms upstairs.
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2013-08-27historical 230-char remark
Show marketing remark (230 chars)
Convenient location in town near schools, shopping, restaurants, and recreation! 2 story Cape Cod style home situated on a sloped lot with large mature trees. Snack bar in kitchen. 2 bedrooms on main level and 2 bedrooms upstairs.
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2013-05-06$31,500 230-char remark
Show marketing remark (230 chars)
Convenient location in town near schools, shopping, restaurants, and recreation! 2 story Cape Cod style home situated on a sloped lot with large mature trees. Snack bar in kitchen. 2 bedrooms on main level and 2 bedrooms upstairs.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TN · Resets to sale price
- Current annual tax
- $803 · $67/mo
- Projected year-2 tax
- $1,100 · $92/mo
- Expected delta
- +$298/yr (+$25/mo · 37.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (unshaded) · 24% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
- Wind 4/10 Moderate 14% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,683
- − Mortgage interest
- −$8,682
- − Property taxes
- −$803
- − Insurance
- −$775
- − Repairs & maintenance
- −$1,815
- − Management
- −$1,815
- − Depreciation
- −$4,509
- Taxable income
- $4,284
- Est. tax owed @ 24.0%
- −$1,028
- After-tax cash flow
- $5,559/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
This property requires moderate repairs and maintenance, particularly in landscaping and exterior paint. Upgrades in these areas would significantly enhance its resale and rental value.
Components & finishes AI
Deferred maintenance Est. $2,500–$10,000 screening
- Minor Roof (roof) — No visible signs of damage or wear on the roof.
- Minor Windows (windows) — No visible signs of damage or wear on the windows.
- Minor Electrical (electrical) — No visible signs of damage or wear on the electrical components.
- Minor Plumbing (plumbing) — No visible signs of damage or wear on the plumbing.
- Minor Exterior (exterior) — No visible signs of damage or wear on the exterior.
Repairs flagged
- Major Landscaping — Overgrown vegetation
- Moderate Exterior paint — Needs touch-up
Value-add opportunities
- Both Landscaping and exterior paint — Improves curb appeal and property value ↑
- Both Kitchen and bathroom updates — Enhances functionality and value ↑
- Both HVAC system inspection and maintenance — Ensures comfort and energy efficiency ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Maury County
- NCES district ID
- 4702760
- Math proficiency
- 19% ▼ -5.00%
- Reading proficiency
- 21% ▼ -4.00%
- Median HH income
- $47,668
- Composite
- 17.69/100
- National rank
- #9024
- State rank
- #108 of 139 in TN
Livability — Columbia
- Score
- 63/100
- State rank
- #207
- US rank
- #16090
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Columbia, TN
- County
- Maury County · 102,894 people
- City population
- 67,482
- Metro
- Nashville-Davidson--Murfreesboro--Franklin, TN
- Population (ZIP)
- 67,482
- Household income
- $68,475
- Rent vs Own
- Severe rent burden
- 6% of renters
Population outlook (Maury County) Hauer SSP2
- Today (2025)
- 102,894 people
- By 2030
- 110,269 · +7.2%
- By 2040
- 124,426 · +20.9%
- By 2050
- 137,543 · +33.7%
- By 2075
- 167,438 · +62.7%
- By 2100
- 184,489 · +79.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (74%)
- Race & ethnicity
- White 74% Black 12% Hispanic / Latino 9% Two or more races 7%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Slovak 1% Serbian 1% Romanian 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 94% English-only · Spanish 5%
Political lean MEDSL · Maury
- 2024 margin
- Solid R (+44.6) · D 27.1% · R 71.8% · Other 1.1%
- 2008→2024 swing
- -6.2pp toward R · 2008: -38.4pp · 2024: -44.6pp
- All cycles
- 2024: R+44.6 2020: R+36.5 2016: R+39.2 2012: R+26.9 2008: R+38.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -100.75%
- Current HPI
- 343.0362
- Rent YoY
- ▲ 4.97%
- Metro
- Nashville-Davidson--Murfreesboro--Franklin, TN
- State GDP YoY
- ▲ 2.78%
- F500 in state
- 22
Industry mix (Fortune 500 HQ in TN)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 3 | $91B |
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| Retail | 3 | $72B |
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| Transportation / Logistics | 1 | $88B |
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| Paper / Packaging | 1 | $19B |
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| Insurance | 1 | $13B |
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| Energy | 1 | $12B |
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Price history
+392.1% since first listed13 events — show timeline
- 2026-05-19 Price Changed $155,000 REALTRACS as Distributed by MLS Grid
- 2026-04-26 Relisted — REALTRACS as Distributed by MLS Grid
- 2026-03-20 Price Changed $165,000 REALTRACS as Distributed by MLS Grid
- 2026-02-24 Price Changed $174,900 REALTRACS as Distributed by MLS Grid
- 2026-02-17 Price Changed $179,900 REALTRACS as Distributed by MLS Grid
- 2026-02-17 Relisted — REALTRACS as Distributed by MLS Grid
- 2026-02-10 Contingent — REALTRACS as Distributed by MLS Grid
- 2026-02-02 Price Changed $189,900 REALTRACS as Distributed by MLS Grid
- 2026-01-16 Listed $199,900 REALTRACS as Distributed by MLS Grid
- 2013-09-17 Sold (MLS) $27,235 REALTRACS as Distributed by MLS Grid
- 2013-09-17 Sold (MLS) $27,235 REALTRACS as Distributed by MLS Grid
- 2013-08-27 Listing Removed — REALTRACS as Distributed by MLS Grid
- 2013-05-06 Listed $31,500 REALTRACS as Distributed by MLS Grid
Property tax history
+2.0%/yrLatest (2025): $803 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…