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6154 Mission #33
B Composite 73.25
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Condition / age +3.8/5.0
  • Schools +3.1/10.0
  • Rent growth +2.8/5.0
  • Appreciation +2.5/10.0
  • Livability +2.5/5.0
  • Manufactured-home adj. -6.4

$78,000

6154 Mission #33 · Jurupa Valley, CA 92509
1 bd · 1.0 ba · 648 sqft · Manufactured public records · 132 Days on market
Manufactured home Built 1988 Good condition $120/sqft · 46% below area Est $145k · 46% under ↓ 6% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This home features 2 bedrooms, 1.5 bathrooms, and indoor laundry, along with several upgrades throughout. Located in the growing community of Jurupa Valley, it’s an excellent opportunity for first-time buyers or those looking to downsize. The kitchen opens to the living room, creating a comfortable layout that’s perfect for entertaining. The property includes two parking spaces and is conveniently located near the new Shops at Jurupa Valley, featuring Target, Starbucks, Chipotle, and more. You’ll also be just minutes from the brand-new Sprouts, as well as gyms, hiking trails, and easy freeway access. Plus, Downtown Riverside is only a short drive away, offering nightlife, entertainment, great restaurants, the Riverside Plaza, and much more. Low space rent adds even more value!

Key facts

  • Two parking spaces
  • Comfortable layout
  • Easy freeway access

Tags

INDOOR LAUNDRYUPGRADES THROUGHOUTCOMFORTABLE LAYOUTTWO PARKING SPACESCONVENIENTLY LOCATEDEASY FREEWAY ACCESS

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $78k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $425 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $78k).
  • Recommended offer: $69k (12.0% below list) — sets the bar for market timing.
  • Cap rate 12.8% vs local median 3.1% in Jurupa Valley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 49/100 on livability (#1,170 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+, employment A-; Watch: amenities F, commute F, cost of living F.
  • Jurupa Unified (suburban): math 25% / reading 38% proficiency, ranked #953 of 1,400 in CA (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Rustic Lane Elementary (541 students, 86% FRL); Mission Middle (694 students, 89% FRL); Rubidoux High (1,407 students, 90% FRL) — zoned schools average 88% FRL vs 64% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+1.3%/yr); 233 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 30d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
  • This rent is only 15% of the median local income ($95k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $539 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 1.3% rent growth), your $22k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 132 days — a 12% lower offer ($69k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $68,640 (12.0% below list)

Questions for the listing agent

  1. It's been on market 132 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.56%
Cap rate
12.83%
Cash-on-cash
23.35%
DSCR
2.04
GRM
5.3

CMA / ARV

ARV (median comp)
$145,000
List price
$78,000
Delta
-46.21%
Verdict
UNDERPRICED
Comps
3 within 2.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6045 Mission Blvd #15 0.19mi 2/1.0 (+1) 644 (-1%) 15mo $65,000 $101 72
6154 Mission Blvd #55 0.01mi 2/2.0 (+1) 720 (+11%) 6mo $159,900 $222 67
3661 Pacific Ave #22 0.18mi 1/1.0 616 (-5%) 30mo $65,000 $106 63
5925 Mission Blvd Spc 14 0.41mi 1/1.0 665 (+3%) 25mo $70,000 $105 56
5479 34th St #2 1.29mi 2/1.5 (+1) 624 (-4%) 9mo $75,000 $120 45
7035 Jurupa Rd 0.96mi 1/1.0 550 (-15%) 9mo $425,000 $773 32
3319 Avalon St #33 0.93mi 1/1.0 576 (-11%) 21mo $115,000 $200 29
5793 De La Vis 0.57mi 2/1.0 (+1) 792 (+22%) 23mo $455,000 $574 24
3944 Rubidoux Blvd 1.01mi 1/1.0 504 (-22%) 19mo $405,000 $804 24
6852 37th St 0.94mi 2/1.0 (+1) 784 (+21%) 24mo $325,000 $415 15
6927 Jurupa Rd 0.86mi 2/1.0 (+1) 548 (-15%) 30mo $460,000 $839 15
4054 Twining St 1.19mi 2/1.0 (+1) 800 (+24%) 31mo $460,000 $575 15

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.31% rent growth · sell at horizon

5-year hold
IRR
14.5%
Equity multiple
1.57×
Total profit
$12,401
Equity at exit
$11,630
10-year hold
IRR
21.9%
Equity multiple
2.72×
Total profit
$37,626
Equity at exit
$6,744

Cash invested: $21,840 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Active competition Active MLS

For sale now
4 active · 1 under contract
Median asking
$127,450 ($192/sqft)
Median days on market
123 d
This list price
lowest-priced of the active set
ARV vs active asking
+16.4% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 92509

Rents YoY
1.3%
Active inventory
233
Price-to-rent
5.3×

Monthly cashflow live

Estimated rent
$1,220 high interval (Pro) →
Mortgage (P&I)
$409
Tax est. 1.5%
$98 /mo · $1,170/yr
Insurance
$32
HOA
$0
Lot rent leased land?
$0
Vacancy / Maint / Mgmt
$256
Net cashflow
$425

Break-even live

Break-even rent $682
Max offer price $78,000
Occupancy floor 60%

Sensitivity live

Price -10% $479 -5% $452 +0% $425 +5% $398 +10% $371
Rent -10% $329 -5% $377 +0% $425 +5% $473 +10% $521
Rate -1.0pp $464 -0.5pp $445 base $425 +0.5pp $405 +1.0pp $384

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,500
Closing costs
$2,340
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5890 Antonia Pl Unit 3 Riverside, CA 1.0 400 $1,395 $3.49 93d 1 0.51mi
5943 Limonite Ave Unit C Riverside, CA 1.0 1.0 720 $1,600 $2.22 23d 1 0.74mi
5943 Limonite Ave Unit D Riverside, CA 1.0 1.0 700 $1,500 $2.14 29d 1 0.74mi
5748 Tilton Ave Unit TA108 Riverside, CA 1.0 1.0 550 $1,400 $2.55 54d 1 0.82mi
5748 Tilton Ave Unit TA107 Riverside, CA 1.0 1.0 550 $1,375 $2.50 3d 1 0.82mi
5618 Tilton Ave Riverside, CA 1.0 1.0 526 $1,555 $2.96 93d 1 1.02mi
3939 Twining St Unit B Jurupa Valley, CA 1.0 1.0 400 $1,195 $2.99 34d 1 1.17mi
3939 Twining St Unit B Jurupa Valley, CA 1.0 400 $1,195 $2.99 29d 1 1.17mi
5557 Avenue Juan Bautista Riverside, CA 1.0 1.0 500 $1,800 $3.60 3d 1 1.29mi
4006 Mennes Ave Unit 4006 Riverside, CA 2.0 1.0 750 $1,495 $1.99 23d 1 1.29mi
3587 Wallace St Apt 3 Riverside, CA 1.0 1.0 600 $1,550 $2.58 93d 1 1.42mi

Listing history 50 events

  1. 2026-08-08
    days on market $78,000 Active 132 DOM
  2. 2026-08-06
    days on market $78,000 Active 130 DOM
  3. 2026-08-05
    days on market $78,000 Active 129 DOM
  4. 2026-08-04
    days on market $78,000 Active 128 DOM
  5. 2026-08-03
    days on market $78,000 Active 127 DOM
  6. 2026-07-31
    days on market $78,000 Active 124 DOM
  7. 2026-07-30
    days on market $78,000 Active 123 DOM
  8. 2026-07-30
    days on market $78,000 Active 122 DOM
  9. 2026-07-28
    days on market $78,000 Active 121 DOM
  10. 2026-07-26
    days on market $78,000 Active 119 DOM
  11. 2026-07-24
    days on market $78,000 Active 117 DOM
  12. 2026-07-23
    days on market $78,000 Active 116 DOM
  13. 2026-07-22
    remarks 699-char remark
  14. 2026-07-22
    days on market $78,000 Active 115 DOM
  15. 2026-07-21
    days on market $78,000 Active 114 DOM
  16. 2026-07-20
    days on market $78,000 Active 113 DOM
  17. 2026-07-18
    days on market $78,000 Active 111 DOM
  18. 2026-07-18
    days on market $78,000 Active 110 DOM
  19. 2026-07-16
    days on market $78,000 Active 109 DOM
  20. 2026-07-15
    days on market $78,000 Active 108 DOM
  21. 2026-07-14
    days on market $78,000 Active 107 DOM
  22. 2026-07-13
    days on market $78,000 Active 106 DOM
  23. 2026-07-13
    days on market $78,000 Active 105 DOM
  24. 2026-07-11
    days on market $78,000 Active 104 DOM
  25. 2026-07-10
    days on market $78,000 Active 103 DOM
  26. 2026-07-09
    days on market $78,000 Active 102 DOM
  27. 2026-07-07
    days on market $78,000 Active 100 DOM
  28. 2026-07-06
    pricedays on market $78,000 Active 99 DOM
  29. 2026-07-06
    days on market $80,000 Active 98 DOM
  30. 2026-07-05
    days on market $80,000 Active 97 DOM
  31. 2026-07-03
    days on market $80,000 Active 96 DOM
  32. 2026-07-02
    days on market $80,000 Active 95 DOM
  33. 2026-07-01
    days on market $80,000 Active 94 DOM
  34. 2026-06-30
    days on market $80,000 Active 93 DOM
  35. 2026-06-29
    days on market $80,000 Active 92 DOM
  36. 2026-06-28
    days on market $80,000 Active 91 DOM
  37. 2026-06-27
    days on market $80,000 Active 90 DOM
  38. 2026-06-26
    days on market $80,000 Active 89 DOM
  39. 2026-06-24
    days on market $80,000 Active 87 DOM
  40. 2026-06-22
    days on market $80,000 Active 85 DOM
  41. 2026-06-21
    days on market $80,000 Active 84 DOM
  42. 2026-06-18
    days on market $80,000 Active 81 DOM
  43. 2026-06-17
    days on market $80,000 Active 80 DOM
  44. 2026-06-16
    days on market $80,000 Active 79 DOM
  45. 2026-06-15
    days on market $80,000 Active 78 DOM
  46. 2026-06-13
    days on market $80,000 Active 76 DOM
  47. 2026-06-13
    days on market $80,000 Active 75 DOM
  48. 2026-06-09
    statusdays on market $80,000 Active 72 DOM
  49. 2026-04-16
    price $80,000 805-char remark
    Show marketing remark (805 chars)

    This home features 2 bedrooms, 1.5 bathrooms, and indoor laundry, along with several upgrades throughout. Located in the growing community of Jurupa Valley, it’s an excellent opportunity for first-time buyers or those looking to downsize. The kitchen opens to the living room, creating a comfortable layout that’s perfect for entertaining. The property includes two parking spaces and is conveniently located near the new Shops at Jurupa Valley, featuring Target, Starbucks, Chipotle, and more. You’ll also be just minutes from the brand-new Sprouts, as well as gyms, hiking trails, and easy freeway access. Plus, Downtown Riverside is only a short drive away, offering nightlife, entertainment, great restaurants, the Riverside Plaza, and much more. Low space rent adds even more value!

  50. 2026-03-17
    listed $85,000 Active 805-char remark
    Show marketing remark (805 chars)

    This home features 2 bedrooms, 1.5 bathrooms, and indoor laundry, along with several upgrades throughout. Located in the growing community of Jurupa Valley, it’s an excellent opportunity for first-time buyers or those looking to downsize. The kitchen opens to the living room, creating a comfortable layout that’s perfect for entertaining. The property includes two parking spaces and is conveniently located near the new Shops at Jurupa Valley, featuring Target, Starbucks, Chipotle, and more. You’ll also be just minutes from the brand-new Sprouts, as well as gyms, hiking trails, and easy freeway access. Plus, Downtown Riverside is only a short drive away, offering nightlife, entertainment, great restaurants, the Riverside Plaza, and much more. Low space rent adds even more value!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 27 unhealthy d/yr today · 32 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,642
− Mortgage interest
−$4,369
− Property taxes
−$1,170
− Insurance
−$390
− Repairs & maintenance
−$1,171
− Management
−$1,171
− Depreciation
−$2,269
Taxable income
$4,101
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$984
After-tax cash flow
$4,115/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Good 75/100 Cosmetic rehab Est. rehab $3,240–$9,720 screening

This manufactured home is in good condition with a good condition score of 75. It has a cosmetic rehab level and requires minor maintenance such as painting the exterior siding and cleaning the windows. The home is located in a growing community and is an excellent opportunity for first-time buyers or those looking to downsize.

Components & finishes AI

Flooring tile Appliances stainless steel

Value-add opportunities

  • Resale Paint the exterior siding — Painting the exterior siding can enhance the home's curb appeal and make it more attractive to potential buyers.
  • Rental Clean the windows — Clean windows can make the home more appealing to renters and reduce maintenance costs.

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

Zoned Schools

Elementary Rustic Lane Elementary Middle Mission Middle High Rubidoux High

Schools (NCES district)

District
Jurupa Unified
NCES district ID
0619260
Math proficiency
25% ▲ 2.00%
Reading proficiency
38% ▲ 2.00%
Median HH income
$58,100
Composite
30.97/100
National rank
#11327
State rank
#953 of 1400 in CA
F Composite livability gradescore 49/100

Livability — Jurupa Valley

Score
49/100
State rank
#1170
US rank
#25915

Category grades

Amenities F Commute F Cost of living F Crime C+ Employment A- Housing A+ Health & safety F User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jurupa Valley, CA
County
Riverside County · 2,664,475 people
City population
119,165
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
81,182
Household income
$95,355
Rent vs Own
28.7% rent · 71.3% own
Severe rent burden
14% of renters

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (74%)
Race & ethnicity
Hispanic / Latino 74% White 17% Two or more races 16% Black 4% Asian 4% Native American 1%
Hispanic origin (detail)
Mexican 67%
Common ancestry
Lithuanian 1%
Foreign-born
28% · Canada, China, Vietnam
Languages at home
42% English-only · Spanish 54% Other Indo-European 1% Tagalog/Filipino 1%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Price history

-5.9% since first listed
2 events — show timeline
  • 2026-04-16 Price Changed $80,000 CRMLS
  • 2026-03-17 Listed $85,000 CRMLS

Property tax history

-2.0%/yr

Latest (2025): $97 · +5.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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