20 Dooley Dr · North Lewisburg, OH 43060

$239,900

3 bd · 1.0 ba · 1,300 sqft · SingleFamily public records · 24 Days on market

Built 1974 0.29 ac lot Est $204k · 18% over

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +8.6/10.0
• Schools +5.3/10.0
• Livability +3.3/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Priced to sell! Very spacious ranch style home features three bedrooms with one bathroom, and potential for a fourth bedroom. Extra wide driveway leads to a two and a half car garage that connects to the recreation room. Large shed in backyard for extra storage or lawn mower for your nearly 12,000 square foot lot.

Key facts

• New dishwasher
• New washer
• New roof

Tags

• NEW ROOF
• NEW WINDOWS
• UPDATED BATHROOM
• NEW DISHWASHER
• NEW WASHER
• NEW DRYER

Property features AI

Exterior

• Parking: Attached 2-car garage
• Utilities: Supplied water; Public sewer
• Home design: Single-family residence; Residential property; Built in 1974
• Construction: Vinyl siding; Block foundation
• Exterior features: Deck; Shed(s); Residential lot (130 x 96)

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator
• Bedrooms: Bedroom 1 (12.7 x 11.7); Bedroom 2 (9.11 x 10.2); Bedroom 3 (9.0 x 10.2)
• Flooring: Laminate
• Bathrooms: 1 full bathroom
• Heating & cooling: Forced air heating (natural gas); Central air conditioning
• Interior features: Attic; Crawl space basement
• Laundry & utility: Washer; Dryer; Water softener (owned)

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $240k.

Deal economics

• At list price, monthly cash flow is $1k ($13k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $240k).
• Recommended offer: $236k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 66/100 on livability (#672 in OH) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
• Triad Local (rural): math 61% / reading 61% proficiency, ranked #255 of 656 in OH (top 39%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 6 active listings in the ZIP; 42 units permitted in Champaign County in 2024 (0 in 5+ unit buildings).
• At $3,266/mo this rent would consume 63% of the median local household income ($62k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Champaign County population projected at -25% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $67k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 24 days — a 2% lower offer ($236k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $135k; list at $240k implies a 78% gain — meaningful room to come down on a strong offer.

Recommended offer $236,301 (1.5% below list)

Questions for the listing agent

1. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.36% ✓
• Cap rate: 11.74%
• Cash-on-cash: 19.47%
• DSCR: 1.87
• GRM: 6.1

CMA / ARV

• ARV (on-the-fly): $204,100
• Comps found: 9

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
117 Abbey Ln	0.27mi	3/2.0	1,242 (-4%)	8mo	$208,500	$168	69
91 Abbey Ln	0.22mi	3/2.0	1,242 (-4%)	12mo	$257,000	$207	69
15 Weldon Ln	0.18mi	3/1.0	1,404 (+8%)	15mo	$220,000	$157	66
8666 Mingo Lewisburg Rd	0.51mi	4/1.0 (+1)	1,279 (-2%)	20mo	$140,000	$109	52
223 Winder St	0.61mi	3/2.0	1,404 (+8%)	6mo	$206,000	$147	49
328 Lincoln Pl	0.50mi	3/2.0	1,472 (+13%)	5mo	$289,000	$196	47
701 W Mill St #50	0.58mi	3/2.0	1,140 (-12%)	7mo	$25,000	$22	43
88 North St	0.69mi	3/1.0	1,384 (+6%)	23mo	$200,500	$145	38
306 Maple St	0.59mi	3/2.0	1,113 (-14%)	22mo	$194,306	$175	26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 11.4%
• Equity multiple: 1.45×
• Total profit: $30,477
• Equity at exit: $35,770

10-year hold

• IRR: 20.4%
• Equity multiple: 2.72×
• Total profit: $115,691
• Equity at exit: $20,742

Cash invested: $67,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 43060

• Home prices YoY: -19.3%
• Active inventory: 6
• Price-to-rent: 6.1×

Monthly cashflow live

• Estimated rent: $3,266 medium
• Mortgage (P&I): −$1,258
• Tax from tax record: −$133 /mo · $1,593/yr
• Insurance: −$100
• HOA: −$0
• Vacancy / Maint / Mgmt: −$686
• Net cashflow: $1,090

Break-even live

Break-even rent $1,887

Max offer price $239,900

Occupancy floor 62%

Sensitivity live

Price	-10% $1,226	-5% $1,158	+0% $1,090	+5% $1,022	+10% $954
Rent	-10% $832	-5% $961	+0% $1,090	+5% $1,219	+10% $1,348
Rate	-1.0pp $1,211	-0.5pp $1,151	base $1,090	+0.5pp $1,028	+1.0pp $964

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $59,975
• Closing costs: $7,197
• Reserves months: —
• Total cash needed: —

Listing history 33 events

1. 2026-06-21
   statusdays on market $239,900 Contingency - Finance and Inspections 24 DOM
2. 2026-06-18
   days on market $239,900 Active 21 DOM
3. 2026-06-17
   price $239,900 Active 20 DOM
4. 2026-06-17
   days on market $249,900 Active 20 DOM
5. 2026-06-16
   days on market $249,900 Active 19 DOM
6. 2026-06-15
   days on market $249,900 Active 18 DOM
7. 2026-06-13
   statusdays on market $249,900 Active 16 DOM
8. 2026-06-13
   days on market $249,900 Contingency - Finance and Inspections 15 DOM
9. 2026-06-09
   days on market $249,900 Contingency - Finance and Inspections 12 DOM
10. 2026-06-08
    days on market $249,900 Contingency - Finance and Inspections 11 DOM
11. 2026-06-07
    statusdays on market $249,900 Contingency - Finance and Inspections 10 DOM
12. 2026-06-05
    days on market $249,900 Active 7 DOM
13. 2026-06-03
    days on market $249,900 Active 6 DOM
14. 2026-06-02
    days on market $249,900 Active 5 DOM
15. 2026-06-01
    days on market $249,900 Active 4 DOM
16. 2026-05-31
    days on market $249,900 Active 3 DOM
17. 2026-05-27
    listed $249,900 Active
18. 2022-10-07
    soldstatus $135,000 Closed 319-char remark

    Show marketing remark (319 chars)

    Priced to sell! Very spacious ranch style home features three bedrooms with one bathroom, and potential for a fourth bedroom. Extra wide driveway leads to a two and a half car garage that connects to the recreation room. Large shed in backyard for extra storage or lawn mower for your nearly 12,000 square foot lot.

19. 2022-09-06
    status Pending 319-char remark

    Show marketing remark (319 chars)

    Priced to sell! Very spacious ranch style home features three bedrooms with one bathroom, and potential for a fourth bedroom. Extra wide driveway leads to a two and a half car garage that connects to the recreation room. Large shed in backyard for extra storage or lawn mower for your nearly 12,000 square foot lot.

20. 2022-08-30
    listed $125,000 Active 319-char remark

    Show marketing remark (319 chars)

    Priced to sell! Very spacious ranch style home features three bedrooms with one bathroom, and potential for a fourth bedroom. Extra wide driveway leads to a two and a half car garage that connects to the recreation room. Large shed in backyard for extra storage or lawn mower for your nearly 12,000 square foot lot.

21. 2012-11-19
    soldstatus $96,938
22. 2012-06-13
    soldstatus $45,000
23. 2012-06-07
    soldstatus $45,000
24. 2011-10-04
    listed $45,000
25. 2011-10-04
    listed $45,000
26. 2009-05-29
    soldstatus $113,900
27. 2009-05-26
    soldstatus $113,900
28. 2009-05-26
    soldstatus $113,900
29. 2009-02-11
    listed $115,425
30. 2009-02-03
    listed $115,425
31. 2002-11-26
    soldstatus $100,500
32. 2002-11-20
    soldstatus $101,500
33. 2002-05-06
    listed $101,999

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $1,593 · $133/mo
• Projected year-2 tax: $2,668 · $222/mo
• Expected delta: +$1,075/yr (+$90/mo · 67.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥99°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $39,197
• − Mortgage interest: −$13,438
• − Property taxes: −$1,593
• − Insurance: −$1,200
• − Repairs & maintenance: −$3,136
• − Management: −$3,136
• − Depreciation: −$6,979
• Taxable income: $9,716
• Est. tax owed @ 24.0%: −$2,332
• After-tax cash flow: $10,745/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Triad Local
• NCES district ID: 3904620
• Math proficiency: 61% ▼ -9.00%
• Reading proficiency: 61% ▼ -5.00%
• Median HH income: $60,419
• Composite: 52.91/100
• National rank: #1531
• State rank: #255 of 656 in OH

Livability — North Lewisburg

• Score: 66/100
• State rank: #672
• US rank: #11848

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: North Lewisburg, OH
• County: Champaign · 37,359 people
• Population (ZIP): 2,385
• Household income: $61,776
• Rent vs Own: 29.0% rent · 71.0% own
• Severe rent burden: 5.0

Population outlook (Champaign County) Hauer SSP2

• Today (2025): 36,480 people
• By 2030: 34,790 · -4.6%
• By 2040: 31,082 · -14.8%
• By 2050: 27,217 · -25.4%
• By 2075: 19,156 · -47.5%
• By 2100: 12,690 · -65.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (96%)
• Race & ethnicity: White 96% Two or more races 3%
• Common ancestry: Lithuanian 4% Italian 4% Serbian 3%
• Foreign-born: 1% · Canada

Political lean MEDSL · Champaign

• 2024 margin: Solid R (+50.8) · D 24.1% · R 74.9%
• 2008→2024 swing: -30.9pp toward R · 2008: -19.9pp · 2024: -50.8pp
• All cycles: 2024: R+50.8 2020: R+47.7 2016: R+44.5 2012: R+20.1 2008: R+19.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -63.71%
• Current HPI: 266.8896
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+145.0% since first listed

17 events — show timeline

• 2026-05-27 Listed $249,900 WRIST
• 2022-10-07 Sold (MLS) $135,000 WRIST
• 2022-09-06 Pending — WRIST
• 2022-08-30 Listed $125,000 WRIST
• 2012-11-19 Sold (Public Records) $96,938 Public Records
• 2012-06-13 Sold (MLS) $45,000 CBRMLS
• 2012-06-07 Sold (MLS) $45,000 WRIST
• 2011-10-04 Listed $45,000 WRIST
• 2011-10-04 Listed $45,000 CBRMLS
• 2009-05-29 Sold (Public Records) $113,900 Public Records
• 2009-05-26 Sold (MLS) $113,900 WRIST
• 2009-05-26 Sold (MLS) $113,900 CBRMLS
• 2009-02-11 Listed $115,425 CBRMLS
• 2009-02-03 Listed $115,425 WRIST
• 2002-11-26 Sold (Public Records) $100,500 Public Records
• 2002-11-20 Sold (MLS) $101,500 CBRMLS
• 2002-05-06 Listed $101,999 CBRMLS

Property tax history

+4.1%/yr

Latest (2025): $1,593 · +0.0% YoY. Source: county tax records.