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4250 Forestbrook Dr
D+ Composite 45.0
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.8/30.0
  • ARV discount +11.4/15.0
  • 1% rule +4.7/10.0
  • Schools +4.3/10.0
  • Livability +4.3/5.0
  • DSCR +3.5/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$289,900

4250 Forestbrook Dr · Liverpool, NY 13090
3 bd · 1.5 ba · 1,804 sqft · SingleFamily public records · 24 Days on market
Built 1970 8,890 sqft lot Est $318k · 9% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to Forestbrook Drive! This 1800 sqft, 3-bedroom, 1.5-bathroom home on a corner lot is sure to impress. You will be welcomed by a large, bright, freshly painted entry. Original hardwoods flow beautifully from the front living room to the formal dining room. The dining room windows could be replaced with a sliding door for additional access to the deck. The eat-in kitchen has newer appliances, large windows above the sink, and enough countertop space for a coffee bar, while still making meal preparation a breeze. The kitchen is open to the back living room with wood burning fireplace. A sliding glass door provides wonderful light and access to the three-season room. Perfect for enjoying morning coffee, reading, or a cocktail with friends. The grill space and newer Trex deck offer a low maintenance space to enjoy the outdoors. The large unfinished basement and laundry space is a diamond in the rough. This space is begging for someone to dream big and finish it for additional living space. Upstairs you will be blown away by the size of the primary bedroom, with space to add an ensuite, as well as a full bath and two additional large bedrooms. This is the one!

Key facts

  • Large closet
  • Welcoming foyer
  • Convenient half bath

Tags

GENUINE HARDWOOD FLOORSSTEEL I-BEAM CONSTRUCTIONWELCOMING FOYERLARGE CLOSETCONVENIENT HALF BATHSPACIOUS LIVING ROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $290k.

Deal economics

  • At list price, monthly cash flow is $-78 ($-937/yr) — negative.
  • To cash-flow at today's rent, offer at most $276k (4.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $281k (3.1% below list).
  • Recommended offer: $276k (4.8% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 86/100 on livability (#16 in NY, #363 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+.
  • Liverpool Central School District (suburban): math 49% / reading 49% proficiency, ranked #381 of 590 in NY (top 65%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Elmcrest Elementary School (math 45% / reading 53%, grade D, #1,177 of 2,108 statewide, top 56%, 408 students, 38% FRL); Liverpool Middle School (math 47% / reading 62%, grade B-, #214 of 729 statewide, top 31%, 313 students, 51% FRL); Liverpool High School (math 94% / reading 54%, grade B+, #658 of 1,100 statewide, top 60%, 2,124 students, 42% FRL) — zoned schools average 44% FRL vs 28% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 94 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 616 units permitted in Onondaga County in 2024 (256 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($88k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Onondaga County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 24 days — a 2% lower offer ($286k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 2.7% of price.
Recommended offer $276,113 (4.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.97%
Cap rate
5.97%
Cash-on-cash
-1.15%
DSCR
0.95
GRM
8.6

CMA / ARV

ARV (on-the-fly)
$317,504
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4250 Forestbrook Dr 0.00mi 3/1.5 1,804 (0%) 1mo $320,000 $177 99
131 Sagamore Dr S 0.17mi 4/1.5 (+1) 1,712 (-5%) 1mo $365,000 $213 78
13 Kingman Rd 0.37mi 4/2.5 (+1) 1,792 (-1%) 5mo $285,000 $159 68
119 Sagamore Dr S 0.20mi 3/1.5 1,616 (-10%) 7mo $298,625 $185 68
11 Damson Ln 0.34mi 4/2.5 (+1) 1,836 (+2%) 7mo $270,000 $147 66
4336 Forestbrook Dr 0.41mi 3/2.5 1,904 (+6%) 4mo $295,000 $155 64
7 Berrywood Rd 0.28mi 4/2.5 (+1) 1,980 (+10%) 5mo $315,000 $159 58
7645 Admiral Dr 0.66mi 4/2.5 (+1) 1,752 (-3%) 6mo $250,000 $143 51
17 Dove 0.49mi 4/2.0 (+1) 1,594 (-12%) 5mo $280,900 $176 46
4115 Poplar Dr 0.60mi 4/2.5 (+1) 1,616 (-10%) 3mo $325,500 $201 43
4270 Virgo Crse 0.68mi 4/2.5 (+1) 1,924 (+7%) 7mo $345,000 $179 43
122 Riverdale Rd 0.74mi 4/1.5 (+1) 1,678 (-7%) 7mo $285,000 $170 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-18.1%
Equity multiple
0.36×
Total profit
$-51,724
Equity at exit
$43,225
10-year hold
IRR
-10.2%
Equity multiple
0.38×
Total profit
$-50,536
Equity at exit
$25,065

Cash invested: $81,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 13090

Active inventory
94
Price-to-rent
8.6×

Monthly cashflow live

Estimated rent
$2,809 medium interval (Pro) →
Mortgage (P&I)
$1,520
Tax from tax record
$656 /mo · $7,871/yr
Insurance
$121
HOA
$0
Vacancy / Maint / Mgmt
$590
Net cashflow
$-78

Break-even live

Break-even rent $2,908
Max offer price $276,113
Occupancy floor 98%

Sensitivity live

Price -10% $86 -5% $4 +0% $-78 +5% $-160 +10% $-242
Rent -10% $-300 -5% $-189 +0% $-78 +5% $33 +10% $144
Rate -1.0pp $68 -0.5pp $-4 base $-78 +0.5pp $-153 +1.0pp $-230

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$72,475
Closing costs
$8,697
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4071 Sesame Path Liverpool, NY 4.0 2.5 1928 $3,200 $1.66 22d 1 0.90mi
1 Gallowgate Ct Liverpool, NY 3.0 1.5 1585 $1,698 $1.07 15d 1 1.20mi

Listing history 9 events

  1. 2026-04-11
    status Pending
  2. 2026-03-20
    historical Active Under Contract
  3. 2026-03-20
    status Active
  4. 2026-02-04
    listed $289,900 Active
  5. 2024-05-13
    soldstatus $275,000
  6. 2024-05-09
    soldstatus $275,000 Closed 1186-char remark
    Show marketing remark (1186 chars)

    Welcome home to Forestbrook Drive! This 1800 sqft, 3-bedroom, 1.5-bathroom home on a corner lot is sure to impress. You will be welcomed by a large, bright, freshly painted entry. Original hardwoods flow beautifully from the front living room to the formal dining room. The dining room windows could be replaced with a sliding door for additional access to the deck. The eat-in kitchen has newer appliances, large windows above the sink, and enough countertop space for a coffee bar, while still making meal preparation a breeze. The kitchen is open to the back living room with wood burning fireplace. A sliding glass door provides wonderful light and access to the three-season room. Perfect for enjoying morning coffee, reading, or a cocktail with friends. The grill space and newer Trex deck offer a low maintenance space to enjoy the outdoors. The large unfinished basement and laundry space is a diamond in the rough. This space is begging for someone to dream big and finish it for additional living space. Upstairs you will be blown away by the size of the primary bedroom, with space to add an ensuite, as well as a full bath and two additional large bedrooms. This is the one!

  7. 2024-03-26
    status Pending 1186-char remark
    Show marketing remark (1186 chars)

    Welcome home to Forestbrook Drive! This 1800 sqft, 3-bedroom, 1.5-bathroom home on a corner lot is sure to impress. You will be welcomed by a large, bright, freshly painted entry. Original hardwoods flow beautifully from the front living room to the formal dining room. The dining room windows could be replaced with a sliding door for additional access to the deck. The eat-in kitchen has newer appliances, large windows above the sink, and enough countertop space for a coffee bar, while still making meal preparation a breeze. The kitchen is open to the back living room with wood burning fireplace. A sliding glass door provides wonderful light and access to the three-season room. Perfect for enjoying morning coffee, reading, or a cocktail with friends. The grill space and newer Trex deck offer a low maintenance space to enjoy the outdoors. The large unfinished basement and laundry space is a diamond in the rough. This space is begging for someone to dream big and finish it for additional living space. Upstairs you will be blown away by the size of the primary bedroom, with space to add an ensuite, as well as a full bath and two additional large bedrooms. This is the one!

  8. 2024-03-25
    historical Active Under Contract 1186-char remark
    Show marketing remark (1186 chars)

    Welcome home to Forestbrook Drive! This 1800 sqft, 3-bedroom, 1.5-bathroom home on a corner lot is sure to impress. You will be welcomed by a large, bright, freshly painted entry. Original hardwoods flow beautifully from the front living room to the formal dining room. The dining room windows could be replaced with a sliding door for additional access to the deck. The eat-in kitchen has newer appliances, large windows above the sink, and enough countertop space for a coffee bar, while still making meal preparation a breeze. The kitchen is open to the back living room with wood burning fireplace. A sliding glass door provides wonderful light and access to the three-season room. Perfect for enjoying morning coffee, reading, or a cocktail with friends. The grill space and newer Trex deck offer a low maintenance space to enjoy the outdoors. The large unfinished basement and laundry space is a diamond in the rough. This space is begging for someone to dream big and finish it for additional living space. Upstairs you will be blown away by the size of the primary bedroom, with space to add an ensuite, as well as a full bath and two additional large bedrooms. This is the one!

  9. 2024-03-22
    listed $255,000 Active 1186-char remark
    Show marketing remark (1186 chars)

    Welcome home to Forestbrook Drive! This 1800 sqft, 3-bedroom, 1.5-bathroom home on a corner lot is sure to impress. You will be welcomed by a large, bright, freshly painted entry. Original hardwoods flow beautifully from the front living room to the formal dining room. The dining room windows could be replaced with a sliding door for additional access to the deck. The eat-in kitchen has newer appliances, large windows above the sink, and enough countertop space for a coffee bar, while still making meal preparation a breeze. The kitchen is open to the back living room with wood burning fireplace. A sliding glass door provides wonderful light and access to the three-season room. Perfect for enjoying morning coffee, reading, or a cocktail with friends. The grill space and newer Trex deck offer a low maintenance space to enjoy the outdoors. The large unfinished basement and laundry space is a diamond in the rough. This space is begging for someone to dream big and finish it for additional living space. Upstairs you will be blown away by the size of the primary bedroom, with space to add an ensuite, as well as a full bath and two additional large bedrooms. This is the one!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

Current annual tax
$7,871 · $656/mo
Projected year-2 tax
$7,871 · $656/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥95°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low 0% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$33,706
− Mortgage interest
−$16,239
− Property taxes
−$7,871
− Insurance
−$1,450
− Repairs & maintenance
−$2,696
− Management
−$2,696
− Depreciation
−$8,433
Taxable loss
−$5,680
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,363
After-tax cash flow
$427/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Liverpool Central School District
NCES district ID
3617520
Math proficiency
49% ▼ -6.00%
Reading proficiency
49% ▲ 1.00%
Median HH income
$59,134
Composite
42.84/100
National rank
#3134
State rank
#381 of 590 in NY

Livability — Liverpool

Score
86/100
State rank
#16
US rank
#363

Category grades

Amenities C+ Commute A+ Cost of living A- Crime A Employment B- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Onondaga County · 247,257 people
City population
29,004
Metro
Syracuse, NY
Population (ZIP)
29,004
Household income
$88,492
Rent vs Own
32.1% rent · 67.9% own
Severe rent burden
733.0

Population outlook (Onondaga County) Hauer SSP2

Today (2025)
467,894 people
By 2030
463,381 · -1.0%
By 2040
447,697 · -4.3%
By 2050
426,399 · -8.9%
By 2075
373,661 · -20.1%
By 2100
307,967 · -34.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Two or more races 9% Hispanic / Latino 7% Black 6% Asian 3%
Hispanic origin (detail)
Mexican 1% Puerto Rican 4%
Common ancestry
Romanian 7% Lithuanian 4% Italian 2%
Foreign-born
6% · Canada, China, South Korea
Languages at home
93% English-only · Other Indo-European 2% Spanish 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Onondaga

2024 margin
D (+17.3) · D 58.6% · R 41.4%
2008→2024 swing
-3.0pp toward R · 2008: 20.3pp · 2024: 17.3pp
All cycles
2024: D+17.3 2020: D+20.6 2016: D+12.8 2012: D+21.1 2008: D+20.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -228.53%
Current HPI
320.4989
Rent YoY
Metro
Syracuse, NY
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

+13.7% since first listed
9 events — show timeline
  • 2026-04-11 Pending CNYIS
  • 2026-03-20 Contingent CNYIS
  • 2026-03-20 Relisted CNYIS
  • 2026-02-04 Listed $289,900 CNYIS
  • 2024-05-13 Sold (Public Records) $275,000 Public Records
  • 2024-05-09 Sold (MLS) $275,000 CNYIS
  • 2024-03-26 Pending CNYIS
  • 2024-03-25 Contingent CNYIS
  • 2024-03-22 Listed $255,000 CNYIS

Property tax history

+1.6%/yr

Latest (2025): $7,871 · +4.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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