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4650 Dellwood Ln
B Composite 72.59
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.3/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +9.3/10.0
  • Livability +3.2/5.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$159,900

4650 Dellwood Ln · Beaumont, TX 77706
4 bd · 3.0 ba · 2,243 sqft · SingleFamily public records · 15 Days on market
Built 1962 9,148 sqft lot $71/sqft · 27% below area Est $220k · 27% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This property is subject to a 3-Day First Look Period. Seller will negotiate offers after the period expires. 4 bedroom 3.5 bath home located in a lovely neighborhood, close to all amenities Beaumont has to offer!

Key facts

  • Large backyard
  • Original wood floors
  • 9,148 sq ft lot

Tags

LARGE BACKYARDORIGINAL WOOD FLOORSMULTIPLE LIVING AREASESTABLISHED NEIGHBORHOOD

Property features AI

Exterior

  • Parking: Attached carport; 1 carport space
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; Single story
  • Construction: Asbestos construction materials; Slab foundation
  • Exterior features: Composition roof

Interior

  • Flooring: Tile flooring
  • Bathrooms: 3 full bathrooms
  • Heating & cooling: Central heating; Electric heating; Central air conditioning; Ceiling fans
  • Interior features: Breakfast bar

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $160k.

Deal economics

  • At list price, monthly cash flow is $515 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $160k).
  • Recommended offer: $158k (1.5% below list) — sets the bar for market timing.
  • Cap rate 10.2% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, crime F, amenities F.
  • Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Regina Howell El (math 33% / reading 44%, grade F, #1,680 of 4,322 statewide, top 40%, 682 students, 58% FRL); Marshall Middle (math 17% / reading 25%, grade F, #1,387 of 1,662 statewide, top 85%, 711 students, 62% FRL); West Brook Sr H S (math 19% / reading 34%, grade F, #1,228 of 1,632 statewide, top 76%, 2,245 students, 58% FRL).
  • Market conditions: Rents flat; 259 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($73k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 15 days — a 2% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 2.9% of price.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $157,501 (1.5% below list)

Questions for the listing agent

  1. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.43%
Cap rate
10.16%
Cash-on-cash
13.80%
DSCR
1.61
GRM
5.8

CMA / ARV

ARV (median comp)
$219,566
List price
$159,900
Delta
-27.17%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1865 Rikisha Ln 0.32mi 3/2.0 (-1) 2,186 (-2%) 10mo $192,500 $88 63
5755 Sul Ross Ln 0.41mi 4/2.0 2,447 (+9%) 1mo $256,500 $105 61
1870 Rikisha Ln 0.30mi 3/2.5 (-1) 2,010 (-10%) 4mo $229,900 $114 58
5715 Dellwood Ln 0.38mi 3/2.5 (-1) 2,286 (+2%) 23mo $289,000 $126 53
4870 Teakwood Ln 0.32mi 3/2.0 (-1) 2,369 (+6%) 23mo $265,000 $112 47
6070 Pan St 0.68mi 4/2.5 2,477 (+10%) 7mo $330,000 $133 44
1175 N 23rd St 0.59mi 3/2.0 (-1) 2,078 (-7%) 9mo $225,000 $108 43
5770 Derby Ln 0.56mi 4/2.0 2,038 (-9%) 19mo $268,900 $132 39
1450 N 23rd St 0.56mi 3/2.0 (-1) 2,110 (-6%) 23mo $244,900 $116 36
1595 N 23rd 0.55mi 3/3.0 (-1) 1,996 (-11%) 18mo $249,000 $125 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.66% rent growth · sell at horizon

5-year hold
IRR
1.1%
Equity multiple
1.04×
Total profit
$1,759
Equity at exit
$23,842
10-year hold
IRR
7.9%
Equity multiple
1.53×
Total profit
$23,727
Equity at exit
$13,825

Cash invested: $44,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77706

Rents YoY
0.7%
Active inventory
259
Price-to-rent
5.8×

Monthly cashflow live

Estimated rent
$2,292 high interval (Pro) →
Mortgage (P&I)
$839
Tax from tax record
$390 /mo · $4,686/yr
Insurance
$67
HOA
$0
Vacancy / Maint / Mgmt
$481
Net cashflow
$515

Break-even live

Break-even rent $1,640
Max offer price $159,900
Occupancy floor 73%

Sensitivity live

Price -10% $605 -5% $560 +0% $515 +5% $470 +10% $424
Rent -10% $334 -5% $424 +0% $515 +5% $605 +10% $696
Rate -1.0pp $595 -0.5pp $556 base $515 +0.5pp $473 +1.0pp $431

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,975
Closing costs
$4,797
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4740 Baywood Ln Beaumont, TX 4.0 3.0 2548 $2,495 $0.98 25d 1 0.12mi
440 N Circuit Dr Beaumont, TX 3.0 2.0 1946 $2,150 $1.10 25d 1 0.49mi
1510 Belvedere Dr Beaumont, TX 4.0 2.5 2476 $2,200 $0.89 25d 1 0.60mi
930 Hibiscus Cir Beaumont, TX 4.0 2.5 2639 $2,950 $1.12 15d 1 0.64mi
5875 Oleander Dr Beaumont, TX 3.0 2.5 2595 $2,500 $0.96 45d 1 0.66mi
3450 Durwood Dr Beaumont, TX 3.0 2.0 1952 $2,195 $1.12 45d 1 0.88mi
3435 Kenwood Dr Beaumont, TX 4.0 2.0 2200 $2,500 $1.14 45d 1 0.92mi
2995 Wier Dr Beaumont, TX 3.0 2.0 1446 $1,800 $1.24 15d 1 1.00mi
5195 Oriole Dr Beaumont, TX 3.0 2.0 1814 $2,000 $1.10 45d 1 1.05mi
458 Belvedere Dr Beaumont, TX 3.0 2.0 1465 $1,595 $1.09 22d 1 1.08mi
7 Stonebrook Ct Beaumont, TX 5.0 3.5 3000 $3,500 $1.17 15d 1 1.15mi
340 Maxwell Dr Beaumont, TX 3.0 2.5 1824 $2,100 $1.15 45d 1 1.22mi
770 Peyton Dr Beaumont, TX 3.0 2.0 1769 $1,895 $1.07 45d 1 1.23mi
6286 Afton Ln Beaumont, TX 3.0 2.5 2024 $1,675 $0.83 25d 1 1.40mi
3085 S Willowood Ln Beaumont, TX 3.0 1.0 1533 $1,400 $0.91 15d 1 1.46mi
880 Lockwood Dr Beaumont, TX 3.0 2.0 1819 $1,995 $1.10 45d 1 1.46mi

Listing history 5 events

  1. 2026-05-07
    status Pending 773-char remark
  2. 2026-04-22
    listed $159,900 Active 773-char remark
  3. 2025-09-02
    soldstatus Closed 213-char remark
    Show marketing remark (213 chars)

    This property is subject to a 3-Day First Look Period. Seller will negotiate offers after the period expires. 4 bedroom 3.5 bath home located in a lovely neighborhood, close to all amenities Beaumont has to offer!

  4. 2025-07-29
    status Pending 213-char remark
    Show marketing remark (213 chars)

    This property is subject to a 3-Day First Look Period. Seller will negotiate offers after the period expires. 4 bedroom 3.5 bath home located in a lovely neighborhood, close to all amenities Beaumont has to offer!

  5. 2025-07-17
    listed $145,000 Active 213-char remark
    Show marketing remark (213 chars)

    This property is subject to a 3-Day First Look Period. Seller will negotiate offers after the period expires. 4 bedroom 3.5 bath home located in a lovely neighborhood, close to all amenities Beaumont has to offer!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,686 · $390/mo
Projected year-2 tax
$4,686 · $390/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,501
− Mortgage interest
−$8,957
− Property taxes
−$4,686
− Insurance
−$800
− Repairs & maintenance
−$2,200
− Management
−$2,200
− Depreciation
−$4,652
Taxable income
$4,007
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$962
After-tax cash flow
$5,216/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Beaumont ISD
NCES district ID
4809670
Math proficiency
14% ▼ -13.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$41,683
Composite
15.43/100
National rank
#9316
State rank
#789 of 826 in TX

Livability — Beaumont

Score
64/100
State rank
#739
US rank
#13710

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Beaumont, TX
County
Jefferson County · 203,592 people
City population
125,901
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
30,393
Household income
$73,185
Rent vs Own
41.7% rent · 58.3% own
Severe rent burden
1299.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
259,015 people
By 2030
260,685 · +0.6%
By 2040
263,309 · +1.7%
By 2050
265,237 · +2.4%
By 2075
270,193 · +4.3%
By 2100
255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
White 56% Black 24% Hispanic / Latino 13% Two or more races 9% Asian 4%
Hispanic origin (detail)
Mexican 10%
Common ancestry
Lithuanian 4% Iranian 3% Slovak 2%
Foreign-born
8% · Canada, China
Languages at home
87% English-only · Spanish 8% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Jefferson

2024 margin
Lean R (+8.9) · D 45.1% · R 54.0%
2008→2024 swing
-11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
All cycles
2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -180.53%
Current HPI
159.4053
Rent YoY
▲ 0.66%
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+10.3% since first listed
7 events — show timeline
  • 2026-05-28 Sold (Public Records) Public Records
  • 2026-05-26 Sold (MLS) BBOR
  • 2026-05-07 Pending BBOR
  • 2026-04-22 Listed $159,900 BBOR
  • 2025-09-02 Sold (MLS) BBOR
  • 2025-07-29 Pending BBOR
  • 2025-07-17 Listed $145,000 BBOR

Property tax history

+3.3%/yr

Latest (2025): $4,686 · -0.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…