17932 Villa Creek Dr · Tampa, FL 33647

$167,000

2 bd · 2.0 ba · 1,340 sqft · Condo public records · 139 Days on market

Built 2001 $125/sqft · 31% below area Est $243k · 31% under $721/mo HOA · 38% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• 1% rule +6.4/10.0
• Cash flow +4.9/30.0
• Schools +4.2/10.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• Rent growth +2.2/5.0
• DSCR +0.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

SELLER OFFERING $5,000 CREDIT to be applied to Buyer’s closing costs and pre-paids with an acceptable offer. Fantastic price for a fantastic updated condo! You'll be amazed by the interior finishes of this corner unit condo located in the highly desirable Villas Condos off Cross Creek. This light-filled corner residence featuring 2 bedrooms and 2 full baths has been fully updated with modern tile flooring throughout, stainless steel appliances, cherry wood cabinets with crown molding and waterfall countertops in the kitchen. Step inside the front door to an inviting open floor plan that seamlessly connects the living, dining, and kitchen areas, perfect for both everyday living and entertaining finished off with beautiful crown molding. The charming dining nook is accented by three windows, creating a bright and welcoming space to relax and enjoy a meal with family and friends. Enjoy your morning coffee or unwind in the evening on the private patio conveniently located just off the kitchen. The spacious layout includes two generously sized bedrooms, two full bathrooms with tiles surrounds, a separate laundry room, and ample closet space throughout. Community features a pool, fitness center and playground. Prime location with easy access to I75, Bruce B. Downs Blvd, Tampa Premium Outlets, Wiregrass mall all offering a wide array of dining and shopping experiences. The complex is in the process of having roofs & stucco repaired/ repainted. Work for the building this unit is in has been scheduled.

Key facts

• Modern tile flooring
• Cherry wood cabinets
• Open floor plan

Tags

• CORNER UNIT CONDO
• MODERN TILE FLOORING
• STAINLESS STEEL APPLIANCES
• CHERRY WOOD CABINETS
• WATERFALL COUNTERTOPS
• OPEN FLOOR PLAN

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $167k.

Deal economics

• At list price, monthly cash flow is $-400 ($-5k/yr) — negative.
• To cash-flow at today's rent, offer at most $96k (42.3% below list).
• Meets the 1% rule at list price ($2k rent vs $167k).
• Recommended offer: $96k (42.3% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 79/100 on livability (#142 in FL, #2,135 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: schools C-, crime D+.
• Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-1.2%/yr); 493 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 139 days — a 12% lower offer ($147k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 16y ago; this cycle's ask has dropped $52k (24%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $125k; 34% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: HOA is 38% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $96,358 (42.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 139 days. Have you received any prior offers? Is the seller open to a 42% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.14% ✓
• Cap rate: 3.42%
• Cash-on-cash: -10.26%
• DSCR: 0.54
• GRM: 7.3

CMA / ARV

• ARV (median comp): $243,092
• List price: $167,000
• Delta: -31.30%
• Verdict: UNDERPRICED
• Comps: 20 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -41.1%
• Equity multiple: -0.23×
• Total profit: $-57,614
• Equity at exit: $24,900

10-year hold

• IRR: —
• Equity multiple: -1.19×
• Total profit: $-102,518
• Equity at exit: $14,439

Cash invested: $46,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33647

• Home prices YoY: -23.7%
• Rents YoY: -1.2%
• Active inventory: 493
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $1,902 high
• Mortgage (P&I): −$876
• Tax from tax record: −$236 /mo · $2,830/yr
• Insurance: −$70
• HOA: −$721
• Vacancy / Maint / Mgmt: −$399
• Net cashflow: $-400

Break-even live

Break-even rent $2,408

Max offer price $96,358

Occupancy floor —

Sensitivity live

Price	-10% $-305	-5% $-353	+0% $-400	+5% $-447	+10% $-494
Rent	-10% $-550	-5% $-475	+0% $-400	+5% $-325	+10% $-250
Rate	-1.0pp $-316	-0.5pp $-357	base $-400	+0.5pp $-443	+1.0pp $-487

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $41,750
• Closing costs: $5,010
• Reserves months: —
• Total cash needed: —

Rent comps 22 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
10538 Villa View Cir Tampa, FL	3.0	2.0	1445	$2,200	$1.52	25d	1	0.04mi
17942 Villa Creek Dr #17942 Tampa, FL	2.0	2.0	1110	$1,590	$1.43	25d	1	0.04mi
17954 Villa Creek Dr Unit 17954 Tampa, FL	2.0	2.0	1110	$1,700	$1.53	6d	1	0.04mi
17975 Villa Creek Dr Tampa, FL	2.0	2.0	1082	$1,450	$1.34	25d	1	0.04mi
18058 Villa Creek Dr Tampa, FL	3.0	2.0	1445	$2,200	$1.52	25d	1	0.05mi
18105 Villa Creek Dr Tampa, FL	2.0	2.0	1175	$1,950	$1.66	25d	1	0.05mi
18124 Villa Creek Dr Tampa, FL	2.0	2.0	1353	$1,700	$1.26	3d	1	0.05mi
18006 Villa Creek Dr Tampa, FL	2.0	2.0	1175	$1,875	$1.60	6d	1	0.09mi
18112 Canal Pointe St Tampa, FL	3.0	2.0	1854	$2,300	$1.24	4d	1	0.18mi
18112 Canal Pointe St Tampa, FL	3.0	2.0	1854	$2,300	$1.24	16d	1	0.18mi
10526 Villa Creek Dr Tampa, FL	2.0	2.0	1175	$1,695	$1.44	4d	1	0.20mi
10328 Venitia Real Ave Tampa, FL	1.0–3.0	1.0–2.0	1111	$1,516	$1.36	0d	34	0.45mi
10327 Goldenbrook Way Tampa, FL	3.0	2.0	1310	$2,575	$1.97	19d	1	0.65mi
10301 Beneva Dr Tampa, FL	3.0	2.0	1538	$2,300	$1.50	25d	1	0.76mi
10301 Beneva Dr Tampa, FL	3.0	2.0	1538	$2,300	$1.50	15d	1	0.76mi
10821 Fowlers Bluff Ct Tampa, FL	3.0	2.5	1596	$2,199	$1.38	0d	1	0.79mi
10821 Cross Creek Blvd Tampa, FL	1.0–3.0	1.5–2.0	1160	$1,960	$1.69	0d	24	0.98mi
10806 Keato Beach Ct Unit 10806 Tampa, FL	3.0	2.5	1596	$2,350	$1.47	12d	1	1.11mi
10823 Fort White Ct Tampa, FL	3.0	2.5	1775	$2,300	$1.30	25d	1	1.14mi
10132 Heather Sound Dr Tampa, FL	3.0	2.0	1733	$2,500	$1.44	23d	1	1.26mi
18157 Paradise Point Dr Tampa, FL	3.0	2.5	1364	$2,295	$1.68	6d	1	1.42mi
18181 Paradise Point Dr Tampa, FL	3.0	2.5	1364	$2,200	$1.61	19d	1	1.43mi

HOA detail condo

• Monthly dues: $721 · $8,652/yr
• Likely covers: waterpoolgym
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 15 events

1. 2026-05-02
   price $167,000 1530-char remark

   Show marketing remark (1530 chars)

   SELLER OFFERING $5,000 CREDIT to be applied to Buyer’s closing costs and pre-paids with an acceptable offer. Fantastic price for a fantastic updated condo! You'll be amazed by the interior finishes of this corner unit condo located in the highly desirable Villas Condos off Cross Creek. This light-filled corner residence featuring 2 bedrooms and 2 full baths has been fully updated with modern tile flooring throughout, stainless steel appliances, cherry wood cabinets with crown molding and waterfall countertops in the kitchen. Step inside the front door to an inviting open floor plan that seamlessly connects the living, dining, and kitchen areas, perfect for both everyday living and entertaining finished off with beautiful crown molding. The charming dining nook is accented by three windows, creating a bright and welcoming space to relax and enjoy a meal with family and friends. Enjoy your morning coffee or unwind in the evening on the private patio conveniently located just off the kitchen. The spacious layout includes two generously sized bedrooms, two full bathrooms with tiles surrounds, a separate laundry room, and ample closet space throughout. Community features a pool, fitness center and playground. Prime location with easy access to I75, Bruce B. Downs Blvd, Tampa Premium Outlets, Wiregrass mall all offering a wide array of dining and shopping experiences. The complex is in the process of having roofs & stucco repaired/ repainted. Work for the building this unit is in has been scheduled.

2. 2026-03-06
   price $169,000 1530-char remark

   Show marketing remark (1530 chars)

   SELLER OFFERING $5,000 CREDIT to be applied to Buyer’s closing costs and pre-paids with an acceptable offer. Fantastic price for a fantastic updated condo! You'll be amazed by the interior finishes of this corner unit condo located in the highly desirable Villas Condos off Cross Creek. This light-filled corner residence featuring 2 bedrooms and 2 full baths has been fully updated with modern tile flooring throughout, stainless steel appliances, cherry wood cabinets with crown molding and waterfall countertops in the kitchen. Step inside the front door to an inviting open floor plan that seamlessly connects the living, dining, and kitchen areas, perfect for both everyday living and entertaining finished off with beautiful crown molding. The charming dining nook is accented by three windows, creating a bright and welcoming space to relax and enjoy a meal with family and friends. Enjoy your morning coffee or unwind in the evening on the private patio conveniently located just off the kitchen. The spacious layout includes two generously sized bedrooms, two full bathrooms with tiles surrounds, a separate laundry room, and ample closet space throughout. Community features a pool, fitness center and playground. Prime location with easy access to I75, Bruce B. Downs Blvd, Tampa Premium Outlets, Wiregrass mall all offering a wide array of dining and shopping experiences. The complex is in the process of having roofs & stucco repaired/ repainted. Work for the building this unit is in has been scheduled.

3. 2026-02-12
   price $189,900 1530-char remark

   Show marketing remark (1530 chars)

   SELLER OFFERING $5,000 CREDIT to be applied to Buyer’s closing costs and pre-paids with an acceptable offer. Fantastic price for a fantastic updated condo! You'll be amazed by the interior finishes of this corner unit condo located in the highly desirable Villas Condos off Cross Creek. This light-filled corner residence featuring 2 bedrooms and 2 full baths has been fully updated with modern tile flooring throughout, stainless steel appliances, cherry wood cabinets with crown molding and waterfall countertops in the kitchen. Step inside the front door to an inviting open floor plan that seamlessly connects the living, dining, and kitchen areas, perfect for both everyday living and entertaining finished off with beautiful crown molding. The charming dining nook is accented by three windows, creating a bright and welcoming space to relax and enjoy a meal with family and friends. Enjoy your morning coffee or unwind in the evening on the private patio conveniently located just off the kitchen. The spacious layout includes two generously sized bedrooms, two full bathrooms with tiles surrounds, a separate laundry room, and ample closet space throughout. Community features a pool, fitness center and playground. Prime location with easy access to I75, Bruce B. Downs Blvd, Tampa Premium Outlets, Wiregrass mall all offering a wide array of dining and shopping experiences. The complex is in the process of having roofs & stucco repaired/ repainted. Work for the building this unit is in has been scheduled.

4. 2026-02-02
   price $199,900 1530-char remark

   Show marketing remark (1530 chars)

   SELLER OFFERING $5,000 CREDIT to be applied to Buyer’s closing costs and pre-paids with an acceptable offer. Fantastic price for a fantastic updated condo! You'll be amazed by the interior finishes of this corner unit condo located in the highly desirable Villas Condos off Cross Creek. This light-filled corner residence featuring 2 bedrooms and 2 full baths has been fully updated with modern tile flooring throughout, stainless steel appliances, cherry wood cabinets with crown molding and waterfall countertops in the kitchen. Step inside the front door to an inviting open floor plan that seamlessly connects the living, dining, and kitchen areas, perfect for both everyday living and entertaining finished off with beautiful crown molding. The charming dining nook is accented by three windows, creating a bright and welcoming space to relax and enjoy a meal with family and friends. Enjoy your morning coffee or unwind in the evening on the private patio conveniently located just off the kitchen. The spacious layout includes two generously sized bedrooms, two full bathrooms with tiles surrounds, a separate laundry room, and ample closet space throughout. Community features a pool, fitness center and playground. Prime location with easy access to I75, Bruce B. Downs Blvd, Tampa Premium Outlets, Wiregrass mall all offering a wide array of dining and shopping experiences. The complex is in the process of having roofs & stucco repaired/ repainted. Work for the building this unit is in has been scheduled.

5. 2026-01-09
   listed $219,000 Active 1530-char remark

   Show marketing remark (1530 chars)

   SELLER OFFERING $5,000 CREDIT to be applied to Buyer’s closing costs and pre-paids with an acceptable offer. Fantastic price for a fantastic updated condo! You'll be amazed by the interior finishes of this corner unit condo located in the highly desirable Villas Condos off Cross Creek. This light-filled corner residence featuring 2 bedrooms and 2 full baths has been fully updated with modern tile flooring throughout, stainless steel appliances, cherry wood cabinets with crown molding and waterfall countertops in the kitchen. Step inside the front door to an inviting open floor plan that seamlessly connects the living, dining, and kitchen areas, perfect for both everyday living and entertaining finished off with beautiful crown molding. The charming dining nook is accented by three windows, creating a bright and welcoming space to relax and enjoy a meal with family and friends. Enjoy your morning coffee or unwind in the evening on the private patio conveniently located just off the kitchen. The spacious layout includes two generously sized bedrooms, two full bathrooms with tiles surrounds, a separate laundry room, and ample closet space throughout. Community features a pool, fitness center and playground. Prime location with easy access to I75, Bruce B. Downs Blvd, Tampa Premium Outlets, Wiregrass mall all offering a wide array of dining and shopping experiences. The complex is in the process of having roofs & stucco repaired/ repainted. Work for the building this unit is in has been scheduled.

6. 2021-04-16
   soldstatus $125,000
7. 2021-03-31
   soldstatus $125,000 Closed 1656-char remark

   Show marketing remark (1656 chars)

   So, you’re in the market to buy a home, but want to have your cake and eat it too? In that case… welcome to this remarkable, ground floor, end unit condo that’s sure to tantalize your home buying taste buds; whether you’re buying your first home or looking to build your investment property portfolio! Perfectly positioned in a maintenance free gated community and affording you a plethora of amenities, from the humongous community pool, to the fitness center and clubhouse; The Villas Condominium has something to offer everyone! Cross over the threshold into your new home and you’ll instantly fall in love with the massive great-room floorplan highlighted by neutral tone paint, lavish crown molding, and rich wood laminate flooring throughout the heart of the home. Rest assured that you won’t miss a beat whilst entertaining from your sizable kitchen displaying solid wood cabinetry and stainless-steel appliances as it overlooks the living area. King of the castle or not, each bedroom offers ample space for even the largest furniture and immense walk-in closets. All of that and we haven’t even mentioned how conveniently located you are to just about everything one would ever need! In less than 30 minutes you can find yourself at USF, Busch Gardens, Tampa Premium Outlets, or Tampa International Airport. Not to mention you’re minutes away from all major retailers and fine dining! I know…. You’re right…. It is almost too good to be true. CALL TODAY TO SCHEDULE YOUR PRIVATE SHOWING! (LINK TO 3D MATTERPORT TOUR: https://my. matterport.com/show/ ?m=P5V7iJveJBe & mls=1 )

8. 2021-02-13
   status Pending 1656-char remark

   Show marketing remark (1656 chars)

   So, you’re in the market to buy a home, but want to have your cake and eat it too? In that case… welcome to this remarkable, ground floor, end unit condo that’s sure to tantalize your home buying taste buds; whether you’re buying your first home or looking to build your investment property portfolio! Perfectly positioned in a maintenance free gated community and affording you a plethora of amenities, from the humongous community pool, to the fitness center and clubhouse; The Villas Condominium has something to offer everyone! Cross over the threshold into your new home and you’ll instantly fall in love with the massive great-room floorplan highlighted by neutral tone paint, lavish crown molding, and rich wood laminate flooring throughout the heart of the home. Rest assured that you won’t miss a beat whilst entertaining from your sizable kitchen displaying solid wood cabinetry and stainless-steel appliances as it overlooks the living area. King of the castle or not, each bedroom offers ample space for even the largest furniture and immense walk-in closets. All of that and we haven’t even mentioned how conveniently located you are to just about everything one would ever need! In less than 30 minutes you can find yourself at USF, Busch Gardens, Tampa Premium Outlets, or Tampa International Airport. Not to mention you’re minutes away from all major retailers and fine dining! I know…. You’re right…. It is almost too good to be true. CALL TODAY TO SCHEDULE YOUR PRIVATE SHOWING! (LINK TO 3D MATTERPORT TOUR: https://my. matterport.com/show/ ?m=P5V7iJveJBe & mls=1 )

9. 2021-01-19
   status Active 1656-char remark

   Show marketing remark (1656 chars)

   So, you’re in the market to buy a home, but want to have your cake and eat it too? In that case… welcome to this remarkable, ground floor, end unit condo that’s sure to tantalize your home buying taste buds; whether you’re buying your first home or looking to build your investment property portfolio! Perfectly positioned in a maintenance free gated community and affording you a plethora of amenities, from the humongous community pool, to the fitness center and clubhouse; The Villas Condominium has something to offer everyone! Cross over the threshold into your new home and you’ll instantly fall in love with the massive great-room floorplan highlighted by neutral tone paint, lavish crown molding, and rich wood laminate flooring throughout the heart of the home. Rest assured that you won’t miss a beat whilst entertaining from your sizable kitchen displaying solid wood cabinetry and stainless-steel appliances as it overlooks the living area. King of the castle or not, each bedroom offers ample space for even the largest furniture and immense walk-in closets. All of that and we haven’t even mentioned how conveniently located you are to just about everything one would ever need! In less than 30 minutes you can find yourself at USF, Busch Gardens, Tampa Premium Outlets, or Tampa International Airport. Not to mention you’re minutes away from all major retailers and fine dining! I know…. You’re right…. It is almost too good to be true. CALL TODAY TO SCHEDULE YOUR PRIVATE SHOWING! (LINK TO 3D MATTERPORT TOUR: https://my. matterport.com/show/ ?m=P5V7iJveJBe & mls=1 )

10. 2021-01-18
    status Pending 1656-char remark

    Show marketing remark (1656 chars)

    So, you’re in the market to buy a home, but want to have your cake and eat it too? In that case… welcome to this remarkable, ground floor, end unit condo that’s sure to tantalize your home buying taste buds; whether you’re buying your first home or looking to build your investment property portfolio! Perfectly positioned in a maintenance free gated community and affording you a plethora of amenities, from the humongous community pool, to the fitness center and clubhouse; The Villas Condominium has something to offer everyone! Cross over the threshold into your new home and you’ll instantly fall in love with the massive great-room floorplan highlighted by neutral tone paint, lavish crown molding, and rich wood laminate flooring throughout the heart of the home. Rest assured that you won’t miss a beat whilst entertaining from your sizable kitchen displaying solid wood cabinetry and stainless-steel appliances as it overlooks the living area. King of the castle or not, each bedroom offers ample space for even the largest furniture and immense walk-in closets. All of that and we haven’t even mentioned how conveniently located you are to just about everything one would ever need! In less than 30 minutes you can find yourself at USF, Busch Gardens, Tampa Premium Outlets, or Tampa International Airport. Not to mention you’re minutes away from all major retailers and fine dining! I know…. You’re right…. It is almost too good to be true. CALL TODAY TO SCHEDULE YOUR PRIVATE SHOWING! (LINK TO 3D MATTERPORT TOUR: https://my. matterport.com/show/ ?m=P5V7iJveJBe & mls=1 )

11. 2021-01-14
    listed $129,900 Active 1656-char remark

    Show marketing remark (1656 chars)

    So, you’re in the market to buy a home, but want to have your cake and eat it too? In that case… welcome to this remarkable, ground floor, end unit condo that’s sure to tantalize your home buying taste buds; whether you’re buying your first home or looking to build your investment property portfolio! Perfectly positioned in a maintenance free gated community and affording you a plethora of amenities, from the humongous community pool, to the fitness center and clubhouse; The Villas Condominium has something to offer everyone! Cross over the threshold into your new home and you’ll instantly fall in love with the massive great-room floorplan highlighted by neutral tone paint, lavish crown molding, and rich wood laminate flooring throughout the heart of the home. Rest assured that you won’t miss a beat whilst entertaining from your sizable kitchen displaying solid wood cabinetry and stainless-steel appliances as it overlooks the living area. King of the castle or not, each bedroom offers ample space for even the largest furniture and immense walk-in closets. All of that and we haven’t even mentioned how conveniently located you are to just about everything one would ever need! In less than 30 minutes you can find yourself at USF, Busch Gardens, Tampa Premium Outlets, or Tampa International Airport. Not to mention you’re minutes away from all major retailers and fine dining! I know…. You’re right…. It is almost too good to be true. CALL TODAY TO SCHEDULE YOUR PRIVATE SHOWING! (LINK TO 3D MATTERPORT TOUR: https://my. matterport.com/show/ ?m=P5V7iJveJBe & mls=1 )

12. 2015-01-16
    soldstatus $70,500
13. 2013-09-11
    historical
14. 2010-12-06
    listed $29,995
15. 2005-02-08
    soldstatus $26,433,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,830 · $236/mo
• Projected year-2 tax: $2,830 · $236/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,819
• − Mortgage interest: −$9,355
• − Property taxes: −$2,830
• − Insurance: −$835
• − Repairs & maintenance: −$1,826
• − Management: −$1,826
• − HOA: −$8,652
• − Depreciation: −$4,858
• Taxable loss: −$7,361
• Est. tax savings @ 24.0%: +$1,767
• After-tax cash flow: $-3,032/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hillsborough
• NCES district ID: 1200870
• Math proficiency: 47% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $50,622
• Composite: 41.6/100
• National rank: #3435
• State rank: #41 of 73 in FL

Livability — Tampa

• Score: 79/100
• State rank: #142
• US rank: #2135

Category grades

Amenities B- Commute A+ Cost of living B Crime D+ Employment C Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Tampa, FL
• County: Hillsborough County · 1,540,968 people
• City population: 523,346
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 74,844
• Household income: $109,285
• Rent vs Own: 38.4% rent · 61.6% own
• Severe rent burden: 2578.0

Population outlook (Hillsborough County) Hauer SSP2

• Today (2025): 1,607,022 people
• By 2030: 1,733,968 · +7.9%
• By 2040: 1,979,565 · +23.2%
• By 2050: 2,203,427 · +37.1%
• By 2075: 2,667,893 · +66.0%
• By 2100: 2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.73)
• Race & ethnicity: White 43% Hispanic / Latino 20% Asian 16% Black 16% Two or more races 15%
• Hispanic origin (detail): Mexican 1% Puerto Rican 5% Cuban 2% Dominican 2%
• Common ancestry: Romanian 2% Lithuanian 1% Hispanic 1%
• Foreign-born: 27% · Canada, China, Jamaica
• Languages at home: 62% English-only · Spanish 16% Other Indo-European 7% Arabic 4%

Political lean MEDSL · Hillsborough

• 2024 margin: Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
• 2008→2024 swing: -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
• All cycles: 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -69.77%
• Current HPI: 225.0483
• Rent YoY: ▼ -1.18%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-99.4% since first listed

15 events — show timeline

• 2026-05-02 Price Changed $167,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-06 Price Changed $169,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-12 Price Changed $189,900 Stellar MLS as Distributed by MLS Grid
• 2026-02-02 Price Changed $199,900 Stellar MLS as Distributed by MLS Grid
• 2026-01-09 Listed $219,000 Stellar MLS as Distributed by MLS Grid
• 2021-04-16 Sold (Public Records) $125,000 Public Records
• 2021-03-31 Sold (MLS) $125,000 Stellar MLS as Distributed by MLS Grid
• 2021-02-13 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-01-19 Relisted — Stellar MLS as Distributed by MLS Grid
• 2021-01-18 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-01-14 Listed $129,900 Stellar MLS as Distributed by MLS Grid
• 2015-01-16 Sold (Public Records) $70,500 Public Records
• 2013-09-11 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2010-12-06 Listed $29,995 Stellar MLS as Distributed by MLS Grid
• 2005-02-08 Sold (Public Records) $26,433,000 Public Records

Property tax history

+11.3%/yr

Latest (2025): $2,830 · -7.9% YoY. Source: county tax records.