3590 Magnolia Ridge Cir Unit C-1103 · Palm Harbor, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 27 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +6.2/30.0
- 1% rule +5.8/10.0
- Schools +5.3/10.0
- Livability +4.0/5.0
- Condition / age +3.8/5.0
- Rent growth +1.2/5.0
- DSCR +0.6/10.0
- Appreciation +0.0/10.0
$185,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to this beautifully updated 2-bedroom, 2-bathroom condo located in the Magnolia Ridge community! Offering over 1,000 square feet of living space, this home features new laminate flooring throughout, creating a modern and cohesive feel. The spacious layout includes a dining room and living room combo, perfect for entertaining, along with a breakfast bar that adds both functionality and charm to the kitchen. You'll also appreciate the convenience of dual sinks, making meal prep and cleanup a breeze. Both bedrooms are generously sized, and the primary suite features a walk-in closet and a renovated bathroom that adds a touch of modern comfort.
Key facts
- $630 HOA
- Parking
- Community pool
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $185k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-334 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $137k (26.1% below list).
- Meets the 1% rule at list price ($2k rent vs $185k).
- Recommended offer: $137k (26.1% below list) — sets the bar for cash-flow.
- Cap rate 4.1% vs local median 3.0% in Palm Harbor — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 81/100 on livability (#95 in FL, #1,470 nationally) — a professional / high-income tenant draw. Strengths: housing A+, commute A, crime A-; Watch: amenities F.
- Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Curlew Creek Elementary School (math 67% / reading 63%, grade B+, #514 of 2,144 statewide, top 24%, 634 students, 43% FRL); Palm Harbor Middle School (math 59% / reading 57%, grade B, #151 of 571 statewide, top 27%, 1,080 students, 37% FRL); Countryside High School (math 25% / reading 45%, grade F, #379 of 667 statewide, top 58%, 1,741 students, 44% FRL).
- Market conditions: Rents falling (-5.2%/yr); 465 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 88d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 82% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
- This rent runs 33% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 110 days — a 9% lower offer ($168k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: HOA is 32% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 110 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.08% ✓
- Cap rate
- 4.13%
- Cash-on-cash
- -7.74%
- DSCR
- 0.66
- GRM
- 7.7
CMA / ARV
- ARV (median comp)
- $223,558
- List price
- $185,000
- Delta
- -17.25%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 36 Maple Leaf Ct | 0.41mi | 2/2.0 | 960 (-5%) | 1mo | $75,500 | $79 | 71 |
| 161 Hickory Gate Dr | 0.34mi | 2/2.0 | 1,095 (+8%) | 1mo | $159,000 | $145 | 70 |
| 124 W Cypress Ct | 1.12mi | 2/2.0 | 1,054 (+4%) | 0mo | $167,500 | $159 | 58 |
| 72 Cottagewood Dr #29 | 1.44mi | 2/2.0 | 1,056 (+5%) | 0mo | $153,000 | $145 | 57 |
| 208 Cypress Ct | 1.03mi | 2/2.0 | 1,054 (+4%) | 1mo | $130,000 | $123 | 57 |
| 2783 Steeple Ct | 0.77mi | 3/2.0 (+1) | 1,035 (+2%) | 0mo | $390,000 | $377 | 56 |
| 2761 Cactus Hill Pl | 0.77mi | 3/2.0 (+1) | 1,035 (+2%) | 0mo | $325,000 | $314 | 56 |
| 3157 Phlox Dr #3157 | 1.40mi | 3/2.0 (+1) | 950 (-6%) | 0mo | $195,000 | $205 | 50 |
| 3199 Phlox Dr #214 | 1.38mi | 3/2.0 (+1) | 950 (-6%) | 0mo | $281,400 | $296 | 50 |
| 3251 Latana Dr | 1.30mi | 3/2.0 (+1) | 950 (-6%) | 1mo | $289,900 | $305 | 49 |
| 3277 Gorse Ct | 1.46mi | 2/2.0 | 1,148 (+14%) | 1mo | $285,000 | $248 | 42 |
| 38 Deer Trail Ct #49 | 1.25mi | 2/2.0 | 1,152 (+14%) | 1mo | $103,000 | $89 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -35.2%
- Equity multiple
- -0.09×
- Total profit
- $-56,669
- Equity at exit
- $27,584
- IRR
- -86.5%
- Equity multiple
- -0.88×
- Total profit
- $-97,610
- Equity at exit
- $15,995
Cash invested: $51,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 2 active
- Median asking
- $207,500 ($209/sqft)
- Median days on market
- 99 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- +5.7% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34684
- Rents YoY
- -5.2%
- Active inventory
- 465
- Price-to-rent
- 7.7×
Monthly cashflow live
- Estimated rent
- $1,993 high interval (Pro) →
- Mortgage (P&I)
- −$970
- Tax est. 1.5%
- −$231 /mo · $2,775/yr
- Insurance
- −$77
- HOA
- −$630
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$419
- Net cashflow
- $-334
Break-even live
Sensitivity live
| Price | -10% $-206 | -5% $-270 | +0% $-334 | +5% $-398 | +10% $-462 |
|---|---|---|---|---|---|
| Rent | -10% $-491 | -5% $-413 | +0% $-334 | +5% $-255 | +10% $-176 |
| Rate | -1.0pp $-241 | -0.5pp $-287 | base $-334 | +0.5pp $-382 | +1.0pp $-431 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $46,250
- Closing costs
- $5,550
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3590 Magnolia Ridge Cir Unit G Palm Harbor, FL | 2.0 | 2.0 | 1090 | $1,695 | $1.56 | 120d | 1 | 0.02mi |
| 3600 Magnolia Ridge Cir #1221 Palm Harbor, FL | 2.0 | 2.0 | 1090 | $1,900 | $1.74 | 7d | 1 | 0.06mi |
| 3583 Whispering Oaks Ln Palm Harbor, FL | 2.0 | 2.5 | 1124 | $1,800 | $1.60 | 120d | 1 | 0.07mi |
| 2897 Thaxton Dr Palm Harbor, FL | 2.0 | 2.0 | 1150 | $2,100 | $1.83 | 32d | 1 | 0.16mi |
| 2879 Thaxton Dr #55 Palm Harbor, FL | 2.0 | 2.5 | 1396 | $2,100 | $1.50 | 83d | 1 | 0.16mi |
| 2897 Thaxton Dr #65 Palm Harbor, FL | 2.0 | 2.5 | 1390 | $2,280 | $1.64 | 100d | 1 | 0.16mi |
| 2843 Thaxton Dr #38 Palm Harbor, FL | 2.0 | 2.5 | 1406 | $1,900 | $1.35 | 7d | 1 | 0.17mi |
| 2843 Thaxton Dr #38 Palm Harbor, FL | 2.0 | 2.5 | 1406 | $1,900 | $1.35 | 40d | 1 | 0.17mi |
| 3460 Countryside Blvd Clearwater, FL | 2.0 | 2.5 | 1349 | $2,350 | $1.74 | 7d | 1 | 0.28mi |
| 3455 Countryside Blvd #31 Clearwater, FL | 2.0 | 2.0 | 865 | $1,900 | $2.20 | 7d | 1 | 0.32mi |
| 3455 Countryside Blvd #4 Clearwater, FL | 3.0 | 2.0 | 995 | $2,050 | $2.06 | 100d | 1 | 0.32mi |
| 3001 Landmark Blvd #101 Palm Harbor, FL | 2.0 | 2.0 | 1353 | $1,950 | $1.44 | 120d | 1 | 0.41mi |
| 692 Bellingham Pl Palm Harbor, FL | 3.0 | 2.0 | 1320 | $2,800 | $2.12 | 100d | 1 | 0.49mi |
| 3028 Bonaventure Cir #103 Palm Harbor, FL | 2.0 | 2.0 | 900 | $1,500 | $1.67 | 120d | 1 | 0.51mi |
| 3610 Sammy Ct Palm Harbor, FL | 2.0 | 1.0 | 797 | $1,900 | $2.38 | 88d | 1 | 0.53mi |
| 3726 Albion Ct Palm Harbor, FL | 3.0 | 2.0 | 1060 | $2,350 | $2.22 | 109d | 1 | 0.53mi |
| 3726 Albion Ct Palm Harbor, FL | 3.0 | 2.0 | 1060 | $2,350 | $2.22 | 109d | 1 | 0.53mi |
| 3025 Bonaventure Cir #101 Palm Harbor, FL | 2.0 | 2.0 | 900 | $1,500 | $1.67 | 32d | 1 | 0.54mi |
| 650 Bellingham Pl Palm Harbor, FL | 3.0 | 2.0 | 1320 | $3,200 | $2.42 | 40d | 1 | 0.55mi |
| 3751 Mackenzie Ct Palm Harbor, FL | 3.0 | 2.0 | 1160 | $2,595 | $2.24 | 84d | 1 | 0.58mi |
| 3019 Bonaventure Cir #101 Palm Harbor, FL | 2.0 | 2.0 | 900 | $1,800 | $2.00 | 7d | 1 | 0.60mi |
| 3781 Lake Shore Dr Palm Harbor, FL | 3.0 | 2.0 | 1055 | $2,500 | $2.37 | 120d | 1 | 0.60mi |
| 2699 Macklin Ct Palm Harbor, FL | 2.0 | 1.0 | 797 | $1,900 | $2.38 | 88d | 1 | 0.61mi |
| 762 Barbara St Palm Harbor, FL | 2.0 | 2.0 | 1146 | $2,200 | $1.92 | 120d | 1 | 0.61mi |
| 2668 Megan Ct Palm Harbor, FL | 3.0 | 1.0 | 1069 | $2,100 | $1.96 | 43d | 1 | 0.61mi |
| 2998 Bonaventure Cir #104 Palm Harbor, FL | 2.0 | 2.0 | 900 | $1,723 | $1.91 | 94d | 1 | 0.62mi |
| 3784 Lake Shore Dr Palm Harbor, FL | 3.0 | 2.0 | 1150 | $2,300 | $2.00 | 43d | 1 | 0.63mi |
| 2682 Rachel Ct Palm Harbor, FL | 1.0 | 1.0 | 700 | $1,350 | $1.93 | 88d | 1 | 0.65mi |
| 2678 Markham Ct Palm Harbor, FL | 2.0 | 2.0 | 923 | $1,999 | $2.17 | 120d | 1 | 0.66mi |
| 3826 Lake Shore Dr Palm Harbor, FL | 3.0 | 2.0 | 1322 | $2,700 | $2.04 | 43d | 1 | 0.69mi |
| 2764 Kavalier Dr Palm Harbor, FL | 3.0 | 2.0 | 1088 | $2,300 | $2.11 | 120d | 1 | 0.71mi |
| 2764 Kavalier Dr Palm Harbor, FL | 3.0 | 2.0 | 1088 | $2,300 | $2.11 | 94d | 1 | 0.71mi |
| 2764 Kavalier Dr Palm Harbor, FL | 3.0 | 2.0 | 1088 | $2,300 | $2.11 | 110d | 1 | 0.71mi |
| 2764 Kavalier Dr Palm Harbor, FL | 3.0 | 2.0 | 1088 | $2,300 | $2.11 | 113d | 1 | 0.71mi |
| 2747 Kavalier Dr Palm Harbor, FL | 2.0 | 2.0 | 935 | $2,200 | $2.35 | 70d | 1 | 0.76mi |
| 3975 Country Place Ln Palm Harbor, FL | 1.0–3.0 | 1.0–2.0 | 933 | $1,703 | $1.83 | 1d | 17 | 0.77mi |
| 2805 Northcote Dr Palm Harbor, FL | 3.0 | 2.0 | 1100 | $2,995 | $2.72 | 1d | 1 | 0.80mi |
| 2803 Northcote Dr Palm Harbor, FL | 3.0 | 2.0 | 1050 | $2,300 | $2.19 | 117d | 1 | 0.80mi |
| 331 Countryside Key Blvd Oldsmar, FL | 2.0 | 2.5 | 1110 | $1,895 | $1.71 | 62d | 1 | 0.82mi |
| 330 Scott Ct Palm Harbor, FL | 3.0 | 2.0 | 1390 | $2,800 | $2.01 | 79d | 1 | 0.82mi |
Property features AI
Finance
- Financial info
- Total annual fees: $7,560Lease restrictions apply
- HOA & community
- HOA managed by Frankly Coastal Property ManagementMonthly condo fee: $630 (includes cable TV, internet, pool, structure and grounds maintenance, sewer, trash, water)Buyer approval requiredDeed restrictionsPool in communityPets not allowed
Exterior
- Parking
- Covered parkingGuest parkingReserved parking1-car carport
- Utilities
- Public waterPublic sewerElectricity available and connectedCable available and connectedBroadband/high-speed internet availableTrash serviceWater available and connectedSewer available and connected
- Home design
- Attached condominium2 total storiesUnit on floor 1Facing westCompleted condition
- Construction
- Block, concrete and frame constructionShingle roofSlab foundationBuilt as a residential condominium
- Exterior features
- PatioExterior lightingRain guttersSidewalksLandscapedPaved surfaces
Interior
- Kitchen
- DishwasherDisposalMicrowaveRangeRefrigeratorElectric water heater
- Bedrooms
- 2 bedrooms
- Flooring
- LaminateTile
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central heating (electric)Central air conditioning
- Interior features
- Built-in featuresCeiling fansLiving room/dining room comboThermostatWalk-in closetsWindow treatmentsBlinds
- Laundry & utility
- Washer hookupDryer hookup (electric)Inside laundry roomInside utility / laundry area
HOA detail $630/mo · $7,560/yr condo
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 34 events
-
2026-07-14days on market $185,000 Active 110 DOM
-
2026-07-13days on market $185,000 Active 109 DOM
-
2026-07-13days on market $185,000 Active 108 DOM
-
2026-07-11days on market $185,000 Active 107 DOM
-
2026-07-10days on market $185,000 Active 106 DOM
-
2026-07-09days on market $185,000 Active 105 DOM
-
2026-07-07days on market $185,000 Active 103 DOM
-
2026-07-06days on market $185,000 Active 102 DOM
-
2026-07-06days on market $185,000 Active 101 DOM
-
2026-07-05days on market $185,000 Active 100 DOM
-
2026-07-03days on market $185,000 Active 99 DOM
-
2026-07-02days on market $185,000 Active 98 DOM
-
2026-07-01days on market $185,000 Active 97 DOM
-
2026-06-30days on market $185,000 Active 96 DOM
-
2026-06-29days on market $185,000 Active 95 DOM
-
2026-06-28days on market $185,000 Active 94 DOM
-
2026-06-27days on market $185,000 Active 93 DOM
-
2026-06-26days on market $185,000 Active 92 DOM
-
2026-06-24days on market $185,000 Active 90 DOM
-
2026-06-22days on market $185,000 Active 88 DOM
-
2026-06-22days on market $185,000 Active 87 DOM
-
2026-06-18days on market $185,000 Active 84 DOM
-
2026-06-17days on market $185,000 Active 83 DOM
-
2026-06-16days on market $185,000 Active 82 DOM
-
2026-06-15days on market $185,000 Active 81 DOM
-
2026-06-13days on market $185,000 Active 79 DOM
-
2026-06-09days on market $185,000 Active 75 DOM
-
2026-06-08days on market $185,000 Active 74 DOM
-
2026-06-07days on market $185,000 Active 73 DOM
-
2026-06-04days on market $185,000 Active 70 DOM
-
2026-06-03days on market $185,000 Active 69 DOM
-
2026-06-01days on market $185,000 Active 67 DOM
-
2026-05-31days on market $185,000 Active 66 DOM
-
2026-03-26$185,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,918
- − Mortgage interest
- −$10,363
- − Property taxes
- −$2,775
- − Insurance
- −$925
- − Repairs & maintenance
- −$1,913
- − Management
- −$1,913
- − HOA
- −$7,560
- − Depreciation
- −$5,382
- Taxable loss
- −$6,914
- Est. tax savings @ 24.0%
- +$1,659
- After-tax cash flow
- $-2,348/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This updated 2-bedroom, 2-bathroom condo in Magnolia Ridge offers modern updates and a fresh look, ready for new owners.
Value-add opportunities
- Both paint — Fresh paint enhances curb appeal and interior aesthetics ↑
- Both landscaping — Well-maintained landscaping improves curb appeal and adds value ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Pinellas
- NCES district ID
- 1201560
- Math proficiency
- 51% ▼ -5.00%
- Reading proficiency
- 51% ▼ -3.00%
- Median HH income
- $46,270
- Composite
- 43.27/100
- National rank
- #3046
- State rank
- #31 of 73 in FL
Livability — Palm Harbor
- Score
- 81/100
- State rank
- #95
- US rank
- #1470
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Palm Harbor, FL
- County
- Pinellas County · 1,027,532 people
- City population
- 79,072
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 27,029
- Household income
- $72,145
- Rent vs Own
- Severe rent burden
- 8% of renters
Population outlook (Pinellas County) Hauer SSP2
- Today (2025)
- 1,027,532 people
- By 2030
- 1,063,586 · +3.5%
- By 2040
- 1,125,020 · +9.5%
- By 2050
- 1,168,637 · +13.7%
- By 2075
- 1,265,188 · +23.1%
- By 2100
- 1,260,357 · +22.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (81%)
- Race & ethnicity
- White 81% Hispanic / Latino 10% Two or more races 8% Asian 4% Black 3%
- Hispanic origin (detail)
- Puerto Rican 2% Cuban 2%
- Common ancestry
- Lithuanian 5% Romanian 5% Scotch-Irish 3%
- Foreign-born
- 13% · Canada, Jamaica, China
- Languages at home
- 84% English-only · Spanish 6% Russian/Polish/Slavic 3% Other Indo-European 2%
Political lean MEDSL · Pinellas
- 2024 margin
- Lean R (+5.2) · D 46.9% · R 52.1%
- 2008→2024 swing
- -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
- All cycles
- 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -296.23%
- Current HPI
- 301.651
- Rent YoY
- ▼ -5.17%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
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Price history
1 event — show timeline
- 2026-03-26 Listed $185,000 Stellar MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…