1812 Rosalinda St · Mission, TX 78572

$155,000

4 bd · 3.0 ba · 1,980 sqft · SingleFamily public records · 38 Days on market

Built 1987 7,369 sqft lot $78/sqft · 22% below area Est $199k · 22% under ↓ 6% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.5/30.0
• ARV discount +15.0/15.0
• DSCR +9.1/10.0
• 1% rule +8.3/10.0
• Livability +3.8/5.0
• Schools +3.4/10.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

This 3 bedroom 2 bath two story home located in Mission TX within Sharyland ISD offers 1,980 sqft of living space on a 7,370 sqft lot. Built on a slab foundation, it features a spacious layout and a great outdoor area perfect for relaxing or entertaining. The home is conveniently located near plenty of shopping and dining options, making it a great combination of space and location.

Key facts

• Two story home
• Great outdoor area
• Spacious layout

Tags

• TWO STORY HOME
• SPACIOUS LAYOUT
• GREAT OUTDOOR AREA
• CONVENIENTLY LOCATED

Property features AI

Finance

• HOA & community: No association

Exterior

• Parking: Attached garage (1 car); 1 covered parking space; Total of 1 parking space
• Utilities: City sewer
• Home design: Property with attached garage; Facing direction not specified
• Construction: Brick and wood siding construction; Shingle roof; Slab foundation; Building area approximately 1,980 square feet
• Exterior features: Balcony; Mature trees; Storage structure on property; Paved road access

Interior

• Kitchen: No conveying appliances; Water heater located in garage
• Flooring: Carpet; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Laminate countertops; Ceiling fan(s); Window coverings
• Laundry & utility: Laundry area

What this means for you Summary

Snapshot

• This is a 4-bed/3.0-bath single-family listed at $155k.

Deal economics

• At list price, monthly cash flow is $411 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $155k).
• Recommended offer: $150k (3.0% below list) — sets the bar for market timing.
• Cap rate 9.5% vs local median 3.5% in Mission — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#148 in TX, #4,155 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F, employment D-.
• Sharyland ISD (urban): math 34% / reading 44% proficiency, ranked #406 of 826 in TX (top 49%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Lloyd & Dolly Bentsen El (math 25% / reading 33%, grade F, #2,668 of 4,322 statewide, top 63%, 559 students, 83% FRL); B L Gray J H (math 50% / reading 55%, grade C+, #293 of 1,662 statewide, top 18%, 730 students, 67% FRL); Sharyland H S (math 36% / reading 58%, grade D-, #591 of 1,632 statewide, top 38%, 1,546 students, 57% FRL).
• Market conditions: Rents flat; 852 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 7,378 units permitted in Hidalgo County in 2024 (641 in 5+ unit buildings).
• At $2,067/mo this rent would consume 46% of the median local household income ($54k/yr) (locally 1714% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Hidalgo County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 38 days — a 3% lower offer ($150k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: property tax is 2.7% of price.
• Climate carrying-cost: severe wind risk, 96% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $150,350 (3.0% below list)

Questions for the listing agent

1. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.33% ✓
• Cap rate: 9.47%
• Cash-on-cash: 11.36%
• DSCR: 1.51
• GRM: 6.3

CMA / ARV

• ARV (median comp): $199,450
• List price: $155,000
• Delta: -22.29%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1621 Dalobo Blvd	0.28mi	4/2.5	2,013 (+2%)	14mo	$209,999	$104	71
1927 Sunset Dr	0.17mi	3/2.5 (-1)	1,827 (-8%)	9mo	$268,999	$147	65
1613 Jonathon Dr	0.60mi	4/2.0	2,002 (+1%)	5mo	$266,900	$133	62
1811 Jonathon Dr	0.57mi	3/3.0 (-1)	1,967 (-1%)	8mo	$305,000	$155	60
1707 Sebastian St	0.47mi	4/3.0	2,077 (+5%)	13mo	$319,000	$154	59
501 Capricorn St	0.32mi	3/3.0 (-1)	2,157 (+9%)	9mo	$214,900	$100	58
701 Helen St	0.66mi	3/3.5 (-1)	1,922 (-3%)	3mo	$355,900	$185	54
2028 Loker St	0.54mi	3/2.0 (-1)	2,038 (+3%)	9mo	$159,900	$78	53
1911 Jonathon Dr	0.58mi	3/2.5 (-1)	1,893 (-4%)	7mo	$285,000	$151	53
1703 Audrey Dr	0.53mi	4/3.5	2,157 (+9%)	6mo	$358,000	$166	53
2101 Colorado St	0.66mi	3/2.0 (-1)	1,875 (-5%)	5mo	$310,000	$165	47
1515 Duke St	0.73mi	4/3.5	2,209 (+12%)	1mo	$415,000	$188	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.93% rent growth · sell at horizon

5-year hold

• IRR: -1.9%
• Equity multiple: 0.93×
• Total profit: $-3,040
• Equity at exit: $23,111

10-year hold

• IRR: 5.2%
• Equity multiple: 1.34×
• Total profit: $14,953
• Equity at exit: $13,402

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78572

• Home prices YoY: -22.9%
• Rents YoY: 0.9%
• Active inventory: 852
• Price-to-rent: 6.3×

Monthly cashflow live

• Estimated rent: $2,067 high
• Mortgage (P&I): −$813
• Tax from tax record: −$344 /mo · $4,131/yr
• Insurance: −$65
• HOA: −$0
• Vacancy / Maint / Mgmt: −$434
• Net cashflow: $411

Break-even live

Break-even rent $1,546

Max offer price $155,000

Occupancy floor 75%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,750
• Closing costs: $4,650
• Reserves months: —
• Total cash needed: —

Rent comps 25 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1822 Sunset Dr Mission, TX	3.0	2.5	1631	$1,850	$1.13	14d	1	0.14mi
1923 Sunset Dr Mission, TX	3.0	2.5	1499	$1,850	$1.23	21d	1	0.15mi
1927 Sunset Dr Mission, TX	3.0	2.0	1827	$1,900	$1.04	44d	1	0.17mi
2007 Cassandra St Mission, TX	3.0	2.5	1422	$2,500	$1.76	14d	1	0.18mi
2210 E 1st St Unit 22 Mission, TX	3.0	3.5	1500	$1,600	$1.07	19d	1	0.50mi
814 Cimarron Dr Mission, TX	3.0	2.5	1376	$1,875	$1.36	14d	1	0.65mi
813 Travis St #207 Mission, TX	3.0	2.0	1320	$1,600	$1.21	23d	1	0.67mi
813 Travis St #408 Mission, TX	3.0	2.0	1230	$1,800	$1.46	23d	1	0.67mi
2202 Colorado St Mission, TX	4.0	3.5	2036	$2,190	$1.08	23d	1	0.72mi
1503 Duke St Mission, TX	4.0	3.5	2401	$4,500	$1.87	43d	1	0.77mi
1511 Evergreen Ave Mission, TX	3.0	2.0	1286	$1,300	$1.01	43d	1	0.80mi
402 Hackberry Ave Mission, TX	3.0	2.5	1950	$2,100	$1.08	23d	1	0.94mi
211 Driftwood Ave Mission, TX	4.0	3.5	2614	$3,100	$1.19	23d	1	0.98mi
2435 E 7th Ave Mission, TX	3.0	3.0	2366	$2,300	$0.97	44d	1	1.01mi
2436 E 8th Ave Mission, TX	3.0	3.0	1987	$2,700	$1.36	44d	1	1.03mi
919 Lucia Dr Mission, TX	3.0	2.5	2060	$2,700	$1.31	23d	1	1.16mi
1801 Crown Pointe Blvd Mission, TX	3.0	2.0	1609	$1,650	$1.03	14d	1	1.19mi
204 San Saba St Mission, TX	3.0	3.0	2115	$1,950	$0.92	43d	1	1.24mi
203 San Saba St Mission, TX	3.0	2.5	1737	$2,250	$1.30	23d	1	1.26mi
2200 E 19th St Mission, TX	3.0	2.0	1829	$1,950	$1.07	43d	1	1.30mi
1606 Terrace Dr Mission, TX	4.0	3.0	2127	$2,600	$1.22	14d	1	1.31mi
2203 E 19th St Mission, TX	3.0	2.0	1856	$2,300	$1.24	23d	1	1.32mi
2201 E 21st St Mission, TX	4.0	2.0	1529	$1,850	$1.21	14d	1	1.44mi
4900 Tyler Ave McAllen, TX	2.0–3.0	2.5	1244	$1,745	$1.40	14d	1	1.46mi
4900 Toronto Ave McAllen, TX	3.0	2.5	1333	$1,545	$1.16	23d	1	1.47mi

Listing history 12 events

1. 2026-06-14
   statusdays on market $155,000 Pending 38 DOM
2. 2026-06-10
   days on market $155,000 Option 36 DOM
3. 2026-06-09
   days on market $155,000 Option 35 DOM
4. 2026-06-08
   days on market $155,000 Option 34 DOM
5. 2026-06-07
   statusdays on market $155,000 Option 33 DOM
6. 2026-06-03
   days on market $155,000 Active 29 DOM
7. 2026-06-02
   days on market $155,000 Active 28 DOM
8. 2026-06-01
   days on market $155,000 Active 27 DOM
9. 2026-05-31
   days on market $155,000 Active 26 DOM
10. 2026-05-31
    days on market $155,000 Active 25 DOM
11. 2026-05-05
    listed $165,000 Active 385-char remark
12. 1988-05-03
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $4,131 · $344/mo
• Projected year-2 tax: $4,131 · $344/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 22 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 96% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,798
• − Mortgage interest: −$8,682
• − Property taxes: −$4,131
• − Insurance: −$775
• − Repairs & maintenance: −$1,984
• − Management: −$1,984
• − Depreciation: −$4,509
• Taxable income: $2,733
• Est. tax owed @ 24.0%: −$656
• After-tax cash flow: $4,275/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Sharyland ISD
• NCES district ID: 4839930
• Math proficiency: 34% ▼ -35.00%
• Reading proficiency: 44% ▼ -15.00%
• Median HH income: $57,792
• Composite: 34.38/100
• National rank: #5214
• State rank: #406 of 826 in TX

Livability — Mission

• Score: 75/100
• State rank: #148
• US rank: #4155

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment D- Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Mission, TX
• County: Hidalgo County · 623,128 people
• City population: 78,024
• Metro: McAllen-Edinburg-Mission, TX
• Population (ZIP): 78,024
• Household income: $54,298
• Rent vs Own: 29.0% rent · 71.0% own
• Severe rent burden: 1714.0

Population outlook (Hidalgo County) Hauer SSP2

• Today (2025): 955,232 people
• By 2030: 1,009,774 · +5.7%
• By 2040: 1,120,332 · +17.3%
• By 2050: 1,225,036 · +28.2%
• By 2075: 1,439,189 · +50.7%
• By 2100: 1,533,429 · +60.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (85%)
• Race & ethnicity: Hispanic / Latino 85% Two or more races 47% White 12% Asian 2%
• Hispanic origin (detail): Mexican 80%
• Common ancestry: Slovak 1% Portuguese 0%
• Foreign-born: 28% · Canada, South Korea
• Languages at home: 22% English-only · Spanish 76%

Political lean MEDSL · Hidalgo

• 2024 margin: Toss-up / Even · D 48.1% · R 51.0%
• 2008→2024 swing: -41.6pp toward R · 2008: 38.7pp · 2024: -2.9pp
• All cycles: 2024: R+2.9 2020: D+17.1 2016: D+40.5 2012: D+41.8 2008: D+38.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -62.35%
• Current HPI: 209.3573
• Rent YoY: ▲ 0.93%
• Metro: McAllen-Edinburg-Mission, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-6.1% since first listed

5 events — show timeline

• 2026-06-13 Pending — MCALLENMLS
• 2026-06-04 Contingent — MCALLENMLS
• 2026-05-28 Price Changed $155,000 MCALLENMLS
• 2026-05-05 Listed $165,000 MCALLENMLS
• 1988-05-03 Sold (Public Records) — Public Records

Property tax history

+4.6%/yr

Latest (2025): $4,131 · +10.0% YoY. Source: county tax records.