488 Eagle Vw · Clinton, AR 72031

$42,500

1 bd · 1.0 ba · 480 sqft · SingleFamily public records · 135 Days on market

Built 2020 3.08 ac lot

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• Schools +3.7/10.0
• Livability +3.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Situated on 3.08 acres, this 15x32 rustic cabin offers a simple, back-to-basics setting ideal for a tiny home or weekend retreat. The cabin features an 8-foot covered porch, open living area, loft space, and bathroom, with room to add a wood stove for cozy cabin living. Water and electric are present on the property. A makeshift septic system was installed by the previous owner; buyer to verify condition, functionality, and permitting to their satisfaction. Property is being sold as-is. See agent remarks.

Key facts

• Covered porch
• Water and electric
• Open living area

Tags

• COVERED PORCH
• OPEN LIVING AREA
• LOFT SPACE
• WATER AND ELECTRIC

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath single-family listed at $42k.

Deal economics

• At list price, monthly cash flow is $352 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($763 rent vs $42k).
• Recommended offer: $37k (12.0% below list) — sets the bar for market timing.
• Cap rate 16.2% vs local median 3.6% in Clinton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#15 in AR, #4,397 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, amenities F, commute F.
• Clinton School District (rural): math 46% / reading 45% proficiency, ranked #41 of 238 in AR (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 100 active listings in the ZIP; 16 units permitted in Van Buren County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $5k of equity ($294 loan paydown + $4k appreciation (10.0% local appreciation)).
• Van Buren County population projected at -27% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (10.0% appreciation + 3.0% rent growth), your $12k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 7, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 135 days — a 12% lower offer ($37k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $30k; 44% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $37,400 (12.0% below list)

Questions for the listing agent

1. It's been on market 135 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.80% ✓
• Cap rate: 16.24%
• Cash-on-cash: 35.53%
• DSCR: 2.58
• GRM: 4.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 51.5%
• Equity multiple: 4.83×
• Total profit: $45,570
• Equity at exit: $38,287

10-year hold

• IRR: 45.2%
• Equity multiple: 10.79×
• Total profit: $116,520
• Equity at exit: $82,568

Cash invested: $11,900 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 92 Strongly Landlord-Friendly
• State Arkansas: 92 Strongly Landlord-Friendly · R+14
• County: — inherits STATE
• City: — inherits STATE

Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

Methodology + full state rankings →

ZIP-level market 72031

• Home prices YoY: 5.2%
• Active inventory: 100
• Price-to-rent: 4.6×

Monthly cashflow live

• Estimated rent: $763 medium
• Mortgage (P&I): −$223
• Tax from tax record: −$10 /mo · $120/yr
• Insurance: −$18
• HOA: −$0
• Vacancy / Maint / Mgmt: −$160
• Net cashflow: $352

Break-even live

Break-even rent $317

Max offer price $42,500

Occupancy floor 49%

Sensitivity live

Price	-10% $376	-5% $364	+0% $352	+5% $340	+10% $328
Rent	-10% $292	-5% $322	+0% $352	+5% $382	+10% $413
Rate	-1.0pp $374	-0.5pp $363	base $352	+0.5pp $341	+1.0pp $330

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $10,625
• Closing costs: $1,275
• Reserves months: —
• Total cash needed: —

Listing history 10 events

1. 2026-06-07
   statusdays on market $42,500 Under Contract 135 DOM
2. 2026-06-04
   days on market $42,500 Active 134 DOM
3. 2026-06-02
   days on market $42,500 Active 133 DOM
4. 2026-06-01
   days on market $42,500 Active 132 DOM
5. 2026-05-31
   days on market $42,500 Active 131 DOM
6. 2026-05-31
   days on market $42,500 Active 130 DOM
7. 2026-01-20
   listed $42,500 New Listing 510-char remark

   Show marketing remark (510 chars)

   Situated on 3.08 acres, this 15x32 rustic cabin offers a simple, back-to-basics setting ideal for a tiny home or weekend retreat. The cabin features an 8-foot covered porch, open living area, loft space, and bathroom, with room to add a wood stove for cozy cabin living. Water and electric are present on the property. A makeshift septic system was installed by the previous owner; buyer to verify condition, functionality, and permitting to their satisfaction. Property is being sold as-is. See agent remarks.

8. 2023-01-03
   soldstatus $29,500 Sold 21-char remark

   Show marketing remark (21 chars)

   Wooded tract of land.

9. 2022-12-19
   listed $29,500 21-char remark

   Show marketing remark (21 chars)

   Wooded tract of land.

10. 2022-12-19
    historical 21-char remark

    Show marketing remark (21 chars)

    Wooded tract of land.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

• Current annual tax: $120 · $10/mo
• Projected year-2 tax: $272 · $23/mo
• Expected delta: +$152/yr (+$13/mo · 125.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 4/10 Moderate 5 d/yr ≥106°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $9,158
• − Mortgage interest: −$2,381
• − Property taxes: −$120
• − Insurance: −$212
• − Repairs & maintenance: −$733
• − Management: −$733
• − Depreciation: −$1,236
• Taxable income: $3,743
• Est. tax owed @ 24.0%: −$898
• After-tax cash flow: $3,329/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Clinton School District
• NCES district ID: 0504410
• Math proficiency: 46% ▼ -10.00%
• Reading proficiency: 45% ▼ -12.00%
• Median HH income: $32,018
• Composite: 37.34/100
• National rank: #4438
• State rank: #41 of 238 in AR

Livability — Clinton

• Score: 74/100
• State rank: #15
• US rank: #4397

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 7,108

Population outlook (Van Buren County) Hauer SSP2

• Today (2025): 15,459 people
• By 2030: 14,645 · -5.3%
• By 2040: 12,918 · -16.4%
• By 2050: 11,263 · -27.1%
• By 2075: 7,870 · -49.1%
• By 2100: 4,918 · -68.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (93%)
• Race & ethnicity: White 93% Hispanic / Latino 5% Two or more races 3%
• Common ancestry: Slovak 4% Serbian 2% Romanian 1%
• Foreign-born: 2% · Canada
• Languages at home: 95% English-only · Spanish 5%

Political lean MEDSL · Van Buren

• 2024 margin: Solid R (+60.2) · D 18.9% · R 79.0% · Other 2.1%
• 2008→2024 swing: -28.5pp toward R · 2008: -31.7pp · 2024: -60.2pp
• All cycles: 2024: R+60.2 2020: R+56.9 2016: R+53.9 2012: R+39.5 2008: R+31.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 12.08%
• Current HPI: 244.9609
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.80%
• F500 in state: 10

Industry mix (Fortune 500 HQ in AR)

Industry	F500 HQs	Revenue
▸Retail	1	$681B
▸Food / Agriculture	1	$53B
▸Retail / Energy	1	$22B
▸Transportation / Logistics	1	$12B
▸Energy	1	$4B

Price history

+44.1% since first listed

4 events — show timeline

• 2026-01-20 Listed $42,500 CARMLS
• 2023-01-03 Sold (MLS) $29,500 CARMLS
• 2022-12-19 Listing Removed — CARMLS
• 2022-12-19 Listed $29,500 CARMLS

Property tax history

+11.2%/yr

Latest (2025): $120 · +10.1% YoY. Source: county tax records.