178 Langston Hughes Rd · Hayneville, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 7/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Appreciation +5.0/10.0
- Livability +2.7/5.0
- Rent growth +2.5/5.0
- Condition / age +2.2/5.0
- Schools +2.0/10.0
$59,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Cozy 3 bedroom, 1 bath home on a generous half acre in Lowndesboro. Built in 1991 with about 1,056 sq ft, this property presents a practical layout with living area, eat in kitchen and good bedroom sizes. Roof is reported to be under 10 years old. Interior is mostly original and ready for a new owner to update with paint and personal touches. Level lot with chain link fenced backyard gives room for pets, parking or a future shed. City water, septic and carport for covered parking. Sold as is. Great option for an owner occupant or investor.
Key facts
- Half acre
- Covered parking
- Eat in kitchen
Tags
Property features AI
Finance
- Financial info: Annual tax amount provided (excluded from detail list per instructions)
Exterior
- Parking: Driveway
- Security: Fire alarm
- Utilities: Public water; Septic tank sewer; Electric service
- Home design: Single-story; Brick construction; Entry on first floor
- Construction: Brick exterior; Slab foundation; Owner-reported year built
- Exterior features: Porch; Outside city limits lot
Interior
- Kitchen: No kitchen appliance details provided
- Bedrooms: Bedroom on the first floor
- Flooring: Carpet
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating (electric); Central air conditioning (electric)
- Interior features: Fire alarm; Porch
- Laundry & utility: Gas water heater; Water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $59k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $347 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($955 rent vs $59k).
- Recommended offer: $57k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 54/100 on livability (#461 in AL) — a working-class tenant base; expect higher turnover. Strengths: crime A+, cost of living A+, housing B; Watch: schools F, amenities F, commute F.
- Lowndes County (rural): math 22% / reading 21% proficiency, ranked #124 of 133 in AL (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 94% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 18 active listings in the ZIP.
Forward outlook
- In year one you build about $2k of equity ($408 loan paydown + $2k appreciation (3.0% local appreciation)).
- Lowndes County population projected at -35% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (3.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 31 days — a 3% lower offer ($57k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 31 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.62% ✓
- Cap rate
- 13.34%
- Cash-on-cash
- 25.18%
- DSCR
- 2.12
- GRM
- 5.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 31.3%
- Equity multiple
- 2.77×
- Total profit
- $29,201
- Equity at exit
- $26,529
- IRR
- 31.6%
- Equity multiple
- 5.42×
- Total profit
- $73,039
- Equity at exit
- $40,884
Cash invested: $16,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 36752
- Active inventory
- 18
- Price-to-rent
- 5.1×
Monthly cashflow live
- Estimated rent
- $955 medium interval (Pro) →
- Mortgage (P&I)
- −$309
- Tax est. 1.5%
- −$74 /mo · $885/yr
- Insurance
- −$25
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$201
- Net cashflow
- $347
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $14,750
- Closing costs
- $1,770
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 17 events
-
2026-06-18days on market $59,000 Active 31 DOM
-
2026-06-17days on market $59,000 Active 30 DOM
-
2026-06-16price $59,000 Active 29 DOM
-
2026-06-16days on market $60,000 Active 29 DOM
-
2026-06-15days on market $60,000 Active 28 DOM
-
2026-06-14days on market $60,000 Active 26 DOM
-
2026-06-13pricedays on market $60,000 Active 25 DOM
-
2026-06-10days on market $61,000 Active 23 DOM
-
2026-06-09days on market $61,000 Active 22 DOM
-
2026-06-08pricedays on market $61,000 Active 21 DOM
-
2026-06-07days on market $62,000 Active 20 DOM
-
2026-06-03days on market $62,000 Active 16 DOM
-
2026-06-03days on market $62,000 Active 15 DOM
-
2026-06-01days on market $62,000 Active 14 DOM
-
2026-05-31days on market $62,000 Active 13 DOM
-
2026-05-30days on market $62,000 Active 12 DOM
-
2026-05-18$65,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 7/10 Severe 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $11,459
- − Mortgage interest
- −$3,305
- − Property taxes
- −$885
- − Insurance
- −$295
- − Repairs & maintenance
- −$917
- − Management
- −$917
- − Depreciation
- −$1,716
- Taxable income
- $3,425
- Est. tax owed @ 24.0%
- −$822
- After-tax cash flow
- $3,338/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This home requires moderate renovations, including kitchen and bathroom updates, exterior painting, and landscaping, to significantly increase its resale and rental value.
Repairs flagged
- Major Kitchen cabinets — Outdated and in poor condition.
- Major Kitchen countertops — Cluttered and outdated.
- Major Kitchen appliances — Outdated and in poor condition.
- Major Bathroom — Cluttered and outdated.
- Minor Exterior brick — Weathered but not damaged.
- Minor Concrete floors — Needs sealing and possibly refinishing.
- Minor Painted walls — Worn but not damaged.
- Minor Landscaping — Overgrown and needs trimming and planting.
Value-add opportunities
- Resale Kitchen renovation — A modern kitchen will attract more buyers and increase the home's value.
- Resale Bathroom renovation — A modern bathroom will attract more buyers and increase the home's value.
- Both Exterior painting — Fresh paint will improve curb appeal and increase both resale and rental value.
- Both Landscaping — A well-maintained yard will improve curb appeal and attract more renters.
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| Kitchen cabinets · Outdated and in poor condition. | Major | $15,000–50,000 |
| Kitchen countertops · Cluttered and outdated. | Major | $15,000–50,000 |
| Kitchen appliances · Outdated and in poor condition. | Major | $15,000–50,000 |
| Bathroom · Cluttered and outdated. | Major | $15,000–50,000 |
| Exterior brick · Weathered but not damaged. | Minor | $500–3,000 |
| Concrete floors · Needs sealing and possibly refinishing. | Minor | $500–3,000 |
| Painted walls · Worn but not damaged. | Minor | $500–3,000 |
| Landscaping · Overgrown and needs trimming and planting. | Minor | $500–3,000 |
| Total estimated repair cost · 8 items | $62,000–212,000 |
Value-add ROI direction
- Resale Kitchen renovation — A modern kitchen will attract more buyers and increase the home's value. ↑
- Resale Bathroom renovation — A modern bathroom will attract more buyers and increase the home's value. ↑
- Both Exterior painting — Fresh paint will improve curb appeal and increase both resale and rental value. ↑
- Both Landscaping — A well-maintained yard will improve curb appeal and attract more renters. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Lowndes County
- NCES district ID
- 0102160
- Math proficiency
- 22% ▼ -1.00%
- Reading proficiency
- 21% ▲ 1.00%
- Median HH income
- $28,508
- Composite
- 20.29/100
- National rank
- #13821
- State rank
- #124 of 133 in AL
Livability — Hayneville
- Score
- 54/100
- State rank
- #461
- US rank
- #23963
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 1,296
Population outlook (Lowndes County) Hauer SSP2
- Today (2025)
- 8,899 people
- By 2030
- 8,133 · -8.6%
- By 2040
- 6,789 · -23.7%
- By 2050
- 5,785 · -35.0%
- By 2075
- 4,745 · -46.7%
- By 2100
- 4,957 · -44.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Black 31%
- Common ancestry
- Slovak 1% Italian 1% Serbian 1%
- Foreign-born
- 4% · Canada
Political lean MEDSL · Lowndes
- 2024 margin
- Solid D (+37.3) · D 68.4% · R 31.1%
- 2008→2024 swing
- -12.7pp toward R · 2008: 50.0pp · 2024: 37.3pp
- All cycles
- 2024: D+37.3 2020: D+45.9 2016: D+46.9 2012: D+53.1 2008: D+50.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
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| Healthcare | 1 | $5B |
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Price history
1 event — show timeline
- 2026-05-18 Listed $65,000 MAAR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…