1173 W Calle Trio Los Panchos · Sahuarita, AZ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 7/10 · Major
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +12.0/15.0
- Cash flow +9.6/30.0
- Schools +3.5/10.0
- Livability +3.5/5.0
- 1% rule +3.3/10.0
- DSCR +2.7/10.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$229,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
WOW look at this beautifully decorated home! It comes fully furnished, all you need is to move in! It's right next to a private resort, park, and pool for homeowners. Just like living in your own destination resort! It's no wonder John Wayne filmed all those westerns in this valley. It's even more beautiful than in the movies! The horizon is accented by tall mountains, and high alpine forests. People come from the world over to visit this valley and you can live here in this beautiful home. There's a spare bedroom here for your guests and a den to relax in. You're sure to love this home right in the heart of southern Arizona. Less than a mile away is fine dining, shopping, banking and everything you need. Make sure to give me a call. I'd love to show it to you.
Key facts
- High alpine forests
- Fully furnished
- Private resort
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/3.0-bath single-family listed at $229k.
Deal economics
- At list price, monthly cash flow is $-154 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $202k (11.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $189k (17.3% below list).
- Recommended offer: $189k (17.3% below list) — sets the bar for 1% rule.
- Cap rate 5.5% vs local median 3.8% in Sahuarita — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#43 in AZ) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Sahuarita Unified District (4411) (town): math 32% / reading 46% proficiency, ranked #63 of 249 in AZ (top 25%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents flat; 444 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 5,268 units permitted in Pima County in 2024 (996 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Pima County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 70 days — a 6% lower offer ($215k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 11y ago; this cycle's ask has dropped $31k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $109k; list at $229k implies a 110% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 70 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.83% ✗
- Cap rate
- 5.49%
- Cash-on-cash
- -2.88%
- DSCR
- 0.87
- GRM
- 10.1
CMA / ARV
- ARV (median comp)
- $254,155
- List price
- $229,000
- Delta
- -9.90%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1116 W Calle Fuente De Carino | 0.09mi | 2/2.0 | 1,247 (+1%) | 1mo | $280,000 | $225 | 90 |
| 1165 W Calle Trios Los Panchos | 0.01mi | 2/2.0 | 1,240 (0%) | 14mo | $260,000 | $210 | 84 |
| 1353 W Via La Noria | 0.25mi | 2/2.0 | 1,251 (+1%) | 11mo | $230,000 | $184 | 74 |
| 1141 W Caminito Mio | 0.04mi | 2/2.0 | 1,168 (-6%) | 18mo | $250,000 | $214 | 70 |
| 15872 S Via Puente Del Valle | 0.08mi | 2/2.0 | 1,286 (+4%) | 21mo | $315,000 | $245 | 68 |
| 1194 W Calle De Sotelo | 0.04mi | 2/2.0 | 1,349 (+9%) | 14mo | $264,500 | $196 | 68 |
| 1212 W Via Cerro Colorado | 0.25mi | 2/2.0 | 1,251 (+1%) | 21mo | $289,900 | $232 | 66 |
| 1166 W Calle Trio Los Panchos | 0.02mi | 2/2.0 | 1,120 (-10%) | 20mo | $240,000 | $214 | 62 |
| 1327 W Calle Luis Maria | 0.32mi | 2/2.0 | 1,251 (+1%) | 22mo | $265,000 | $212 | 61 |
| 15968 S Avenida Canica | 0.26mi | 2/2.0 | 1,120 (-10%) | 12mo | $250,000 | $223 | 58 |
| 16004 S Avenida Canica | 0.28mi | 2/2.0 | 1,388 (+12%) | 16mo | $265,000 | $191 | 50 |
| 1349 W Vuelta Arvizu | 0.29mi | 2/2.0 | 1,388 (+12%) | 16mo | $245,000 | $177 | 49 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.31% rent growth · sell at horizon
- IRR
- -24.3%
- Equity multiple
- 0.19×
- Total profit
- $-51,846
- Equity at exit
- $34,145
- IRR
- -30.4%
- Equity multiple
- -0.20×
- Total profit
- $-76,912
- Equity at exit
- $19,800
Cash invested: $64,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 85629
- Home prices YoY
- -20.7%
- Rents YoY
- 0.3%
- Active inventory
- 444
- Price-to-rent
- 10.1×
Monthly cashflow live
- Estimated rent
- $1,894 high interval (Pro) →
- Mortgage (P&I)
- −$1,201
- Tax from tax record
- −$164 /mo · $1,968/yr
- Insurance
- −$95
- HOA
- −$190
- Vacancy / Maint / Mgmt
- −$398
- Net cashflow
- $-154
Break-even live
Sensitivity live
| Price | -10% $-24 | -5% $-89 | +0% $-154 | +5% $-219 | +10% $-284 |
|---|---|---|---|---|---|
| Rent | -10% $-304 | -5% $-229 | +0% $-154 | +5% $-79 | +10% $-5 |
| Rate | -1.0pp $-39 | -0.5pp $-96 | base $-154 | +0.5pp $-213 | +1.0pp $-274 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $57,250
- Closing costs
- $6,870
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1260 W Calle de Sotelo Sahuarita, AZ | 1.0 | 1.0 | 750 | $1,800 | $2.40 | 44d | 1 | 0.14mi |
| 920 W Calle Tikal Sahuarita, AZ | 3.0 | 2.0 | 1465 | $1,995 | $1.36 | 20d | 1 | 0.51mi |
| 752 W Paseo Celestial Sahuarita, AZ | 3.0 | 2.5 | 1378 | $1,775 | $1.29 | 4d | 1 | 0.55mi |
| 958 W Calle Las Varitas Sahuarita, AZ | 3.0 | 2.0 | 1467 | $2,199 | $1.50 | 4d | 1 | 0.92mi |
| 281 W Paseo Celestial Sahuarita, AZ | 3.0 | 2.5 | 1378 | $1,750 | $1.27 | 4d | 1 | 0.95mi |
| 94 W Paseo Celestial Sahuarita, AZ | 3.0 | 2.5 | 1378 | $1,700 | $1.23 | 24d | 1 | 1.09mi |
HOA detail
- Monthly dues
- $190 · $2,280/yr
- Likely covers
- pool
Listing history 27 events
-
2026-06-18days on market $229,000 Active 70 DOM
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2026-06-17days on market $229,000 Active 69 DOM
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2026-06-16days on market $229,000 Active 68 DOM
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2026-06-15days on market $229,000 Active 67 DOM
-
2026-06-13days on market $229,000 Active 65 DOM
-
2026-06-13days on market $229,000 Active 64 DOM
-
2026-06-10days on market $229,000 Active 62 DOM
-
2026-06-09days on market $229,000 Active 61 DOM
-
2026-06-08days on market $229,000 Active 60 DOM
-
2026-06-07days on market $229,000 Active 59 DOM
-
2026-06-05days on market $229,000 Active 56 DOM
-
2026-06-03days on market $229,000 Active 55 DOM
-
2026-06-02days on market $229,000 Active 54 DOM
-
2026-06-01days on market $229,000 Active 53 DOM
-
2026-05-31days on market $229,000 Active 52 DOM
-
2026-04-29status Active 771-char remark
Show marketing remark (771 chars)
WOW look at this beautifully decorated home! It comes fully furnished, all you need is to move in! It's right next to a private resort, park, and pool for homeowners. Just like living in your own destination resort! It's no wonder John Wayne filmed all those westerns in this valley. It's even more beautiful than in the movies! The horizon is accented by tall mountains, and high alpine forests. People come from the world over to visit this valley and you can live here in this beautiful home. There's a spare bedroom here for your guests and a den to relax in. You're sure to love this home right in the heart of southern Arizona. Less than a mile away is fine dining, shopping, banking and everything you need. Make sure to give me a call. I'd love to show it to you.
-
2026-04-25historical 771-char remark
Show marketing remark (771 chars)
WOW look at this beautifully decorated home! It comes fully furnished, all you need is to move in! It's right next to a private resort, park, and pool for homeowners. Just like living in your own destination resort! It's no wonder John Wayne filmed all those westerns in this valley. It's even more beautiful than in the movies! The horizon is accented by tall mountains, and high alpine forests. People come from the world over to visit this valley and you can live here in this beautiful home. There's a spare bedroom here for your guests and a den to relax in. You're sure to love this home right in the heart of southern Arizona. Less than a mile away is fine dining, shopping, banking and everything you need. Make sure to give me a call. I'd love to show it to you.
-
2026-04-20status Active 771-char remark
Show marketing remark (771 chars)
WOW look at this beautifully decorated home! It comes fully furnished, all you need is to move in! It's right next to a private resort, park, and pool for homeowners. Just like living in your own destination resort! It's no wonder John Wayne filmed all those westerns in this valley. It's even more beautiful than in the movies! The horizon is accented by tall mountains, and high alpine forests. People come from the world over to visit this valley and you can live here in this beautiful home. There's a spare bedroom here for your guests and a den to relax in. You're sure to love this home right in the heart of southern Arizona. Less than a mile away is fine dining, shopping, banking and everything you need. Make sure to give me a call. I'd love to show it to you.
-
2026-04-18historical 771-char remark
Show marketing remark (771 chars)
WOW look at this beautifully decorated home! It comes fully furnished, all you need is to move in! It's right next to a private resort, park, and pool for homeowners. Just like living in your own destination resort! It's no wonder John Wayne filmed all those westerns in this valley. It's even more beautiful than in the movies! The horizon is accented by tall mountains, and high alpine forests. People come from the world over to visit this valley and you can live here in this beautiful home. There's a spare bedroom here for your guests and a den to relax in. You're sure to love this home right in the heart of southern Arizona. Less than a mile away is fine dining, shopping, banking and everything you need. Make sure to give me a call. I'd love to show it to you.
-
2026-04-10price $249,900 771-char remark
Show marketing remark (771 chars)
WOW look at this beautifully decorated home! It comes fully furnished, all you need is to move in! It's right next to a private resort, park, and pool for homeowners. Just like living in your own destination resort! It's no wonder John Wayne filmed all those westerns in this valley. It's even more beautiful than in the movies! The horizon is accented by tall mountains, and high alpine forests. People come from the world over to visit this valley and you can live here in this beautiful home. There's a spare bedroom here for your guests and a den to relax in. You're sure to love this home right in the heart of southern Arizona. Less than a mile away is fine dining, shopping, banking and everything you need. Make sure to give me a call. I'd love to show it to you.
-
2026-04-03$260,000 Active 771-char remark
Show marketing remark (771 chars)
WOW look at this beautifully decorated home! It comes fully furnished, all you need is to move in! It's right next to a private resort, park, and pool for homeowners. Just like living in your own destination resort! It's no wonder John Wayne filmed all those westerns in this valley. It's even more beautiful than in the movies! The horizon is accented by tall mountains, and high alpine forests. People come from the world over to visit this valley and you can live here in this beautiful home. There's a spare bedroom here for your guests and a den to relax in. You're sure to love this home right in the heart of southern Arizona. Less than a mile away is fine dining, shopping, banking and everything you need. Make sure to give me a call. I'd love to show it to you.
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2015-11-18soldstatus $109,271 Closed 664-char remark
Show marketing remark (664 chars)
Brand new construction - Energy Star Qualified home which will save you up to 30% on your utility bills every month! Designed for living - Enjoy the open floor plan, larger kitchen and more closet space than in most resale homes. This new home allows you to personalize your dream home, not fix-up someone else's. Quality construction and low cost of ownership with Builder Warranty! A must see! This home is ready for move in now. Our express line includes granite countertops, stainless steel appliances, upgraded maple cabinets, ceiling fan and TV prewires etc. etc. etc. Come visit this beautiful and desirable active adult community! Ready for move in now!
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2015-11-18soldstatus $109,271 Closed
Show marketing remark (664 chars)
Brand new construction - Energy Star Qualified home which will save you up to 30% on your utility bills every month! Designed for living - Enjoy the open floor plan, larger kitchen and more closet space than in most resale homes. This new home allows you to personalize your dream home, not fix-up someone else's. Quality construction and low cost of ownership with Builder Warranty! A must see! This home is ready for move in now. Our express line includes granite countertops, stainless steel appliances, upgraded maple cabinets, ceiling fan and TV prewires etc. etc. etc. Come visit this beautiful and desirable active adult community! Ready for move in now!
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2015-11-09status Pending
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2015-11-05$113,900 Active
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2013-04-19soldstatus $408,000
-
2006-09-13soldstatus $60,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AZ · Resets to sale price
- Current annual tax
- $1,968 · $164/mo
- Projected year-2 tax
- $1,968 · $164/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 7/10 Severe 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,727
- − Mortgage interest
- −$12,828
- − Property taxes
- −$1,968
- − Insurance
- −$1,145
- − Repairs & maintenance
- −$1,818
- − Management
- −$1,818
- − HOA
- −$2,280
- − Depreciation
- −$6,662
- Taxable loss
- −$5,792
- Est. tax savings @ 24.0%
- +$1,390
- After-tax cash flow
- $-459/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Sahuarita Unified District (4411)
- NCES district ID
- 0407300
- Math proficiency
- 32% ▼ -14.00%
- Reading proficiency
- 46% ▼ -7.00%
- Median HH income
- $63,564
- Composite
- 34.91/100
- National rank
- #5072
- State rank
- #63 of 249 in AZ
Livability — Sahuarita
- Score
- 69/100
- State rank
- #43
- US rank
- #8414
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sahuarita, AZ
- County
- Pima County · 1,012,107 people
- City population
- 31,668
- Metro
- Tucson, AZ
- Population (ZIP)
- 31,668
- Household income
- $109,253
- Rent vs Own
- Severe rent burden
- 220.0
Population outlook (Pima County) Hauer SSP2
- Today (2025)
- 1,066,056 people
- By 2030
- 1,086,684 · +1.9%
- By 2040
- 1,117,160 · +4.8%
- By 2050
- 1,149,778 · +7.9%
- By 2075
- 1,271,480 · +19.3%
- By 2100
- 1,321,160 · +23.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 54% Hispanic / Latino 37% Two or more races 17% Black 2% Native American 2% Asian 1%
- Hispanic origin (detail)
- Mexican 33% Puerto Rican 1%
- Common ancestry
- Slovak 3% Romanian 2% Lithuanian 2%
- Foreign-born
- 9% · Canada, China
- Languages at home
- 76% English-only · Spanish 21% Other Indo-European 1% Chinese 1%
Political lean MEDSL · Pima
- 2024 margin
- D (+15.2) · D 57.0% · R 41.8% · Other 1.2%
- 2008→2024 swing
- +9.1pp toward D · 2008: 6.1pp · 2024: 15.2pp
- All cycles
- 2024: D+15.2 2020: D+18.7 2016: D+13.5 2012: D+5.8 2008: D+6.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -61.38%
- Current HPI
- 234.6422
- Rent YoY
- ▲ 0.31%
- Metro
- Tucson, AZ
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
|
||
| Mining / Metals | 1 | $23B |
|
||
| Environmental Services | 1 | $16B |
|
||
| Metals / Steel | 1 | $14B |
|
||
| Technology Distribution | 1 | $9B |
|
||
| Homebuilding | 1 | $8B |
|
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Price history
+316.5% since first listed12 events — show timeline
- 2026-04-29 Relisted — MLSSAZ
- 2026-04-25 Listing Removed — MLSSAZ
- 2026-04-20 Relisted — MLSSAZ
- 2026-04-18 Listing Removed — MLSSAZ
- 2026-04-10 Price Changed $249,900 MLSSAZ
- 2026-04-03 Listed $260,000 MLSSAZ
- 2015-11-18 Sold (MLS) $109,271 MLSSAZ
- 2015-11-18 Sold (MLS) $109,271 MLSSAZ
- 2015-11-09 Pending — MLSSAZ
- 2015-11-05 Listed $113,900 MLSSAZ
- 2013-04-19 Sold (Public Records) $408,000 Public Records
- 2006-09-13 Sold (Public Records) $60,000 Public Records
Property tax history
+18.4%/yrLatest (2025): $1,968 · +5.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…