15415 Miller Creek Dr · Sun City Center, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +14.1/15.0
- Cash flow +6.7/30.0
- Condition / age +4.8/5.0
- Livability +3.9/5.0
- Schools +3.5/10.0
- Appreciation +3.4/10.0
- 1% rule +3.2/10.0
- Rent growth +3.2/5.0
- DSCR +0.9/10.0
$309,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this beautifully maintained, move-in-ready single-story home offering modern finishes, thoughtful design, and inviting Florida curb appeal. From the moment you arrive, the home makes a strong first impression with a paver driveway, manicured landscaping, decorative shutters, and palm trees that create a polished and welcoming exterior. A welcoming foyer with designer lighting sets the tone as you enter, leading into a bright, open-concept living space designed for both everyday comfort and entertaining. The main living areas feature tile flooring, high ceilings, recessed lighting, and abundant natural light, creating a clean and airy atmosphere throughout the home. The dining area is enhanced by a striking accent feature wall, adding visual interest and a designer touch to the space. The kitchen is both stylish and functional, offering white cabinetry, granite countertops, stainless steel appliances, a spacious center island with bar seating, modern pendant lighting, and a large walk-in pantry—ideal for hosting gatherings or casual meals. The owner’s suite provides a comfortable private retreat, complete with generous space and an ensuite bathroom featuring granite countertops, a walk-in shower, and a large walk-in closet conveniently located within the bathroom. Secondary bedrooms are well-sized and versatile, while an additional flex space offers the perfect setup for a home office, guest room, or creative workspace. Step outside to the backyard, where a rear fence provides privacy and an extended paver patio creates the ideal setting for outdoor dining, relaxing, or entertaining. The open side yards maintain a spacious feel while allowing flexibility for future personalization. Additional highlights include cohesive modern finishes throughout, a dedicated laundry area, and a layout that maximizes functionality and flow. Meticulously cared for and truly move-in ready, this home delivers modern comfort, thoughtful design, and effortless living in a desirable community.
Key facts
- Paver driveway
- Designer lighting
- Decorative shutters
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $309k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-501 ($-6k/yr) — negative.
- To cash-flow at today's rent, offer at most $221k (28.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $252k (18.3% below list).
- Recommended offer: $221k (28.6% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 78/100 on livability (#178 in FL, #2,736 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, crime B+; Watch: amenities F.
- Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Cypress Creek Elementary School (math 40% / reading 40%, grade F, #1,491 of 2,144 statewide, top 70%, 957 students, 63% FRL); Shields Middle School (math 29% / reading 27%, grade F, #486 of 571 statewide, top 86%, 1,867 students, 68% FRL); Lennard High School (math 30% / reading 46%, grade F, #328 of 667 statewide, top 50%, 2,404 students, 47% FRL).
- Zoned-school proficiency averages 35% at this address vs 48% district-wide (-13 pts) — the specific schools serving this property underperform the Hillsborough average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+2.6%/yr); 808 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 73d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 72% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
- This rent runs 42% of the median local income ($73k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 285 days — a 12% lower offer ($272k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 4y ago; this cycle's ask has dropped $41k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: property tax is 2.8% of price.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 285 days. Have you received any prior offers? Is the seller open to a 29% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.82% ✗
- Cap rate
- 4.35%
- Cash-on-cash
- -6.94%
- DSCR
- 0.69
- GRM
- 10.2
CMA / ARV
- ARV (median comp)
- $361,912
- List price
- $309,000
- Delta
- -14.62%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 15423 Miller Creek Dr | 0.03mi | 4/2.0 | 1,935 (0%) | 1mo | $325,000 | $168 | 98 |
| 6820 Hazelnut Spice Dr | 0.27mi | 4/2.0 | 1,841 (-5%) | 3mo | $295,000 | $160 | 77 |
| 6908 Trent Creek Dr | 0.24mi | 4/2.0 | 1,817 (-6%) | 2mo | $295,000 | $162 | 77 |
| 6823 King Creek Dr | 0.34mi | 4/2.0 | 1,841 (-5%) | 1mo | $287,000 | $156 | 75 |
| 6531 Trent Creek Dr | 0.37mi | 4/2.5 | 2,007 (+4%) | 1mo | $275,000 | $137 | 74 |
| 7512 Turtle View Dr | 0.61mi | 4/3.0 | 1,911 (-1%) | 2mo | $305,000 | $160 | 64 |
| 15414 Shoal Haven Pl | 0.73mi | 4/2.5 | 1,927 (-0%) | 3mo | $299,900 | $156 | 61 |
| 15520 Telford Spring Dr | 0.73mi | 4/2.5 | 1,925 (-0%) | 3mo | $295,000 | $153 | 61 |
| 3805 Milflores Dr | 0.61mi | 3/2.0 (-1) | 1,825 (-6%) | 1mo | $335,900 | $184 | 56 |
| 3713 Palmas Ln | 0.60mi | 3/2.0 (-1) | 2,044 (+6%) | 2mo | $415,000 | $203 | 56 |
| 5451 Del Coronado Dr | 0.67mi | 3/2.0 (-1) | 1,752 (-10%) | 3mo | $469,000 | $268 | 45 |
| 6287 Broad Field Ave | 0.71mi | 3/2.0 (-1) | 1,707 (-12%) | 0mo | $399,270 | $234 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.65% rent growth · sell at horizon
- IRR
- -28.7%
- Equity multiple
- 0.05×
- Total profit
- $-82,576
- Equity at exit
- $46,073
- IRR
- -29.6%
- Equity multiple
- -0.34×
- Total profit
- $-115,512
- Equity at exit
- $26,717
Cash invested: $86,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 66 active · 56 under contract
- Months of supply
- 11.0 mo (9%/mo absorbed)
- Median asking
- $392,445 ($201/sqft)
- Median days on market
- 73 d
- This list price
- 15% of active listings are priced below it
- ARV vs active asking
- -6.9% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 33573
- Home prices YoY
- -1.2%
- Rents YoY
- 2.6%
- Active inventory
- 808
- Price-to-rent
- 10.2×
Monthly cashflow live
- Estimated rent
- $2,523 high interval (Pro) →
- Mortgage (P&I)
- −$1,620
- Tax from tax record
- −$732 /mo · $8,779/yr
- Insurance
- −$129
- HOA
- −$13
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$530
- Net cashflow
- $-501
Break-even live
Sensitivity live
| Price | -10% $-326 | -5% $-413 | +0% $-501 | +5% $-588 | +10% $-675 |
|---|---|---|---|---|---|
| Rent | -10% $-700 | -5% $-600 | +0% $-501 | +5% $-401 | +10% $-301 |
| Rate | -1.0pp $-345 | -0.5pp $-422 | base $-501 | +0.5pp $-581 | +1.0pp $-662 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $77,250
- Closing costs
- $9,270
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 15407 Miller Creek Dr Sun City Center, FL | 3.0 | 2.0 | 1540 | $2,200 | $1.43 | 45d | 1 | 0.04mi |
| 15420 Miller Creek Dr Sun City Center, FL | 4.0 | 2.0 | 1841 | $2,450 | $1.33 | 10d | 1 | 0.05mi |
| 15430 Miller Creek Dr Sun City Center, FL | 3.0 | 2.0 | 1540 | $2,200 | $1.43 | 115d | 1 | 0.08mi |
| 7109 Amelia Cove Ct Sun City Center, FL | 5.0 | 3.0 | 2264 | $2,750 | $1.21 | 3d | 1 | 0.08mi |
| 7109 Amelia Cove Ct Sun City Center, FL | 5.0 | 2.5 | 2264 | $2,750 | $1.21 | 6d | 1 | 0.08mi |
| 15507 Peace River Pl Sun City Center, FL | 4.0 | 3.0 | 1914 | $2,700 | $1.41 | 10d | 1 | 0.08mi |
| 7110 Amelia Cove Ct Sun City Center, FL | 3.0 | 2.0 | 1270 | $2,000 | $1.57 | 72d | 1 | 0.11mi |
| 15306 Miller Creek Dr Sun City Center, FL | 3.0 | 2.0 | 1556 | $2,010 | $1.29 | 99d | 1 | 0.17mi |
| 15537 Miller Creek Dr Sun City Center, FL | 3.0 | 2.5 | 2515 | $1,270 | $0.50 | 107d | 1 | 0.21mi |
| 15706 Greenleaf Bay St Sun City Center, FL | 5.0 | 2.5 | 2415 | $4,300 | $1.78 | 121d | 1 | 0.22mi |
| 7106 Salt River Ave Sun City Center, FL | 4.0 | 2.5 | 1906 | $2,155 | $1.13 | 145d | 1 | 0.23mi |
| 7005 Trent Creek Dr Sun City Center, FL | 4.0 | 2.0 | 1935 | $2,435 | $1.26 | 2d | 1 | 0.24mi |
| 7022 Ozello Trail Ave Sun City Center, FL | 4.0 | 2.0 | 1918 | $2,296 | $1.20 | 155d | 1 | 0.25mi |
| 7205 Ozello Trail Ave Sun City Center, FL | 4.0 | 2.5 | 1904 | $2,055 | $1.08 | 37d | 1 | 0.26mi |
| 7025 King Creek Dr Sun City Center, FL | 4.0 | 2.0 | 1841 | $2,000 | $1.09 | 53d | 1 | 0.27mi |
| 7025 King Creek Dr Sun City Center, FL | 4.0 | 2.0 | 1841 | $2,000 | $1.09 | 72d | 1 | 0.27mi |
| 7229 Salt River Ave Sun City Center, FL | 4.0 | 2.5 | 1914 | $2,100 | $1.10 | 75d | 1 | 0.30mi |
| 15707 Fort Island Pl Sun City Center, FL | 3.0 | 2.0 | 1451 | $2,199 | $1.52 | 37d | 1 | 0.32mi |
| 7030 Wiseman Run Dr Sun City Center, FL | 4.0 | 2.0 | 1935 | $2,039 | $1.05 | 1d | 1 | 0.33mi |
| 15713 Fort Island Pl Sun City Center, FL | 4.0 | 2.5 | 1914 | $2,250 | $1.18 | 25d | 1 | 0.34mi |
| 15423 Dark Star Ln Sun City Center, FL | 4.0 | 2.5 | 1870 | $2,185 | $1.17 | 157d | 1 | 0.35mi |
| 7033 Feather Wood Dr Ruskin, FL | 3.0 | 2.0 | 1612 | $2,160 | $1.34 | 75d | 1 | 0.35mi |
| 6533 Trent Creek Dr Sun City Center, FL | 5.0 | 3.0 | 2520 | $2,300 | $0.91 | 145d | 1 | 0.37mi |
| 6533 Trent Creek Dr Sun City Center, FL | 5.0 | 2.5 | 2520 | $2,200 | $0.87 | 109d | 1 | 0.37mi |
| 7105 Feather Wood Dr Ruskin, FL | 3.0 | 2.5 | 2004 | $2,169 | $1.08 | 72d | 1 | 0.38mi |
| 6529 Trent Creek Dr Sun City Center, FL | 3.0 | 2.0 | 1451 | $1,800 | $1.24 | 129d | 1 | 0.38mi |
| 7261 Somerset Pond Dr Ruskin, FL | 4.0 | 2.0 | 1983 | $1,980 | $1.00 | 0d | 1 | 0.43mi |
| 6402 Trent Creek Dr Sun City Center, FL | 3.0 | 2.5 | 1808 | $2,130 | $1.18 | 85d | 1 | 0.44mi |
| 7217 Wash Island Dr Sun City Center, FL | 4.0 | 3.0 | 2577 | $2,595 | $1.01 | 165d | 1 | 0.44mi |
| 6507 Trent Creek Dr Sun City Center, FL | 4.0 | 2.5 | 1870 | $2,050 | $1.10 | 144d | 1 | 0.45mi |
| 15407 Lost Creek Ln Ruskin, FL | 3.0 | 2.0 | 1340 | $2,000 | $1.49 | 55d | 1 | 0.46mi |
| 6139 Trent Creek Dr Sun City Center, FL | 4.0 | 2.5 | 2250 | $2,245 | $1.00 | 105d | 1 | 0.51mi |
| 6404 Jensen View Ave Apollo Beach, FL | 3.0 | 2.5 | 1774 | $2,250 | $1.27 | 87d | 1 | 0.52mi |
| 15403 Quail Woods Pl Ruskin, FL | 5.0 | 2.5 | 2210 | $2,275 | $1.03 | 41d | 1 | 0.56mi |
| 7329 Lumber Port Dr Ruskin, FL | 3.0 | 2.0 | 1275 | $2,000 | $1.57 | 144d | 1 | 0.57mi |
| 7338 Lumber Port Dr Ruskin, FL | 3.0 | 2.0 | 1298 | $1,890 | $1.46 | 101d | 1 | 0.57mi |
| 7334 Lumber Port Dr Ruskin, FL | 3.0 | 2.0 | 1485 | $1,685 | $1.13 | 2d | 1 | 0.58mi |
| 7323 Lumber Port Dr Ruskin, FL | 5.0 | 2.5 | 2142 | $2,350 | $1.10 | 10d | 1 | 0.59mi |
| 7323 Lumber Port Dr Ruskin, FL | 5.0 | 2.5 | 2142 | $2,350 | $1.10 | 14d | 1 | 0.59mi |
| 7524 Maroon Peak Dr Ruskin, FL | 4.0 | 2.5 | 2194 | $2,079 | $0.95 | 51d | 1 | 0.60mi |
HOA detail $13/mo · $156/yr
- Likely covers
- landscaping
Listing history 50 events
-
2026-11-08days on market $309,000 Active 285 DOM
-
2026-11-07days on market $309,000 Active 284 DOM
-
2026-11-06days on market $309,000 Active 283 DOM
-
2026-11-05days on market $309,000 Active 282 DOM
-
2026-11-04days on market $309,000 Active 281 DOM
-
2026-11-02days on market $309,000 Active 279 DOM
-
2026-11-01days on market $309,000 Active 278 DOM
-
2026-10-31days on market $309,000 Active 277 DOM
-
2026-10-30days on market $309,000 Active 276 DOM
-
2026-10-29days on market $309,000 Active 275 DOM
-
2026-10-28days on market $309,000 Active 274 DOM
-
2026-10-27days on market $309,000 Active 273 DOM
-
2026-10-26days on market $309,000 Active 272 DOM
-
2026-10-25days on market $309,000 Active 271 DOM
-
2026-10-24days on market $309,000 Active 270 DOM
-
2026-10-23days on market $309,000 Active 269 DOM
-
2026-10-22days on market $309,000 Active 268 DOM
-
2026-10-21days on market $309,000 Active 267 DOM
-
2026-10-20days on market $309,000 Active 266 DOM
-
2026-10-19days on market $309,000 Active 265 DOM
-
2026-10-18days on market $309,000 Active 264 DOM
-
2026-10-17days on market $309,000 Active 263 DOM
-
2026-10-16days on market $309,000 Active 262 DOM
-
2026-10-15days on market $309,000 Active 261 DOM
-
2026-10-14days on market $309,000 Active 260 DOM
-
2026-10-13days on market $309,000 Active 259 DOM
-
2026-10-12days on market $309,000 Active 258 DOM
-
2026-10-11days on market $309,000 Active 257 DOM
-
2026-10-10days on market $309,000 Active 256 DOM
-
2026-10-09days on market $309,000 Active 255 DOM
-
2026-10-08days on market $309,000 Active 254 DOM
-
2026-10-07days on market $309,000 Active 253 DOM
-
2026-10-06days on market $309,000 Active 252 DOM
-
2026-10-05days on market $309,000 Active 251 DOM
-
2026-10-03days on market $309,000 Active 249 DOM
-
2026-10-02days on market $309,000 Active 248 DOM
-
2026-10-01days on market $309,000 Active 247 DOM
-
2026-09-30days on market $309,000 Active 246 DOM
-
2026-09-29days on market $309,000 Active 245 DOM
-
2026-09-28days on market $309,000 Active 244 DOM
-
2026-09-27days on market $309,000 Active 243 DOM
-
2026-09-25days on market $309,000 Active 241 DOM
-
2026-09-24days on market $309,000 Active 240 DOM
-
2026-09-23days on market $309,000 Active 239 DOM
-
2026-09-22days on market $309,000 Active 238 DOM
-
2026-09-21days on market $309,000 Active 237 DOM
-
2026-09-20days on market $309,000 Active 236 DOM
-
2026-09-19days on market $309,000 Active 235 DOM
-
2026-09-18days on market $309,000 Active 234 DOM
-
2026-09-17days on market $309,000 Active 233 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $8,779 · $732/mo
- Projected year-2 tax
- $8,779 · $732/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥108°F today · 26 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,277
- − Mortgage interest
- −$17,309
- − Property taxes
- −$8,779
- − Insurance
- −$1,545
- − Repairs & maintenance
- −$2,422
- − Management
- −$2,422
- − HOA
- −$156
- − Depreciation
- −$8,989
- Taxable loss
- −$11,345
- Est. tax savings @ 24.0%
- +$2,723
- After-tax cash flow
- $-3,283/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This move-in-ready single-story home offers modern finishes, thoughtful design, and inviting Florida curb appeal. The home is in excellent condition with no visible repairs or maintenance needed.
Value-add opportunities
- Resale Paint interior walls — Neutral paint can be refreshed to enhance curb appeal ↑
- Resale Replace countertops — Granite countertops can be replaced with quartz or marble for a more modern look ↑
- Resale Upgrade lighting fixtures — Upgrading to LED or smart lighting can improve energy efficiency and aesthetic appeal ↑
Zoned Schools
Schools (NCES district)
- District
- Hillsborough
- NCES district ID
- 1200870
- Math proficiency
- 47% ▼ -8.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $50,622
- Composite
- 41.6/100
- National rank
- #3435
- State rank
- #41 of 73 in FL
Livability — Sun City Center
- Score
- 78/100
- State rank
- #178
- US rank
- #2736
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sun City Center, FL
- County
- Hillsborough County · 1,607,022 people
- City population
- 35,362
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 35,362
- Household income
- $72,834
- Rent vs Own
- Severe rent burden
- 10% of renters
Population outlook (Hillsborough County) Hauer SSP2
- Today (2025)
- 1,607,022 people
- By 2030
- 1,733,968 · +7.9%
- By 2040
- 1,979,565 · +23.2%
- By 2050
- 2,203,427 · +37.1%
- By 2075
- 2,667,893 · +66.0%
- By 2100
- 2,891,558 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (73%)
- Race & ethnicity
- White 73% Hispanic / Latino 13% Two or more races 11% Black 10% Asian 1%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 6% Cuban 2%
- Languages at home
- 86% English-only · Spanish 10% French/Haitian/Cajun 1% German/W. Germanic 1%
Political lean MEDSL · Hillsborough
- 2024 margin
- Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
- 2008→2024 swing
- -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -3.27%
- Current HPI
- 272.9767
- Rent YoY
- ▲ 2.65%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-15.0% since first listed11 events — show timeline
- 2026-03-30 Price Changed $334,900 Stellar MLS as Distributed by MLS Grid
- 2026-01-27 Listed $349,900 Stellar MLS as Distributed by MLS Grid
- 2022-11-22 Sold (MLS) $309,990 Stellar MLS as Distributed by MLS Grid
- 2022-11-04 Pending — Stellar MLS as Distributed by MLS Grid
- 2022-11-04 Price Changed $309,990 Stellar MLS as Distributed by MLS Grid
- 2022-11-03 Price Changed $394,100 Stellar MLS as Distributed by MLS Grid
- 2022-11-02 Relisted — Stellar MLS as Distributed by MLS Grid
- 2022-08-26 Pending — Stellar MLS as Distributed by MLS Grid
- 2022-08-16 Relisted — Stellar MLS as Distributed by MLS Grid
- 2022-08-16 Price Changed $369,900 Stellar MLS as Distributed by MLS Grid
- 2022-07-22 Listed $394,100 Stellar MLS as Distributed by MLS Grid
Property tax history
+1.6%/yrLatest (2025): $8,779 · +3.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…