6065 Val del Rd · Hahira, GA 31632

$300,000

4 bd · 2.0 ba · 2,018 sqft · SingleFamily public records · 70 Days on market

Built 1997 $149/sqft · 40% below area Est $500k · 40% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +11.4/30.0
• Appreciation +10.0/10.0
• Schools +4.7/10.0
• Livability +3.4/5.0
• DSCR +3.3/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.4/10.0

Listing remarks MLS

Owner Finance Available! This beautiful 4 bed 3 bath home situated on a spacious 1 acre corner lot. New LVP flooring, Stainless Steele appliances. Home will be sold as is. Skip the bank and buy directly from seller. ? No bank approval needed ? Flexible terms ? Faster closing ? Build equity from day one ?? No banks needed Ideal for families or buyers who want control, stability, and a clear path to ownership without traditional lending. Feel free to reach out for owner finance terms

Key facts

• 2 garage spots
• Built 1997
• Listed 70 days

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $300k.

Deal economics

• At list price, monthly cash flow is $-107 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $281k (6.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $222k (26.1% below list).
• Recommended offer: $222k (26.1% below list) — sets the bar for 1% rule.
• Cap rate 5.9% vs local median 3.9% in Hahira — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 67/100 on livability (#161 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, employment D+, health & safety D.
• Lowndes County (rural): math 59% / reading 52% proficiency, ranked #8 of 174 in GA (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 189 active listings in the ZIP; solid renter incomes; 896 units permitted in Lowndes County in 2024 (0 in 5+ unit buildings).
• This rent runs 32% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $32k of equity ($2k loan paydown + $30k appreciation (10.0% local appreciation)).
• Lowndes County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• By year 2, paydown + projected appreciation supports a ~$52k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 70 days — a 6% lower offer ($282k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $246k; 22% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; severe wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $221,696 (26.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 70 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.74% ✗
• Cap rate: 5.87%
• Cash-on-cash: -1.52%
• DSCR: 0.93
• GRM: 11.3

CMA / ARV

• ARV (median comp): $499,900
• List price: $300,000
• Delta: -39.99%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3025 Mary Powell Way	0.18mi	4/2.5	2,200 (+9%)	3mo	$499,900	$227	72
3021 Mary Powell Way	0.16mi	4/2.5	2,259 (+12%)	1mo	$514,900	$228	70
3060 Mary Powell Way	0.34mi	4/2.0	2,200 (+9%)	3mo	$499,900	$227	66
3068 Mary Powell Way	0.36mi	4/2.5	2,200 (+9%)	5mo	$495,000	$225	62
6286 Val Del Rd	0.63mi	3/3.0 (-1)	2,260 (+12%)	1mo	$440,000	$195	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 23.2%
• Equity multiple: 2.86×
• Total profit: $156,504
• Equity at exit: $270,264

10-year hold

• IRR: 20.7%
• Equity multiple: 6.55×
• Total profit: $466,018
• Equity at exit: $582,834

Cash invested: $84,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 31632

• Home prices YoY: 8.1%
• Active inventory: 189
• Price-to-rent: 11.3×

Monthly cashflow live

• Estimated rent: $2,217 medium
• Mortgage (P&I): −$1,573
• Tax from tax record: −$160 /mo · $1,916/yr
• Insurance: −$125
• HOA: −$0
• Vacancy / Maint / Mgmt: −$466
• Net cashflow: $-107

Break-even live

Break-even rent $2,352

Max offer price $281,181

Occupancy floor 100%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $75,000
• Closing costs: $9,000
• Reserves months: —
• Total cash needed: —

Listing history 36 events

1. 2026-06-19
   days on market $300,000 Active 70 DOM
2. 2026-06-18
   days on market $300,000 Active 69 DOM
3. 2026-06-17
   days on market $300,000 Active 68 DOM
4. 2026-06-16
   days on market $300,000 Active 67 DOM
5. 2026-06-15
   days on market $300,000 Active 66 DOM
6. 2026-06-14
   days on market $300,000 Active 64 DOM
7. 2026-06-13
   days on market $300,000 Active 63 DOM
8. 2026-06-10
   days on market $300,000 Active 61 DOM
9. 2026-06-09
   days on market $300,000 Active 60 DOM
10. 2026-06-08
    days on market $300,000 Active 59 DOM
11. 2026-06-07
    days on market $300,000 Active 58 DOM
12. 2026-06-05
    days on market $300,000 Active 55 DOM
13. 2026-06-03
    days on market $300,000 Active 54 DOM
14. 2026-06-02
    days on market $300,000 Active 53 DOM
15. 2026-06-01
    days on market $300,000 Active 52 DOM
16. 2026-05-31
    days on market $300,000 Active 51 DOM
17. 2026-05-30
    days on market $300,000 Active 50 DOM
18. 2026-04-20
    historical $2,000
19. 2026-04-06
    listed $300,000 Active 488-char remark

    Show marketing remark (488 chars)

    Owner Finance Available! This beautiful 4 bed 3 bath home situated on a spacious 1 acre corner lot. New LVP flooring, Stainless Steele appliances. Home will be sold as is. Skip the bank and buy directly from seller. ? No bank approval needed ? Flexible terms ? Faster closing ? Build equity from day one ?? No banks needed Ideal for families or buyers who want control, stability, and a clear path to ownership without traditional lending. Feel free to reach out for owner finance terms

20. 2026-04-04
    price $2,000
21. 2026-03-27
    listed $2,150
22. 2024-04-25
    historical $1,900
23. 2024-04-25
    soldstatus $246,122
24. 2024-04-22
    soldstatus $246,121 Closed 1458-char remark

    Show marketing remark (1458 chars)

    If you are looking for a secluded family home, this is the home for you! This beauty has 4 bedrooms and 3 full baths. The master bedroom is 16'8x16'8 with a huge master bath. This master bath has 2 walk in closets, a shower separate from a huge garden tub and private toilet. The second bedroom is 13'8x12'0 with its own bathroom! This home sits on 1.18 acres with the entire back yard fenced in with chain link fencing perfect for children and pets. This property has a wired workshop or storage shop. The property is surrounded by pine trees giving this property a sense of privacy from the road and surrounding neighbors. This home has had a new shingled roof installed in 2020, a new hot water heater installed in 2023, new sub flooring and lament flooring installed in October 2023, and a new ac unit installed in 2021. This home includes a private laundry room, huge covered front porch, a screed in back patio, and a 2 car carport. This home has a new ADT security system installed and owners will transfer service to the buyer. The home has security cameras around the property that the owner is leaving for the buyer as well as new smoke detectors that will detect smoke through the security system and alert you no matter where you are. All windows and doors are equipped with sensors. This beauty has real wood cabinets and comes with the stove and dishwasher. School district is Hahira Elementary and Middle school and Lowndes County high school.

25. 2024-04-12
    price $1,900
26. 2024-03-29
    listed $2,000
27. 2024-03-21
    status Pending 1458-char remark

    Show marketing remark (1458 chars)

    If you are looking for a secluded family home, this is the home for you! This beauty has 4 bedrooms and 3 full baths. The master bedroom is 16'8x16'8 with a huge master bath. This master bath has 2 walk in closets, a shower separate from a huge garden tub and private toilet. The second bedroom is 13'8x12'0 with its own bathroom! This home sits on 1.18 acres with the entire back yard fenced in with chain link fencing perfect for children and pets. This property has a wired workshop or storage shop. The property is surrounded by pine trees giving this property a sense of privacy from the road and surrounding neighbors. This home has had a new shingled roof installed in 2020, a new hot water heater installed in 2023, new sub flooring and lament flooring installed in October 2023, and a new ac unit installed in 2021. This home includes a private laundry room, huge covered front porch, a screed in back patio, and a 2 car carport. This home has a new ADT security system installed and owners will transfer service to the buyer. The home has security cameras around the property that the owner is leaving for the buyer as well as new smoke detectors that will detect smoke through the security system and alert you no matter where you are. All windows and doors are equipped with sensors. This beauty has real wood cabinets and comes with the stove and dishwasher. School district is Hahira Elementary and Middle school and Lowndes County high school.

28. 2024-01-24
    price $290,000 1458-char remark

    Show marketing remark (1458 chars)

    If you are looking for a secluded family home, this is the home for you! This beauty has 4 bedrooms and 3 full baths. The master bedroom is 16'8x16'8 with a huge master bath. This master bath has 2 walk in closets, a shower separate from a huge garden tub and private toilet. The second bedroom is 13'8x12'0 with its own bathroom! This home sits on 1.18 acres with the entire back yard fenced in with chain link fencing perfect for children and pets. This property has a wired workshop or storage shop. The property is surrounded by pine trees giving this property a sense of privacy from the road and surrounding neighbors. This home has had a new shingled roof installed in 2020, a new hot water heater installed in 2023, new sub flooring and lament flooring installed in October 2023, and a new ac unit installed in 2021. This home includes a private laundry room, huge covered front porch, a screed in back patio, and a 2 car carport. This home has a new ADT security system installed and owners will transfer service to the buyer. The home has security cameras around the property that the owner is leaving for the buyer as well as new smoke detectors that will detect smoke through the security system and alert you no matter where you are. All windows and doors are equipped with sensors. This beauty has real wood cabinets and comes with the stove and dishwasher. School district is Hahira Elementary and Middle school and Lowndes County high school.

29. 2023-11-06
    listed $300,000 Active 1458-char remark

    Show marketing remark (1458 chars)

    If you are looking for a secluded family home, this is the home for you! This beauty has 4 bedrooms and 3 full baths. The master bedroom is 16'8x16'8 with a huge master bath. This master bath has 2 walk in closets, a shower separate from a huge garden tub and private toilet. The second bedroom is 13'8x12'0 with its own bathroom! This home sits on 1.18 acres with the entire back yard fenced in with chain link fencing perfect for children and pets. This property has a wired workshop or storage shop. The property is surrounded by pine trees giving this property a sense of privacy from the road and surrounding neighbors. This home has had a new shingled roof installed in 2020, a new hot water heater installed in 2023, new sub flooring and lament flooring installed in October 2023, and a new ac unit installed in 2021. This home includes a private laundry room, huge covered front porch, a screed in back patio, and a 2 car carport. This home has a new ADT security system installed and owners will transfer service to the buyer. The home has security cameras around the property that the owner is leaving for the buyer as well as new smoke detectors that will detect smoke through the security system and alert you no matter where you are. All windows and doors are equipped with sensors. This beauty has real wood cabinets and comes with the stove and dishwasher. School district is Hahira Elementary and Middle school and Lowndes County high school.

30. 2021-08-13
    soldstatus $245,000
31. 2021-08-10
    soldstatus $245,000
32. 2021-06-01
    listed $245,000
33. 2019-05-17
    soldstatus $214,148
34. 2008-07-30
    soldstatus $210,000
35. 2005-07-19
    soldstatus $155,000
36. 2005-06-03
    soldstatus $160,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $1,916 · $160/mo
• Projected year-2 tax: $2,760 · $230/mo
• Expected delta: +$844/yr (+$70/mo · 44.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 8/10 Severe
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 6/10 Major 10 unhealthy d/yr today · 14 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,604
• − Mortgage interest: −$16,805
• − Property taxes: −$1,916
• − Insurance: −$1,500
• − Repairs & maintenance: −$2,128
• − Management: −$2,128
• − Depreciation: −$8,727
• Taxable loss: −$6,601
• Est. tax savings @ 24.0%: +$1,584
• After-tax cash flow: $306/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lowndes County
• NCES district ID: 1303390
• Math proficiency: 59% ▼ -1.00%
• Reading proficiency: 52% ▼ -2.00%
• Median HH income: $48,221
• Composite: 47.21/100
• National rank: #2317
• State rank: #8 of 174 in GA

Livability — Hahira

• Score: 67/100
• State rank: #161
• US rank: #10280

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D+ Housing A+ Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Lowndes County · 107,801 people
• Metro: Valdosta, GA
• Population (ZIP): 15,942
• Household income: $83,946
• Rent vs Own: 16.9% rent · 83.1% own
• Severe rent burden: 73.0

Population outlook (Lowndes County) Hauer SSP2

• Today (2025): 120,348 people
• By 2030: 123,469 · +2.6%
• By 2040: 128,482 · +6.8%
• By 2050: 131,907 · +9.6%
• By 2075: 139,080 · +15.6%
• By 2100: 133,649 · +11.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (79%)
• Race & ethnicity: White 79% Black 12% Hispanic / Latino 6% Two or more races 5%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2%
• Common ancestry: Slovak 3% Serbian 2% Italian 1%
• Foreign-born: 2% · Canada, Jamaica
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Lowndes

• 2024 margin: R (+18.0) · D 40.8% · R 58.8%
• 2008→2024 swing: -8.6pp toward R · 2008: -9.4pp · 2024: -18.0pp
• All cycles: 2024: R+18.0 2020: R+12.0 2016: R+18.2 2012: R+10.5 2008: R+9.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 19.44%
• Current HPI: 259.01
• Rent YoY: —
• Metro: Valdosta, GA
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

-98.8% since first listed

19 events — show timeline

• 2026-04-20 Rental Removed $2,000 TURBOTENANT
• 2026-04-06 Listed $300,000 Fizber.com
• 2026-04-04 Price Changed $2,000 TURBOTENANT
• 2026-03-27 Listed for Rent $2,150 TURBOTENANT
• 2024-04-25 Rental Removed $1,900 TURBOTENANT
• 2024-04-25 Sold (Public Records) $246,122 Public Records
• 2024-04-22 Sold (MLS) $246,121 SGMLS
• 2024-04-12 Price Changed $1,900 TURBOTENANT
• 2024-03-29 Listed for Rent $2,000 TURBOTENANT
• 2024-03-21 Pending — SGMLS
• 2024-01-24 Price Changed $290,000 SGMLS
• 2023-11-06 Listed $300,000 SGMLS
• 2021-08-13 Sold (Public Records) $245,000 Public Records
• 2021-08-10 Sold (MLS) $245,000 SGMLS
• 2021-06-01 Listed $245,000 SGMLS
• 2019-05-17 Sold (Public Records) $214,148 Public Records
• 2008-07-30 Sold (Public Records) $210,000 Public Records
• 2005-07-19 Sold (Public Records) $155,000 Public Records
• 2005-06-03 Sold (Public Records) $160,000 Public Records

Property tax history

+3.2%/yr

Latest (2025): $1,916 · +6.3% YoY. Source: county tax records.