310 Old Chatham Unit A-134 · South Dennis, MA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $915 – $1,699
Heat risk 5/10 · Moderate
- Hot days now (above 85°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +3.2/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$46,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Your summer getaway awaits in one of the best and most central locations on Cape Cod! Enjoy all the on-site amenities like the swimming pool, basketball, horseshoes, picnic/BBQ area, playground and more! You can also venture out to the nearby Rail Trail, one of Dennis' many local beaches on both the bay and ocean side or explore your favorite Main St for shopping and restaurants in Harwich Port, Chatham and Hyannis. You won't find a more affordable option to enjoy the best time of the year in one of the most magical places. Don't let this one get away!!
Key facts
- Brand-new playground
- Clubhouse
- Storage shed
Tags
Property features AI
Finance
- Other: Located within a community with a community room and common area
- HOA & community: Part of an association; Association amenities include playground, trash service, pool, landscaping, recreation room and common areas; Association fee assessed annually (fee amount listed by provider)
Exterior
- Parking: Parking for 1 vehicle
- Utilities: Private sewer
- Home design: Mobile home; Updated/remodeled condition; Built in 2005
- Construction: Other roof type
- Exterior features: No notable exterior features listed; North of Route 28 and south of 6A; Paved road access; Community pool
Interior
- Kitchen: Electric range; Refrigerator
- Bedrooms: Master bedroom on the first floor; Second bedroom on the first floor
- Flooring: Vinyl
- Bathrooms: 1 full bathroom
- Heating & cooling: Has heating; Has cooling
- Interior features: Vinyl flooring; Patio
- Laundry & utility: Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $46k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $854 ($10k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $46k).
- Cap rate 28.6% vs local median 2.1% in South Dennis — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#183 in MA) — a middle-class / working-renter tenant base. Strengths: crime A+, health & safety A, employment A-; Watch: schools D+, amenities F, commute F.
- Dennis-Yarmouth (suburban): math 31% / reading 42% proficiency, ranked #222 of 302 in MA (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 27 active listings in the ZIP; 657 units permitted in Barnstable County in 2024 (178 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $318 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
- Barnstable County population projected at -20% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $13k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $30k; list at $46k implies a 53% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.22% ✓
- Cap rate
- 28.57%
- Cash-on-cash
- 79.57%
- DSCR
- 4.54
- GRM
- 2.6
CMA / ARV
- ARV (on-the-fly)
- $77,190
- Comps found
- 10
Show comp detail 10 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 310 Old Chahtam Rd Unit G 8 | 0.00mi | 2/1.0 | 420 (+1%) | 2mo | $89,900 | $214 | 97 |
| 310 Old Chatham Rd Unit 98A | 0.11mi | 2/1.5 | 432 (+4%) | 1mo | $119,900 | $278 | 85 |
| 310 Old Chatham Rd Rd Unit A98 | 0.11mi | 2/1.5 | 432 (+4%) | 1mo | $119,900 | $278 | 85 |
| 310 Old Chatham Rd Unit A-134 | 0.00mi | 1/1.0 (-1) | 415 (0%) | 13mo | $30,000 | $72 | 84 |
| 310 Old Chatham Rd Unit C-12 | 0.00mi | 3/1.0 (+1) | 406 (-2%) | 12mo | $69,900 | $172 | 81 |
| 310 Old Chatham Rd Unit C11 | 0.00mi | 1/1.0 (-1) | 396 (-5%) | 10mo | $55,000 | $139 | 79 |
| 310 Old Chatham Rd Unit A-76 | 0.00mi | 2/1.0 | 425 (+2%) | 21mo | $40,000 | $94 | 79 |
| 310 Old Chatham Rd Unit C-17 | 0.00mi | 3/1.0 (+1) | 440 (+6%) | 10mo | $81,900 | $186 | 77 |
| 310 Old Chatham Rd Unit A-88 | 0.11mi | 2/1.0 | 444 (+7%) | 23mo | $90,000 | $203 | 64 |
| 310 Old Chatham Rd Unit H5 | 0.00mi | 2/1.0 | 370 (-11%) | 23mo | $25,000 | $68 | 63 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 79.7%
- Equity multiple
- 4.65×
- Total profit
- $46,964
- Equity at exit
- $6,859
- IRR
- 83.2%
- Equity multiple
- 9.62×
- Total profit
- $111,028
- Equity at exit
- $3,977
Cash invested: $12,880 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 20 Strongly Tenant-Friendly
- State Massachusetts
- 20 Strongly Tenant-Friendly · D+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 02660
- Home prices YoY
- -25.4%
- Active inventory
- 27
- Price-to-rent
- 2.6×
Monthly cashflow live
- Estimated rent
- $1,483 medium interval (Pro) →
- Mortgage (P&I)
- −$241
- Tax est. 1.5%
- −$58 /mo · $690/yr
- Insurance
- −$19
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$312
- Net cashflow
- $854
Break-even live
Sensitivity live
| Price | -10% $886 | -5% $870 | +0% $854 | +5% $838 | +10% $822 |
|---|---|---|---|---|---|
| Rent | -10% $737 | -5% $795 | +0% $854 | +5% $913 | +10% $971 |
| Rate | -1.0pp $877 | -0.5pp $866 | base $854 | +0.5pp $842 | +1.0pp $830 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $11,500
- Closing costs
- $1,380
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 22 events
-
2026-06-21days on market $46,000 Active 10 DOM
-
2026-06-19days on market $46,000 Active 8 DOM
-
2026-06-18days on market $46,000 Active 7 DOM
-
2026-06-17days on market $46,000 Active 6 DOM
-
2026-06-16days on market $46,000 Active 5 DOM
-
2026-06-15statusdays on market $46,000 Active 4 DOM
-
2026-06-14days on market $46,000 New 2 DOM
-
2026-06-12statusdays on market $46,000 New 1 DOM
-
2026-06-09days on market $46,000 Active 18 DOM
-
2026-06-08days on market $46,000 Active 17 DOM
-
2026-06-07days on market $46,000 Active 16 DOM
-
2026-06-04days on market $46,000 Active 12 DOM
-
2026-06-02days on market $46,000 Active 11 DOM
-
2026-06-01days on market $46,000 Active 10 DOM
-
2026-05-31days on market $46,000 Active 9 DOM
-
2026-05-31days on market $46,000 Active 8 DOM
-
2026-05-22$46,000 Active
-
2025-06-03soldstatus $30,000 Closed 559-char remark
Show marketing remark (559 chars)
Your summer getaway awaits in one of the best and most central locations on Cape Cod! Enjoy all the on-site amenities like the swimming pool, basketball, horseshoes, picnic/BBQ area, playground and more! You can also venture out to the nearby Rail Trail, one of Dennis' many local beaches on both the bay and ocean side or explore your favorite Main St for shopping and restaurants in Harwich Port, Chatham and Hyannis. You won't find a more affordable option to enjoy the best time of the year in one of the most magical places. Don't let this one get away!!
-
2025-05-25status Pending 559-char remark
Show marketing remark (559 chars)
Your summer getaway awaits in one of the best and most central locations on Cape Cod! Enjoy all the on-site amenities like the swimming pool, basketball, horseshoes, picnic/BBQ area, playground and more! You can also venture out to the nearby Rail Trail, one of Dennis' many local beaches on both the bay and ocean side or explore your favorite Main St for shopping and restaurants in Harwich Port, Chatham and Hyannis. You won't find a more affordable option to enjoy the best time of the year in one of the most magical places. Don't let this one get away!!
-
2025-03-05status Active 559-char remark
Show marketing remark (559 chars)
Your summer getaway awaits in one of the best and most central locations on Cape Cod! Enjoy all the on-site amenities like the swimming pool, basketball, horseshoes, picnic/BBQ area, playground and more! You can also venture out to the nearby Rail Trail, one of Dennis' many local beaches on both the bay and ocean side or explore your favorite Main St for shopping and restaurants in Harwich Port, Chatham and Hyannis. You won't find a more affordable option to enjoy the best time of the year in one of the most magical places. Don't let this one get away!!
-
2025-03-02historical 559-char remark
Show marketing remark (559 chars)
Your summer getaway awaits in one of the best and most central locations on Cape Cod! Enjoy all the on-site amenities like the swimming pool, basketball, horseshoes, picnic/BBQ area, playground and more! You can also venture out to the nearby Rail Trail, one of Dennis' many local beaches on both the bay and ocean side or explore your favorite Main St for shopping and restaurants in Harwich Port, Chatham and Hyannis. You won't find a more affordable option to enjoy the best time of the year in one of the most magical places. Don't let this one get away!!
-
2024-09-01$39,000 Active 559-char remark
Show marketing remark (559 chars)
Your summer getaway awaits in one of the best and most central locations on Cape Cod! Enjoy all the on-site amenities like the swimming pool, basketball, horseshoes, picnic/BBQ area, playground and more! You can also venture out to the nearby Rail Trail, one of Dennis' many local beaches on both the bay and ocean side or explore your favorite Main St for shopping and restaurants in Harwich Port, Chatham and Hyannis. You won't find a more affordable option to enjoy the best time of the year in one of the most magical places. Don't let this one get away!!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥85°F today · 20 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $17,802
- − Mortgage interest
- −$2,577
- − Property taxes
- −$690
- − Insurance
- −$230
- − Repairs & maintenance
- −$1,424
- − Management
- −$1,424
- − Depreciation
- −$1,338
- Taxable income
- $10,119
- Est. tax owed @ 24.0%
- −$2,428
- After-tax cash flow
- $7,820/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This mobile home is in fair condition with cosmetic repairs needed. It offers a good opportunity for a quick fix-up to enhance its resale and rental value.
Repairs flagged
- Minor kitchen appliances — dated and worn
- Minor bathroom fixtures — dated and worn
- Minor exterior siding — weathered and faded
- Minor deck — worn and needs refinishing
Value-add opportunities
- Resale paint interior walls — enhances curb appeal and interior aesthetics
- Resale replace kitchen appliances — modernizes the kitchen and improves functionality
- Both repair deck — improves curb appeal and adds usable outdoor space
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| kitchen appliances · dated and worn | Minor | $500–3,000 |
| bathroom fixtures · dated and worn | Minor | $500–3,000 |
| exterior siding · weathered and faded | Minor | $500–3,000 |
| deck · worn and needs refinishing | Minor | $500–3,000 |
| Total estimated repair cost · 4 items | $2,000–12,000 |
Value-add ROI direction
- Resale paint interior walls — enhances curb appeal and interior aesthetics ↑
- Resale replace kitchen appliances — modernizes the kitchen and improves functionality ↑
- Both repair deck — improves curb appeal and adds usable outdoor space ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Dennis-Yarmouth
- NCES district ID
- 2504140
- Math proficiency
- 31% ▼ -11.00%
- Reading proficiency
- 42% ▼ -2.00%
- Median HH income
- $54,049
- Composite
- 31.94/100
- National rank
- #5845
- State rank
- #222 of 302 in MA
Livability — South Dennis
- Score
- 65/100
- State rank
- #183
- US rank
- #12692
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- South Dennis, MA
- City population
- 6,767
- Population (ZIP)
- 6,767
Population outlook (Barnstable County) Hauer SSP2
- Today (2025)
- 208,497 people
- By 2030
- 202,530 · -2.9%
- By 2040
- 184,936 · -11.3%
- By 2050
- 167,489 · -19.7%
- By 2075
- 144,938 · -30.5%
- By 2100
- 117,312 · -43.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (92%)
- Race & ethnicity
- White 92% Hispanic / Latino 3% Black 2% Two or more races 1%
- Common ancestry
- Slovak 7% Lithuanian 5% Romanian 3%
- Foreign-born
- 4% · Canada
- Languages at home
- 97% English-only · Other Indo-European 1% Spanish 1% French/Haitian/Cajun 1%
Political lean MEDSL · Barnstable
- 2024 margin
- Strong D (+20.8) · D 59.6% · R 38.9% · Other 1.5%
- 2008→2024 swing
- +6.7pp toward D · 2008: 14.0pp · 2024: 20.8pp
- All cycles
- 2024: D+20.8 2020: D+24.4 2016: D+13.4 2012: D+7.6 2008: D+14.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -125.70%
- Current HPI
- 368.8683
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.28%
- F500 in state
- 38
Industry mix (Fortune 500 HQ in MA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 3 | $17B |
|
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| Insurance | 2 | $84B |
|
||
| Retail | 2 | $76B |
|
||
| Life Sciences | 1 | $43B |
|
||
| Energy Technology | 1 | $31B |
|
||
| Aerospace / Defense | 1 | $18B |
|
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Price history
+17.9% since first listed6 events — show timeline
- 2026-05-22 Listed $46,000 CCIMLS
- 2025-06-03 Sold (MLS) $30,000 CCIMLS
- 2025-05-25 Pending — CCIMLS
- 2025-03-05 Relisted — CCIMLS
- 2025-03-02 Listing Removed — CCIMLS
- 2024-09-01 Listed $39,000 CCIMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…