1765 Wyandott Dr · Pymatuning Central, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 2/10 · Minimal
- Hot days now (above 95°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.2/30.0
- Appreciation +9.2/10.0
- ARV discount +7.5/15.0
- DSCR +4.0/10.0
- Schools +4.0/10.0
- 1% rule +3.7/10.0
- Livability +3.2/5.0
- Condition / age +2.8/5.0
- Rent growth +2.5/5.0
$179,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
3-bedroom doublewide built in 2001 with 2 full bathrooms on a double lot close to Pymatuning Lake. Home is in excellent shape and comes fully furnished. There are two living areas and an open kitchen/dining area next to the living areas. Front deck and private back deck allow for family gatherings. Storage shed included.
Key facts
- Front deck
- Pymatuning lake
- Double lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $180k. Condition is rated average.
Deal economics
- At list price, monthly cash flow is $-3 ($-33/yr) — negative.
- To cash-flow at today's rent, offer at most $180k (0.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $157k (12.7% below list).
- Recommended offer: $157k (12.7% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 64/100 on livability (#1,181 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment D+, health & safety D, amenities F.
- Conneaut SD (rural): math 38% / reading 57% proficiency, ranked #241 of 539 in PA (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Conneaut Lake-Sadsbury El Sch (math 47% / reading 62%, grade C, #504 of 1,518 statewide, top 37%, 303 students, 100% FRL); Conneaut Lake Ms (math 25% / reading 53%, grade F, #272 of 512 statewide, top 53%, 298 students, 100% FRL); Conneaut Area Senior High (math 95% / reading 24%, grade C+, #79 of 437 statewide, top 18%, 579 students, 80% FRL) — zoned schools average 93% FRL vs 44% district-wide (50 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 53 active listings in the ZIP; 83 units permitted in Crawford County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $17k of equity ($1k loan paydown + $15k appreciation (8.5% local appreciation)).
- Crawford County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (8.5% appreciation + 3.0% rent growth), your $50k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$41k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 322 days — a 12% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 322 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.87% ✗
- Cap rate
- 6.27%
- Cash-on-cash
- -0.07%
- DSCR
- 1.00
- GRM
- 9.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
8.48% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 21.0%
- Equity multiple
- 2.58×
- Total profit
- $79,573
- Equity at exit
- $142,648
- IRR
- 19.3%
- Equity multiple
- 5.59×
- Total profit
- $231,443
- Equity at exit
- $289,051
Cash invested: $50,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 16424
- Home prices YoY
- 3.2%
- Active inventory
- 53
- Price-to-rent
- 9.5×
Monthly cashflow live
- Estimated rent
- $1,570 medium interval (Pro) →
- Mortgage (P&I)
- −$943
- Tax est. 1.5%
- −$225 /mo · $2,698/yr
- Insurance
- −$75
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$330
- Net cashflow
- $-3
Break-even live
Sensitivity live
| Price | -10% $122 | -5% $59 | +0% $-3 | +5% $-65 | +10% $-127 |
|---|---|---|---|---|---|
| Rent | -10% $-127 | -5% $-65 | +0% $-3 | +5% $59 | +10% $121 |
| Rate | -1.0pp $88 | -0.5pp $43 | base $-3 | +0.5pp $-49 | +1.0pp $-97 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $44,975
- Closing costs
- $5,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 20 events
-
2026-06-22days on market $179,900 Active 322 DOM
-
2026-06-19days on market $179,900 Active 319 DOM
-
2026-06-18days on market $179,900 Active 318 DOM
-
2026-06-17days on market $179,900 Active 317 DOM
-
2026-06-16days on market $179,900 Active 316 DOM
-
2026-06-15days on market $179,900 Active 315 DOM
-
2026-06-14days on market $179,900 Active 313 DOM
-
2026-06-12days on market $179,900 Active 312 DOM
-
2026-06-09days on market $179,900 Active 309 DOM
-
2026-06-08days on market $179,900 Active 308 DOM
-
2026-06-07days on market $179,900 Active 307 DOM
-
2026-06-07days on market $179,900 Active 306 DOM
-
2026-06-03days on market $179,900 Active 303 DOM
-
2026-06-02days on market $179,900 Active 302 DOM
-
2026-06-01days on market $179,900 Active 301 DOM
-
2026-05-31days on market $179,900 Active 300 DOM
-
2026-05-30days on market $179,900 Active 299 DOM
-
2025-10-01price $179,900 322-char remark
Show marketing remark (322 chars)
3-bedroom doublewide built in 2001 with 2 full bathrooms on a double lot close to Pymatuning Lake. Home is in excellent shape and comes fully furnished. There are two living areas and an open kitchen/dining area next to the living areas. Front deck and private back deck allow for family gatherings. Storage shed included.
-
2025-08-17price $189,900 322-char remark
Show marketing remark (322 chars)
3-bedroom doublewide built in 2001 with 2 full bathrooms on a double lot close to Pymatuning Lake. Home is in excellent shape and comes fully furnished. There are two living areas and an open kitchen/dining area next to the living areas. Front deck and private back deck allow for family gatherings. Storage shed included.
-
2025-08-04$199,900 Active 322-char remark
Show marketing remark (322 chars)
3-bedroom doublewide built in 2001 with 2 full bathrooms on a double lot close to Pymatuning Lake. Home is in excellent shape and comes fully furnished. There are two living areas and an open kitchen/dining area next to the living areas. Front deck and private back deck allow for family gatherings. Storage shed included.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 2/10 Low 7 d/yr ≥95°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,843
- − Mortgage interest
- −$10,077
- − Property taxes
- −$2,698
- − Insurance
- −$900
- − Repairs & maintenance
- −$1,507
- − Management
- −$1,507
- − Depreciation
- −$5,233
- Taxable loss
- −$3,080
- Est. tax savings @ 24.0%
- +$739
- After-tax cash flow
- $706/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This 2001 doublewide mobile home is in average condition with cosmetic updates needed to enhance its resale and rental value.
Repairs flagged
- Minor kitchen cabinets — slight wear
- Minor bathroom fixtures — slight wear
- Moderate exterior siding — moderate wear
Value-add opportunities
- Both update kitchen cabinets and fixtures — modernizing kitchen would appeal to buyers and renters
- Both paint interior walls — fresh paint would improve curb appeal and interior aesthetics
- Both trim and paint exterior siding — improving exterior appearance would attract more buyers and renters
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| kitchen cabinets · slight wear | Minor | $500–3,000 |
| bathroom fixtures · slight wear | Minor | $500–3,000 |
| exterior siding · moderate wear | Moderate | $3,000–15,000 |
| Total estimated repair cost · 3 items | $4,000–21,000 |
Value-add ROI direction
- Both update kitchen cabinets and fixtures — modernizing kitchen would appeal to buyers and renters ↑
- Both paint interior walls — fresh paint would improve curb appeal and interior aesthetics ↑
- Both trim and paint exterior siding — improving exterior appearance would attract more buyers and renters ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Conneaut SD
- NCES district ID
- 4206590
- Math proficiency
- 38% ▼ -7.00%
- Reading proficiency
- 57% ▼ -7.00%
- Median HH income
- $43,946
- Composite
- 40.06/100
- National rank
- #3813
- State rank
- #241 of 539 in PA
Livability — Pymatuning Central
- Score
- 64/100
- State rank
- #1181
- US rank
- #13811
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Pymatuning Central, PA
- Population (ZIP)
- 4,328
Population outlook (Crawford County) Hauer SSP2
- Today (2025)
- 81,399 people
- By 2030
- 77,977 · -4.2%
- By 2040
- 70,659 · -13.2%
- By 2050
- 63,841 · -21.6%
- By 2075
- 50,198 · -38.3%
- By 2100
- 37,898 · -53.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (95%)
- Race & ethnicity
- White 95% Two or more races 4% Hispanic / Latino 2%
- Common ancestry
- Romanian 4% Lithuanian 2% Slovak 2%
- Foreign-born
- 1% · Canada
- Languages at home
- 96% English-only · German/W. Germanic 3% Spanish 1%
Political lean MEDSL · Crawford
- 2024 margin
- Solid R (+39.2) · D 30.0% · R 69.2%
- 2008→2024 swing
- -28.8pp toward R · 2008: -10.4pp · 2024: -39.2pp
- All cycles
- 2024: R+39.2 2020: R+37.2 2016: R+38.5 2012: R+19.6 2008: R+10.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 8.48%
- Current HPI
- 276.8388
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
|
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| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
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Price history
-10.0% since first listed3 events — show timeline
- 2025-10-01 Price Changed $179,900 GEBOR
- 2025-08-17 Price Changed $189,900 GEBOR
- 2025-08-04 Listed $199,900 GEBOR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…