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3084 Titan Springs Dr
D- Composite 39.69
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.8/30.0
  • ARV discount +7.5/15.0
  • Livability +4.0/5.0
  • DSCR +3.8/10.0
  • Schools +3.5/10.0
  • Rent growth +2.9/5.0
  • 1% rule +2.6/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$315,399

3084 Titan Springs Dr · Fort Worth, TX 76179
4 bd · 2.0 ba · 1,891 sqft · Other · 69 Days on market
Built 2025 4,792 sqft lot $42/mo HOA · 2% of rent ↓ 8% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

On the first floor of this spacious two-story home is a convenient and modern layout seamlessly connecting the kitchen, dining room and family room together. In a private corner is the tranquil owner’s suite with an attached bathroom and walk-in closet. Upstairs is a sprawling central game room made for gatherings of all sizes, along with three secondary bedrooms to provide sleeping accommodations to family members and guests.

Key facts

  • Central game room
  • Attached bathroom
  • Walk-in closet

Tags

OWNER'S SUITEATTACHED BATHROOMWALK-IN CLOSETCENTRAL GAME ROOM

Property features AI

Finance

  • Other: Deed restrictions apply; Subdivision: Northpointe
  • Financial info: Financing available: Cash, Conventional, FHA, VA
  • HOA & community: Mandatory homeowners association; HOA fee approximately $500 annually; HOA covers full use of facilities, grounds maintenance, and management fees; HOA managed by CMA

Exterior

  • Parking: Attached 2-car garage (2 covered spaces, garage faces rear; 2-car single door); Garage approximately 20' wide by 18' long; No carport spaces
  • Security: Burglar alarm; Carbon monoxide detector(s); Fire alarm; Prewired for security; Smoke detector(s)
  • Utilities: City water; City sewer; Concrete streets/curbs/sidewalks; Not in a municipal utility district; Energy-efficient features: attic insulation (12 inch+), insulation, low-flow commodes, rain/freeze sensors, energy-efficient windows
  • Home design: Single-family residence; Residential property; New construction (2025) — incomplete
  • Construction: Brick and fiber cement construction; Composition roof; Slab foundation; Year built 2025
  • Exterior features: Covered porch(es); Wood fencing; Interior landscaped lot; Lot dimensions approximately 40 x 120

Interior

  • Kitchen: Dishwasher; Disposal; Electric oven; Gas cooktop; Microwave; Kitchen island; Eat-in kitchen; Built-in cabinets; Natural stone / granite counters; Walk-in pantry; Water line to refrigerator
  • Bedrooms: 4 bedrooms — all on the main level; Primary bedroom on main level with dual sinks, linen closet, and walk-in closet
  • Flooring: Carpet; Luxury vinyl plank
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (natural gas); Central air conditioning
  • Interior features: High-speed internet available; Walk-in closets; 7 total rooms; 2 living areas; 1 dining area; Two-level home
  • Laundry & utility: Laundry/utility features not specified

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath other listed at $315k.

Deal economics

  • At list price, monthly cash flow is $-28 ($-330/yr) — negative.
  • To cash-flow at today's rent, offer at most $311k (1.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $240k (23.9% below list).
  • Recommended offer: $240k (23.9% below list) — sets the bar for 1% rule.
  • Cap rate 6.2% vs local median 3.9% in Fort Worth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#49 in TX, #1,954 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
  • Eagle Mt-Saginaw ISD (urban): math 35% / reading 42% proficiency, ranked #361 of 826 in TX (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Eagle Mountain El (math 40% / reading 42%, grade F, #1,462 of 4,322 statewide, top 34%, 507 students, 19% FRL); Wayside Middle (math 42% / reading 42%, grade D-, #572 of 1,662 statewide, top 36%, 1,077 students, 39% FRL); Boswell H S (math 49% / reading 62%, grade C, #364 of 1,632 statewide, top 23%, 2,547 students, 37% FRL) — zoned schools at 32% FRL track the district average.
  • Market conditions: Rents rising (+1.5%/yr); 1074 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 27d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 18,938 units permitted in Tarrant County in 2024 (8,336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Tarrant County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 69 days — a 6% lower offer ($296k) is reasonable based on typical stale-listing flexibility.
Recommended offer $240,129 (23.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 69 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76%
Cap rate
6.19%
Cash-on-cash
-0.37%
DSCR
0.98
GRM
10.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.51% rent growth · sell at horizon

5-year hold
IRR
-18.5%
Equity multiple
0.36×
Total profit
$-56,530
Equity at exit
$47,027
10-year hold
IRR
-13.7%
Equity multiple
0.25×
Total profit
$-66,100
Equity at exit
$27,270

Cash invested: $88,312 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76179

Rents YoY
1.5%
Active inventory
1074
Price-to-rent
10.9×

Monthly cashflow live

Estimated rent
$2,401 high interval (Pro) →
Mortgage (P&I)
$1,654
Tax from tax record
$97 /mo · $1,166/yr
Insurance
$131
HOA
$42
Vacancy / Maint / Mgmt
$504
Net cashflow
$-28

Break-even live

Break-even rent $2,436
Max offer price $310,535
Occupancy floor 96%

Sensitivity live

Price -10% $151 -5% $62 +0% $-28 +5% $-117 +10% $-206
Rent -10% $-217 -5% $-122 +0% $-28 +5% $67 +10% $162
Rate -1.0pp $131 -0.5pp $53 base $-28 +0.5pp $-109 +1.0pp $-192

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$78,850
Closing costs
$9,462
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3012 Tooley Dr Fort Worth, TX 4.0 2.0 1719 $2,200 $1.28 26d 1 0.05mi
3053 Titan Springs Dr Fort Worth, TX 4.0 2.0 1667 $2,320 $1.39 26d 1 0.14mi
8925 Old Rawhide Ln Fort Worth, TX 4.0 2.0 1809 $2,295 $1.27 14d 1 0.41mi
8916 Old Rawhide Ln Fort Worth, TX 4.0 2.0 1776 $2,250 $1.27 26d 1 0.44mi
8901 Timber Gulch Dr Fort Worth, TX 3.0 2.0 1442 $2,195 $1.52 14d 1 0.48mi
9021 Eagles Landing Dr Fort Worth, TX 4.0 2.0 1850 $2,295 $1.24 22d 1 0.48mi
9709 Trusler Rd Fort Worth, TX 3.0 2.0 1440 $2,250 $1.56 26d 1 0.49mi
6212 Flour Mill Run Fort Worth, TX 4.0 2.0 1820 $2,500 $1.37 26d 1 0.54mi
9833 Trusler Rd Fort Worth, TX 3.0 2.0 1450 $2,050 $1.41 0d 1 0.65mi
9832 Trusler Rd Fort Worth, TX 3.0 2.0 1266 $1,875 $1.48 26d 1 0.66mi
2916 Tibbles Dr Fort Worth, TX 3.0 2.0 1440 $1,899 $1.32 26d 1 0.69mi
9108 Lookout Pt Fort Worth, TX 3.0 2.0 1711 $2,100 $1.23 9d 1 0.71mi
2800 Slatewood Dr Fort Worth, TX 3.0 2.0 1450 $2,045 $1.41 0d 1 0.73mi
2800 Slatewood Dr Fort Worth, TX 3.0 2.0 1450 $2,045 $1.41 3d 1 0.73mi
8928 Puerto Vista Dr Fort Worth, TX 3.0 2.0 1631 $2,050 $1.26 26d 1 0.74mi
2629 Turtle Dove Dr Fort Worth, TX 3.0 2.0 1534 $2,075 $1.35 8d 1 0.76mi
8700 Smokehouse Dr Fort Worth, TX 5.0 2.0 2133 $2,495 $1.17 26d 1 0.76mi
5864 Mount Plymouth Pt Fort Worth, TX 3.0 2.0 1635 $2,100 $1.28 26d 1 0.81mi
5729 Mirror Ridge Dr Fort Worth, TX 3.0 2.0 1276 $1,950 $1.53 20d 1 0.83mi
2521 Bunkerton Dr Fort Worth, TX 4.0 2.0 1674 $2,450 $1.46 26d 1 0.84mi
6312 Spring Buck Run Unit Na Fort Worth, TX 4.0 2.0 1819 $2,195 $1.21 19d 1 0.89mi
2500 Bunkerton Dr Fort Worth, TX 4.0 2.0 1674 $1,909 $1.14 26d 1 0.90mi
5817 Deck House Rd Fort Worth, TX 3.0 2.0 1327 $1,900 $1.43 26d 1 0.92mi
10212 Regal Bend Ln Saginaw, TX 4.0 2.0 1867 $2,395 $1.28 19d 1 0.92mi
5837 Fantail Dr Fort Worth, TX 3.0 2.0 1635 $1,925 $1.18 0d 1 0.93mi
5837 Fantail Dr Fort Worth, TX 3.0 2.0 1635 $1,925 $1.18 24d 1 0.93mi
8725 Hidden Hill Dr Fort Worth, TX 3.0 2.5 2052 $2,500 $1.22 26d 1 0.94mi
2521 Birchcrest Dr Fort Worth, TX 4.0 3.0 2371 $2,795 $1.18 26d 1 0.98mi
8225 Spotted Doe Dr Fort Worth, TX 4.0 2.0 1777 $2,250 $1.27 26d 1 0.99mi
2528 Northcote Dr Fort Worth, TX 3.0 2.5 2277 $2,306 $1.01 0d 1 1.05mi
6261 Bush Buck Run Fort Worth, TX 4.0 2.0 1597 $1,995 $1.25 26d 1 1.07mi
9925 Little Tree Ln Fort Worth, TX 3.0 2.5 2081 $2,600 $1.25 26d 1 1.11mi
10021 Elkhorn Dr Fort Worth, TX 4.0 3.0 2238 $2,595 $1.16 4d 1 1.14mi
10021 Elkhorn Dr Fort Worth, TX 4.0 3.0 2238 $2,595 $1.16 0d 1 1.14mi
6220 Jackstaff Dr Fort Worth, TX 3.0 2.0 1700 $1,999 $1.18 3d 1 1.16mi
6268 Topsail Dr Fort Worth, TX 3.0 2.5 2616 $2,850 $1.09 26d 1 1.20mi
8521 Centerboard Ln Fort Worth, TX 5.0 2.0 2136 $2,525 $1.18 8d 1 1.29mi
8517 Centerboard Ln Fort Worth, TX 4.0 2.0 1773 $2,400 $1.35 26d 1 1.30mi
8520 Little Acorn Dr Fort Worth, TX 4.0 2.0 1836 $2,300 $1.25 26d 1 1.36mi
8520 Little Acorn Dr Fort Worth, TX 4.0 2.0 1836 $2,200 $1.20 0d 1 1.36mi

HOA detail

Monthly dues
$42 · $504/yr

Listing history 8 events

  1. 2026-05-18
    status Pending
  2. 2026-05-15
    price $315,399
  3. 2026-05-14
    price $313,414
  4. 2026-05-12
    price $315,399
  5. 2026-05-09
    price $316,549
  6. 2026-04-15
    price $320,549
  7. 2026-04-04
    price $317,549
  8. 2026-03-10
    listed $341,549 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,166 · $97/mo
Projected year-2 tax
$5,772 · $481/mo
Expected delta
+$4,606/yr (+$384/mo · 395.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,815
− Mortgage interest
−$17,667
− Property taxes
−$1,166
− Insurance
−$1,577
− Repairs & maintenance
−$2,305
− Management
−$2,305
− HOA
−$504
− Depreciation
−$9,175
Taxable loss
−$5,884
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,412
After-tax cash flow
$1,082/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Eagle Mt-Saginaw ISD
NCES district ID
4817700
Math proficiency
35% ▼ -16.00%
Reading proficiency
42% ▼ -9.00%
Median HH income
$72,781
Composite
35.41/100
National rank
#4945
State rank
#361 of 826 in TX

Livability — Fort Worth

Score
80/100
State rank
#49
US rank
#1954

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment B- Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fort Worth, TX
County
Tarrant County · 2,033,669 people
City population
911,619
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
80,090
Household income
$107,428
Rent vs Own
20.9% rent · 79.1% own
Severe rent burden
1494.0

Population outlook (Tarrant County) Hauer SSP2

Today (2025)
2,380,417 people
By 2030
2,578,900 · +8.3%
By 2040
2,974,995 · +25.0%
By 2050
3,350,489 · +40.8%
By 2075
4,216,909 · +77.2%
By 2100
4,741,527 · +99.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 53% Hispanic / Latino 28% Two or more races 14% Black 12% Asian 4%
Hispanic origin (detail)
Mexican 22% Puerto Rican 2%
Common ancestry
Slovak 2% Lithuanian 2% Italian 1%
Foreign-born
8% · Canada, Jamaica
Languages at home
81% English-only · Spanish 15% Other Asian/Pacific 2% Other Indo-European 1%

Political lean MEDSL · Tarrant

2024 margin
Lean R (+5.1) · D 46.7% · R 51.9% · Other 1.4%
2008→2024 swing
+6.6pp toward D · 2008: -11.7pp · 2024: -5.1pp
All cycles
2024: R+5.1 2020: D+0.2 2016: R+8.7 2012: R+15.7 2008: R+11.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -137.12%
Current HPI
237.6676
Rent YoY
▲ 1.51%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-7.7% since first listed
8 events — show timeline
  • 2026-05-18 Pending NTREIS
  • 2026-05-15 Price Changed $315,399 NTREIS
  • 2026-05-14 Price Changed $313,414 NTREIS
  • 2026-05-12 Price Changed $315,399 NTREIS
  • 2026-05-09 Price Changed $316,549 NTREIS
  • 2026-04-15 Price Changed $320,549 NTREIS
  • 2026-04-04 Price Changed $317,549 NTREIS
  • 2026-03-10 Listed $341,549 NTREIS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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