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715 Tanglewood Dr
D Composite 43.73
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.5/30.0
  • ARV discount +10.6/15.0
  • Schools +4.8/10.0
  • DSCR +4.1/10.0
  • Livability +3.5/5.0
  • 1% rule +3.1/10.0
  • Condition / age +2.5/5.0
  • Rent growth +1.6/5.0
  • Appreciation +0.0/10.0

$226,900

715 Tanglewood Dr · Clinton, MS 39056
3 bd · 2.0 ba · 1,891 sqft · SingleFamily public records · 14 Days on market
Built 1963 0.27 ac lot Est $244k · 7% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 715 Tanglewood Drive in Clinton Park! This well-maintained home offers a functional layout and plenty of desirable features. Relax and enjoy the LARGE COVERED FRONT PORCH, perfect for morning coffee, visiting with neighbors, or unwinding at the end of the day. Inside, you'll find HARDWOOD FLOORS in the spacious den/dining room, creating a warm and inviting atmosphere for everyday living and entertaining. A COAT CLOSET IN THE ENTRY provides convenient storage for guests and everyday essentials. The kitchen features GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, and an ELECTRIC COOKTOP, offering both style and functionality. An adjoining BREAKFAST AREA provides the perfect spot f

Key facts

  • Electric cooktop
  • Granite countertops
  • Hardwood floors

Tags

LARGE COVERED FRONT PORCHHARDWOOD FLOORSCOAT CLOSET IN THE ENTRYGRANITE COUNTERTOPSSTAINLESS STEEL APPLIANCESELECTRIC COOKTOP

Property features AI

Exterior

  • Parking: Attached carport with 2 carport spaces
  • Utilities: Public water; Public sewer; Electricity connected; Natural gas connected; Sewer connected; Water connected
  • Home design: Single family residence (house); One level
  • Construction: Brick and siding exterior; Slab foundation; Year built info from public records (year not specified)
  • Exterior features: Three tab shingle roof; Back yard fence with gate

Interior

  • Kitchen: Cooktop; Oven; Dishwasher
  • Bedrooms: Bedrooms info not provided
  • Flooring: Flooring info not provided
  • Bathrooms: 2 full bathrooms and 1 half bathroom (3 total)
  • Heating & cooling: Central heating; Central air; Ceiling fan(s)
  • Interior features: Ceiling fans; Central heating; Central air
  • Laundry & utility: Washer/Dryer; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $227k.

Deal economics

  • At list price, monthly cash flow is $10 ($125/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $184k (18.7% below list).
  • Recommended offer: $184k (18.7% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 4.3% in Clinton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#49 in MS) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Clinton Public School District (rural): math 58% / reading 53% proficiency, ranked #4 of 130 in MS (top 3%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Clinton Park Elem School (712 students, 100% FRL); Clinton Jr Hi School (math 69% / reading 54%, grade B+, #6 of 179 statewide, top 3%, 871 students, 100% FRL) — zoned schools average 100% FRL vs 38% district-wide (61 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents falling (-3.7%/yr); 233 active listings in the ZIP; solid renter incomes; 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 14 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $184,490 (18.7% below list)

Questions for the listing agent

  1. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
6.35%
Cash-on-cash
0.20%
DSCR
1.01
GRM
10.2

CMA / ARV

ARV (on-the-fly)
$243,939
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1406 Post Rd 0.25mi 3/2.0 1,871 (-1%) 3mo $249,500 $133 84
107 Murial St 0.18mi 3/2.0 1,782 (-6%) 2mo $239,900 $135 80
705 Pinehurst St 0.13mi 3/2.0 1,692 (-10%) 0mo $212,500 $126 76
1409 Post Rd 0.25mi 3/2.0 2,000 (+6%) 3mo $194,000 $97 76
1013 Normandy Dr 0.51mi 4/2.0 (+1) 1,893 (+0%) 2mo $225,000 $119 69
2 Pheasant Run 0.56mi 3/2.0 1,863 (-2%) 6mo $190,000 $102 66
807 Normandy Dr 0.58mi 4/2.0 (+1) 1,833 (-3%) 1mo $249,900 $136 62
707 Berkshire St 0.47mi 4/3.0 (+1) 1,813 (-4%) 1mo $225,000 $124 62
105 Mcree Dr 0.42mi 3/2.0 1,671 (-12%) 3mo $219,000 $131 58
4 Southwood Blvd 0.72mi 4/3.0 (+1) 1,987 (+5%) 0mo $158,000 $80 49
601 Bellevue St 0.45mi 4/2.5 (+1) 1,648 (-13%) 4mo $212,000 $129 47
1203 Rockingham Dr 0.75mi 3/2.0 1,729 (-9%) 5mo $225,000 $130 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-19.2%
Equity multiple
0.35×
Total profit
$-41,558
Equity at exit
$33,832
10-year hold
IRR
-18.9%
Equity multiple
0.11×
Total profit
$-56,418
Equity at exit
$19,618

Cash invested: $63,532 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Mississippi
90 Strongly Landlord-Friendly · R+11
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; very landlord-favorable; no rent control.

ZIP-level market 39056

Rents YoY
-3.7%
Active inventory
233
Price-to-rent
10.2×

Monthly cashflow live

Estimated rent
$1,845 medium interval (Pro) →
Mortgage (P&I)
$1,190
Tax from tax record
$163 /mo · $1,952/yr
Insurance
$95
HOA
$0
Vacancy / Maint / Mgmt
$387
Net cashflow
$10

Break-even live

Break-even rent $1,832
Max offer price $226,900
Occupancy floor 94%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,725
Closing costs
$6,807
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 12 events

  1. 2026-06-18
    days on market $226,900 Active 14 DOM
  2. 2026-06-17
    days on market $226,900 Active 13 DOM
  3. 2026-06-16
    days on market $226,900 Active 12 DOM
  4. 2026-06-15
    days on market $226,900 Active 11 DOM
  5. 2026-06-14
    days on market $226,900 Active 9 DOM
  6. 2026-06-13
    days on market $226,900 Active 8 DOM
  7. 2026-06-10
    days on market $226,900 Active 6 DOM
  8. 2026-06-09
    days on market $226,900 Active 5 DOM
  9. 2026-06-08
    days on market $226,900 Active 4 DOM
  10. 2026-06-07
    days on market $226,900 Active 3 DOM
  11. 2026-06-05
    remarks 699-char remark
  12. 2026-06-05
    listed $226,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

Current annual tax
$1,952 · $163/mo
Projected year-2 tax
$1,952 · $163/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,139
− Mortgage interest
−$12,710
− Property taxes
−$1,952
− Insurance
−$1,134
− Repairs & maintenance
−$1,771
− Management
−$1,771
− Depreciation
−$6,601
Taxable loss
−$3,800
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$912
After-tax cash flow
$1,037/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Clinton Public School District
NCES district ID
2801090
Math proficiency
58% ▼ -9.00%
Reading proficiency
53% ▼ -7.00%
Median HH income
$55,993
Composite
47.95/100
National rank
#2205
State rank
#4 of 130 in MS

Livability — Clinton

Score
69/100
State rank
#49
US rank
#8341

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Clinton, MS
County
Hinds County · 167,040 people
City population
26,836
Metro
Jackson, MS
Population (ZIP)
26,836
Household income
$75,110
Rent vs Own
31.0% rent · 69.0% own
Severe rent burden
780.0

Population outlook (Hinds County) Hauer SSP2

Today (2025)
242,528 people
By 2030
241,113 · -0.6%
By 2040
235,557 · -2.9%
By 2050
226,946 · -6.4%
By 2075
199,995 · -17.5%
By 2100
164,165 · -32.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 50% Black 40% Asian 4% Two or more races 3% Hispanic / Latino 2%
Common ancestry
Slovak 4% Italian 2% Serbian 1%
Foreign-born
6% · Canada, Vietnam, China
Languages at home
92% English-only · Other Indo-European 2% Spanish 1% Vietnamese 1%

Political lean MEDSL · Hinds

2024 margin
Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
2008→2024 swing
+7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
All cycles
2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -148.13%
Current HPI
176.266
Rent YoY
▼ -3.70%
Metro
Jackson, MS
State GDP YoY
F500 in state
0

Price history

2 events — show timeline
  • 2026-06-04 Listed $226,900 MLSU
  • 1984-02-16 Sold (Public Records) Public Records

Property tax history

+7.3%/yr

Latest (2025): $1,952 · +1.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…