43491 John Ealy Rd · Port Vincent, LA 70769

$69,900

3 bd · 1.0 ba · 1,391 sqft · Land · 29 Days on market

Built 1960 0.28 ac lot ↓ 59% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.7/10.0
• Rent growth +3.4/5.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Brick home located in small rural community. The home features double carport , nice country lot , within a short distance of the local schools and shopping. The property has lots of potential and offers convenience to local community. The low maintenance brick exterior is a big plus this one may be the property you have been searching for. Looking for a property in Ascension Parish this one is located in Prairieville _This three-bedroom, one-bathroom property presents a compelling investment opportunity for those seeking renovation potential. With thoughtful updates and improvements, this property could be restored to its full potential. The location offers significant advantages, with local schools nearby, making it an attractive area . The convenience to local eateries adds appeal for future residents. The property features good views and includes a carport for covered vehicle protection. For investors, this property represents an opportunity to create something special through strategic improvements. The combination of renovation potential, desirable location, and existing amenities like the carport creates an appealing investment prospect with strong upside potential in this established neighborhood.

Key facts

• Local eateries
• Double carport
• Country lot

Tags

• DOUBLE CARPORT
• COUNTRY LOT
• LOCAL SCHOOLS
• LOCAL SHOPPING
• RENOVATION POTENTIAL
• LOCAL EATERIES

Property features AI

Exterior

• Parking: Carport
• Utilities: Septic tank sewer
• Home design: Detached single-family residence; Residential property
• Construction: Brick construction
• Exterior features: No fencing; Lot roughly 104 x 120 (about 0.28 acre)

Interior

• Bathrooms: 1 full bathroom
• Heating & cooling: No heating; No cooling
• Interior features: No central heating or cooling

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath land listed at $70k.

Deal economics

• At list price, monthly cash flow is $634 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $70k).
• Recommended offer: $69k (1.5% below list) — sets the bar for market timing.
• Cap rate 24.5% vs local median 4.3% in Port Vincent — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#142 in LA) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: schools F, amenities F, commute F.
• Ascension Parish (suburban): math 48% / reading 58% proficiency, ranked #7 of 98 in LA (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+3.5%/yr); 492 active listings in the ZIP; solid renter incomes; 579 units permitted in Ascension Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $483 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Ascension County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.5% rent growth), your $20k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 29 days — a 2% lower offer ($69k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts; this cycle's ask has dropped $10k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $68,851 (1.5% below list)

Questions for the listing agent

1. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.80% ✓
• Cap rate: 24.50%
• Cash-on-cash: 65.04%
• DSCR: 3.89
• GRM: 3.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.47% rent growth · sell at horizon

5-year hold

• IRR: 36.0%
• Equity multiple: 2.55×
• Total profit: $30,290
• Equity at exit: $10,422

10-year hold

• IRR: 43.2%
• Equity multiple: 5.26×
• Total profit: $83,425
• Equity at exit: $6,044

Cash invested: $19,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 70769

• Rents YoY: 3.5%
• Active inventory: 492
• Price-to-rent: 3.0×

Monthly cashflow live

• Estimated rent: $1,954 medium
• Mortgage (P&I): −$367
• Tax est. 1.5%: −$87 /mo · $1,048/yr
• Insurance: −$29
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$410
• Net cashflow: $634

Break-even live

Break-even rent $1,151

Max offer price $69,900

Occupancy floor 63%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $17,475
• Closing costs: $2,097
• Reserves months: —
• Total cash needed: —

Listing history 23 events

1. 2026-06-18
   days on market $69,900 Active 29 DOM
2. 2026-06-17
   pricedays on market $69,900 Active 28 DOM
3. 2026-06-16
   days on market $79,900 Active 27 DOM
4. 2026-06-15
   days on market $79,900 Active 26 DOM
5. 2026-06-14
   days on market $79,900 Active 24 DOM
6. 2026-06-10
   days on market $79,900 Active 21 DOM
7. 2026-06-09
   days on market $79,900 Active 20 DOM
8. 2026-06-08
   days on market $79,900 Active 19 DOM
9. 2026-06-07
   days on market $79,900 Active 18 DOM
10. 2026-06-05
    days on market $79,900 Active 15 DOM
11. 2026-06-03
    days on market $79,900 Active 14 DOM
12. 2026-06-02
    days on market $79,900 Active 13 DOM
13. 2026-06-01
    days on market $79,900 Active 12 DOM
14. 2026-05-31
    days on market $79,900 Active 11 DOM
15. 2026-05-31
    days on market $79,900 Active 10 DOM
16. 2026-05-19
    listed $79,900 Active 1224-char remark

    Show marketing remark (1224 chars)

    Brick home located in small rural community. The home features double carport , nice country lot , within a short distance of the local schools and shopping. The property has lots of potential and offers convenience to local community. The low maintenance brick exterior is a big plus this one may be the property you have been searching for. Looking for a property in Ascension Parish this one is located in Prairieville _This three-bedroom, one-bathroom property presents a compelling investment opportunity for those seeking renovation potential. With thoughtful updates and improvements, this property could be restored to its full potential. The location offers significant advantages, with local schools nearby, making it an attractive area . The convenience to local eateries adds appeal for future residents. The property features good views and includes a carport for covered vehicle protection. For investors, this property represents an opportunity to create something special through strategic improvements. The combination of renovation potential, desirable location, and existing amenities like the carport creates an appealing investment prospect with strong upside potential in this established neighborhood.

17. 2026-05-19
    listed $79,900 Active

    Show marketing remark (1224 chars)

    Brick home located in small rural community. The home features double carport , nice country lot , within a short distance of the local schools and shopping. The property has lots of potential and offers convenience to local community. The low maintenance brick exterior is a big plus this one may be the property you have been searching for. Looking for a property in Ascension Parish this one is located in Prairieville _This three-bedroom, one-bathroom property presents a compelling investment opportunity for those seeking renovation potential. With thoughtful updates and improvements, this property could be restored to its full potential. The location offers significant advantages, with local schools nearby, making it an attractive area . The convenience to local eateries adds appeal for future residents. The property features good views and includes a carport for covered vehicle protection. For investors, this property represents an opportunity to create something special through strategic improvements. The combination of renovation potential, desirable location, and existing amenities like the carport creates an appealing investment prospect with strong upside potential in this established neighborhood.

18. 2026-04-29
    status Pending
19. 2026-04-29
    status Pending
20. 2026-04-06
    price $90,000
21. 2026-04-06
    price $90,000
22. 2026-04-02
    listed $194,000 Active
23. 2026-04-02
    listed $194,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone AE · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,451
• − Mortgage interest: −$3,915
• − Property taxes: −$1,048
• − Insurance: −$5,468
• − Repairs & maintenance: −$1,876
• − Management: −$1,876
• − Depreciation: −$2,033
• Taxable income: $7,234
• Est. tax owed @ 24.0%: −$1,736
• After-tax cash flow: $5,875/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Ascension Parish
• NCES district ID: 2200090
• Math proficiency: 48% ▼ -31.00%
• Reading proficiency: 58% ▼ -25.00%
• Median HH income: $68,423
• Composite: 47.0/100
• National rank: #2347
• State rank: #7 of 98 in LA

Livability — Port Vincent

• Score: 65/100
• State rank: #142
• US rank: #12539

Category grades

Amenities F Commute F Cost of living A Crime C+ Employment B- Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Ascension Parish · 98,362 people
• Metro: Baton Rouge, LA
• Population (ZIP): 49,278
• Household income: $109,404
• Rent vs Own: 12.3% rent · 87.7% own
• Severe rent burden: 91.0

Population outlook (Ascension County) Hauer SSP2

• Today (2025): 145,480 people
• By 2030: 158,329 · +8.8%
• By 2040: 183,741 · +26.3%
• By 2050: 207,615 · +42.7%
• By 2075: 260,244 · +78.9%
• By 2100: 289,576 · +99.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (73%)
• Race & ethnicity: White 73% Black 15% Two or more races 6% Hispanic / Latino 6% Asian 1%
• Hispanic origin (detail): Mexican 2%
• Common ancestry: Lithuanian 16% Italian 1% Slovak 1%
• Foreign-born: 4% · Canada
• Languages at home: 93% English-only · Spanish 4% Other Indo-European 1%

Political lean MEDSL · Ascension

• 2024 margin: Solid R (+34.0) · D 32.2% · R 66.1% · Other 1.7%
• 2008→2024 swing: +1.7pp toward D · 2008: -35.7pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+32.5 2016: R+36.0 2012: R+34.3 2008: R+35.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -111.56%
• Current HPI: 144.2267
• Rent YoY: ▲ 3.47%
• Metro: Baton Rouge, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

-58.8% since first listed

8 events — show timeline

• 2026-05-19 Listed $79,900 GBRMLS
• 2026-05-19 Listed $79,900 AcadianaMLS
• 2026-04-29 Pending — AcadianaMLS
• 2026-04-29 Pending — GBRMLS
• 2026-04-06 Price Changed $90,000 AcadianaMLS
• 2026-04-06 Price Changed $90,000 GBRMLS
• 2026-04-02 Listed $194,000 GBRMLS
• 2026-04-02 Listed $194,000 AcadianaMLS

Property tax history

+3.0%/yr

Latest (2025): $110 · -1.8% YoY. Source: county tax records.