4162 Winfall Ave · North Port, FL 34286

$239,900

2 bd · 2.0 ba · 996 sqft · SingleFamily public records · 93 Days on market

Built 1990 10,000 sqft lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.0/30.0
• ARV discount +7.5/15.0
• Schools +5.4/10.0
• DSCR +3.9/10.0
• Livability +3.8/5.0
• 1% rule +3.4/10.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

If you’ve been daydreaming about an affordable, move-in-ready home with upgrades already completed—located within North Port city limits—you’ve come to the right place. This thoughtfully designed home may be modest in size, but it’s packed with features that make everyday living comfortable and stress-free for the whole family. The newly remodeled kitchen is the heart of the home and includes white quarts countertops, classic subway tile backsplash, white shaker cabinetry, stainless steel appliances, a garbage disposal, and a welcoming eat-in dining space—perfect for family meals and morning routines. Both bathrooms have been updated with new showers and modern vanity cabinets, offering a fresh, clean feel throughout. Major system upgrades have already been completed, including whole-house hurricane impact windows, a newer air conditioning system with UV filtration, and a roof replaced in 2022. Dates of improvements and four-point inspection details are available—please see attached documentation. Step outside to a fully fenced backyard designed for privacy, pets, and family gatherings, complete with a utility shed for extra storage. The oversized Florida room is filled with natural light and provides flexible space for a playroom, family room, or relaxing retreat. An extended driveway offers additional parking for multiple vehicles or recreational equipment. This home offers peace of mind, functionality, and a warm setting to create lasting family memories.

Key facts

• Utility shed
• Updated bathrooms
• Roof replaced

Tags

• NEWLY REMODELED KITCHEN
• UPDATED BATHROOMS
• NEWER AIR CONDITIONING SYSTEM
• ROOF REPLACED
• FULLY FENCED BACKYARD
• UTILITY SHED

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $240k.

Deal economics

• At list price, monthly cash flow is $-12 ($-145/yr) — negative.
• To cash-flow at today's rent, offer at most $238k (0.9% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $200k (16.5% below list).
• Recommended offer: $200k (16.5% below list) — sets the bar for 1% rule.
• Cap rate 6.2% vs local median 3.6% in North Port — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#252 in FL, #3,975 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, health & safety A+; Watch: amenities F, commute F.
• Sarasota (urban): math 63% / reading 63% proficiency, ranked #7 of 73 in FL (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+1.1%/yr); 852 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 7,466 units permitted in Sarasota County in 2024 (2,138 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Sarasota County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 93 days — a 9% lower offer ($218k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $150k; list at $240k implies a 60% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $200,327 (16.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 93 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.84% ✗
• Cap rate: 6.23%
• Cash-on-cash: -0.22%
• DSCR: 0.99
• GRM: 10.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.12% rent growth · sell at horizon

5-year hold

• IRR: -18.7%
• Equity multiple: 0.35×
• Total profit: $-43,371
• Equity at exit: $35,770

10-year hold

• IRR: -15.3%
• Equity multiple: 0.20×
• Total profit: $-53,489
• Equity at exit: $20,742

Cash invested: $67,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34286

• Home prices YoY: -9.5%
• Rents YoY: 1.1%
• Active inventory: 852
• Price-to-rent: 10.0×

Monthly cashflow live

• Estimated rent: $2,003 medium
• Mortgage (P&I): −$1,258
• Tax from tax record: −$237 /mo · $2,839/yr
• Insurance: −$100
• HOA: −$0
• Vacancy / Maint / Mgmt: −$421
• Net cashflow: $-12

Break-even live

Break-even rent $2,019

Max offer price $237,770

Occupancy floor 96%

Sensitivity live

Price	-10% $124	-5% $56	+0% $-12	+5% $-80	+10% $-148
Rent	-10% $-170	-5% $-91	+0% $-12	+5% $67	+10% $146
Rate	-1.0pp $109	-0.5pp $49	base $-12	+0.5pp $-74	+1.0pp $-137

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $59,975
• Closing costs: $7,197
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1450 Front Pl North Port, FL	1.0–3.0	1.0–2.5	1132	$2,252	$1.99	2d	15	0.73mi

Listing history 11 events

1. 2026-05-14
   price $239,900 1524-char remark

   Show marketing remark (1524 chars)

   If you’ve been daydreaming about an affordable, move-in-ready home with upgrades already completed—located within North Port city limits—you’ve come to the right place. This thoughtfully designed home may be modest in size, but it’s packed with features that make everyday living comfortable and stress-free for the whole family. The newly remodeled kitchen is the heart of the home and includes white quarts countertops, classic subway tile backsplash, white shaker cabinetry, stainless steel appliances, a garbage disposal, and a welcoming eat-in dining space—perfect for family meals and morning routines. Both bathrooms have been updated with new showers and modern vanity cabinets, offering a fresh, clean feel throughout. Major system upgrades have already been completed, including whole-house hurricane impact windows, a newer air conditioning system with UV filtration, and a roof replaced in 2022. Dates of improvements and four-point inspection details are available—please see attached documentation. Step outside to a fully fenced backyard designed for privacy, pets, and family gatherings, complete with a utility shed for extra storage. The oversized Florida room is filled with natural light and provides flexible space for a playroom, family room, or relaxing retreat. An extended driveway offers additional parking for multiple vehicles or recreational equipment. This home offers peace of mind, functionality, and a warm setting to create lasting family memories.

2. 2026-04-22
   price $244,900 1524-char remark

   Show marketing remark (1524 chars)

   If you’ve been daydreaming about an affordable, move-in-ready home with upgrades already completed—located within North Port city limits—you’ve come to the right place. This thoughtfully designed home may be modest in size, but it’s packed with features that make everyday living comfortable and stress-free for the whole family. The newly remodeled kitchen is the heart of the home and includes white quarts countertops, classic subway tile backsplash, white shaker cabinetry, stainless steel appliances, a garbage disposal, and a welcoming eat-in dining space—perfect for family meals and morning routines. Both bathrooms have been updated with new showers and modern vanity cabinets, offering a fresh, clean feel throughout. Major system upgrades have already been completed, including whole-house hurricane impact windows, a newer air conditioning system with UV filtration, and a roof replaced in 2022. Dates of improvements and four-point inspection details are available—please see attached documentation. Step outside to a fully fenced backyard designed for privacy, pets, and family gatherings, complete with a utility shed for extra storage. The oversized Florida room is filled with natural light and provides flexible space for a playroom, family room, or relaxing retreat. An extended driveway offers additional parking for multiple vehicles or recreational equipment. This home offers peace of mind, functionality, and a warm setting to create lasting family memories.

3. 2026-03-24
   price $247,900 1524-char remark

   Show marketing remark (1524 chars)

   If you’ve been daydreaming about an affordable, move-in-ready home with upgrades already completed—located within North Port city limits—you’ve come to the right place. This thoughtfully designed home may be modest in size, but it’s packed with features that make everyday living comfortable and stress-free for the whole family. The newly remodeled kitchen is the heart of the home and includes white quarts countertops, classic subway tile backsplash, white shaker cabinetry, stainless steel appliances, a garbage disposal, and a welcoming eat-in dining space—perfect for family meals and morning routines. Both bathrooms have been updated with new showers and modern vanity cabinets, offering a fresh, clean feel throughout. Major system upgrades have already been completed, including whole-house hurricane impact windows, a newer air conditioning system with UV filtration, and a roof replaced in 2022. Dates of improvements and four-point inspection details are available—please see attached documentation. Step outside to a fully fenced backyard designed for privacy, pets, and family gatherings, complete with a utility shed for extra storage. The oversized Florida room is filled with natural light and provides flexible space for a playroom, family room, or relaxing retreat. An extended driveway offers additional parking for multiple vehicles or recreational equipment. This home offers peace of mind, functionality, and a warm setting to create lasting family memories.

4. 2026-03-10
   status Active 1524-char remark

   Show marketing remark (1524 chars)

   If you’ve been daydreaming about an affordable, move-in-ready home with upgrades already completed—located within North Port city limits—you’ve come to the right place. This thoughtfully designed home may be modest in size, but it’s packed with features that make everyday living comfortable and stress-free for the whole family. The newly remodeled kitchen is the heart of the home and includes white quarts countertops, classic subway tile backsplash, white shaker cabinetry, stainless steel appliances, a garbage disposal, and a welcoming eat-in dining space—perfect for family meals and morning routines. Both bathrooms have been updated with new showers and modern vanity cabinets, offering a fresh, clean feel throughout. Major system upgrades have already been completed, including whole-house hurricane impact windows, a newer air conditioning system with UV filtration, and a roof replaced in 2022. Dates of improvements and four-point inspection details are available—please see attached documentation. Step outside to a fully fenced backyard designed for privacy, pets, and family gatherings, complete with a utility shed for extra storage. The oversized Florida room is filled with natural light and provides flexible space for a playroom, family room, or relaxing retreat. An extended driveway offers additional parking for multiple vehicles or recreational equipment. This home offers peace of mind, functionality, and a warm setting to create lasting family memories.

5. 2026-02-28
   status Pending 1524-char remark

   Show marketing remark (1524 chars)

   If you’ve been daydreaming about an affordable, move-in-ready home with upgrades already completed—located within North Port city limits—you’ve come to the right place. This thoughtfully designed home may be modest in size, but it’s packed with features that make everyday living comfortable and stress-free for the whole family. The newly remodeled kitchen is the heart of the home and includes white quarts countertops, classic subway tile backsplash, white shaker cabinetry, stainless steel appliances, a garbage disposal, and a welcoming eat-in dining space—perfect for family meals and morning routines. Both bathrooms have been updated with new showers and modern vanity cabinets, offering a fresh, clean feel throughout. Major system upgrades have already been completed, including whole-house hurricane impact windows, a newer air conditioning system with UV filtration, and a roof replaced in 2022. Dates of improvements and four-point inspection details are available—please see attached documentation. Step outside to a fully fenced backyard designed for privacy, pets, and family gatherings, complete with a utility shed for extra storage. The oversized Florida room is filled with natural light and provides flexible space for a playroom, family room, or relaxing retreat. An extended driveway offers additional parking for multiple vehicles or recreational equipment. This home offers peace of mind, functionality, and a warm setting to create lasting family memories.

6. 2026-02-04
   listed $249,900 Active 1524-char remark

   Show marketing remark (1524 chars)

   If you’ve been daydreaming about an affordable, move-in-ready home with upgrades already completed—located within North Port city limits—you’ve come to the right place. This thoughtfully designed home may be modest in size, but it’s packed with features that make everyday living comfortable and stress-free for the whole family. The newly remodeled kitchen is the heart of the home and includes white quarts countertops, classic subway tile backsplash, white shaker cabinetry, stainless steel appliances, a garbage disposal, and a welcoming eat-in dining space—perfect for family meals and morning routines. Both bathrooms have been updated with new showers and modern vanity cabinets, offering a fresh, clean feel throughout. Major system upgrades have already been completed, including whole-house hurricane impact windows, a newer air conditioning system with UV filtration, and a roof replaced in 2022. Dates of improvements and four-point inspection details are available—please see attached documentation. Step outside to a fully fenced backyard designed for privacy, pets, and family gatherings, complete with a utility shed for extra storage. The oversized Florida room is filled with natural light and provides flexible space for a playroom, family room, or relaxing retreat. An extended driveway offers additional parking for multiple vehicles or recreational equipment. This home offers peace of mind, functionality, and a warm setting to create lasting family memories.

7. 2019-02-27
   soldstatus $150,000 Sold 641-char remark

   Show marketing remark (641 chars)

   This home will make the perfect starter home, retirement home, or investment property with no HOA! Located less than five minutes from I-75 and Tamiami Trail, this location makes shopping and commuting a breeze. With a short 15 minute drive you can swim in the natural pool at Warm Mineral Springs, golf at Heron Creek or Charlotte Harbor National Golf Clubs, or hike the nature trails at Deer Prairie Creek Preserve. The possibilities are endless with this well kept home. List of upgrades includes: Roof (2008), impact resistant windows (2011), hurricane strength garage door (2012), AC with UV filtration (2014), hot water heater (2015).

8. 2019-02-27
   soldstatus $150,000

   Show marketing remark (641 chars)

   This home will make the perfect starter home, retirement home, or investment property with no HOA! Located less than five minutes from I-75 and Tamiami Trail, this location makes shopping and commuting a breeze. With a short 15 minute drive you can swim in the natural pool at Warm Mineral Springs, golf at Heron Creek or Charlotte Harbor National Golf Clubs, or hike the nature trails at Deer Prairie Creek Preserve. The possibilities are endless with this well kept home. List of upgrades includes: Roof (2008), impact resistant windows (2011), hurricane strength garage door (2012), AC with UV filtration (2014), hot water heater (2015).

9. 2019-01-17
   status Pending 641-char remark

   Show marketing remark (641 chars)

   This home will make the perfect starter home, retirement home, or investment property with no HOA! Located less than five minutes from I-75 and Tamiami Trail, this location makes shopping and commuting a breeze. With a short 15 minute drive you can swim in the natural pool at Warm Mineral Springs, golf at Heron Creek or Charlotte Harbor National Golf Clubs, or hike the nature trails at Deer Prairie Creek Preserve. The possibilities are endless with this well kept home. List of upgrades includes: Roof (2008), impact resistant windows (2011), hurricane strength garage door (2012), AC with UV filtration (2014), hot water heater (2015).

10. 2018-12-13
    listed $145,000 Active 641-char remark

    Show marketing remark (641 chars)

    This home will make the perfect starter home, retirement home, or investment property with no HOA! Located less than five minutes from I-75 and Tamiami Trail, this location makes shopping and commuting a breeze. With a short 15 minute drive you can swim in the natural pool at Warm Mineral Springs, golf at Heron Creek or Charlotte Harbor National Golf Clubs, or hike the nature trails at Deer Prairie Creek Preserve. The possibilities are endless with this well kept home. List of upgrades includes: Roof (2008), impact resistant windows (2011), hurricane strength garage door (2012), AC with UV filtration (2014), hot water heater (2015).

11. 2003-05-02
    soldstatus $80,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,839 · $237/mo
• Projected year-2 tax: $2,839 · $237/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 28 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,039
• − Mortgage interest: −$13,438
• − Property taxes: −$2,839
• − Insurance: −$1,200
• − Repairs & maintenance: −$1,923
• − Management: −$1,923
• − Depreciation: −$6,979
• Taxable loss: −$4,263
• Est. tax savings @ 24.0%: +$1,023
• After-tax cash flow: $878/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Sarasota
• NCES district ID: 1201680
• Math proficiency: 63% ▼ -8.00%
• Reading proficiency: 63% ▼ -3.00%
• Median HH income: $51,167
• Composite: 53.68/100
• National rank: #1428
• State rank: #7 of 73 in FL

Livability — North Port

• Score: 75/100
• State rank: #252
• US rank: #3975

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment B+ Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: North Port, FL
• County: Sarasota County · 448,376 people
• City population: 75,324
• Metro: North Port-Sarasota-Bradenton, FL
• Population (ZIP): 22,534
• Household income: $80,553
• Rent vs Own: 20.6% rent · 79.4% own
• Severe rent burden: 545.0

Population outlook (Sarasota County) Hauer SSP2

• Today (2025): 452,380 people
• By 2030: 474,175 · +4.8%
• By 2040: 511,577 · +13.1%
• By 2050: 541,467 · +19.7%
• By 2075: 604,947 · +33.7%
• By 2100: 621,965 · +37.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (81%)
• Race & ethnicity: White 81% Hispanic / Latino 10% Two or more races 8% Black 3% Asian 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 4% Cuban 2%
• Common ancestry: Romanian 7% Lithuanian 4% Subsaharan African 2%
• Foreign-born: 9% · Canada
• Languages at home: 86% English-only · Spanish 7% Russian/Polish/Slavic 4% Other Indo-European 1%

Political lean MEDSL · Sarasota

• 2024 margin: R (+18.2) · D 40.5% · R 58.7%
• 2008→2024 swing: -18.1pp toward R · 2008: -0.1pp · 2024: -18.2pp
• All cycles: 2024: R+18.2 2020: R+10.4 2016: R+11.6 2012: R+7.4 2008: R+0.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -31.36%
• Current HPI: 297.3707
• Rent YoY: ▲ 1.12%
• Metro: North Port-Sarasota-Bradenton, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+199.9% since first listed

11 events — show timeline

• 2026-05-14 Price Changed $239,900 Stellar MLS as Distributed by MLS Grid
• 2026-04-22 Price Changed $244,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-24 Price Changed $247,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-10 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-02-28 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-02-04 Listed $249,900 Stellar MLS as Distributed by MLS Grid
• 2019-02-27 Sold (Public Records) $150,000 Public Records
• 2019-02-27 Sold (MLS) $150,000 Stellar MLS as Distributed by MLS Grid
• 2019-01-17 Pending — Stellar MLS as Distributed by MLS Grid
• 2018-12-13 Listed $145,000 Stellar MLS as Distributed by MLS Grid
• 2003-05-02 Sold (Public Records) $80,000 Public Records

Property tax history

+11.0%/yr

Latest (2025): $2,839 · -5.8% YoY. Source: county tax records.