9025 Little River Rd · Bayou La Batre, AL 36509

$78,900

3 bd · 2.0 ba · 1,893 sqft · SingleFamily public records · 82 Days on market

Built 1915 0.54 ac lot $42/sqft · 43% below area Est $138k · 43% under ↓ 16% since listing

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +9.6/10.0
• Appreciation +3.2/10.0
• Livability +2.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0

Listing remarks MLS

Check out this house located in Bayou La Batre. This cute 2 story house sits on just over half an acre of land on a corner lot! Ramp leading up to the front door. Please call your favorite Realtor for a persoanl showing.

Key facts

• Ramp leading up
• Corner lot
• 0.54 acre lot

Tags

• CORNER LOT
• RAMP LEADING UP

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $79k.

Deal economics

• At list price, monthly cash flow is $13 ($161/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $79k).
• Recommended offer: $74k (6.0% below list) — sets the bar for market timing.
• Cap rate 13.0% vs local median 4.5% in Bayou La Batre — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 53/100 on livability (#493 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B; Watch: health & safety D+, schools F, crime F.
• Mobile County (urban): math 15% / reading 39% proficiency, ranked #81 of 129 in AL (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 25 active listings in the ZIP; 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $545 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 82 days — a 6% lower offer ($74k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo; built in 1915 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; severe wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $74,166 (6.0% below list)

Questions for the listing agent

1. It's been on market 82 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1915 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.46% ✓
• Cap rate: 12.98%
• Cash-on-cash: 23.90%
• DSCR: 2.06
• GRM: 5.7

CMA / ARV

• ARV (median comp): $138,365
• List price: $78,900
• Delta: -42.98%
• Verdict: UNDERPRICED
• Comps: 12 within 1.0 mi

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
13701 Tram Ave	0.14mi	4/2.0 (+1)	2,000 (+6%)	2mo	$192,000	$96	77
13535 Lyons Ave	0.24mi	3/2.0	2,088 (+10%)	15mo	$120,000	$57	59
13580 N Wintzell Ave	0.40mi	3/2.0	2,136 (+13%)	14mo	$250,000	$117	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -14.8%
• Equity multiple: 0.47×
• Total profit: $-11,699
• Equity at exit: $11,764

10-year hold

• IRR: -5.6%
• Equity multiple: 0.63×
• Total profit: $-8,139
• Equity at exit: $6,822

Cash invested: $22,092 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36509

• Home prices YoY: -2.1%
• Active inventory: 25
• Price-to-rent: 5.7×

Monthly cashflow live

• Estimated rent: $1,154 medium
• Mortgage (P&I): −$414
• Tax from tax record: −$25 /mo · $298/yr
• Insurance: −$33
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$242
• Net cashflow: $13

Break-even live

Break-even rent $1,137

Max offer price $78,900

Occupancy floor 94%

Sensitivity live

Price	-10% $58	-5% $36	+0% $13	+5% $-9	+10% $-31
Rent	-10% $-78	-5% $-32	+0% $13	+5% $59	+10% $105
Rate	-1.0pp $53	-0.5pp $33	base $13	+0.5pp $-7	+1.0pp $-28

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $19,725
• Closing costs: $2,367
• Reserves months: —
• Total cash needed: —

Listing history 18 events

1. 2026-06-13
   status $78,900 Pending 82 DOM
2. 2026-06-10
   days on market $78,900 Active 82 DOM
3. 2026-06-09
   days on market $78,900 Active 81 DOM
4. 2026-06-08
   days on market $78,900 Active 80 DOM
5. 2026-06-07
   days on market $78,900 Active 79 DOM
6. 2026-06-05
   pricedays on market $78,900 Active 76 DOM
7. 2026-06-03
   days on market $79,900 Active 75 DOM
8. 2026-06-02
   days on market $79,900 Active 74 DOM
9. 2026-06-01
   days on market $79,900 Active 73 DOM
10. 2026-05-31
    days on market $79,900 Active 72 DOM
11. 2026-05-30
    days on market $79,900 Active 71 DOM
12. 2026-05-14
    price $83,900 221-char remark

    Show marketing remark (221 chars)

    Check out this house located in Bayou La Batre. This cute 2 story house sits on just over half an acre of land on a corner lot! Ramp leading up to the front door. Please call your favorite Realtor for a persoanl showing.

13. 2026-04-30
    price $88,900 221-char remark

    Show marketing remark (221 chars)

    Check out this house located in Bayou La Batre. This cute 2 story house sits on just over half an acre of land on a corner lot! Ramp leading up to the front door. Please call your favorite Realtor for a persoanl showing.

14. 2026-04-24
    price $89,900 221-char remark

    Show marketing remark (221 chars)

    Check out this house located in Bayou La Batre. This cute 2 story house sits on just over half an acre of land on a corner lot! Ramp leading up to the front door. Please call your favorite Realtor for a persoanl showing.

15. 2026-04-17
    price $96,900 221-char remark

    Show marketing remark (221 chars)

    Check out this house located in Bayou La Batre. This cute 2 story house sits on just over half an acre of land on a corner lot! Ramp leading up to the front door. Please call your favorite Realtor for a persoanl showing.

16. 2026-04-09
    price $97,900 221-char remark

    Show marketing remark (221 chars)

    Check out this house located in Bayou La Batre. This cute 2 story house sits on just over half an acre of land on a corner lot! Ramp leading up to the front door. Please call your favorite Realtor for a persoanl showing.

17. 2026-04-02
    price $98,900 221-char remark

    Show marketing remark (221 chars)

    Check out this house located in Bayou La Batre. This cute 2 story house sits on just over half an acre of land on a corner lot! Ramp leading up to the front door. Please call your favorite Realtor for a persoanl showing.

18. 2026-03-20
    listed $99,900 Active 221-char remark

    Show marketing remark (221 chars)

    Check out this house located in Bayou La Batre. This cute 2 story house sits on just over half an acre of land on a corner lot! Ramp leading up to the front door. Please call your favorite Realtor for a persoanl showing.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $298 · $25/mo
• Projected year-2 tax: $323 · $27/mo
• Expected delta: +$26/yr (+$2/mo · 8.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 9/10 Extreme
• 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,844
• − Mortgage interest: −$4,420
• − Property taxes: −$298
• − Insurance: −$5,513
• − Repairs & maintenance: −$1,107
• − Management: −$1,107
• − Depreciation: −$2,295
• Taxable loss: −$897
• Est. tax savings @ 24.0%: +$215
• After-tax cash flow: $376/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Mobile County
• NCES district ID: 0102370
• Math proficiency: 15% ▼ -28.00%
• Reading proficiency: 39% ▬ 0.00%
• Median HH income: $42,455
• Composite: 22.9/100
• National rank: #8002
• State rank: #81 of 129 in AL

Livability — Bayou La Batre

• Score: 53/100
• State rank: #493
• US rank: #24654

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing B Health & safety D+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bayou La Batre, AL
• City population: 1,462
• Population (ZIP): 1,462

Population outlook (Mobile County) Hauer SSP2

• Today (2025): 415,303 people
• By 2030: 411,755 · -0.9%
• By 2040: 399,670 · -3.8%
• By 2050: 382,616 · -7.9%
• By 2075: 337,353 · -18.8%
• By 2100: 283,391 · -31.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: White 50% Asian 33% Two or more races 8% Black 5% Native American 3% Hispanic / Latino 1%
• Common ancestry: Lithuanian 10% Iranian 1%
• Foreign-born: 13% · Vietnam, Canada
• Languages at home: 84% English-only · Other Asian/Pacific 10% Vietnamese 7%

Political lean MEDSL · Mobile

• 2024 margin: R (+16.4) · D 41.3% · R 57.7%
• 2008→2024 swing: -7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
• All cycles: 2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -3.60%
• Current HPI: 170.7495
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

-16.0% since first listed

7 events — show timeline

• 2026-05-14 Price Changed $83,900 GCMLS AL
• 2026-04-30 Price Changed $88,900 GCMLS AL
• 2026-04-24 Price Changed $89,900 GCMLS AL
• 2026-04-17 Price Changed $96,900 GCMLS AL
• 2026-04-09 Price Changed $97,900 GCMLS AL
• 2026-04-02 Price Changed $98,900 GCMLS AL
• 2026-03-20 Listed $99,900 GCMLS AL

Property tax history

+1.6%/yr

Latest (2025): $298 · +0.0% YoY. Source: county tax records.