791 Lynmore Ave · Macon-Bibb County, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 72.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +29.6/30.0
- DSCR +10.0/10.0
- 1% rule +7.2/10.0
- Rent growth +3.8/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.2/10.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$80,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Income producing home in good condition with a solid tenant. Newer roof and windows. Contact Sean Sneed or your favorite realtor for more info!
Key facts
- Newer roof
- Newer windows
- 8,712 sq ft lot
Tags
Property features AI
Finance
- Other: Lot approximately 0.2 acres (60 x 142)
- Financial info: Tax information not included per instructions
- HOA & community: HOA information not provided
Exterior
- Parking: Driveway
- Security: Security information not provided
- Utilities: Public water; Public sewer
- Home design: Single-family residence; One story; Residential income property; Property listed in fixer condition; R-1 (single family) zoning
- Construction: Vinyl siding; Shingle roof; Pillar/post/pier foundation; Built area above grade: 988
- Exterior features: Front porch; No additional exterior features listed
Interior
- Kitchen: Appliances not specified
- Bedrooms: Bedrooms information not provided
- Flooring: Flooring information not provided
- Bathrooms: 1 full bathroom
- Heating & cooling: Floor furnace heating; Ceiling fans; Window air conditioning units
- Interior features: Ceiling fans; Window air conditioning units; Floor furnace heating
- Laundry & utility: Laundry information not provided
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $80k.
Deal economics
- At list price, monthly cash flow is $288 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($974 rent vs $80k).
- Cap rate 10.6% vs local median 5.4% in Macon-Bibb County — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Bibb County (urban): math 11% / reading 18% proficiency, ranked #161 of 174 in GA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Bruce Elementary School (math 2% / reading 2%, grade F, #1,204 of 1,228 statewide, top 100%, 434 students, 100% FRL); Rutland Middle School (math 12% / reading 28%, grade F, #349 of 470 statewide, top 75%, 812 students, 100% FRL); Rutland High School (math 2% / reading 8%, grade F, #394 of 424 statewide, top 97%, 907 students, 100% FRL) — zoned schools average 100% FRL vs 75% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+5.0%/yr); 207 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 154 units permitted in Bibb County in 2024 (0 in 5+ unit buildings).
- This rent runs 39% of the median local income ($30k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Bibb County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 5.0% rent growth), your $22k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
- Current owner paid $11k; list at $80k implies a 621% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1947 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 72% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1947 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.22% ✓
- Cap rate
- 10.62%
- Cash-on-cash
- 15.45%
- DSCR
- 1.69
- GRM
- 6.8
CMA / ARV
- ARV (on-the-fly)
- $63,232
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 562 Richmond St | 0.39mi | 2/1.0 | 972 (-2%) | 6mo | $15,000 | $15 | 74 |
| 826 W Grenada Ter | 0.22mi | 2/1.0 | 1,075 (+9%) | 4mo | $35,000 | $33 | 72 |
| 1071 Sylvian Dr | 0.30mi | 3/1.0 (+1) | 1,001 (+1%) | 9mo | $53,000 | $53 | 71 |
| 1118 N Beddingfield Dr | 0.41mi | 3/1.0 (+1) | 988 (0%) | 10mo | $62,500 | $63 | 68 |
| 3366 Pio Nono Cir | 0.69mi | 3/1.0 (+1) | 962 (-3%) | 8mo | $106,000 | $110 | 52 |
| 3366 Pio Nono Cir | 0.69mi | 3/1.0 (+1) | 962 (-3%) | 8mo | $106,000 | $110 | 52 |
| 534 Lynmore Ave | 0.41mi | 2/1.0 | 864 (-13%) | 10mo | $55,000 | $64 | 52 |
| 1151 N Beddingfield Dr | 0.46mi | 3/1.0 (+1) | 1,080 (+9%) | 9mo | $125,000 | $116 | 50 |
| 4283 Worsham Ave | 0.72mi | 3/2.0 (+1) | 1,000 (+1%) | 8mo | $29,000 | $29 | 49 |
| 3441 Antioch Hts | 0.63mi | 3/2.0 (+1) | 897 (-9%) | 1mo | $75,000 | $84 | 45 |
| 3229 Harrel St | 0.53mi | 3/2.5 (+1) | 1,064 (+8%) | 8mo | $6,200 | $6 | 45 |
| 1138 Newberg Ave | 0.65mi | 3/1.0 (+1) | 1,106 (+12%) | 6mo | $82,000 | $74 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.03% rent growth · sell at horizon
- IRR
- 8.3%
- Equity multiple
- 1.33×
- Total profit
- $7,409
- Equity at exit
- $11,928
- IRR
- 19.0%
- Equity multiple
- 2.73×
- Total profit
- $38,673
- Equity at exit
- $6,917
Cash invested: $22,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31206
- Rents YoY
- 5.0%
- Active inventory
- 207
- Price-to-rent
- 6.8×
Monthly cashflow live
- Estimated rent
- $974 high interval (Pro) →
- Mortgage (P&I)
- −$420
- Tax from tax record
- −$28 /mo · $340/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$205
- Net cashflow
- $288
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $20,000
- Closing costs
- $2,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 27 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3423 Flamingo Dr Macon, GA | 3.0 | 1.0 | 1048 | $895 | $0.85 | 43d | 1 | 0.36mi |
| 1148 N Beddingfield Dr Macon, GA | 3.0 | 1.0 | 1076 | $825 | $0.77 | 43d | 1 | 0.36mi |
| 534 Lynmore Ave Macon, GA | 2.0 | 1.0 | 864 | $925 | $1.07 | 43d | 1 | 0.40mi |
| 837 Newberg Ave Macon, GA | 3.0 | 1.0 | 966 | $750 | $0.78 | 43d | 1 | 0.47mi |
| 1156 Triple Hill Dr Macon, GA | 2.0 | 1.0 | 980 | $875 | $0.89 | 13d | 1 | 0.53mi |
| 4196 Mikado Ave Unit B Macon, GA | 1.0 | 1.0 | 890 | $900 | $1.01 | 43d | 1 | 0.55mi |
| 4196 Mikado Ave Unit A Macon, GA | 1.0 | 1.0 | 897 | $950 | $1.06 | 43d | 1 | 0.55mi |
| 1164 Newberg Ave Macon, GA | 3.0 | 1.0 | 1100 | $1,195 | $1.09 | 43d | 1 | 0.70mi |
| 3238 Somerset Dr Macon, GA | 3.0 | 1.0 | 1100 | $975 | $0.89 | 13d | 1 | 0.73mi |
| 614 Cleveland St Macon, GA | 1.0 | 1.0 | 650 | $800 | $1.23 | 43d | 1 | 0.83mi |
| 3149 Somerset Dr Macon, GA | 2.0 | 1.0 | 897 | $745 | $0.83 | 43d | 1 | 0.83mi |
| 558 Cleveland St Macon, GA | 2.0 | 1.0 | 924 | $925 | $1.00 | 43d | 1 | 0.86mi |
| 906 Thomas St Macon, GA | 2.0 | 1.0 | 800 | $650 | $0.81 | 43d | 1 | 0.93mi |
| 1089 Brisbane St Macon, GA | 3.0 | 1.0 | 816 | $1,075 | $1.32 | 13d | 1 | 0.94mi |
| 1332 Hillridge Dr Macon, GA | 3.0 | 2.0 | 1050 | $1,050 | $1.00 | 13d | 1 | 0.95mi |
| 955 Putnam St Unit 1 Macon, GA | 3.0 | 1.0 | 950 | $1,199 | $1.26 | 43d | 1 | 1.00mi |
| 3778 Spencer Cir Macon, GA | 3.0 | 1.0 | 864 | $1,300 | $1.50 | 21d | 1 | 1.03mi |
| 3080 Rice Mill Rd Unit M-5 Macon, GA | 1.0 | 1.0 | 875 | $750 | $0.86 | 43d | 1 | 1.09mi |
| 3080 Rice Mill Rd Unit C-1 Macon, GA | 3.0 | 1.5 | 1100 | $925 | $0.84 | 21d | 1 | 1.09mi |
| 3080 Rice Mill Rd Macon, GA | 3.0 | 1.0 | 1100 | $950 | $0.86 | 43d | 1 | 1.09mi |
| 3823 Saint Charles Pl Macon, GA | 3.0 | 1.0 | 1020 | $1,150 | $1.13 | 43d | 1 | 1.11mi |
| 4028 Saint Charles Pl Macon, GA | 3.0 | 1.0 | 900 | $800 | $0.89 | 21d | 1 | 1.13mi |
| 3837 Spencer Cir Macon, GA | 3.0 | 1.0 | 1080 | $1,300 | $1.20 | 43d | 1 | 1.15mi |
| 1260 Auburn Dr Macon, GA | 3.0 | 1.0 | 864 | $1,295 | $1.50 | 21d | 1 | 1.18mi |
| 1260 Auburn Dr Macon, GA | 3.0 | 1.0 | 864 | $1,075 | $1.24 | 43d | 1 | 1.18mi |
| 672 Bowden St Macon, GA | 2.0 | 1.0 | 1076 | $900 | $0.84 | 21d | 1 | 1.47mi |
| 806 Armory Dr Unit B Macon, GA | 3.0 | 1.0 | 1100 | $975 | $0.89 | 43d | 1 | 1.47mi |
Listing history 10 events
-
2026-06-19days on market $80,000 Active 11 DOM
-
2026-06-18days on market $80,000 Active 10 DOM
-
2026-06-17days on market $80,000 Active 9 DOM
-
2026-06-16days on market $80,000 Active 8 DOM
-
2026-06-15days on market $80,000 Active 7 DOM
-
2026-06-14days on market $80,000 Active 5 DOM
-
2026-06-13days on market $80,000 Active 4 DOM
-
2026-06-10days on market $80,000 Active 2 DOM
-
2026-06-09remarks 143-char remark
-
2026-06-09$80,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $340 · $28/mo
- Projected year-2 tax
- $736 · $61/mo
- Expected delta
- +$396/yr (+$33/mo · 116.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 7/10 Severe 7 d/yr ≥109°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 72% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,691
- − Mortgage interest
- −$4,481
- − Property taxes
- −$340
- − Insurance
- −$400
- − Repairs & maintenance
- −$935
- − Management
- −$935
- − Depreciation
- −$2,327
- Taxable income
- $2,272
- Est. tax owed @ 24.0%
- −$545
- After-tax cash flow
- $2,916/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bibb County
- NCES district ID
- 1300420
- Math proficiency
- 11% ▼ -14.00%
- Reading proficiency
- 18% ▼ -11.00%
- Median HH income
- $37,426
- Composite
- 12.13/100
- National rank
- #9654
- State rank
- #161 of 174 in GA
Livability — Macon-Bibb County
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Macon-Bibb County, GA
- County
- Bibb County · 164,332 people
- City population
- 143,186
- Metro
- Macon-Bibb County, GA
- Population (ZIP)
- 24,310
- Household income
- $30,042
- Rent vs Own
- Severe rent burden
- 1335.0
Population outlook (Bibb County) Hauer SSP2
- Today (2025)
- 148,772 people
- By 2030
- 145,904 · -1.9%
- By 2040
- 139,404 · -6.3%
- By 2050
- 131,603 · -11.5%
- By 2075
- 111,050 · -25.4%
- By 2100
- 83,346 · -44.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (76%)
- Race & ethnicity
- Black 76% White 12% Hispanic / Latino 8% Two or more races 4%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 1%
- Common ancestry
- Lithuanian 1% Italian 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 91% English-only · Spanish 8%
Political lean MEDSL · Bibb
- 2024 margin
- Strong D (+22.4) · D 61.0% · R 38.5%
- 2008→2024 swing
- +4.4pp toward D · 2008: 18.0pp · 2024: 22.4pp
- All cycles
- 2024: D+22.4 2020: D+23.8 2016: D+20.2 2012: D+20.0 2008: D+18.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -80.17%
- Current HPI
- 148.6765
- Rent YoY
- ▲ 5.03%
- Metro
- Macon-Bibb County, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
||
Price history
+196.3% since first listed5 events — show timeline
- 2026-06-08 Listed $80,000 MGMLS
- 2011-07-19 Sold (Public Records) $11,100 Public Records
- 2011-03-21 Sold (Public Records) $48,459 Public Records
- 2002-04-05 Sold (Public Records) $53,000 Public Records
- 2002-03-01 Sold (Public Records) $27,000 Public Records
Property tax history
+10.5%/yrLatest (2025): $340 · +3.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…