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791 Lynmore Ave
C Composite 56.74
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.6/30.0
  • DSCR +10.0/10.0
  • 1% rule +7.2/10.0
  • Rent growth +3.8/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.2/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$80,000

791 Lynmore Ave · Macon-Bibb County, GA 31206
2 bd · 1.0 ba · 988 sqft · SingleFamily public records · 11 Days on market
Built 1947 8,712 sqft lot Est $63k · 27% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Income producing home in good condition with a solid tenant. Newer roof and windows. Contact Sean Sneed or your favorite realtor for more info!

Key facts

  • Newer roof
  • Newer windows
  • 8,712 sq ft lot

Tags

INCOME PRODUCING HOMENEWER ROOFNEWER WINDOWS

Property features AI

Finance

  • Other: Lot approximately 0.2 acres (60 x 142)
  • Financial info: Tax information not included per instructions
  • HOA & community: HOA information not provided

Exterior

  • Parking: Driveway
  • Security: Security information not provided
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; One story; Residential income property; Property listed in fixer condition; R-1 (single family) zoning
  • Construction: Vinyl siding; Shingle roof; Pillar/post/pier foundation; Built area above grade: 988
  • Exterior features: Front porch; No additional exterior features listed

Interior

  • Kitchen: Appliances not specified
  • Bedrooms: Bedrooms information not provided
  • Flooring: Flooring information not provided
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Floor furnace heating; Ceiling fans; Window air conditioning units
  • Interior features: Ceiling fans; Window air conditioning units; Floor furnace heating
  • Laundry & utility: Laundry information not provided

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $80k.

Deal economics

  • At list price, monthly cash flow is $288 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($974 rent vs $80k).
  • Cap rate 10.6% vs local median 5.4% in Macon-Bibb County — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Bibb County (urban): math 11% / reading 18% proficiency, ranked #161 of 174 in GA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Bruce Elementary School (math 2% / reading 2%, grade F, #1,204 of 1,228 statewide, top 100%, 434 students, 100% FRL); Rutland Middle School (math 12% / reading 28%, grade F, #349 of 470 statewide, top 75%, 812 students, 100% FRL); Rutland High School (math 2% / reading 8%, grade F, #394 of 424 statewide, top 97%, 907 students, 100% FRL) — zoned schools average 100% FRL vs 75% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+5.0%/yr); 207 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 154 units permitted in Bibb County in 2024 (0 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($30k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Bibb County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 5.0% rent growth), your $22k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $11k; list at $80k implies a 621% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1947 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 72% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $80,000

Questions for the listing agent

  1. Built in 1947 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.22%
Cap rate
10.62%
Cash-on-cash
15.45%
DSCR
1.69
GRM
6.8

CMA / ARV

ARV (on-the-fly)
$63,232
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
562 Richmond St 0.39mi 2/1.0 972 (-2%) 6mo $15,000 $15 74
826 W Grenada Ter 0.22mi 2/1.0 1,075 (+9%) 4mo $35,000 $33 72
1071 Sylvian Dr 0.30mi 3/1.0 (+1) 1,001 (+1%) 9mo $53,000 $53 71
1118 N Beddingfield Dr 0.41mi 3/1.0 (+1) 988 (0%) 10mo $62,500 $63 68
3366 Pio Nono Cir 0.69mi 3/1.0 (+1) 962 (-3%) 8mo $106,000 $110 52
3366 Pio Nono Cir 0.69mi 3/1.0 (+1) 962 (-3%) 8mo $106,000 $110 52
534 Lynmore Ave 0.41mi 2/1.0 864 (-13%) 10mo $55,000 $64 52
1151 N Beddingfield Dr 0.46mi 3/1.0 (+1) 1,080 (+9%) 9mo $125,000 $116 50
4283 Worsham Ave 0.72mi 3/2.0 (+1) 1,000 (+1%) 8mo $29,000 $29 49
3441 Antioch Hts 0.63mi 3/2.0 (+1) 897 (-9%) 1mo $75,000 $84 45
3229 Harrel St 0.53mi 3/2.5 (+1) 1,064 (+8%) 8mo $6,200 $6 45
1138 Newberg Ave 0.65mi 3/1.0 (+1) 1,106 (+12%) 6mo $82,000 $74 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.03% rent growth · sell at horizon

5-year hold
IRR
8.3%
Equity multiple
1.33×
Total profit
$7,409
Equity at exit
$11,928
10-year hold
IRR
19.0%
Equity multiple
2.73×
Total profit
$38,673
Equity at exit
$6,917

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31206

Rents YoY
5.0%
Active inventory
207
Price-to-rent
6.8×

Monthly cashflow live

Estimated rent
$974 high interval (Pro) →
Mortgage (P&I)
$420
Tax from tax record
$28 /mo · $340/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$205
Net cashflow
$288

Break-even live

Break-even rent $609
Max offer price $80,000
Occupancy floor 65%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,000
Closing costs
$2,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 27 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3423 Flamingo Dr Macon, GA 3.0 1.0 1048 $895 $0.85 43d 1 0.36mi
1148 N Beddingfield Dr Macon, GA 3.0 1.0 1076 $825 $0.77 43d 1 0.36mi
534 Lynmore Ave Macon, GA 2.0 1.0 864 $925 $1.07 43d 1 0.40mi
837 Newberg Ave Macon, GA 3.0 1.0 966 $750 $0.78 43d 1 0.47mi
1156 Triple Hill Dr Macon, GA 2.0 1.0 980 $875 $0.89 13d 1 0.53mi
4196 Mikado Ave Unit B Macon, GA 1.0 1.0 890 $900 $1.01 43d 1 0.55mi
4196 Mikado Ave Unit A Macon, GA 1.0 1.0 897 $950 $1.06 43d 1 0.55mi
1164 Newberg Ave Macon, GA 3.0 1.0 1100 $1,195 $1.09 43d 1 0.70mi
3238 Somerset Dr Macon, GA 3.0 1.0 1100 $975 $0.89 13d 1 0.73mi
614 Cleveland St Macon, GA 1.0 1.0 650 $800 $1.23 43d 1 0.83mi
3149 Somerset Dr Macon, GA 2.0 1.0 897 $745 $0.83 43d 1 0.83mi
558 Cleveland St Macon, GA 2.0 1.0 924 $925 $1.00 43d 1 0.86mi
906 Thomas St Macon, GA 2.0 1.0 800 $650 $0.81 43d 1 0.93mi
1089 Brisbane St Macon, GA 3.0 1.0 816 $1,075 $1.32 13d 1 0.94mi
1332 Hillridge Dr Macon, GA 3.0 2.0 1050 $1,050 $1.00 13d 1 0.95mi
955 Putnam St Unit 1 Macon, GA 3.0 1.0 950 $1,199 $1.26 43d 1 1.00mi
3778 Spencer Cir Macon, GA 3.0 1.0 864 $1,300 $1.50 21d 1 1.03mi
3080 Rice Mill Rd Unit M-5 Macon, GA 1.0 1.0 875 $750 $0.86 43d 1 1.09mi
3080 Rice Mill Rd Unit C-1 Macon, GA 3.0 1.5 1100 $925 $0.84 21d 1 1.09mi
3080 Rice Mill Rd Macon, GA 3.0 1.0 1100 $950 $0.86 43d 1 1.09mi
3823 Saint Charles Pl Macon, GA 3.0 1.0 1020 $1,150 $1.13 43d 1 1.11mi
4028 Saint Charles Pl Macon, GA 3.0 1.0 900 $800 $0.89 21d 1 1.13mi
3837 Spencer Cir Macon, GA 3.0 1.0 1080 $1,300 $1.20 43d 1 1.15mi
1260 Auburn Dr Macon, GA 3.0 1.0 864 $1,295 $1.50 21d 1 1.18mi
1260 Auburn Dr Macon, GA 3.0 1.0 864 $1,075 $1.24 43d 1 1.18mi
672 Bowden St Macon, GA 2.0 1.0 1076 $900 $0.84 21d 1 1.47mi
806 Armory Dr Unit B Macon, GA 3.0 1.0 1100 $975 $0.89 43d 1 1.47mi

Listing history 10 events

  1. 2026-06-19
    days on market $80,000 Active 11 DOM
  2. 2026-06-18
    days on market $80,000 Active 10 DOM
  3. 2026-06-17
    days on market $80,000 Active 9 DOM
  4. 2026-06-16
    days on market $80,000 Active 8 DOM
  5. 2026-06-15
    days on market $80,000 Active 7 DOM
  6. 2026-06-14
    days on market $80,000 Active 5 DOM
  7. 2026-06-13
    days on market $80,000 Active 4 DOM
  8. 2026-06-10
    days on market $80,000 Active 2 DOM
  9. 2026-06-09
    remarks 143-char remark
  10. 2026-06-09
    listed $80,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$340 · $28/mo
Projected year-2 tax
$736 · $61/mo
Expected delta
+$396/yr (+$33/mo · 116.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 72% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$11,691
− Mortgage interest
−$4,481
− Property taxes
−$340
− Insurance
−$400
− Repairs & maintenance
−$935
− Management
−$935
− Depreciation
−$2,327
Taxable income
$2,272
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$545
After-tax cash flow
$2,916/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bibb County
NCES district ID
1300420
Math proficiency
11% ▼ -14.00%
Reading proficiency
18% ▼ -11.00%
Median HH income
$37,426
Composite
12.13/100
National rank
#9654
State rank
#161 of 174 in GA

Livability — Macon-Bibb County

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Macon-Bibb County, GA
County
Bibb County · 164,332 people
City population
143,186
Metro
Macon-Bibb County, GA
Population (ZIP)
24,310
Household income
$30,042
Rent vs Own
56.5% rent · 43.5% own
Severe rent burden
1335.0

Population outlook (Bibb County) Hauer SSP2

Today (2025)
148,772 people
By 2030
145,904 · -1.9%
By 2040
139,404 · -6.3%
By 2050
131,603 · -11.5%
By 2075
111,050 · -25.4%
By 2100
83,346 · -44.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (76%)
Race & ethnicity
Black 76% White 12% Hispanic / Latino 8% Two or more races 4%
Hispanic origin (detail)
Mexican 5% Puerto Rican 1%
Common ancestry
Lithuanian 1% Italian 1%
Foreign-born
4% · Canada
Languages at home
91% English-only · Spanish 8%

Political lean MEDSL · Bibb

2024 margin
Strong D (+22.4) · D 61.0% · R 38.5%
2008→2024 swing
+4.4pp toward D · 2008: 18.0pp · 2024: 22.4pp
All cycles
2024: D+22.4 2020: D+23.8 2016: D+20.2 2012: D+20.0 2008: D+18.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -80.17%
Current HPI
148.6765
Rent YoY
▲ 5.03%
Metro
Macon-Bibb County, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+196.3% since first listed
5 events — show timeline
  • 2026-06-08 Listed $80,000 MGMLS
  • 2011-07-19 Sold (Public Records) $11,100 Public Records
  • 2011-03-21 Sold (Public Records) $48,459 Public Records
  • 2002-04-05 Sold (Public Records) $53,000 Public Records
  • 2002-03-01 Sold (Public Records) $27,000 Public Records

Property tax history

+10.5%/yr

Latest (2025): $340 · +3.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…