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2905 E 21st Ave
D Composite 44.81
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • Cash flow +8.8/30.0
  • ARV discount +7.5/15.0
  • Schools +4.2/10.0
  • Livability +4.0/5.0
  • 1% rule +2.8/10.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.4/10.0

$314,900

2905 E 21st Ave · Tampa, FL 33605
3 bd · 2.0 ba · 1,635 sqft · SingleFamily public records · 532 Days on market
Built 1925 5,150 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Short Sale. Move-In Ready 3 Bedroom, 2 Bathroom Remodeled Home in Tampa. Welcome to this beautifully remodeled 3-bedroom, 2-bathroom home, perfectly located in Tampa with convenient access to the interstate, shopping, dining, and everything the city has to offer. With NO HOA, this property provides you the freedom and flexibility to truly make it your own. As you step inside, you’ll immediately notice the modern updates, large living room and inviting atmosphere. The kitchen is a true showstopper, featuring stainless steel appliances, granite countertops, and plenty of cabinet space, seamlessly blending style and functionality. The bathrooms carry the same luxurious granite finishes, creating a cohesive and elegant design throughout the home. The home boasts a newer roof (only 2 years old) and a newer A/C, giving you peace of mind for years to come. Outside, the fenced-in backyard is a haven for relaxation and entertainment. It includes a designated play area and a separate pet area, making it perfect for families and pet owners alike. This home offers the perfect combination of comfort, convenience, and charm in a prime Tampa location. Don’t miss your opportunity to own this move-in ready gem! Schedule your easy private showing today!

Key facts

  • Move-in ready
  • Designated play area
  • Fenced-in backyard

Tags

MOVE-IN READYREMODELED HOMENO HOAFENCED-IN BACKYARDDESIGNATED PLAY AREASEPARATE PET AREA

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $315k.

Deal economics

  • At list price, monthly cash flow is $-260 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $269k (14.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $247k (21.6% below list).
  • Recommended offer: $247k (21.6% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 79/100 on livability (#142 in FL, #2,135 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: crime D+.
  • Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Washington Elementary School (math 32% / reading 27%, grade F, #1,896 of 2,144 statewide, top 90%, 317 students, 78% FRL); Madison Middle School (math 43% / reading 46%, grade D, #320 of 571 statewide, top 57%, 563 students, 65% FRL); Middleton High School (math 23% / reading 51%, grade F, #340 of 667 statewide, top 52%, 1,511 students, 57% FRL).
  • Market conditions: Rents flat; 190 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
  • At $2,470/mo this rent would consume 80% of the median local household income ($37k/yr) (locally 1374% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $34k of equity ($2k loan paydown + $31k appreciation (10.0% local appreciation)).
  • Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$54k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 532 days — a 12% lower offer ($277k) is reasonable based on typical stale-listing flexibility.
  • 13 sale attempts since 20y ago; this cycle's ask has dropped $35k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $246,980 (21.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 532 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
  3. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
5.30%
Cash-on-cash
-3.54%
DSCR
0.84
GRM
10.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 0.58% rent growth · sell at horizon

5-year hold
IRR
21.0%
Equity multiple
2.69×
Total profit
$149,116
Equity at exit
$283,687
10-year hold
IRR
18.6%
Equity multiple
6.01×
Total profit
$441,497
Equity at exit
$611,781

Cash invested: $88,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33605

Home prices YoY
3.7%
Rents YoY
0.6%
Active inventory
190
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$2,470 high interval (Pro) →
Mortgage (P&I)
$1,651
Tax from tax record
$429 /mo · $5,145/yr
Insurance
$131
HOA
$0
Vacancy / Maint / Mgmt
$519
Net cashflow
$-260

Break-even live

Break-even rent $2,799
Max offer price $268,932
Occupancy floor

Sensitivity live

Price -10% $-82 -5% $-171 +0% $-260 +5% $-349 +10% $-438
Rent -10% $-455 -5% $-358 +0% $-260 +5% $-163 +10% $-65
Rate -1.0pp $-102 -0.5pp $-180 base $-260 +0.5pp $-342 +1.0pp $-425

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$78,725
Closing costs
$9,447
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3114 E 21st Ave Unit 1328494P Tampa, FL 4.0 2.0 1614 $4,781 $2.96 1d 1 0.17mi
3101 E 18th Ave Tampa, FL 3.0 1.0 1050 $1,750 $1.67 5d 1 0.19mi
2703 N 24th St Unit 1 Tampa, FL 3.0 3.0 1164 $2,295 $1.97 1d 1 0.36mi
2703 N 24th St Unit 1 Tampa, FL 3.0 3.0 1164 $2,295 $1.97 15d 1 0.36mi
2214 E 18th Ave Tampa, FL 3.0 2.0 1188 $2,295 $1.93 6d 1 0.38mi
2203 E 23rd Ave Tampa, FL 4.0 2.5 1880 $2,900 $1.54 19d 1 0.41mi
3107 Chipco St Tampa, FL 3.0 1.0 1268 $1,799 $1.42 26d 1 0.42mi
2108 E 22nd Ave Tampa, FL 3.0 3.0 1308 $2,100 $1.61 6d 1 0.46mi
2108 E 22nd Ave Tampa, FL 3.0 3.0 1308 $2,100 $1.61 5d 1 0.46mi
2504 E 12th Ave Tampa, FL 3.0 2.0 1422 $2,500 $1.76 6d 1 0.46mi
2104 E Columbus Dr Unit 301 Tampa, FL 3.0 2.0 1083 $2,050 $1.89 26d 1 0.49mi
2104 E Columbus Dr Tampa, FL 3.0 2.0 1231 $1,995 $1.62 26d 1 0.49mi
2002 E 18th Ave Tampa, FL 4.0 2.0 1084 $2,400 $2.21 6d 1 0.51mi
2904 Banza St Tampa, FL 4.0 3.0 2031 $3,200 $1.58 26d 1 0.52mi
2205 Chipco St Tampa, FL 2.0 1.0 1100 $1,600 $1.45 26d 1 0.52mi
3511 Bishop Eddie Newkirk Way Tampa, FL 3.0 1.0 1056 $1,800 $1.70 26d 1 0.55mi
3511 Bishop Eddie Newkirk Way Tampa, FL 3.0 1.0 1056 $1,800 $1.70 12d 1 0.55mi
2610 E Lake Ave Tampa, FL 3.0 2.0 1698 $2,250 $1.33 4d 1 0.56mi
3517 Bishop Eddie Newkirk Way Tampa, FL 3.0 2.0 1200 $2,500 $2.08 26d 1 0.58mi
2312 E 10th Ave Tampa, FL 3.0 1.0 1520 $2,400 $1.58 19d 1 0.58mi
2708 N 19th St Tampa, FL 3.0 2.0 1680 $2,200 $1.31 18d 1 0.64mi
1807 E 20th Ave Tampa, FL 3.0 2.0 1131 $2,900 $2.56 26d 1 0.65mi
3716 N 31st St Tampa, FL 3.0 2.0 1200 $1,895 $1.58 6d 1 0.66mi
2312 E 8th Ave Tampa, FL 3.0 2.0 1420 $2,500 $1.76 13d 1 0.67mi
2607 Lindell Ave Tampa, FL 4.0 2.0 1448 $2,395 $1.65 4d 1 0.68mi
1808 E Columbus Dr #5 Tampa, FL 2.0 2.5 1620 $1,900 $1.17 4d 1 0.69mi
3411 E 9th Ave Tampa, FL 4.0 1.0 1116 $1,700 $1.52 26d 1 0.71mi
2810 N 16th St Tampa, FL 2.0 1.0 1066 $2,550 $2.39 14d 1 0.86mi
3210 N 16th St Tampa, FL 4.0 2.0 1380 $1,875 $1.36 4d 1 0.86mi
3210 N 16th St Tampa, FL 4.0 2.0 1380 $1,995 $1.45 23d 1 0.86mi
3210 N 16th St Tampa, FL 4.0 2.0 1380 $1,875 $1.36 1d 1 0.86mi
1520 E 21st Ave Tampa, FL 3.0 2.0 1671 $2,350 $1.41 18d 1 0.86mi
3021 Sanchez St Tampa, FL 3.0 1.0 1300 $2,195 $1.69 26d 1 0.87mi
2002 E 5th Ave Tampa, FL 2.0 2.0 1064 $1,795 $1.69 6d 1 0.92mi
2006 E 4th Ave Tampa, FL 2.0 2.0 1140 $2,000 $1.75 16d 1 0.95mi
3002 E 38th Ave Tampa, FL 3.0 2.0 1413 $2,600 $1.84 26d 1 0.96mi
2409 E 2nd Ave Tampa, FL 2.0 1.0–2.0 882 $2,787 $3.16 0d 19 0.97mi
4303 N 30th St Tampa, FL 3.0 2.0 1260 $3,200 $2.54 3d 1 1.02mi
3212 E Emma St Tampa, FL 4.0 2.0 1332 $2,300 $1.73 5d 1 1.13mi
3111 E Cayuga St Tampa, FL 4.0 2.0 1315 $2,250 $1.71 26d 1 1.14mi

Listing history 35 events

  1. 2026-05-06
    price $314,900 1267-char remark
    Show marketing remark (1267 chars)

    Short Sale. Move-In Ready 3 Bedroom, 2 Bathroom Remodeled Home in Tampa. Welcome to this beautifully remodeled 3-bedroom, 2-bathroom home, perfectly located in Tampa with convenient access to the interstate, shopping, dining, and everything the city has to offer. With NO HOA, this property provides you the freedom and flexibility to truly make it your own. As you step inside, you’ll immediately notice the modern updates, large living room and inviting atmosphere. The kitchen is a true showstopper, featuring stainless steel appliances, granite countertops, and plenty of cabinet space, seamlessly blending style and functionality. The bathrooms carry the same luxurious granite finishes, creating a cohesive and elegant design throughout the home. The home boasts a newer roof (only 2 years old) and a newer A/C, giving you peace of mind for years to come. Outside, the fenced-in backyard is a haven for relaxation and entertainment. It includes a designated play area and a separate pet area, making it perfect for families and pet owners alike. This home offers the perfect combination of comfort, convenience, and charm in a prime Tampa location. Don’t miss your opportunity to own this move-in ready gem! Schedule your easy private showing today!

  2. 2026-04-02
    status Active 1267-char remark
    Show marketing remark (1267 chars)

    Short Sale. Move-In Ready 3 Bedroom, 2 Bathroom Remodeled Home in Tampa. Welcome to this beautifully remodeled 3-bedroom, 2-bathroom home, perfectly located in Tampa with convenient access to the interstate, shopping, dining, and everything the city has to offer. With NO HOA, this property provides you the freedom and flexibility to truly make it your own. As you step inside, you’ll immediately notice the modern updates, large living room and inviting atmosphere. The kitchen is a true showstopper, featuring stainless steel appliances, granite countertops, and plenty of cabinet space, seamlessly blending style and functionality. The bathrooms carry the same luxurious granite finishes, creating a cohesive and elegant design throughout the home. The home boasts a newer roof (only 2 years old) and a newer A/C, giving you peace of mind for years to come. Outside, the fenced-in backyard is a haven for relaxation and entertainment. It includes a designated play area and a separate pet area, making it perfect for families and pet owners alike. This home offers the perfect combination of comfort, convenience, and charm in a prime Tampa location. Don’t miss your opportunity to own this move-in ready gem! Schedule your easy private showing today!

  3. 2026-03-31
    historical 1267-char remark
    Show marketing remark (1267 chars)

    Short Sale. Move-In Ready 3 Bedroom, 2 Bathroom Remodeled Home in Tampa. Welcome to this beautifully remodeled 3-bedroom, 2-bathroom home, perfectly located in Tampa with convenient access to the interstate, shopping, dining, and everything the city has to offer. With NO HOA, this property provides you the freedom and flexibility to truly make it your own. As you step inside, you’ll immediately notice the modern updates, large living room and inviting atmosphere. The kitchen is a true showstopper, featuring stainless steel appliances, granite countertops, and plenty of cabinet space, seamlessly blending style and functionality. The bathrooms carry the same luxurious granite finishes, creating a cohesive and elegant design throughout the home. The home boasts a newer roof (only 2 years old) and a newer A/C, giving you peace of mind for years to come. Outside, the fenced-in backyard is a haven for relaxation and entertainment. It includes a designated play area and a separate pet area, making it perfect for families and pet owners alike. This home offers the perfect combination of comfort, convenience, and charm in a prime Tampa location. Don’t miss your opportunity to own this move-in ready gem! Schedule your easy private showing today!

  4. 2026-03-17
    status Active 1267-char remark
    Show marketing remark (1267 chars)

    Short Sale. Move-In Ready 3 Bedroom, 2 Bathroom Remodeled Home in Tampa. Welcome to this beautifully remodeled 3-bedroom, 2-bathroom home, perfectly located in Tampa with convenient access to the interstate, shopping, dining, and everything the city has to offer. With NO HOA, this property provides you the freedom and flexibility to truly make it your own. As you step inside, you’ll immediately notice the modern updates, large living room and inviting atmosphere. The kitchen is a true showstopper, featuring stainless steel appliances, granite countertops, and plenty of cabinet space, seamlessly blending style and functionality. The bathrooms carry the same luxurious granite finishes, creating a cohesive and elegant design throughout the home. The home boasts a newer roof (only 2 years old) and a newer A/C, giving you peace of mind for years to come. Outside, the fenced-in backyard is a haven for relaxation and entertainment. It includes a designated play area and a separate pet area, making it perfect for families and pet owners alike. This home offers the perfect combination of comfort, convenience, and charm in a prime Tampa location. Don’t miss your opportunity to own this move-in ready gem! Schedule your easy private showing today!

  5. 2026-03-12
    historical 1267-char remark
    Show marketing remark (1267 chars)

    Short Sale. Move-In Ready 3 Bedroom, 2 Bathroom Remodeled Home in Tampa. Welcome to this beautifully remodeled 3-bedroom, 2-bathroom home, perfectly located in Tampa with convenient access to the interstate, shopping, dining, and everything the city has to offer. With NO HOA, this property provides you the freedom and flexibility to truly make it your own. As you step inside, you’ll immediately notice the modern updates, large living room and inviting atmosphere. The kitchen is a true showstopper, featuring stainless steel appliances, granite countertops, and plenty of cabinet space, seamlessly blending style and functionality. The bathrooms carry the same luxurious granite finishes, creating a cohesive and elegant design throughout the home. The home boasts a newer roof (only 2 years old) and a newer A/C, giving you peace of mind for years to come. Outside, the fenced-in backyard is a haven for relaxation and entertainment. It includes a designated play area and a separate pet area, making it perfect for families and pet owners alike. This home offers the perfect combination of comfort, convenience, and charm in a prime Tampa location. Don’t miss your opportunity to own this move-in ready gem! Schedule your easy private showing today!

  6. 2026-01-17
    price $357,000 1267-char remark
    Show marketing remark (1267 chars)

    Short Sale. Move-In Ready 3 Bedroom, 2 Bathroom Remodeled Home in Tampa. Welcome to this beautifully remodeled 3-bedroom, 2-bathroom home, perfectly located in Tampa with convenient access to the interstate, shopping, dining, and everything the city has to offer. With NO HOA, this property provides you the freedom and flexibility to truly make it your own. As you step inside, you’ll immediately notice the modern updates, large living room and inviting atmosphere. The kitchen is a true showstopper, featuring stainless steel appliances, granite countertops, and plenty of cabinet space, seamlessly blending style and functionality. The bathrooms carry the same luxurious granite finishes, creating a cohesive and elegant design throughout the home. The home boasts a newer roof (only 2 years old) and a newer A/C, giving you peace of mind for years to come. Outside, the fenced-in backyard is a haven for relaxation and entertainment. It includes a designated play area and a separate pet area, making it perfect for families and pet owners alike. This home offers the perfect combination of comfort, convenience, and charm in a prime Tampa location. Don’t miss your opportunity to own this move-in ready gem! Schedule your easy private showing today!

  7. 2026-01-01
    status Active 1267-char remark
    Show marketing remark (1267 chars)

    Short Sale. Move-In Ready 3 Bedroom, 2 Bathroom Remodeled Home in Tampa. Welcome to this beautifully remodeled 3-bedroom, 2-bathroom home, perfectly located in Tampa with convenient access to the interstate, shopping, dining, and everything the city has to offer. With NO HOA, this property provides you the freedom and flexibility to truly make it your own. As you step inside, you’ll immediately notice the modern updates, large living room and inviting atmosphere. The kitchen is a true showstopper, featuring stainless steel appliances, granite countertops, and plenty of cabinet space, seamlessly blending style and functionality. The bathrooms carry the same luxurious granite finishes, creating a cohesive and elegant design throughout the home. The home boasts a newer roof (only 2 years old) and a newer A/C, giving you peace of mind for years to come. Outside, the fenced-in backyard is a haven for relaxation and entertainment. It includes a designated play area and a separate pet area, making it perfect for families and pet owners alike. This home offers the perfect combination of comfort, convenience, and charm in a prime Tampa location. Don’t miss your opportunity to own this move-in ready gem! Schedule your easy private showing today!

  8. 2025-12-31
    historical 1267-char remark
    Show marketing remark (1267 chars)

    Short Sale. Move-In Ready 3 Bedroom, 2 Bathroom Remodeled Home in Tampa. Welcome to this beautifully remodeled 3-bedroom, 2-bathroom home, perfectly located in Tampa with convenient access to the interstate, shopping, dining, and everything the city has to offer. With NO HOA, this property provides you the freedom and flexibility to truly make it your own. As you step inside, you’ll immediately notice the modern updates, large living room and inviting atmosphere. The kitchen is a true showstopper, featuring stainless steel appliances, granite countertops, and plenty of cabinet space, seamlessly blending style and functionality. The bathrooms carry the same luxurious granite finishes, creating a cohesive and elegant design throughout the home. The home boasts a newer roof (only 2 years old) and a newer A/C, giving you peace of mind for years to come. Outside, the fenced-in backyard is a haven for relaxation and entertainment. It includes a designated play area and a separate pet area, making it perfect for families and pet owners alike. This home offers the perfect combination of comfort, convenience, and charm in a prime Tampa location. Don’t miss your opportunity to own this move-in ready gem! Schedule your easy private showing today!

  9. 2025-04-06
    price $385,000 1267-char remark
    Show marketing remark (1267 chars)

    Short Sale. Move-In Ready 3 Bedroom, 2 Bathroom Remodeled Home in Tampa. Welcome to this beautifully remodeled 3-bedroom, 2-bathroom home, perfectly located in Tampa with convenient access to the interstate, shopping, dining, and everything the city has to offer. With NO HOA, this property provides you the freedom and flexibility to truly make it your own. As you step inside, you’ll immediately notice the modern updates, large living room and inviting atmosphere. The kitchen is a true showstopper, featuring stainless steel appliances, granite countertops, and plenty of cabinet space, seamlessly blending style and functionality. The bathrooms carry the same luxurious granite finishes, creating a cohesive and elegant design throughout the home. The home boasts a newer roof (only 2 years old) and a newer A/C, giving you peace of mind for years to come. Outside, the fenced-in backyard is a haven for relaxation and entertainment. It includes a designated play area and a separate pet area, making it perfect for families and pet owners alike. This home offers the perfect combination of comfort, convenience, and charm in a prime Tampa location. Don’t miss your opportunity to own this move-in ready gem! Schedule your easy private showing today!

  10. 2025-01-23
    price $344,900 1267-char remark
    Show marketing remark (1267 chars)

    Short Sale. Move-In Ready 3 Bedroom, 2 Bathroom Remodeled Home in Tampa. Welcome to this beautifully remodeled 3-bedroom, 2-bathroom home, perfectly located in Tampa with convenient access to the interstate, shopping, dining, and everything the city has to offer. With NO HOA, this property provides you the freedom and flexibility to truly make it your own. As you step inside, you’ll immediately notice the modern updates, large living room and inviting atmosphere. The kitchen is a true showstopper, featuring stainless steel appliances, granite countertops, and plenty of cabinet space, seamlessly blending style and functionality. The bathrooms carry the same luxurious granite finishes, creating a cohesive and elegant design throughout the home. The home boasts a newer roof (only 2 years old) and a newer A/C, giving you peace of mind for years to come. Outside, the fenced-in backyard is a haven for relaxation and entertainment. It includes a designated play area and a separate pet area, making it perfect for families and pet owners alike. This home offers the perfect combination of comfort, convenience, and charm in a prime Tampa location. Don’t miss your opportunity to own this move-in ready gem! Schedule your easy private showing today!

  11. 2024-11-27
    listed $349,900 Active 1267-char remark
    Show marketing remark (1267 chars)

    Short Sale. Move-In Ready 3 Bedroom, 2 Bathroom Remodeled Home in Tampa. Welcome to this beautifully remodeled 3-bedroom, 2-bathroom home, perfectly located in Tampa with convenient access to the interstate, shopping, dining, and everything the city has to offer. With NO HOA, this property provides you the freedom and flexibility to truly make it your own. As you step inside, you’ll immediately notice the modern updates, large living room and inviting atmosphere. The kitchen is a true showstopper, featuring stainless steel appliances, granite countertops, and plenty of cabinet space, seamlessly blending style and functionality. The bathrooms carry the same luxurious granite finishes, creating a cohesive and elegant design throughout the home. The home boasts a newer roof (only 2 years old) and a newer A/C, giving you peace of mind for years to come. Outside, the fenced-in backyard is a haven for relaxation and entertainment. It includes a designated play area and a separate pet area, making it perfect for families and pet owners alike. This home offers the perfect combination of comfort, convenience, and charm in a prime Tampa location. Don’t miss your opportunity to own this move-in ready gem! Schedule your easy private showing today!

  12. 2023-03-10
    soldstatus $327,000
  13. 2023-03-06
    soldstatus $327,000 Closed 1276-char remark
    Show marketing remark (1276 chars)

    Welcome Home to your Tampa historic bungalow completely renovated to include NEW roof, HVAC, plumbing, electric, windows, and the list goes on. Seller permitted all and spared no expense to bring this historic residence back to life. The home features a wide open living/dining area that seems like it goes on for days. The massive space hits you as soon as you walk through the front door. All three bedrooms are very large with the master suite located in the middle of the home boasting two closets and a beautifully renovated ensuite bathroom. Towards the rear of the home is the new kitchen with shaker cabinets, stone counters, and a quaint breakfast bar for additional seating. There is also another bedroom with a full renovated bathroom right outside the door. This bath also acts as the guest bathroom for the home. Out the back of the kitchen there is a concrete patio and expansive fully fenced yard. The property is situated directly next to a very accessible alley and the fence gates were made large enough to fit any vehicles in the back should you choose to do that. The location is super close to downtown Tampa, Ybor City, and all major highways. Take this opportunity to own a piece of sunny Tampa, FL at such an incredible value. Schedule your tour today!

  14. 2023-02-05
    status Pending 1276-char remark
    Show marketing remark (1276 chars)

    Welcome Home to your Tampa historic bungalow completely renovated to include NEW roof, HVAC, plumbing, electric, windows, and the list goes on. Seller permitted all and spared no expense to bring this historic residence back to life. The home features a wide open living/dining area that seems like it goes on for days. The massive space hits you as soon as you walk through the front door. All three bedrooms are very large with the master suite located in the middle of the home boasting two closets and a beautifully renovated ensuite bathroom. Towards the rear of the home is the new kitchen with shaker cabinets, stone counters, and a quaint breakfast bar for additional seating. There is also another bedroom with a full renovated bathroom right outside the door. This bath also acts as the guest bathroom for the home. Out the back of the kitchen there is a concrete patio and expansive fully fenced yard. The property is situated directly next to a very accessible alley and the fence gates were made large enough to fit any vehicles in the back should you choose to do that. The location is super close to downtown Tampa, Ybor City, and all major highways. Take this opportunity to own a piece of sunny Tampa, FL at such an incredible value. Schedule your tour today!

  15. 2023-01-30
    listed $350,000 Active 1276-char remark
    Show marketing remark (1276 chars)

    Welcome Home to your Tampa historic bungalow completely renovated to include NEW roof, HVAC, plumbing, electric, windows, and the list goes on. Seller permitted all and spared no expense to bring this historic residence back to life. The home features a wide open living/dining area that seems like it goes on for days. The massive space hits you as soon as you walk through the front door. All three bedrooms are very large with the master suite located in the middle of the home boasting two closets and a beautifully renovated ensuite bathroom. Towards the rear of the home is the new kitchen with shaker cabinets, stone counters, and a quaint breakfast bar for additional seating. There is also another bedroom with a full renovated bathroom right outside the door. This bath also acts as the guest bathroom for the home. Out the back of the kitchen there is a concrete patio and expansive fully fenced yard. The property is situated directly next to a very accessible alley and the fence gates were made large enough to fit any vehicles in the back should you choose to do that. The location is super close to downtown Tampa, Ybor City, and all major highways. Take this opportunity to own a piece of sunny Tampa, FL at such an incredible value. Schedule your tour today!

  16. 2021-04-29
    soldstatus $125,000
  17. 2021-04-07
    soldstatus $115,000
  18. 2021-03-26
    soldstatus $115,000 Closed
  19. 2021-03-11
    status Pending
  20. 2021-03-08
    status Active
  21. 2021-03-03
    listed $119,900 Active
  22. 2021-03-03
    historical
  23. 2020-03-12
    historical
  24. 2020-01-29
    status Active
  25. 2020-01-13
    status Pending
  26. 2019-12-03
    status Active
  27. 2019-11-26
    status Pending
  28. 2019-11-22
    price $98,900
  29. 2019-11-14
    status Active
  30. 2019-11-08
    status Pending
  31. 2019-11-04
    status Active
  32. 2019-10-28
    status Pending
  33. 2019-10-21
    listed $99,900 Active
  34. 2007-02-21
    historical
  35. 2006-09-20
    listed $175,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$5,145 · $429/mo
Projected year-2 tax
$5,145 · $429/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$29,638
− Mortgage interest
−$17,639
− Property taxes
−$5,145
− Insurance
−$1,574
− Repairs & maintenance
−$2,371
− Management
−$2,371
− Depreciation
−$9,161
Taxable loss
−$8,624
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,070
After-tax cash flow
$-1,053/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hillsborough
NCES district ID
1200870
Math proficiency
47% ▼ -8.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$50,622
Composite
41.6/100
National rank
#3435
State rank
#41 of 73 in FL

Livability — Tampa

Score
79/100
State rank
#142
US rank
#2135

Category grades

Amenities B- Commute A+ Cost of living B Crime D+ Employment C Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Tampa, FL
County
Hillsborough County · 1,540,968 people
City population
523,346
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
16,030
Household income
$36,975
Rent vs Own
59.8% rent · 40.2% own
Severe rent burden
1374.0

Population outlook (Hillsborough County) Hauer SSP2

Today (2025)
1,607,022 people
By 2030
1,733,968 · +7.9%
By 2040
1,979,565 · +23.2%
By 2050
2,203,427 · +37.1%
By 2075
2,667,893 · +66.0%
By 2100
2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
Black 48% Hispanic / Latino 28% Two or more races 18% White 17% Asian 1%
Hispanic origin (detail)
Mexican 6% Puerto Rican 8% Cuban 6% Dominican 1%
Common ancestry
Hispanic 2% Romanian 1% Lithuanian 1%
Foreign-born
17% · Canada, Vietnam, Jamaica
Languages at home
72% English-only · Spanish 24% French/Haitian/Cajun 3% Other Asian/Pacific 1%

Political lean MEDSL · Hillsborough

2024 margin
Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
2008→2024 swing
-10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 17.43%
Current HPI
494.1871
Rent YoY
▲ 0.58%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+79.9% since first listed
35 events — show timeline
  • 2026-05-06 Price Changed $314,900 Stellar MLS as Distributed by MLS Grid
  • 2026-04-02 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-03-31 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2026-03-17 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-03-12 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2026-01-17 Price Changed $357,000 Stellar MLS as Distributed by MLS Grid
  • 2026-01-01 Relisted Stellar MLS as Distributed by MLS Grid
  • 2025-12-31 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2025-04-06 Price Changed $385,000 Stellar MLS as Distributed by MLS Grid
  • 2025-01-23 Price Changed $344,900 Stellar MLS as Distributed by MLS Grid
  • 2024-11-27 Listed $349,900 Stellar MLS as Distributed by MLS Grid
  • 2023-03-10 Sold (Public Records) $327,000 Public Records
  • 2023-03-06 Sold (MLS) $327,000 Stellar MLS as Distributed by MLS Grid
  • 2023-02-05 Pending Stellar MLS as Distributed by MLS Grid
  • 2023-01-30 Listed $350,000 Stellar MLS as Distributed by MLS Grid
  • 2021-04-29 Sold (Public Records) $125,000 Public Records
  • 2021-04-07 Sold (Public Records) $115,000 Public Records
  • 2021-03-26 Sold (MLS) $115,000 Stellar MLS as Distributed by MLS Grid
  • 2021-03-11 Pending Stellar MLS as Distributed by MLS Grid
  • 2021-03-08 Relisted Stellar MLS as Distributed by MLS Grid
  • 2021-03-03 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2021-03-03 Listed $119,900 Stellar MLS as Distributed by MLS Grid
  • 2020-03-12 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2020-01-29 Relisted Stellar MLS as Distributed by MLS Grid
  • 2020-01-13 Pending Stellar MLS as Distributed by MLS Grid
  • 2019-12-03 Relisted Stellar MLS as Distributed by MLS Grid
  • 2019-11-26 Pending Stellar MLS as Distributed by MLS Grid
  • 2019-11-22 Price Changed $98,900 Stellar MLS as Distributed by MLS Grid
  • 2019-11-14 Relisted Stellar MLS as Distributed by MLS Grid
  • 2019-11-08 Pending Stellar MLS as Distributed by MLS Grid
  • 2019-11-04 Relisted Stellar MLS as Distributed by MLS Grid
  • 2019-10-28 Pending Stellar MLS as Distributed by MLS Grid
  • 2019-10-21 Listed $99,900 Stellar MLS as Distributed by MLS Grid
  • 2007-02-21 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2006-09-20 Listed $175,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+17.6%/yr

Latest (2025): $5,145 · +2.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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