6843 SW 42nd Court Rd · Liberty Triangle, FL 34474

$302,990

4 bd · 2.0 ba · 1,828 sqft · SingleFamily · 86 Days on market

Built 2026 5,712 sqft lot $166/sqft · 22% below area Est $388k · 22% under $15/mo HOA · 1% of rent ↓ 6% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +8.4/30.0
• Schools +3.6/10.0
• 1% rule +2.7/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +2.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to a spacious and inviting 4-bedroom, open-concept and all concrete block constructed home where design meets functional elegance. The seamless flow between living areas and the kitchen creates an expansive environment for both daily living and entertaining. The kitchen is a focal point of this home and designed for style and convenience including a stainless-steel range, microwave, built-in dishwasher. Four well-appointed bedrooms and located in the front of the home and nearby a full bathroom. The primary bedroom features an ensuite bathroom, double vanity, and walk-in closet. The laundry room is complete with a washer and dryer hook up. This residence embodies the perfect harmony of openness and privacy. The Cali is complete with a state-of-the-art smart home system. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

Key facts

• Open-concept
• Double vanity
• Walk-in closet

Tags

• OPEN-CONCEPT
• STAINLESS-STEEL RANGE
• BUILT-IN DISHWASHER
• ENSUITE BATHROOM
• DOUBLE VANITY
• WALK-IN CLOSET

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $303k.

Deal economics

• At list price, monthly cash flow is $-271 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $264k (12.9% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $233k (23.2% below list).
• Recommended offer: $233k (23.2% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Hammett Bowen Jr. Elementary School (math 56% / reading 56%, grade C+, #832 of 2,144 statewide, top 40%, 867 students, 54% FRL); Liberty Middle School (math 40% / reading 41%, grade F, #360 of 571 statewide, top 64%, 1,365 students, 54% FRL); West Port High School (math 34% / reading 52%, grade F, #255 of 667 statewide, top 39%, 2,906 students, 52% FRL).
• Market conditions: Rents flat; 299 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
• This rent runs 43% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 86 days — a 6% lower offer ($285k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $28k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Recommended offer $232,651 (23.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 86 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.77% ✗
• Cap rate: 5.22%
• Cash-on-cash: -3.83%
• DSCR: 0.83
• GRM: 10.9

CMA / ARV

• ARV (median comp): $387,588
• List price: $302,990
• Delta: -21.83%
• Verdict: UNDERPRICED
• Comps: 14 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4723 SW 62nd Pl	0.70mi	3/2.0 (-1)	2,035 (+11%)	13mo	$393,000	$193	33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.12% rent growth · sell at horizon

5-year hold

• IRR: -26.0%
• Equity multiple: 0.14×
• Total profit: $-72,863
• Equity at exit: $45,177

10-year hold

• IRR: -36.0%
• Equity multiple: -0.31×
• Total profit: $-110,875
• Equity at exit: $26,197

Cash invested: $84,837 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34474

• Home prices YoY: -28.4%
• Rents YoY: 0.1%
• Active inventory: 299
• Price-to-rent: 10.9×

Monthly cashflow live

• Estimated rent: $2,327 high
• Mortgage (P&I): −$1,589
• Tax est. 1.5%: −$379 /mo · $4,545/yr
• Insurance: −$126
• HOA: −$15
• Vacancy / Maint / Mgmt: −$489
• Net cashflow: $-271

Break-even live

Break-even rent $2,669

Max offer price $263,783

Occupancy floor —

Sensitivity live

Price	-10% $-62	-5% $-166	+0% $-271	+5% $-376	+10% $-480
Rent	-10% $-455	-5% $-363	+0% $-271	+5% $-179	+10% $-87
Rate	-1.0pp $-118	-0.5pp $-194	base $-271	+0.5pp $-349	+1.0pp $-429

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $75,748
• Closing costs: $9,090
• Reserves months: —
• Total cash needed: —

Rent comps 25 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4552 SW 65th Pl Ocala, FL	4.0	3.0	2344	$2,200	$0.94	23d	1	0.49mi
4261 SW 62nd Loop Ocala, FL	4.0	3.0	2550	$2,300	$0.90	23d	1	0.50mi
4987 SW 63rd Loop Ocala, FL	4.0	3.0	2251	$3,850	$1.71	23d	1	0.79mi
4940 SW 63rd Loop Ocala, FL	4.0	3.0	2342	$2,500	$1.07	23d	1	0.85mi
5697 SW 49th Rd Ocala, FL	1.0–3.0	1.0–2.0	1016	$1,909	$1.88	15d	17	1.02mi
5101 SW 60th Street Rd Ocala, FL	1.0–3.0	1.0–2.0	1228	$2,027	$1.65	15d	28	1.05mi
4015 SW 54th Street Rd Ocala, FL	4.0	2.5	2045	$2,500	$1.22	15d	1	1.07mi
4251 SW 53rd Lane Rd Ocala, FL	5.0	3.0	2605	$2,700	$1.04	23d	1	1.07mi
8320 SW 41st Ter Ocala, FL	3.0	2.0	1841	$2,300	$1.25	15d	1	1.14mi
4915 SW 81st St Ocala, FL	3.0	2.5	1707	$1,795	$1.05	15d	1	1.15mi
4939 SW 81st Loop Ocala, FL	3.0	2.5	1828	$1,750	$0.96	15d	1	1.19mi
4311 SW 84th Street Rd Ocala, FL	3.0	3.0	2279	$2,500	$1.10	15d	1	1.21mi
4535 SW 54th Street Rd Ocala, FL	1.0–3.0	1.0–2.0	1024	$2,104	$2.05	15d	37	1.22mi
4643 SW 84th Street Rd Ocala, FL	3.0	2.0	1663	$1,925	$1.16	15d	1	1.27mi
4900 SW 46th Ct Ocala, FL	1.0–3.0	1.0–2.0	1178	$1,725	$1.46	15d	32	1.30mi
8584 SW 43rd Ter Ocala, FL	5.0	3.0	2370	$2,495	$1.05	15d	1	1.36mi
8584 SW 43rd Ter Ocala, FL	5.0	3.0	2370	$2,495	$1.05	15d	1	1.36mi
8602 SW 43rd Ter Ocala, FL	4.0	2.5	2176	$2,195	$1.01	15d	1	1.38mi
8602 SW 43rd Ter Ocala, FL	4.0	2.5	2176	$2,195	$1.01	15d	1	1.38mi
8590 SW 44th Ct Ocala, FL	3.0	2.0	1453	$1,895	$1.30	15d	1	1.38mi
8590 SW 44th Ct Ocala, FL	3.0	2.0	1453	$1,895	$1.30	15d	1	1.38mi
4703 SW 85th Pl Ocala, FL	4.0	2.0	1828	$2,500	$1.37	15d	1	1.40mi
8665 SW 44th Ct Ocala, FL	3.0	2.0	1453	$1,895	$1.30	23d	1	1.46mi
8677 SW 44th Ct Ocala, FL	5.0	3.0	2370	$2,495	$1.05	23d	1	1.48mi
8609 SW 46th Ter Ocala, FL	3.0	2.0	1670	$2,400	$1.44	15d	1	1.48mi

HOA detail

• Monthly dues: $15 · $180/yr

Listing history 22 events

1. 2026-06-21
   days on market $302,990 Active 86 DOM
2. 2026-06-18
   days on market $302,990 Active 83 DOM
3. 2026-06-17
   days on market $302,990 Active 82 DOM
4. 2026-06-16
   days on market $302,990 Active 81 DOM
5. 2026-06-15
   days on market $302,990 Active 80 DOM
6. 2026-06-14
   days on market $302,990 Active 78 DOM
7. 2026-06-13
   days on market $302,990 Active 77 DOM
8. 2026-06-10
   days on market $302,990 Active 75 DOM
9. 2026-06-09
   days on market $302,990 Active 74 DOM
10. 2026-06-08
    days on market $302,990 Active 73 DOM
11. 2026-06-07
    days on market $302,990 Active 72 DOM
12. 2026-06-03
    days on market $302,990 Active 68 DOM
13. 2026-06-03
    price $302,990 Active 67 DOM
14. 2026-06-02
    days on market $306,990 Active 67 DOM
15. 2026-06-01
    days on market $306,990 Active 66 DOM
16. 2026-05-31
    days on market $306,990 Active 65 DOM
17. 2026-05-30
    days on market $306,990 Active 64 DOM
18. 2026-05-19
    price $309,990 1106-char remark

    Show marketing remark (1106 chars)

    Welcome to a spacious and inviting 4-bedroom, open-concept and all concrete block constructed home where design meets functional elegance. The seamless flow between living areas and the kitchen creates an expansive environment for both daily living and entertaining. The kitchen is a focal point of this home and designed for style and convenience including a stainless-steel range, microwave, built-in dishwasher. Four well-appointed bedrooms and located in the front of the home and nearby a full bathroom. The primary bedroom features an ensuite bathroom, double vanity, and walk-in closet. The laundry room is complete with a washer and dryer hook up. This residence embodies the perfect harmony of openness and privacy. The Cali is complete with a state-of-the-art smart home system. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

19. 2026-05-14
    price $319,990 1106-char remark

    Show marketing remark (1106 chars)

    Welcome to a spacious and inviting 4-bedroom, open-concept and all concrete block constructed home where design meets functional elegance. The seamless flow between living areas and the kitchen creates an expansive environment for both daily living and entertaining. The kitchen is a focal point of this home and designed for style and convenience including a stainless-steel range, microwave, built-in dishwasher. Four well-appointed bedrooms and located in the front of the home and nearby a full bathroom. The primary bedroom features an ensuite bathroom, double vanity, and walk-in closet. The laundry room is complete with a washer and dryer hook up. This residence embodies the perfect harmony of openness and privacy. The Cali is complete with a state-of-the-art smart home system. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

20. 2026-05-13
    price $319,990 1106-char remark

    Show marketing remark (1106 chars)

    Welcome to a spacious and inviting 4-bedroom, open-concept and all concrete block constructed home where design meets functional elegance. The seamless flow between living areas and the kitchen creates an expansive environment for both daily living and entertaining. The kitchen is a focal point of this home and designed for style and convenience including a stainless-steel range, microwave, built-in dishwasher. Four well-appointed bedrooms and located in the front of the home and nearby a full bathroom. The primary bedroom features an ensuite bathroom, double vanity, and walk-in closet. The laundry room is complete with a washer and dryer hook up. This residence embodies the perfect harmony of openness and privacy. The Cali is complete with a state-of-the-art smart home system. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

21. 2026-03-28
    listed $331,070 Active 1106-char remark

    Show marketing remark (1106 chars)

    Welcome to a spacious and inviting 4-bedroom, open-concept and all concrete block constructed home where design meets functional elegance. The seamless flow between living areas and the kitchen creates an expansive environment for both daily living and entertaining. The kitchen is a focal point of this home and designed for style and convenience including a stainless-steel range, microwave, built-in dishwasher. Four well-appointed bedrooms and located in the front of the home and nearby a full bathroom. The primary bedroom features an ensuite bathroom, double vanity, and walk-in closet. The laundry room is complete with a washer and dryer hook up. This residence embodies the perfect harmony of openness and privacy. The Cali is complete with a state-of-the-art smart home system. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

22. 2026-03-27
    listed $331,070 Active 1106-char remark

    Show marketing remark (1106 chars)

    Welcome to a spacious and inviting 4-bedroom, open-concept and all concrete block constructed home where design meets functional elegance. The seamless flow between living areas and the kitchen creates an expansive environment for both daily living and entertaining. The kitchen is a focal point of this home and designed for style and convenience including a stainless-steel range, microwave, built-in dishwasher. Four well-appointed bedrooms and located in the front of the home and nearby a full bathroom. The primary bedroom features an ensuite bathroom, double vanity, and walk-in closet. The laundry room is complete with a washer and dryer hook up. This residence embodies the perfect harmony of openness and privacy. The Cali is complete with a state-of-the-art smart home system. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $27,918
• − Mortgage interest: −$16,972
• − Property taxes: −$4,545
• − Insurance: −$1,515
• − Repairs & maintenance: −$2,233
• − Management: −$2,233
• − HOA: −$180
• − Depreciation: −$8,814
• Taxable loss: −$8,575
• Est. tax savings @ 24.0%: +$2,058
• After-tax cash flow: $-1,193/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Liberty Triangle

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Liberty Triangle, FL
• County: Marion County · 315,796 people
• City population: 26,397
• Metro: Ocala, FL
• Population (ZIP): 20,258
• Household income: $65,291
• Rent vs Own: 55.8% rent · 44.2% own
• Severe rent burden: 1062.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: White 52% Hispanic / Latino 25% Black 13% Two or more races 8% Asian 8%
• Hispanic origin (detail): Mexican 2% Puerto Rican 10%
• Common ancestry: Lithuanian 2% Romanian 2% Slovak 1%
• Foreign-born: 21% · Canada, Jamaica, Vietnam
• Languages at home: 71% English-only · Spanish 22% Other Indo-European 4% Vietnamese 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -78.16%
• Current HPI: 196.5607
• Rent YoY: ▲ 0.12%
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-6.4% since first listed

5 events — show timeline

• 2026-05-19 Price Changed $309,990 Stellar MLS as Distributed by MLS Grid
• 2026-05-14 Price Changed $319,990 Zillow
• 2026-05-13 Price Changed $319,990 Stellar MLS as Distributed by MLS Grid
• 2026-03-28 Listed $331,070 Zillow
• 2026-03-27 Listed $331,070 Stellar MLS as Distributed by MLS Grid