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425 N Esquire Pkwy #42
B+ Composite 76.24
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +5.3/10.0
  • Condition / age +4.0/5.0
  • Livability +3.6/5.0
  • Schools +3.4/10.0
  • Rent growth +2.5/5.0

$59,999

425 N Esquire Pkwy #42 · Castle Dale, UT 84513
3 bd · 1.0 ba · 896 sqft · Manufactured · 38 Days on market
Built 2005 Good condition

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Completely remodeled and move-in ready! This charming 3-bedroom, 1-bath mobile home features updated flooring, modern fixtures, and a beautifully refreshed interior throughout. Enjoy an open and inviting living space, functional layout, and stylish upgrades that make this home feel like new. Perfect for affordable living, a first home, or an investment opportunity. Don't miss this clean, updated home ready for its new owner!

Key facts

  • Built 2005
  • Listed 37 days

Property features AI

Finance

  • Financial info: Annual tax amount listed
  • HOA & community: Monthly association fees; Association covers sewer, trash and water; Community amenities include clubhouse, management, playground; pets permitted with rules

Exterior

  • Parking: Uncovered/open parking
  • Utilities: Natural gas connected; Electricity connected; Water connected (culinary); Sewer connected
  • Home design: Mobile home; Single-story; Property used as residential
  • Construction: Asphalt construction materials; Asphalt roof; Built/standing condition; Above-grade finished area of 896
  • Exterior features: Open porch; Mountain view

Interior

  • Kitchen: Refrigerator
  • Bedrooms: 3 main-level bedrooms
  • Flooring: Linoleum flooring
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating
  • Interior features: Single-level living; Open porch; Home warranty included; Total of 8 rooms; No basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath manufactured listed at $60k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $384 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $60k).
  • Recommended offer: $58k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 72/100 on livability (#82 in UT) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Emery District (rural): math 43% / reading 35% proficiency, ranked #52 of 80 in UT (top 65%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Castle Dale School (math 47% / reading 37%, grade F, #287 of 585 statewide, top 52%, 145 students, 48% FRL); Canyon View Middle School (math 32% / reading 27%, grade F, #109 of 138 statewide, top 80%, 200 students, 49% FRL).
  • Market conditions: 24 active listings in the ZIP; 55 units permitted in Emery County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $734 of equity ($415 loan paydown + $319 appreciation (0.5% local appreciation)).
  • Emery County population projected at -36% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (0.5% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 38 days — a 3% lower offer ($58k) is reasonable based on typical stale-listing flexibility.
Recommended offer $58,199 (3.0% below list)

Questions for the listing agent

  1. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.68%
Cap rate
13.96%
Cash-on-cash
27.40%
DSCR
2.22
GRM
4.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

0.53% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
28.8%
Equity multiple
2.44×
Total profit
$24,207
Equity at exit
$19,035
10-year hold
IRR
31.9%
Equity multiple
4.70×
Total profit
$62,223
Equity at exit
$24,211

Cash invested: $16,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
86 Strongly Landlord-Friendly
State Utah
86 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
3-day notice; preempted; landlord-favorable.

ZIP-level market 84513

Home prices YoY
0.5%
Active inventory
24
Price-to-rent
4.9×

Monthly cashflow live

Estimated rent
$1,010 medium interval (Pro) →
Mortgage (P&I)
$315
Tax est. 1.5%
$75 /mo · $900/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$212
Net cashflow
$384

Break-even live

Break-even rent $525
Max offer price $59,999
Occupancy floor 57%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$15,000
Closing costs
$1,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 16 events

  1. 2026-06-18
    days on market $59,999 Active 38 DOM
  2. 2026-06-17
    days on market $59,999 Active 37 DOM
  3. 2026-06-16
    days on market $59,999 Active 36 DOM
  4. 2026-06-15
    days on market $59,999 Active 35 DOM
  5. 2026-06-15
    days on market $59,999 Active 34 DOM
  6. 2026-06-13
    days on market $59,999 Active 33 DOM
  7. 2026-06-12
    days on market $59,999 Active 32 DOM
  8. 2026-06-09
    days on market $59,999 Active 29 DOM
  9. 2026-06-08
    days on market $59,999 Active 28 DOM
  10. 2026-06-08
    days on market $59,999 Active 27 DOM
  11. 2026-06-07
    days on market $59,999 Active 26 DOM
  12. 2026-06-03
    days on market $59,999 Active 23 DOM
  13. 2026-06-02
    days on market $59,999 Active 22 DOM
  14. 2026-06-01
    days on market $59,999 Active 21 DOM
  15. 2026-05-31
    days on market $59,999 Active 20 DOM
  16. 2026-05-12
    listed $59,999 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥92°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,125
− Mortgage interest
−$3,361
− Property taxes
−$900
− Insurance
−$300
− Repairs & maintenance
−$970
− Management
−$970
− Depreciation
−$1,745
Taxable income
$3,879
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$931
After-tax cash flow
$3,672/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 80/100 Cosmetic rehab

This completely remodeled and move-in ready mobile home features updated flooring, modern fixtures, and a beautifully refreshed interior throughout. Perfect for affordable living, a first home, or an investment opportunity.

Value-add opportunities

  • Both Paint exterior siding — Fresh paint can improve curb appeal and value
  • Both Add landscaping — Landscaping can enhance curb appeal and value
  • Both Install new windows — New windows can improve energy efficiency and value

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior siding — Fresh paint can improve curb appeal and value
  • Both Add landscaping — Landscaping can enhance curb appeal and value
  • Both Install new windows — New windows can improve energy efficiency and value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Emery District
NCES district ID
4900270
Math proficiency
43% ▼ -1.00%
Reading proficiency
35% ▼ -7.00%
Median HH income
$50,076
Composite
33.71/100
National rank
#5381
State rank
#52 of 80 in UT

Livability — Castle Dale

Score
72/100
State rank
#82
US rank
#6347

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C Housing A+ Health & safety C User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Castle Dale, UT
Population (ZIP)
1,463

Population outlook (Emery County) Hauer SSP2

Today (2025)
9,137 people
By 2030
8,406 · -8.0%
By 2040
7,030 · -23.1%
By 2050
5,829 · -36.2%
By 2075
3,587 · -60.7%
By 2100
2,532 · -72.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Two or more races 10% Hispanic / Latino 5%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Slovak 5% Italian 5% Lithuanian 2%
Languages at home
99% English-only · Spanish 1%

Political lean MEDSL · Emery

2024 margin
Solid R (+74.6) · D 12.0% · R 86.6% · Other 1.3%
2008→2024 swing
-21.0pp toward R · 2008: -53.6pp · 2024: -74.6pp
All cycles
2024: R+74.6 2020: R+74.7 2016: R+70.9 2012: R+71.9 2008: R+53.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.53%
Current HPI
108.5628
Rent YoY
Metro
State GDP YoY
▲ 3.54%
F500 in state
2

Industry mix (Fortune 500 HQ in UT)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-12 Listed $59,999 WFRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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