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703 N Port St
F Composite 28.25
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.9/30.0
  • Rent growth +5.0/5.0
  • Livability +3.8/5.0
  • 1% rule +3.2/10.0
  • DSCR +2.8/10.0
  • Condition / age +2.5/5.0
  • Schools +1.0/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$224,000

703 N Port St · Baltimore, MD 21205
3 bd · 1.0 ba · 504 sqft · Townhouse public records · 119 Days on market
Built 1920 1,000 sqft lot Est $188k · 19% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

HUGE PRICE REDUCTION & SELLER OFFERING $7,500.00 TOWARDS BUYER'S CLOSING COSTS. Motivated Seller looking to move quickly. For investor-occupants, Seller was renting two bedrooms at $1,100 per bedroom per month and lived in the 3rd basement bedroom during ownership. Rentals completely covered the mortgage payment. Welcome to 703 N Port Street, a beautifully renovated contemporary row home offering stylish city living just minutes from Johns Hopkins Hospital. This 3-bedroom, 3 and ½ bath home blends modern design, thoughtful functionality, and quality finishes in one of Baltimore’s great neighborhoods. The open concept main level features LVP, exposed brick walls, upgraded lighting, and a bright living and dining area that flows seamlessly into the gourmet kitchen—perfect for everyday living and entertaining. The kitchen is outfitted with quartz countertops, sleek royal blue cabinetry, and stainless-steel appliances. Upstairs, two spacious bedrooms each offer private en-suite baths. The lower level provides ample entertainment space with its own 3rd bedroom and en-suite. Step outside to enjoy a private rear patio and the rare convenience of off-street parking with a dedicated parking pad. This home even has the potential to purchase the side lot from Baltimore. A few blocks north of Patterson Park and minutes from JHH, and popular neighborhood cafés and shops, this move-in-ready home delivers modern comfort, convenience, and excellent proximity to major city amenities. Come take a look.

Key facts

  • 2 parking spots
  • Built 1920
  • Listed 118 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath townhouse listed at $224k.

Deal economics

  • At list price, monthly cash flow is $-138 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $200k (10.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $184k (17.9% below list).
  • Recommended offer: $184k (17.9% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
  • Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+9.9%/yr); 143 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
  • At $1,839/mo this rent would consume 51% of the median local household income ($43k/yr) (locally 966% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 119 days — a 9% lower offer ($204k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 7y ago; this cycle's ask has dropped $16k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $152k; 47% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $183,932 (17.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 119 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  3. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
5.55%
Cash-on-cash
-2.64%
DSCR
0.88
GRM
10.1

CMA / ARV

ARV (median comp)
$188,382
List price
$224,000
Delta
18.91%
Verdict
OVERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
-15.1%
Equity multiple
0.44×
Total profit
$-35,306
Equity at exit
$33,399
10-year hold
IRR
0.4%
Equity multiple
1.04×
Total profit
$2,407
Equity at exit
$19,367

Cash invested: $62,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
12 Strongly Tenant-Friendly
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City Baltimore
12 Strongly Tenant-Friendly · D+58
Just-cause for tenancies > 1 yr.

ZIP-level market 21205

Home prices YoY
-5.8%
Rents YoY
9.9%
Active inventory
143
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$1,839 high interval (Pro) →
Mortgage (P&I)
$1,175
Tax from tax record
$323 /mo · $3,875/yr
Insurance
$93
HOA
$0
Vacancy / Maint / Mgmt
$386
Net cashflow
$-138

Break-even live

Break-even rent $2,014
Max offer price $199,638
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,000
Closing costs
$6,720
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 13 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
500 N Rose St Baltimore, MD 3.0 2.0 520 $1,200 $2.31 4d 1 0.15mi
2221 E Preston St Baltimore, MD 2.0 1.0 658 $1,200 $1.82 24d 1 0.49mi
2410 E Federal St Baltimore, MD 4.0 2.0 720 $2,200 $3.06 24d 1 0.70mi
1607 Hakesley Pl Baltimore, MD 3.0 1.0 720 $1,400 $1.94 44d 1 0.80mi
305 S Collington Ave Baltimore, MD 3.0 2.5 722 $2,895 $4.01 17d 1 0.80mi
520 Somerset St Baltimore, MD 1.0–2.0 1.0–2.0 634 $1,578 $2.49 44d 1 0.99mi
210 S Caroline St Baltimore, MD 1.0–2.0 1.0 808 $1,965 $2.43 44d 23 1.08mi
622 S Broadway Baltimore, MD 2.0 1.0–2.0 953 $2,998 $3.14 2d 8 1.19mi
3905 Bank St Baltimore, MD 4.0 1.0–3.0 909 $2,820 $3.10 2d 20 1.30mi
1100 Greenmount Ave Baltimore, MD 1.0–3.0 1.0–2.0 839 $2,584 $3.08 2d 1 1.37mi
555 President St Baltimore, MD 3.0 1.0–4.0 1352 $5,373 $3.97 2d 1 1.42mi
1001 Aliceanna St Baltimore, MD 1.0–2.0 1.0–2.0 844 $3,081 $3.65 3d 3 1.43mi
3610 Dillon St Baltimore, MD 1.0–2.0 1.0–2.0 828 $2,820 $3.41 44d 1 1.48mi

Listing history 43 events

  1. 2026-06-18
    days on market $224,000 Active 119 DOM
  2. 2026-06-17
    days on market $224,000 Active 118 DOM
  3. 2026-06-16
    days on market $224,000 Active 117 DOM
  4. 2026-06-15
    days on market $224,000 Active 116 DOM
  5. 2026-06-13
    days on market $224,000 Active 114 DOM
  6. 2026-06-09
    days on market $224,000 Active 110 DOM
  7. 2026-06-08
    days on market $224,000 Active 109 DOM
  8. 2026-06-07
    days on market $224,000 Active 108 DOM
  9. 2026-06-04
    days on market $224,000 Active 105 DOM
  10. 2026-06-03
    pricedays on market $224,000 Active 104 DOM
  11. 2026-06-02
    days on market $239,999 Active 103 DOM
  12. 2026-06-01
    days on market $239,999 Active 102 DOM
  13. 2026-05-31
    days on market $239,999 Active 101 DOM
  14. 2026-05-19
    price $239,999 1541-char remark
    Show marketing remark (1500 chars)

    GREAT DEAL - MOTIVATED SELLER. PRICE REDUCTION & SELLER OFFERING $7,500.00 TOWARDS BUYER'S CLOSING COSTS. Seller rented bedrooms at $1,100 per room. Each bedroom and basement have their own separate entrance and full bathroom. Great price and concession for turn key asset. Welcome to 703 N Port Street, a beautifully renovated contemporary row home offering stylish city living just minutes from Johns Hopkins Hospital. This 3-bedroom, 3 and ½ bath home blends modern design, thoughtful functionality, and quality finishes in one of Baltimore’s great neighborhoods. The open concept main level features LVP, exposed brick walls, upgraded lighting, and a bright living and dining area that flows seamlessly into the gourmet kitchen—perfect for everyday living and entertaining. The kitchen is outfitted with quartz countertops, sleek royal blue cabinetry, and stainless-steel appliances. Upstairs, two spacious bedrooms each offer private en-suite baths. The lower level provides ample entertainment space with its own 3rd bedroom and en-suite. Step outside to enjoy a private rear patio and the rare convenience of off-street parking with a dedicated parking pad. This home even has the potential to purchase the side lot from Baltimore. A few blocks north of Patterson Park and minutes from JHH, and popular neighborhood cafés and shops, this move-in-ready home delivers modern comfort, convenience, and excellent proximity to major city amenities. Come take a look.

  15. 2026-05-19
    listed $239,999 Active 1500-char remark
    Show marketing remark (1500 chars)

    GREAT DEAL - MOTIVATED SELLER. PRICE REDUCTION & SELLER OFFERING $7,500.00 TOWARDS BUYER'S CLOSING COSTS. Seller rented bedrooms at $1,100 per room. Each bedroom and basement have their own separate entrance and full bathroom. Great price and concession for turn key asset. Welcome to 703 N Port Street, a beautifully renovated contemporary row home offering stylish city living just minutes from Johns Hopkins Hospital. This 3-bedroom, 3 and ½ bath home blends modern design, thoughtful functionality, and quality finishes in one of Baltimore’s great neighborhoods. The open concept main level features LVP, exposed brick walls, upgraded lighting, and a bright living and dining area that flows seamlessly into the gourmet kitchen—perfect for everyday living and entertaining. The kitchen is outfitted with quartz countertops, sleek royal blue cabinetry, and stainless-steel appliances. Upstairs, two spacious bedrooms each offer private en-suite baths. The lower level provides ample entertainment space with its own 3rd bedroom and en-suite. Step outside to enjoy a private rear patio and the rare convenience of off-street parking with a dedicated parking pad. This home even has the potential to purchase the side lot from Baltimore. A few blocks north of Patterson Park and minutes from JHH, and popular neighborhood cafés and shops, this move-in-ready home delivers modern comfort, convenience, and excellent proximity to major city amenities. Come take a look.

  16. 2026-05-06
    price $259,900 1541-char remark
    Show marketing remark (1541 chars)

    HUGE PRICE REDUCTION & SELLER OFFERING $7,500.00 TOWARDS BUYER'S CLOSING COSTS. Motivated Seller looking to move quickly. For investor-occupants, Seller was renting two bedrooms at $1,100 per bedroom per month and lived in the 3rd basement bedroom during ownership. Rentals completely covered the mortgage payment. Welcome to 703 N Port Street, a beautifully renovated contemporary row home offering stylish city living just minutes from Johns Hopkins Hospital. This 3-bedroom, 3 and ½ bath home blends modern design, thoughtful functionality, and quality finishes in one of Baltimore’s great neighborhoods. The open concept main level features LVP, exposed brick walls, upgraded lighting, and a bright living and dining area that flows seamlessly into the gourmet kitchen—perfect for everyday living and entertaining. The kitchen is outfitted with quartz countertops, sleek royal blue cabinetry, and stainless-steel appliances. Upstairs, two spacious bedrooms each offer private en-suite baths. The lower level provides ample entertainment space with its own 3rd bedroom and en-suite. Step outside to enjoy a private rear patio and the rare convenience of off-street parking with a dedicated parking pad. This home even has the potential to purchase the side lot from Baltimore. A few blocks north of Patterson Park and minutes from JHH, and popular neighborhood cafés and shops, this move-in-ready home delivers modern comfort, convenience, and excellent proximity to major city amenities. Come take a look.

  17. 2026-04-20
    price $269,000 1541-char remark
    Show marketing remark (1541 chars)

    HUGE PRICE REDUCTION & SELLER OFFERING $7,500.00 TOWARDS BUYER'S CLOSING COSTS. Motivated Seller looking to move quickly. For investor-occupants, Seller was renting two bedrooms at $1,100 per bedroom per month and lived in the 3rd basement bedroom during ownership. Rentals completely covered the mortgage payment. Welcome to 703 N Port Street, a beautifully renovated contemporary row home offering stylish city living just minutes from Johns Hopkins Hospital. This 3-bedroom, 3 and ½ bath home blends modern design, thoughtful functionality, and quality finishes in one of Baltimore’s great neighborhoods. The open concept main level features LVP, exposed brick walls, upgraded lighting, and a bright living and dining area that flows seamlessly into the gourmet kitchen—perfect for everyday living and entertaining. The kitchen is outfitted with quartz countertops, sleek royal blue cabinetry, and stainless-steel appliances. Upstairs, two spacious bedrooms each offer private en-suite baths. The lower level provides ample entertainment space with its own 3rd bedroom and en-suite. Step outside to enjoy a private rear patio and the rare convenience of off-street parking with a dedicated parking pad. This home even has the potential to purchase the side lot from Baltimore. A few blocks north of Patterson Park and minutes from JHH, and popular neighborhood cafés and shops, this move-in-ready home delivers modern comfort, convenience, and excellent proximity to major city amenities. Come take a look.

  18. 2026-04-09
    price $279,000 1541-char remark
    Show marketing remark (1541 chars)

    HUGE PRICE REDUCTION & SELLER OFFERING $7,500.00 TOWARDS BUYER'S CLOSING COSTS. Motivated Seller looking to move quickly. For investor-occupants, Seller was renting two bedrooms at $1,100 per bedroom per month and lived in the 3rd basement bedroom during ownership. Rentals completely covered the mortgage payment. Welcome to 703 N Port Street, a beautifully renovated contemporary row home offering stylish city living just minutes from Johns Hopkins Hospital. This 3-bedroom, 3 and ½ bath home blends modern design, thoughtful functionality, and quality finishes in one of Baltimore’s great neighborhoods. The open concept main level features LVP, exposed brick walls, upgraded lighting, and a bright living and dining area that flows seamlessly into the gourmet kitchen—perfect for everyday living and entertaining. The kitchen is outfitted with quartz countertops, sleek royal blue cabinetry, and stainless-steel appliances. Upstairs, two spacious bedrooms each offer private en-suite baths. The lower level provides ample entertainment space with its own 3rd bedroom and en-suite. Step outside to enjoy a private rear patio and the rare convenience of off-street parking with a dedicated parking pad. This home even has the potential to purchase the side lot from Baltimore. A few blocks north of Patterson Park and minutes from JHH, and popular neighborhood cafés and shops, this move-in-ready home delivers modern comfort, convenience, and excellent proximity to major city amenities. Come take a look.

  19. 2026-03-22
    price $284,000 1541-char remark
    Show marketing remark (1541 chars)

    HUGE PRICE REDUCTION & SELLER OFFERING $7,500.00 TOWARDS BUYER'S CLOSING COSTS. Motivated Seller looking to move quickly. For investor-occupants, Seller was renting two bedrooms at $1,100 per bedroom per month and lived in the 3rd basement bedroom during ownership. Rentals completely covered the mortgage payment. Welcome to 703 N Port Street, a beautifully renovated contemporary row home offering stylish city living just minutes from Johns Hopkins Hospital. This 3-bedroom, 3 and ½ bath home blends modern design, thoughtful functionality, and quality finishes in one of Baltimore’s great neighborhoods. The open concept main level features LVP, exposed brick walls, upgraded lighting, and a bright living and dining area that flows seamlessly into the gourmet kitchen—perfect for everyday living and entertaining. The kitchen is outfitted with quartz countertops, sleek royal blue cabinetry, and stainless-steel appliances. Upstairs, two spacious bedrooms each offer private en-suite baths. The lower level provides ample entertainment space with its own 3rd bedroom and en-suite. Step outside to enjoy a private rear patio and the rare convenience of off-street parking with a dedicated parking pad. This home even has the potential to purchase the side lot from Baltimore. A few blocks north of Patterson Park and minutes from JHH, and popular neighborhood cafés and shops, this move-in-ready home delivers modern comfort, convenience, and excellent proximity to major city amenities. Come take a look.

  20. 2026-02-20
    listed $289,000 Active 1541-char remark
    Show marketing remark (1541 chars)

    HUGE PRICE REDUCTION & SELLER OFFERING $7,500.00 TOWARDS BUYER'S CLOSING COSTS. Motivated Seller looking to move quickly. For investor-occupants, Seller was renting two bedrooms at $1,100 per bedroom per month and lived in the 3rd basement bedroom during ownership. Rentals completely covered the mortgage payment. Welcome to 703 N Port Street, a beautifully renovated contemporary row home offering stylish city living just minutes from Johns Hopkins Hospital. This 3-bedroom, 3 and ½ bath home blends modern design, thoughtful functionality, and quality finishes in one of Baltimore’s great neighborhoods. The open concept main level features LVP, exposed brick walls, upgraded lighting, and a bright living and dining area that flows seamlessly into the gourmet kitchen—perfect for everyday living and entertaining. The kitchen is outfitted with quartz countertops, sleek royal blue cabinetry, and stainless-steel appliances. Upstairs, two spacious bedrooms each offer private en-suite baths. The lower level provides ample entertainment space with its own 3rd bedroom and en-suite. Step outside to enjoy a private rear patio and the rare convenience of off-street parking with a dedicated parking pad. This home even has the potential to purchase the side lot from Baltimore. A few blocks north of Patterson Park and minutes from JHH, and popular neighborhood cafés and shops, this move-in-ready home delivers modern comfort, convenience, and excellent proximity to major city amenities. Come take a look.

  21. 2026-02-18
    historical $289,000 1541-char remark
    Show marketing remark (1541 chars)

    HUGE PRICE REDUCTION & SELLER OFFERING $7,500.00 TOWARDS BUYER'S CLOSING COSTS. Motivated Seller looking to move quickly. For investor-occupants, Seller was renting two bedrooms at $1,100 per bedroom per month and lived in the 3rd basement bedroom during ownership. Rentals completely covered the mortgage payment. Welcome to 703 N Port Street, a beautifully renovated contemporary row home offering stylish city living just minutes from Johns Hopkins Hospital. This 3-bedroom, 3 and ½ bath home blends modern design, thoughtful functionality, and quality finishes in one of Baltimore’s great neighborhoods. The open concept main level features LVP, exposed brick walls, upgraded lighting, and a bright living and dining area that flows seamlessly into the gourmet kitchen—perfect for everyday living and entertaining. The kitchen is outfitted with quartz countertops, sleek royal blue cabinetry, and stainless-steel appliances. Upstairs, two spacious bedrooms each offer private en-suite baths. The lower level provides ample entertainment space with its own 3rd bedroom and en-suite. Step outside to enjoy a private rear patio and the rare convenience of off-street parking with a dedicated parking pad. This home even has the potential to purchase the side lot from Baltimore. A few blocks north of Patterson Park and minutes from JHH, and popular neighborhood cafés and shops, this move-in-ready home delivers modern comfort, convenience, and excellent proximity to major city amenities. Come take a look.

  22. 2024-08-05
    soldstatus $152,000
  23. 2024-06-28
    soldstatus $152,000 Closed
  24. 2024-05-30
    status Pending
  25. 2024-05-20
    price $155,000
  26. 2024-05-13
    price $160,000
  27. 2024-05-03
    price $170,000
  28. 2024-04-16
    price $189,999
  29. 2024-03-26
    price $194,999
  30. 2024-03-12
    price $199,999
  31. 2024-03-01
    price $205,000
  32. 2024-02-12
    price $210,000
  33. 2024-01-31
    price $215,000
  34. 2024-01-05
    price $220,000
  35. 2023-11-29
    price $225,000
  36. 2023-11-15
    price $230,000
  37. 2023-10-26
    listed $235,000 Active
  38. 2023-10-25
    historical $235,000
  39. 2019-05-09
    soldstatus $8,500 Closed
  40. 2019-04-19
    status Pending
  41. 2019-04-16
    listed $8,500 Active
  42. 1985-02-27
    soldstatus $14,900
  43. 1982-07-26
    soldstatus $18,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$3,875 · $323/mo
Projected year-2 tax
$3,875 · $323/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 67% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,072
− Mortgage interest
−$12,547
− Property taxes
−$3,875
− Insurance
−$1,120
− Repairs & maintenance
−$1,766
− Management
−$1,766
− Depreciation
−$6,516
Taxable loss
−$5,519
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,325
After-tax cash flow
$-330/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baltimore City Public Schools
NCES district ID
2400090
Math proficiency
7% ▼ -9.00%
Reading proficiency
16% ▼ -5.00%
Median HH income
$42,108
Composite
10.08/100
National rank
#9805
State rank
#24 of 24 in MD

Livability — Baltimore

Score
76/100
State rank
#90
US rank
#3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baltimore, MD
County
Baltimore City · 558,601 people
City population
588,727
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
13,013
Household income
$43,176
Rent vs Own
63.6% rent · 36.4% own
Severe rent burden
966.0

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
624,249 people
By 2030
621,541 · -0.4%
By 2040
609,756 · -2.3%
By 2050
597,249 · -4.3%
By 2075
552,236 · -11.5%
By 2100
513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
Black 60% Hispanic / Latino 16% White 14% Two or more races 11% Asian 3%
Hispanic origin (detail)
Mexican 1% Cuban 1% Dominican 4%
Common ancestry
Slovak 3% Romanian 1%
Foreign-born
16% · Canada, China
Languages at home
79% English-only · Spanish 11% Arabic 4% Chinese 1%

Political lean MEDSL · Baltimore

2024 margin
Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
2008→2024 swing
-2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
All cycles
2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -15.03%
Current HPI
244.1345
Rent YoY
▲ 9.88%
Metro
Baltimore-Columbia-Towson, MD
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+1233.3% since first listed
30 events — show timeline
  • 2026-05-19 Price Changed $239,999 BRIGHT MLS
  • 2026-05-19 Listed $239,999 BRIGHT MLS
  • 2026-05-06 Price Changed $259,900 BRIGHT MLS
  • 2026-04-20 Price Changed $269,000 BRIGHT MLS
  • 2026-04-09 Price Changed $279,000 BRIGHT MLS
  • 2026-03-22 Price Changed $284,000 BRIGHT MLS
  • 2026-02-20 Listed $289,000 BRIGHT MLS
  • 2026-02-18 Coming Soon $289,000 BRIGHT MLS
  • 2024-08-05 Sold (Public Records) $152,000 Public Records
  • 2024-06-28 Sold (MLS) $152,000 BRIGHT MLS
  • 2024-05-30 Pending BRIGHT MLS
  • 2024-05-20 Price Changed $155,000 BRIGHT MLS
  • 2024-05-13 Price Changed $160,000 BRIGHT MLS
  • 2024-05-03 Price Changed $170,000 BRIGHT MLS
  • 2024-04-16 Price Changed $189,999 BRIGHT MLS
  • 2024-03-26 Price Changed $194,999 BRIGHT MLS
  • 2024-03-12 Price Changed $199,999 BRIGHT MLS
  • 2024-03-01 Price Changed $205,000 BRIGHT MLS
  • 2024-02-12 Price Changed $210,000 BRIGHT MLS
  • 2024-01-31 Price Changed $215,000 BRIGHT MLS
  • 2024-01-05 Price Changed $220,000 BRIGHT MLS
  • 2023-11-29 Price Changed $225,000 BRIGHT MLS
  • 2023-11-15 Price Changed $230,000 BRIGHT MLS
  • 2023-10-26 Listed $235,000 BRIGHT MLS
  • 2023-10-25 Coming Soon $235,000 BRIGHT MLS
  • 2019-05-09 Sold (MLS) $8,500 BRIGHT MLS
  • 2019-04-19 Pending BRIGHT MLS
  • 2019-04-16 Listed $8,500 BRIGHT MLS
  • 1985-02-27 Sold (Public Records) $14,900 Public Records
  • 1982-07-26 Sold (Public Records) $18,000 Public Records

Property tax history

+14.6%/yr

Latest (2025): $3,875 · +976.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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