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2487 Buck Mountain Rd
F Composite 29.57
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +7.3/30.0
  • Schools +3.0/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.3/10.0
  • DSCR +1.4/10.0
  • Appreciation +0.0/10.0

$140,000

2487 Buck Mountain Rd · Weatherly, PA 18255
1 bd · 1.0 ba · 1,792 sqft · SingleFamily public records · 2 Days on market
Built 1938 0.45 ac lot $78/sqft · 61% below area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

A litlle TLV+C and this home can be yours. Home is 4 bedrooms 2 full bathrooms. Some work has been started but not finished. New Septic System2025 , Newer Oil Firnace. Home has one bedroom, full bathroom, oversized living room, eat in kitchen. . All on the First Floor Second Floor has 3 bedrooms, full bathroom. Full Basement iwth garage door where ytou cna get 3-4 cars deep. As-is Sale

Key facts

  • 0.45 acre lot
  • 2 parking spots
  • Built 1938

Property features AI

Exterior

  • Parking: 3 covered parking spaces; 2 open off-street parking spaces (total 2 open spaces); Total listed parking spaces: 2
  • Security: Smoke detector(s)
  • Utilities: Public water; Private sewer with septic tank; 150 amp electric service with circuit breakers
  • Home design: Single-family house; North-facing; Front door entry; 2 stories
  • Construction: Shingle siding and vinyl siding; Concrete perimeter foundation; Built as residential single-family construction
  • Exterior features: Front porch; Deck; Additional exterior features: see remarks; Asphalt shingle roof; Corner, cleared and paved lot with 66 x 250 dimensions; Paved county road frontage on a public maintained road; No additional outbuildings

Interior

  • Kitchen: Oven (electric); Refrigerator; Dishwasher; Water heater
  • Flooring: Linoleum; Softwood; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Hot water heating; Baseboard heating; Oil heating; No central cooling
  • Interior features: Eat-in kitchen; Unfurnished; Full unfinished concrete basement with exterior/walk-out and walk-up access and storage space
  • Laundry & utility: Main level laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $140k.

Deal economics

  • At list price, monthly cash flow is $-188 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $107k (23.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $103k (26.6% below list).
  • Recommended offer: $103k (26.6% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 60/100 on livability (#1,488 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools B+; Watch: employment D+, crime F, amenities F.
  • Weatherly Area SD (rural): math 22% / reading 48% proficiency, ranked #415 of 539 in PA (top 77%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 19 active listings in the ZIP; 180 units permitted in Carbon County in 2024 (10 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Carbon County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1938 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $102,783 (26.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1938 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.73%
Cap rate
4.68%
Cash-on-cash
-5.76%
DSCR
0.74
GRM
11.4

CMA / ARV

ARV (median comp)
$420,279
List price
$140,000
Delta
-66.69%
Verdict
UNDERPRICED
Comps
3 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-26.1%
Equity multiple
0.12×
Total profit
$-34,625
Equity at exit
$20,874
10-year hold
IRR
-22.9%
Equity multiple
-0.16×
Total profit
$-45,427
Equity at exit
$12,105

Cash invested: $39,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18255

Home prices YoY
-14.9%
Active inventory
19
Price-to-rent
11.4×

Monthly cashflow live

Estimated rent
$1,028 medium interval (Pro) →
Mortgage (P&I)
$734
Tax from tax record
$208 /mo · $2,490/yr
Insurance
$58
HOA
$0
Vacancy / Maint / Mgmt
$216
Net cashflow
$-188

Break-even live

Break-even rent $1,266
Max offer price $106,786
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$35,000
Closing costs
$4,200
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 5 events

  1. 2026-05-09
    status Pending 392-char remark
    Show marketing remark (392 chars)

    A litlle TLV+C and this home can be yours. Home is 4 bedrooms 2 full bathrooms. Some work has been started but not finished. New Septic System2025 , Newer Oil Firnace. Home has one bedroom, full bathroom, oversized living room, eat in kitchen. . All on the First Floor Second Floor has 3 bedrooms, full bathroom. Full Basement iwth garage door where ytou cna get 3-4 cars deep. As-is Sale

  2. 2026-05-08
    status Pending 411-char remark
  3. 2026-05-06
    listed $140,000 Active 392-char remark
    Show marketing remark (392 chars)

    A litlle TLV+C and this home can be yours. Home is 4 bedrooms 2 full bathrooms. Some work has been started but not finished. New Septic System2025 , Newer Oil Firnace. Home has one bedroom, full bathroom, oversized living room, eat in kitchen. . All on the First Floor Second Floor has 3 bedrooms, full bathroom. Full Basement iwth garage door where ytou cna get 3-4 cars deep. As-is Sale

  4. 2026-05-06
    listed $140,000 Active 411-char remark
    Show marketing remark (392 chars)

    A litlle TLV+C and this home can be yours. Home is 4 bedrooms 2 full bathrooms. Some work has been started but not finished. New Septic System2025 , Newer Oil Firnace. Home has one bedroom, full bathroom, oversized living room, eat in kitchen. . All on the First Floor Second Floor has 3 bedrooms, full bathroom. Full Basement iwth garage door where ytou cna get 3-4 cars deep. As-is Sale

  5. 2000-12-21
    soldstatus $25,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,490 · $208/mo
Projected year-2 tax
$2,490 · $208/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥92°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 7% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,334
− Mortgage interest
−$7,842
− Property taxes
−$2,490
− Insurance
−$700
− Repairs & maintenance
−$987
− Management
−$987
− Depreciation
−$4,073
Taxable loss
−$4,744
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,139
After-tax cash flow
$-1,118/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Weatherly Area SD
NCES district ID
4225140
Math proficiency
22% ▼ -33.00%
Reading proficiency
48% ▼ -20.00%
Median HH income
$48,177
Composite
30.07/100
National rank
#6348
State rank
#415 of 539 in PA

Livability — Weatherly

Score
60/100
State rank
#1488
US rank
#19254

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety B User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
4,310
Population (ZIP)
4,310

Population outlook (Carbon County) Hauer SSP2

Today (2025)
61,643 people
By 2030
59,840 · -2.9%
By 2040
55,413 · -10.1%
By 2050
50,843 · -17.5%
By 2075
43,326 · -29.7%
By 2100
37,126 · -39.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (95%)
Race & ethnicity
White 95% Hispanic / Latino 4% Two or more races 3%
Common ancestry
Romanian 14% Polish 3% Iranian 3%
Foreign-born
2% · Canada, China
Languages at home
96% English-only · Spanish 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Carbon

2024 margin
Solid R (+34.8) · D 32.2% · R 67.0%
2008→2024 swing
-36.7pp toward R · 2008: 1.9pp · 2024: -34.8pp
All cycles
2024: R+34.8 2020: R+32.0 2016: R+34.1 2012: R+6.9 2008: D+1.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -32.36%
Current HPI
185.3029
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+419.6% since first listed
7 events — show timeline
  • 2026-06-05 Sold (MLS) $129,900 LCAR
  • 2026-06-05 Sold (MLS) $129,900 PMAR
  • 2026-05-09 Pending LCAR
  • 2026-05-08 Pending PMAR
  • 2026-05-06 Listed $140,000 LCAR
  • 2026-05-06 Listed $140,000 PMAR
  • 2000-12-21 Sold (Public Records) $25,000 Public Records

Property tax history

+2.8%/yr

Latest (2026): $2,490 · +2.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…