2487 Buck Mountain Rd · Weatherly, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $511 – $949
Heat risk 3/10 · Minor
- Hot days now (above 92°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 7.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +7.5/15.0
- Cash flow +7.3/30.0
- Schools +3.0/10.0
- Livability +3.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +2.3/10.0
- DSCR +1.4/10.0
- Appreciation +0.0/10.0
$140,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
A litlle TLV+C and this home can be yours. Home is 4 bedrooms 2 full bathrooms. Some work has been started but not finished. New Septic System2025 , Newer Oil Firnace. Home has one bedroom, full bathroom, oversized living room, eat in kitchen. . All on the First Floor Second Floor has 3 bedrooms, full bathroom. Full Basement iwth garage door where ytou cna get 3-4 cars deep. As-is Sale
Key facts
- 0.45 acre lot
- 2 parking spots
- Built 1938
Property features AI
Exterior
- Parking: 3 covered parking spaces; 2 open off-street parking spaces (total 2 open spaces); Total listed parking spaces: 2
- Security: Smoke detector(s)
- Utilities: Public water; Private sewer with septic tank; 150 amp electric service with circuit breakers
- Home design: Single-family house; North-facing; Front door entry; 2 stories
- Construction: Shingle siding and vinyl siding; Concrete perimeter foundation; Built as residential single-family construction
- Exterior features: Front porch; Deck; Additional exterior features: see remarks; Asphalt shingle roof; Corner, cleared and paved lot with 66 x 250 dimensions; Paved county road frontage on a public maintained road; No additional outbuildings
Interior
- Kitchen: Oven (electric); Refrigerator; Dishwasher; Water heater
- Flooring: Linoleum; Softwood; Vinyl
- Bathrooms: 2 full bathrooms
- Heating & cooling: Hot water heating; Baseboard heating; Oil heating; No central cooling
- Interior features: Eat-in kitchen; Unfurnished; Full unfinished concrete basement with exterior/walk-out and walk-up access and storage space
- Laundry & utility: Main level laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath single-family listed at $140k.
Deal economics
- At list price, monthly cash flow is $-188 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $107k (23.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $103k (26.6% below list).
- Recommended offer: $103k (26.6% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 60/100 on livability (#1,488 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools B+; Watch: employment D+, crime F, amenities F.
- Weatherly Area SD (rural): math 22% / reading 48% proficiency, ranked #415 of 539 in PA (top 77%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 19 active listings in the ZIP; 180 units permitted in Carbon County in 2024 (10 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Carbon County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1938 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1938 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.73% ✗
- Cap rate
- 4.68%
- Cash-on-cash
- -5.76%
- DSCR
- 0.74
- GRM
- 11.4
CMA / ARV
- ARV (median comp)
- $420,279
- List price
- $140,000
- Delta
- -66.69%
- Verdict
- UNDERPRICED
- Comps
- 3 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -26.1%
- Equity multiple
- 0.12×
- Total profit
- $-34,625
- Equity at exit
- $20,874
- IRR
- -22.9%
- Equity multiple
- -0.16×
- Total profit
- $-45,427
- Equity at exit
- $12,105
Cash invested: $39,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18255
- Home prices YoY
- -14.9%
- Active inventory
- 19
- Price-to-rent
- 11.4×
Monthly cashflow live
- Estimated rent
- $1,028 medium interval (Pro) →
- Mortgage (P&I)
- −$734
- Tax from tax record
- −$208 /mo · $2,490/yr
- Insurance
- −$58
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$216
- Net cashflow
- $-188
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $35,000
- Closing costs
- $4,200
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 5 events
-
2026-05-09status Pending 392-char remark
Show marketing remark (392 chars)
A litlle TLV+C and this home can be yours. Home is 4 bedrooms 2 full bathrooms. Some work has been started but not finished. New Septic System2025 , Newer Oil Firnace. Home has one bedroom, full bathroom, oversized living room, eat in kitchen. . All on the First Floor Second Floor has 3 bedrooms, full bathroom. Full Basement iwth garage door where ytou cna get 3-4 cars deep. As-is Sale
-
2026-05-08status Pending 411-char remark
-
2026-05-06$140,000 Active 392-char remark
Show marketing remark (392 chars)
A litlle TLV+C and this home can be yours. Home is 4 bedrooms 2 full bathrooms. Some work has been started but not finished. New Septic System2025 , Newer Oil Firnace. Home has one bedroom, full bathroom, oversized living room, eat in kitchen. . All on the First Floor Second Floor has 3 bedrooms, full bathroom. Full Basement iwth garage door where ytou cna get 3-4 cars deep. As-is Sale
-
2026-05-06$140,000 Active 411-char remark
Show marketing remark (392 chars)
A litlle TLV+C and this home can be yours. Home is 4 bedrooms 2 full bathrooms. Some work has been started but not finished. New Septic System2025 , Newer Oil Firnace. Home has one bedroom, full bathroom, oversized living room, eat in kitchen. . All on the First Floor Second Floor has 3 bedrooms, full bathroom. Full Basement iwth garage door where ytou cna get 3-4 cars deep. As-is Sale
-
2000-12-21soldstatus $25,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $2,490 · $208/mo
- Projected year-2 tax
- $2,490 · $208/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 3/10 Moderate 7 d/yr ≥92°F today · 17 d/yr by 30 yrs out
- Wind 3/10 Moderate 7% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,334
- − Mortgage interest
- −$7,842
- − Property taxes
- −$2,490
- − Insurance
- −$700
- − Repairs & maintenance
- −$987
- − Management
- −$987
- − Depreciation
- −$4,073
- Taxable loss
- −$4,744
- Est. tax savings @ 24.0%
- +$1,139
- After-tax cash flow
- $-1,118/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Weatherly Area SD
- NCES district ID
- 4225140
- Math proficiency
- 22% ▼ -33.00%
- Reading proficiency
- 48% ▼ -20.00%
- Median HH income
- $48,177
- Composite
- 30.07/100
- National rank
- #6348
- State rank
- #415 of 539 in PA
Livability — Weatherly
- Score
- 60/100
- State rank
- #1488
- US rank
- #19254
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 4,310
- Population (ZIP)
- 4,310
Population outlook (Carbon County) Hauer SSP2
- Today (2025)
- 61,643 people
- By 2030
- 59,840 · -2.9%
- By 2040
- 55,413 · -10.1%
- By 2050
- 50,843 · -17.5%
- By 2075
- 43,326 · -29.7%
- By 2100
- 37,126 · -39.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (95%)
- Race & ethnicity
- White 95% Hispanic / Latino 4% Two or more races 3%
- Common ancestry
- Romanian 14% Polish 3% Iranian 3%
- Foreign-born
- 2% · Canada, China
- Languages at home
- 96% English-only · Spanish 2% Russian/Polish/Slavic 1%
Political lean MEDSL · Carbon
- 2024 margin
- Solid R (+34.8) · D 32.2% · R 67.0%
- 2008→2024 swing
- -36.7pp toward R · 2008: 1.9pp · 2024: -34.8pp
- All cycles
- 2024: R+34.8 2020: R+32.0 2016: R+34.1 2012: R+6.9 2008: D+1.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -32.36%
- Current HPI
- 185.3029
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
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| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
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Price history
+419.6% since first listed7 events — show timeline
- 2026-06-05 Sold (MLS) $129,900 LCAR
- 2026-06-05 Sold (MLS) $129,900 PMAR
- 2026-05-09 Pending — LCAR
- 2026-05-08 Pending — PMAR
- 2026-05-06 Listed $140,000 LCAR
- 2026-05-06 Listed $140,000 PMAR
- 2000-12-21 Sold (Public Records) $25,000 Public Records
Property tax history
+2.8%/yrLatest (2026): $2,490 · +2.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…