110 Chandler Ct · Sugar Land, TX
Flood risk 3/10 · Minor
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.1%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.8/30.0
- ARV discount +6.0/15.0
- 1% rule +4.8/10.0
- Schools +4.5/10.0
- Livability +4.0/5.0
- DSCR +3.8/10.0
- Rent growth +2.7/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$359,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
MOTIVATED SELLER. .. Home is priced to sell. .. . Gorgeous EAST facing 4BR, 2.5 bath home in New Territory. Roof replaced in 2016. Kitchen with granite countertops, open layout to family and dining room. Note: All bedrooms upstairs, including Master. Note: Garage converted to Game/Flex room, easily reverted. Fully fenced yard, near major freeways. Community amenities include Club at New Territory. Zoned to Fort Bend ISD. NO FLOODING! Schedule your showings soon. .. .
Key facts
- Garage converted
- East facing
- Open layout
Tags
Property features AI
Finance
- Other: Seller disclosure available; Lease not considered
- HOA & community: Association: New Territory; Annual association fee of $1,100; Association amenities include clubhouse, common areas, and recreation facilities
Exterior
- Parking: Attached 2-car garage
- Utilities: Public water; Public sewer
- Home design: Residential property; Built in 1994; Slab foundation; Composition roof
- Construction: Brick construction
- Exterior features: Subdivision lot; Lot approximately 6,895 sq ft
Interior
- Kitchen: Dishwasher; Disposal; Microwave
- Bathrooms: 2 full bathrooms; 1 half bathroom
- Heating & cooling: Central heating (gas); Central air conditioning (electric); Attic fan; Ventilation for improved indoor air quality
- Interior features: Ceiling fan(s); Two fireplaces; 9 total rooms
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath single-family listed at $359k.
Deal economics
- At list price, monthly cash flow is $-34 ($-403/yr) — negative.
- To cash-flow at today's rent, offer at most $353k (1.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $352k (2.0% below list).
- Recommended offer: $348k (3.0% below list) — sets the bar for market timing.
- Cap rate 6.2% vs local median 2.6% in Sugar Land — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#38 in TX, #1,758 nationally) — a professional / high-income tenant draw. Strengths: crime A+, employment A+, housing A+; Watch: cost of living D, commute F.
- Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Brazos Bend El (math 47% / reading 54%, grade D+, #833 of 4,322 statewide, top 20%, 739 students, 44% FRL); Sartartia Middle (math 69% / reading 71%, grade A, #58 of 1,662 statewide, top 4%, 1,440 students, 24% FRL) — zoned schools at 34% FRL track the district average.
- Market conditions: Rents flat; 553 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
- Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 50 days — a 3% lower offer ($348k) is reasonable based on typical stale-listing flexibility.
- 13 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 50 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.98% ✗
- Cap rate
- 6.18%
- Cash-on-cash
- -0.40%
- DSCR
- 0.98
- GRM
- 8.5
CMA / ARV
- ARV (median comp)
- $347,500
- List price
- $359,000
- Delta
- 3.31%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4138 N New Meadows Dr | 0.33mi | 4/2.5 | 2,621 (-3%) | 7mo | $349,999 | $134 | 72 |
| 4415 Crimson Ct | 0.38mi | 4/2.5 | 2,842 (+5%) | 9mo | $419,900 | $148 | 64 |
| 131 Lissa Ln | 0.10mi | 4/3.5 | 2,366 (-12%) | 11mo | $329,000 | $139 | 64 |
| 139 Skycrest Dr | 0.09mi | 5/4.0 (+1) | 2,333 (-14%) | 4mo | $345,000 | $148 | 60 |
| 219 Rolling Plains Dr | 0.39mi | 5/3.5 (+1) | 2,876 (+6%) | 6mo | $344,900 | $120 | 59 |
| 218 Windrift Ct | 0.27mi | 4/2.0 | 2,315 (-14%) | 9mo | $385,000 | $166 | 52 |
| 5411 Davids Bend Dr | 0.60mi | 4/2.5 | 2,528 (-6%) | 9mo | $429,000 | $170 | 52 |
| 318 High Meadows Dr | 0.51mi | 3/2.0 (-1) | 2,416 (-11%) | 6mo | $370,000 | $153 | 44 |
| 5522 Whisper Ridge Dr | 0.72mi | 4/2.5 | 2,419 (-10%) | 4mo | $435,000 | $180 | 43 |
| 319 Trailwood Ct | 0.33mi | 5/3.5 (+1) | 3,107 (+15%) | 12mo | $450,000 | $145 | 43 |
| 4415 Casey Cir | 0.71mi | 4/2.5 | 2,336 (-14%) | 4mo | $388,000 | $166 | 39 |
| 627 Winston Ln | 0.73mi | 5/4.0 (+1) | 3,018 (+12%) | 10mo | $498,000 | $165 | 29 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.82% rent growth · sell at horizon
- IRR
- -19.7%
- Equity multiple
- 0.33×
- Total profit
- $-67,607
- Equity at exit
- $53,528
- IRR
- -18.7%
- Equity multiple
- 0.10×
- Total profit
- $-90,241
- Equity at exit
- $31,040
Cash invested: $100,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77479
- Home prices YoY
- -34.9%
- Rents YoY
- 0.8%
- Active inventory
- 553
- Price-to-rent
- 8.5×
Monthly cashflow live
- Estimated rent
- $3,517 medium interval (Pro) →
- Mortgage (P&I)
- −$1,883
- Tax from tax record
- −$688 /mo · $8,251/yr
- Insurance
- −$150
- HOA
- −$92
- Vacancy / Maint / Mgmt
- −$739
- Net cashflow
- $-34
Break-even live
Sensitivity live
| Price | -10% $170 | -5% $68 | +0% $-34 | +5% $-135 | +10% $-237 |
|---|---|---|---|---|---|
| Rent | -10% $-311 | -5% $-173 | +0% $-34 | +5% $105 | +10% $244 |
| Rate | -1.0pp $147 | -0.5pp $58 | base $-34 | +0.5pp $-127 | +1.0pp $-221 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $89,750
- Closing costs
- $10,770
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 107 High Meadows Dr Sugar Land, TX | 4.0 | 3.0 | 2619 | $2,600 | $0.99 | 44d | 1 | 0.27mi |
| 4315 Trailwood Dr Sugar Land, TX | 4.0 | 2.5 | 2250 | $5,800 | $2.58 | 13d | 1 | 0.42mi |
| 5510 Cedaredge Ct Sugar Land, TX | 4.0 | 2.5 | 3078 | $2,950 | $0.96 | 5d | 1 | 0.60mi |
HOA detail
- Monthly dues
- $92 · $1,104/yr
Listing history 50 events
-
2026-06-18days on market $359,000 Active 50 DOM
-
2026-06-17days on market $359,000 Active 49 DOM
-
2026-06-16days on market $359,000 Active 48 DOM
-
2026-06-15days on market $359,000 Active 47 DOM
-
2026-06-13days on market $359,000 Active 45 DOM
-
2026-06-09days on market $359,000 Active 41 DOM
-
2026-06-07days on market $359,000 Active 39 DOM
-
2026-06-04days on market $359,000 Active 36 DOM
-
2026-06-03days on market $359,000 Active 35 DOM
-
2026-06-02days on market $359,000 Active 34 DOM
-
2026-06-01days on market $359,000 Active 33 DOM
-
2026-05-31days on market $359,000 Active 32 DOM
-
2026-05-18price $359,000 465-char remark
-
2026-04-29$375,000 Active 465-char remark
-
2025-10-24historical
-
2025-09-19price $358,995
-
2025-06-04price $359,995
-
2025-05-22price $364,995
-
2025-05-09$369,995 Active
-
2025-04-08historical
-
2025-04-02$370,000 Active
-
2025-04-02historical
-
2025-01-10$370,000 Active
-
2025-01-10historical
-
2024-11-01$385,000 Active
-
2024-11-01historical
-
2024-10-12price $385,000
-
2024-09-22price $399,909
-
2024-09-17$410,000 Active
-
2024-09-14historical
-
2022-09-20soldstatus
-
2022-09-16soldstatus Sold
-
2022-08-19status Pending
-
2022-08-19price $3,030
-
2022-08-16status Option Pending
-
2022-07-22$349,990 Active
-
2022-07-22historical
-
2022-06-17$365,000 Active
-
2016-03-30soldstatus
-
2016-03-23soldstatus Sold
-
2016-02-24status Pending
-
2016-02-12status Option Pending
-
2015-11-24price $249,900
-
2015-09-24$254,900 Active
-
2008-10-08soldstatus
-
2008-07-09historical
-
2008-01-08$199,999
-
2007-03-13historical
-
2006-04-28$184,999
-
2005-09-30historical
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $8,251 · $688/mo
- Projected year-2 tax
- $8,251 · $688/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 3/10 Moderate FEMA zone X · 10% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 9/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $42,201
- − Mortgage interest
- −$20,110
- − Property taxes
- −$8,251
- − Insurance
- −$1,795
- − Repairs & maintenance
- −$3,376
- − Management
- −$3,376
- − HOA
- −$1,104
- − Depreciation
- −$10,444
- Taxable loss
- −$6,255
- Est. tax savings @ 24.0%
- +$1,501
- After-tax cash flow
- $1,098/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Fort Bend ISD
- NCES district ID
- 4819650
- Math proficiency
- 44% ▼ -15.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $82,360
- Composite
- 44.61/100
- National rank
- #2779
- State rank
- #140 of 826 in TX
Livability — Sugar Land
- Score
- 80/100
- State rank
- #38
- US rank
- #1758
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sugar Land, TX
- County
- Fort Bend County · 836,777 people
- City population
- 168,209
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 92,221
- Household income
- $156,735
- Rent vs Own
- Severe rent burden
- 1207.0
Population outlook (Fort Bend County) Hauer SSP2
- Today (2025)
- 1,004,526 people
- By 2030
- 1,153,104 · +14.8%
- By 2040
- 1,453,718 · +44.7%
- By 2050
- 1,753,781 · +74.6%
- By 2075
- 2,455,772 · +144.5%
- By 2100
- 2,930,528 · +191.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- Asian 47% White 30% Hispanic / Latino 10% Black 8% Two or more races 8%
- Hispanic origin (detail)
- Mexican 5%
- Common ancestry
- Lithuanian 2% Romanian 1% Slovak 1%
- Foreign-born
- 42% · China, Canada, Vietnam
- Languages at home
- 52% English-only · Other Indo-European 16% Chinese 13% Spanish 6%
Political lean MEDSL · Fort Bend
- 2024 margin
- Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
- 2008→2024 swing
- +4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
- All cycles
- 2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -121.96%
- Current HPI
- 227.7544
- Rent YoY
- ▲ 0.82%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
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Price history
+88.9% since first listed42 events — show timeline
- 2026-05-18 Price Changed $359,000 HARMLS
- 2026-04-29 Listed $375,000 HARMLS
- 2025-10-24 Listing Removed — HARMLS
- 2025-09-19 Price Changed $358,995 HARMLS
- 2025-06-04 Price Changed $359,995 HARMLS
- 2025-05-22 Price Changed $364,995 HARMLS
- 2025-05-09 Listed $369,995 HARMLS
- 2025-04-08 Listing Removed — HARMLS
- 2025-04-02 Listing Removed — HARMLS
- 2025-04-02 Listed $370,000 HARMLS
- 2025-01-10 Listing Removed — HARMLS
- 2025-01-10 Listed $370,000 HARMLS
- 2024-11-01 Listing Removed — HARMLS
- 2024-11-01 Listed $385,000 HARMLS
- 2024-10-12 Price Changed $385,000 HARMLS
- 2024-09-22 Price Changed $399,909 HARMLS
- 2024-09-17 Listed $410,000 HARMLS
- 2024-09-14 Coming Soon — HARMLS
- 2022-09-20 Sold (Public Records) — Public Records
- 2022-09-16 Sold (MLS) — HARMLS
- 2022-08-19 Pending — HARMLS
- 2022-08-19 Price Changed $3,030 RENT.
- 2022-08-16 Pending — HARMLS
- 2022-07-22 Listing Removed — HARMLS
- 2022-07-22 Listed $349,990 HARMLS
- 2022-06-17 Listed $365,000 HARMLS
- 2016-03-30 Sold (Public Records) — Public Records
- 2016-03-23 Sold (MLS) — HARMLS
- 2016-02-24 Pending — HARMLS
- 2016-02-12 Pending — HARMLS
- 2015-11-24 Price Changed $249,900 HARMLS
- 2015-09-24 Listed $254,900 HARMLS
- 2008-10-08 Sold (Public Records) — Public Records
- 2008-07-09 Listing Removed — HARMLS
- 2008-01-08 Listed $199,999 HARMLS
- 2007-03-13 Listing Removed — HARMLS
- 2006-04-28 Listed $184,999 HARMLS
- 2005-09-30 Listing Removed — HARMLS
- 2005-03-01 Listed $185,000 HARMLS
- 2005-02-17 Listing Removed — HARMLS
- 2004-09-10 Listed $190,000 HARMLS
- 1994-04-19 Sold (Public Records) — Public Records
Property tax history
+4.3%/yrLatest (2025): $8,251 · +1.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…