74 Blacks Mill Trce E · Dawsonville, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 101°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 9.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +8.8/30.0
- Schools +3.7/10.0
- Livability +3.4/5.0
- Rent growth +3.3/5.0
- Condition / age +2.5/5.0
- DSCR +2.4/10.0
- 1% rule +1.8/10.0
- Appreciation +0.0/10.0
$329,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Affordable Dawsonville living at its best. This charming home is ideally located just minutes from Highway 400, shopping, and dining, all within a desirable no HOA community. Set back off the road with a long private driveway, the property offers both privacy and space. The main level features a welcoming living room with vaulted ceilings and a separate dining area, creating a bright and functional layout for everyday living and entertaining. Upstairs, you will find three bedrooms including a spacious primary suite with a double vanity, separate tub, and shower, along with two additional bedrooms perfect for family or guests. The fully finished lower level offers incredible flexibility with its own private exterior entry. This space includes a large secondary living area, an additional bedroom, a half bath, and a bonus room ideal for an office, playroom, or den. A dedicated workshop area adds even more functionality. Enjoy outdoor living with a large backyard and an expansive back deck perfect for entertaining or relaxing. This is a standout opportunity in a prime Dawsonville location that buyers will not want to miss.
Key facts
- Private driveway
- Primary suite
- No hoa community
Tags
Property features AI
Exterior
- Parking: Four total parking spaces; Driveway and parking pad; Open parking available
- Utilities: Public water; Septic tank sewer; 110-volt electric; Cable available; Electricity available; Underground utilities; Water available
- Home design: Multi/split levels; Resale property
- Construction: Vinyl siding; Composition/shingle roof; Slab and concrete perimeter foundation
- Exterior features: Private yard; Deck; Shed(s)
Interior
- Kitchen: Country-style kitchen; Kitchen opens to family room / has view to family room; Electric oven; Dishwasher
- Bedrooms: Three main-level bedrooms; One lower-level bedroom; Bedrooms include other/unspecified features
- Flooring: Carpet
- Bathrooms: Two full bathrooms; One half bathroom; Master bath with double vanity and separate tub and shower; Two main-level bathrooms, one lower-level half bath
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Double vanity in bathrooms; Double-pane windows; Finished basement with exterior entry and finished bath; Den and workshop spaces; No shared/common walls; One fireplace in the living room
- Laundry & utility: Laundry located in hall and other area
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $330k.
Deal economics
- At list price, monthly cash flow is $-270 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $282k (14.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $225k (31.8% below list).
- Recommended offer: $225k (31.8% below list) — sets the bar for 1% rule.
- Cap rate 5.3% vs local median 3.0% in Dawsonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#155 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety D-.
- Dawson County (rural): math 40% / reading 44% proficiency, ranked #30 of 174 in GA (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Black'S Mill Elementary School (math 42% / reading 47%, grade F, #336 of 1,228 statewide, top 29%, 433 students, 40% FRL); Dawson County Middle School (math 47% / reading 48%, grade C-, #84 of 470 statewide, top 19%, 555 students, 46% FRL); Dawson County High School (math 5% / reading 33%, grade F, #250 of 424 statewide, top 60%, 773 students, 32% FRL) — zoned schools at 39% FRL track the district average.
- Market conditions: Rents rising (+3.0%/yr); 573 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 887 units permitted in Dawson County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Dawson County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 26 days — a 2% lower offer ($325k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.68% ✗
- Cap rate
- 5.31%
- Cash-on-cash
- -3.51%
- DSCR
- 0.84
- GRM
- 12.2
CMA / ARV
- ARV (median comp)
- $465,547
- List price
- $329,900
- Delta
- -29.14%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 780 Blacks Mill Rd | 0.42mi | 3/2.0 | 1,920 (+1%) | 4mo | $1,220,000 | $635 | 75 |
| 74 Blacks Mill Trce E | 0.00mi | 4/2.5 (+1) | 2,139 (+12%) | 0mo | $325,000 | $152 | 72 |
| 22 Blacks Mill Trce W | 0.11mi | 3/2.5 | 1,800 (-5%) | 16mo | $394,000 | $219 | 70 |
| 216 Forest Cove Ct | 0.52mi | 3/2.0 | 1,776 (-7%) | 3mo | $509,000 | $287 | 62 |
| 149 Pinewood Trl | 0.34mi | 3/2.0 | 1,680 (-12%) | 3mo | $310,000 | $185 | 62 |
| 67 Dispatcher Dr | 0.67mi | 3/2.0 | 1,980 (+4%) | 3mo | $371,500 | $188 | 60 |
| 33 Ivey Hollow Cir | 0.70mi | 4/2.5 (+1) | 1,927 (+1%) | 1mo | $375,000 | $195 | 57 |
| 466 Quail Pass | 0.67mi | 4/2.0 (+1) | 1,786 (-6%) | 1mo | $432,000 | $242 | 53 |
| 40 Ivey Hollow Cir | 0.70mi | 4/2.5 (+1) | 1,976 (+4%) | 1mo | $370,000 | $187 | 53 |
| 310 Ivey Hollow Cir | 0.68mi | 4/2.0 (+1) | 1,976 (+4%) | 10mo | $380,000 | $192 | 49 |
| 190 Ivey Hollow Cir | 0.57mi | 4/2.5 (+1) | 1,976 (+4%) | 15mo | $370,000 | $187 | 47 |
| 89 Ivey Hollow Cir | 0.65mi | 4/2.5 (+1) | 1,976 (+4%) | 15mo | $384,500 | $195 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.03% rent growth · sell at horizon
- IRR
- -22.2%
- Equity multiple
- 0.23×
- Total profit
- $-70,686
- Equity at exit
- $49,189
- IRR
- -16.3%
- Equity multiple
- 0.09×
- Total profit
- $-83,847
- Equity at exit
- $28,524
Cash invested: $92,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30534
- Home prices YoY
- -23.0%
- Rents YoY
- 3.0%
- Active inventory
- 573
- Price-to-rent
- 12.2×
Monthly cashflow live
- Estimated rent
- $2,250 high interval (Pro) →
- Mortgage (P&I)
- −$1,730
- Tax from tax record
- −$180 /mo · $2,163/yr
- Insurance
- −$137
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$473
- Net cashflow
- $-270
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $82,475
- Closing costs
- $9,897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 20 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 57 Harry Sosebee Rd Dawsonville, GA | 3.0 | 2.0 | 1850 | $2,195 | $1.19 | 24d | 1 | 0.68mi |
| 89 Harry Sosebee Rd Dawsonville, GA | 3.0 | 2.0 | 1626 | $2,195 | $1.35 | 2d | 1 | 0.68mi |
| 85 Pointe Pl Dawsonville, GA | 4.0 | 2.5 | 2318 | $2,150 | $0.93 | 43d | 1 | 1.03mi |
| 52 Mallory Dr Dawsonville, GA | 2.0–4.0 | 2.5 | 1546 | $1,949 | $1.26 | 20d | 3 | 1.05mi |
| 23 Beech Ln N Dawsonville, GA | 3.0 | 2.5 | 1690 | $1,950 | $1.15 | 43d | 1 | 1.08mi |
| 55 Madaline Ln Dawsonville, GA | 3.0 | 2.5 | 1558 | $1,899 | $1.22 | 12d | 1 | 1.09mi |
| 345 Timberland Ave Dawsonville, GA | 3.0 | 2.5 | 1880 | $2,100 | $1.12 | 43d | 1 | 1.10mi |
| 305 Timberland Ave Dawsonville, GA | 3.0 | 2.5 | 1829 | $2,000 | $1.09 | 24d | 1 | 1.13mi |
| 282 Timberland Ave Dawsonville, GA | 3.0 | 2.5 | 1590 | $1,950 | $1.23 | 43d | 1 | 1.17mi |
| 116 Cedar Ln Dawsonville, GA | 3.0 | 2.5 | 1650 | $1,950 | $1.18 | 12d | 1 | 1.17mi |
| 112 Cedar Ln Dawsonville, GA | 3.0 | 3.0 | 1880 | $2,100 | $1.12 | 43d | 1 | 1.17mi |
| 226 Timberland Ave Unit 226 Dawsonville, GA | 3.0 | 3.0 | 1590 | $2,049 | $1.29 | 24d | 1 | 1.22mi |
| 65 Cedar Ln Dawsonville, GA | 3.0 | 2.5 | 1818 | $2,000 | $1.10 | 43d | 1 | 1.22mi |
| 61 Long Leaf St Dawsonville, GA | 4.0 | 2.5 | 2479 | $2,700 | $1.09 | 43d | 1 | 1.30mi |
| 180 Hensley Park Ln Unit The Wren Dawsonville, GA | 3.0 | 2.5 | 2188 | $2,806 | $1.28 | 3d | 1 | 1.33mi |
| 180 Hensley Park Ln Unit The Finch Dawsonville, GA | 3.0 | 2.5 | 1677 | $2,065 | $1.23 | 3d | 1 | 1.33mi |
| 180 Hensley Park Ln Unit Heron Dawsonville, GA | 3.0 | 2.5 | 1835 | $2,331 | $1.27 | 3d | 1 | 1.33mi |
| 376 Magnolia Dr Dawsonville, GA | 4.0 | 3.0 | 2001 | $2,285 | $1.14 | 18d | 1 | 1.35mi |
| 18 Berry Dr Dawsonville, GA | 4.0 | 2.5 | 2179 | $2,100 | $0.96 | 43d | 1 | 1.38mi |
| 102 Mansie Park Dr Dawsonville, GA | 4.0 | 2.5 | 1837 | $1,999 | $1.09 | 43d | 1 | 1.39mi |
Listing history 7 events
-
2026-05-10historical Active Under Contract 1136-char remark
Show marketing remark (1136 chars)
Affordable Dawsonville living at its best. This charming home is ideally located just minutes from Highway 400, shopping, and dining, all within a desirable no HOA community. Set back off the road with a long private driveway, the property offers both privacy and space. The main level features a welcoming living room with vaulted ceilings and a separate dining area, creating a bright and functional layout for everyday living and entertaining. Upstairs, you will find three bedrooms including a spacious primary suite with a double vanity, separate tub, and shower, along with two additional bedrooms perfect for family or guests. The fully finished lower level offers incredible flexibility with its own private exterior entry. This space includes a large secondary living area, an additional bedroom, a half bath, and a bonus room ideal for an office, playroom, or den. A dedicated workshop area adds even more functionality. Enjoy outdoor living with a large backyard and an expansive back deck perfect for entertaining or relaxing. This is a standout opportunity in a prime Dawsonville location that buyers will not want to miss.
-
2026-05-10historical Active Under Contract 1136-char remark
Show marketing remark (1136 chars)
Affordable Dawsonville living at its best. This charming home is ideally located just minutes from Highway 400, shopping, and dining, all within a desirable no HOA community. Set back off the road with a long private driveway, the property offers both privacy and space. The main level features a welcoming living room with vaulted ceilings and a separate dining area, creating a bright and functional layout for everyday living and entertaining. Upstairs, you will find three bedrooms including a spacious primary suite with a double vanity, separate tub, and shower, along with two additional bedrooms perfect for family or guests. The fully finished lower level offers incredible flexibility with its own private exterior entry. This space includes a large secondary living area, an additional bedroom, a half bath, and a bonus room ideal for an office, playroom, or den. A dedicated workshop area adds even more functionality. Enjoy outdoor living with a large backyard and an expansive back deck perfect for entertaining or relaxing. This is a standout opportunity in a prime Dawsonville location that buyers will not want to miss.
-
2026-04-30$329,900 New 1136-char remark
Show marketing remark (1136 chars)
Affordable Dawsonville living at its best. This charming home is ideally located just minutes from Highway 400, shopping, and dining, all within a desirable no HOA community. Set back off the road with a long private driveway, the property offers both privacy and space. The main level features a welcoming living room with vaulted ceilings and a separate dining area, creating a bright and functional layout for everyday living and entertaining. Upstairs, you will find three bedrooms including a spacious primary suite with a double vanity, separate tub, and shower, along with two additional bedrooms perfect for family or guests. The fully finished lower level offers incredible flexibility with its own private exterior entry. This space includes a large secondary living area, an additional bedroom, a half bath, and a bonus room ideal for an office, playroom, or den. A dedicated workshop area adds even more functionality. Enjoy outdoor living with a large backyard and an expansive back deck perfect for entertaining or relaxing. This is a standout opportunity in a prime Dawsonville location that buyers will not want to miss.
-
2026-04-30$329,900 Active 1136-char remark
Show marketing remark (1136 chars)
Affordable Dawsonville living at its best. This charming home is ideally located just minutes from Highway 400, shopping, and dining, all within a desirable no HOA community. Set back off the road with a long private driveway, the property offers both privacy and space. The main level features a welcoming living room with vaulted ceilings and a separate dining area, creating a bright and functional layout for everyday living and entertaining. Upstairs, you will find three bedrooms including a spacious primary suite with a double vanity, separate tub, and shower, along with two additional bedrooms perfect for family or guests. The fully finished lower level offers incredible flexibility with its own private exterior entry. This space includes a large secondary living area, an additional bedroom, a half bath, and a bonus room ideal for an office, playroom, or den. A dedicated workshop area adds even more functionality. Enjoy outdoor living with a large backyard and an expansive back deck perfect for entertaining or relaxing. This is a standout opportunity in a prime Dawsonville location that buyers will not want to miss.
-
1995-10-03soldstatus $91,500
-
1994-08-31soldstatus $14,000
-
1986-12-22soldstatus $120,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $2,163 · $180/mo
- Projected year-2 tax
- $3,035 · $253/mo
- Expected delta
- +$872/yr (+$73/mo · 40.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 5/10 Major 7 d/yr ≥101°F today · 18 d/yr by 30 yrs out
- Wind 3/10 Moderate 9% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,006
- − Mortgage interest
- −$18,480
- − Property taxes
- −$2,163
- − Insurance
- −$1,650
- − Repairs & maintenance
- −$2,160
- − Management
- −$2,160
- − Depreciation
- −$9,597
- Taxable loss
- −$9,204
- Est. tax savings @ 24.0%
- +$2,209
- After-tax cash flow
- $-1,029/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Dawson County
- NCES district ID
- 1301650
- Math proficiency
- 40% ▼ -10.00%
- Reading proficiency
- 44% ▼ -5.00%
- Median HH income
- $55,562
- Composite
- 36.68/100
- National rank
- #4604
- State rank
- #30 of 174 in GA
Livability — Dawsonville
- Score
- 68/100
- State rank
- #155
- US rank
- #9928
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Dawson County · 34,365 people
- City population
- 34,365
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 34,365
- Household income
- $95,341
- Rent vs Own
- Severe rent burden
- 390.0
Population outlook (Dawson County) Hauer SSP2
- Today (2025)
- 25,423 people
- By 2030
- 26,299 · +3.4%
- By 2040
- 27,482 · +8.1%
- By 2050
- 27,937 · +9.9%
- By 2075
- 28,056 · +10.4%
- By 2100
- 26,102 · +2.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Hispanic / Latino 7% Two or more races 7% Black 2%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Slovak 2% Serbian 2% Iranian 1%
- Foreign-born
- 6% · Canada, Jamaica
- Languages at home
- 92% English-only · Spanish 6% Arabic 1% Tagalog/Filipino 1%
Political lean MEDSL · Dawson
- 2024 margin
- Solid R (+65.2) · D 17.1% · R 82.4%
- 2008→2024 swing
- +1.0pp toward D · 2008: -66.3pp · 2024: -65.2pp
- All cycles
- 2024: R+65.2 2020: R+67.9 2016: R+72.2 2012: R+74.3 2008: R+66.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -86.36%
- Current HPI
- 289.1765
- Rent YoY
- ▲ 3.03%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+170.8% since first listed11 events — show timeline
- 2026-06-12 Sold (MLS) $325,000 FMLS
- 2026-06-12 Sold (MLS) $325,000 GAMLS
- 2026-05-27 Pending — GAMLS
- 2026-05-26 Pending — FMLS
- 2026-05-10 Contingent — GAMLS
- 2026-05-10 Contingent — FMLS
- 2026-04-30 Listed $329,900 FMLS
- 2026-04-30 Listed $329,900 GAMLS
- 1995-10-03 Sold (Public Records) $91,500 Public Records
- 1994-08-31 Sold (Public Records) $14,000 Public Records
- 1986-12-22 Sold (Public Records) $120,000 Public Records
Property tax history
+2.9%/yrLatest (2025): $2,163 · +0.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…