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74 Blacks Mill Trce E
D Composite 40.92
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +8.8/30.0
  • Schools +3.7/10.0
  • Livability +3.4/5.0
  • Rent growth +3.3/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.4/10.0
  • 1% rule +1.8/10.0
  • Appreciation +0.0/10.0

$329,900

74 Blacks Mill Trce E · Dawsonville, GA 30534
3 bd · 2.0 ba · 1,903 sqft · SingleFamily public records · 26 Days on market
Built 1995 0.80 ac lot $173/sqft · 20% below area Est $466k · 29% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Affordable Dawsonville living at its best. This charming home is ideally located just minutes from Highway 400, shopping, and dining, all within a desirable no HOA community. Set back off the road with a long private driveway, the property offers both privacy and space. The main level features a welcoming living room with vaulted ceilings and a separate dining area, creating a bright and functional layout for everyday living and entertaining. Upstairs, you will find three bedrooms including a spacious primary suite with a double vanity, separate tub, and shower, along with two additional bedrooms perfect for family or guests. The fully finished lower level offers incredible flexibility with its own private exterior entry. This space includes a large secondary living area, an additional bedroom, a half bath, and a bonus room ideal for an office, playroom, or den. A dedicated workshop area adds even more functionality. Enjoy outdoor living with a large backyard and an expansive back deck perfect for entertaining or relaxing. This is a standout opportunity in a prime Dawsonville location that buyers will not want to miss.

Key facts

  • Private driveway
  • Primary suite
  • No hoa community

Tags

PRIVATE DRIVEWAYNO HOA COMMUNITYPRIMARY SUITEFINISHED LOWER LEVELPRIVATE EXTERIOR ENTRYLARGE SECONDARY LIVING AREA

Property features AI

Exterior

  • Parking: Four total parking spaces; Driveway and parking pad; Open parking available
  • Utilities: Public water; Septic tank sewer; 110-volt electric; Cable available; Electricity available; Underground utilities; Water available
  • Home design: Multi/split levels; Resale property
  • Construction: Vinyl siding; Composition/shingle roof; Slab and concrete perimeter foundation
  • Exterior features: Private yard; Deck; Shed(s)

Interior

  • Kitchen: Country-style kitchen; Kitchen opens to family room / has view to family room; Electric oven; Dishwasher
  • Bedrooms: Three main-level bedrooms; One lower-level bedroom; Bedrooms include other/unspecified features
  • Flooring: Carpet
  • Bathrooms: Two full bathrooms; One half bathroom; Master bath with double vanity and separate tub and shower; Two main-level bathrooms, one lower-level half bath
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Double vanity in bathrooms; Double-pane windows; Finished basement with exterior entry and finished bath; Den and workshop spaces; No shared/common walls; One fireplace in the living room
  • Laundry & utility: Laundry located in hall and other area

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $330k.

Deal economics

  • At list price, monthly cash flow is $-270 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $282k (14.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $225k (31.8% below list).
  • Recommended offer: $225k (31.8% below list) — sets the bar for 1% rule.
  • Cap rate 5.3% vs local median 3.0% in Dawsonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#155 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety D-.
  • Dawson County (rural): math 40% / reading 44% proficiency, ranked #30 of 174 in GA (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Black'S Mill Elementary School (math 42% / reading 47%, grade F, #336 of 1,228 statewide, top 29%, 433 students, 40% FRL); Dawson County Middle School (math 47% / reading 48%, grade C-, #84 of 470 statewide, top 19%, 555 students, 46% FRL); Dawson County High School (math 5% / reading 33%, grade F, #250 of 424 statewide, top 60%, 773 students, 32% FRL) — zoned schools at 39% FRL track the district average.
  • Market conditions: Rents rising (+3.0%/yr); 573 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 887 units permitted in Dawson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Dawson County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 26 days — a 2% lower offer ($325k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $225,048 (31.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.68%
Cap rate
5.31%
Cash-on-cash
-3.51%
DSCR
0.84
GRM
12.2

CMA / ARV

ARV (median comp)
$465,547
List price
$329,900
Delta
-29.14%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
780 Blacks Mill Rd 0.42mi 3/2.0 1,920 (+1%) 4mo $1,220,000 $635 75
74 Blacks Mill Trce E 0.00mi 4/2.5 (+1) 2,139 (+12%) 0mo $325,000 $152 72
22 Blacks Mill Trce W 0.11mi 3/2.5 1,800 (-5%) 16mo $394,000 $219 70
216 Forest Cove Ct 0.52mi 3/2.0 1,776 (-7%) 3mo $509,000 $287 62
149 Pinewood Trl 0.34mi 3/2.0 1,680 (-12%) 3mo $310,000 $185 62
67 Dispatcher Dr 0.67mi 3/2.0 1,980 (+4%) 3mo $371,500 $188 60
33 Ivey Hollow Cir 0.70mi 4/2.5 (+1) 1,927 (+1%) 1mo $375,000 $195 57
466 Quail Pass 0.67mi 4/2.0 (+1) 1,786 (-6%) 1mo $432,000 $242 53
40 Ivey Hollow Cir 0.70mi 4/2.5 (+1) 1,976 (+4%) 1mo $370,000 $187 53
310 Ivey Hollow Cir 0.68mi 4/2.0 (+1) 1,976 (+4%) 10mo $380,000 $192 49
190 Ivey Hollow Cir 0.57mi 4/2.5 (+1) 1,976 (+4%) 15mo $370,000 $187 47
89 Ivey Hollow Cir 0.65mi 4/2.5 (+1) 1,976 (+4%) 15mo $384,500 $195 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.03% rent growth · sell at horizon

5-year hold
IRR
-22.2%
Equity multiple
0.23×
Total profit
$-70,686
Equity at exit
$49,189
10-year hold
IRR
-16.3%
Equity multiple
0.09×
Total profit
$-83,847
Equity at exit
$28,524

Cash invested: $92,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30534

Home prices YoY
-23.0%
Rents YoY
3.0%
Active inventory
573
Price-to-rent
12.2×

Monthly cashflow live

Estimated rent
$2,250 high interval (Pro) →
Mortgage (P&I)
$1,730
Tax from tax record
$180 /mo · $2,163/yr
Insurance
$137
HOA
$0
Vacancy / Maint / Mgmt
$473
Net cashflow
$-270

Break-even live

Break-even rent $2,592
Max offer price $282,228
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$82,475
Closing costs
$9,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
57 Harry Sosebee Rd Dawsonville, GA 3.0 2.0 1850 $2,195 $1.19 24d 1 0.68mi
89 Harry Sosebee Rd Dawsonville, GA 3.0 2.0 1626 $2,195 $1.35 2d 1 0.68mi
85 Pointe Pl Dawsonville, GA 4.0 2.5 2318 $2,150 $0.93 43d 1 1.03mi
52 Mallory Dr Dawsonville, GA 2.0–4.0 2.5 1546 $1,949 $1.26 20d 3 1.05mi
23 Beech Ln N Dawsonville, GA 3.0 2.5 1690 $1,950 $1.15 43d 1 1.08mi
55 Madaline Ln Dawsonville, GA 3.0 2.5 1558 $1,899 $1.22 12d 1 1.09mi
345 Timberland Ave Dawsonville, GA 3.0 2.5 1880 $2,100 $1.12 43d 1 1.10mi
305 Timberland Ave Dawsonville, GA 3.0 2.5 1829 $2,000 $1.09 24d 1 1.13mi
282 Timberland Ave Dawsonville, GA 3.0 2.5 1590 $1,950 $1.23 43d 1 1.17mi
116 Cedar Ln Dawsonville, GA 3.0 2.5 1650 $1,950 $1.18 12d 1 1.17mi
112 Cedar Ln Dawsonville, GA 3.0 3.0 1880 $2,100 $1.12 43d 1 1.17mi
226 Timberland Ave Unit 226 Dawsonville, GA 3.0 3.0 1590 $2,049 $1.29 24d 1 1.22mi
65 Cedar Ln Dawsonville, GA 3.0 2.5 1818 $2,000 $1.10 43d 1 1.22mi
61 Long Leaf St Dawsonville, GA 4.0 2.5 2479 $2,700 $1.09 43d 1 1.30mi
180 Hensley Park Ln Unit The Wren Dawsonville, GA 3.0 2.5 2188 $2,806 $1.28 3d 1 1.33mi
180 Hensley Park Ln Unit The Finch Dawsonville, GA 3.0 2.5 1677 $2,065 $1.23 3d 1 1.33mi
180 Hensley Park Ln Unit Heron Dawsonville, GA 3.0 2.5 1835 $2,331 $1.27 3d 1 1.33mi
376 Magnolia Dr Dawsonville, GA 4.0 3.0 2001 $2,285 $1.14 18d 1 1.35mi
18 Berry Dr Dawsonville, GA 4.0 2.5 2179 $2,100 $0.96 43d 1 1.38mi
102 Mansie Park Dr Dawsonville, GA 4.0 2.5 1837 $1,999 $1.09 43d 1 1.39mi

Listing history 7 events

  1. 2026-05-10
    historical Active Under Contract 1136-char remark
    Show marketing remark (1136 chars)

    Affordable Dawsonville living at its best. This charming home is ideally located just minutes from Highway 400, shopping, and dining, all within a desirable no HOA community. Set back off the road with a long private driveway, the property offers both privacy and space. The main level features a welcoming living room with vaulted ceilings and a separate dining area, creating a bright and functional layout for everyday living and entertaining. Upstairs, you will find three bedrooms including a spacious primary suite with a double vanity, separate tub, and shower, along with two additional bedrooms perfect for family or guests. The fully finished lower level offers incredible flexibility with its own private exterior entry. This space includes a large secondary living area, an additional bedroom, a half bath, and a bonus room ideal for an office, playroom, or den. A dedicated workshop area adds even more functionality. Enjoy outdoor living with a large backyard and an expansive back deck perfect for entertaining or relaxing. This is a standout opportunity in a prime Dawsonville location that buyers will not want to miss.

  2. 2026-05-10
    historical Active Under Contract 1136-char remark
    Show marketing remark (1136 chars)

    Affordable Dawsonville living at its best. This charming home is ideally located just minutes from Highway 400, shopping, and dining, all within a desirable no HOA community. Set back off the road with a long private driveway, the property offers both privacy and space. The main level features a welcoming living room with vaulted ceilings and a separate dining area, creating a bright and functional layout for everyday living and entertaining. Upstairs, you will find three bedrooms including a spacious primary suite with a double vanity, separate tub, and shower, along with two additional bedrooms perfect for family or guests. The fully finished lower level offers incredible flexibility with its own private exterior entry. This space includes a large secondary living area, an additional bedroom, a half bath, and a bonus room ideal for an office, playroom, or den. A dedicated workshop area adds even more functionality. Enjoy outdoor living with a large backyard and an expansive back deck perfect for entertaining or relaxing. This is a standout opportunity in a prime Dawsonville location that buyers will not want to miss.

  3. 2026-04-30
    listed $329,900 New 1136-char remark
    Show marketing remark (1136 chars)

    Affordable Dawsonville living at its best. This charming home is ideally located just minutes from Highway 400, shopping, and dining, all within a desirable no HOA community. Set back off the road with a long private driveway, the property offers both privacy and space. The main level features a welcoming living room with vaulted ceilings and a separate dining area, creating a bright and functional layout for everyday living and entertaining. Upstairs, you will find three bedrooms including a spacious primary suite with a double vanity, separate tub, and shower, along with two additional bedrooms perfect for family or guests. The fully finished lower level offers incredible flexibility with its own private exterior entry. This space includes a large secondary living area, an additional bedroom, a half bath, and a bonus room ideal for an office, playroom, or den. A dedicated workshop area adds even more functionality. Enjoy outdoor living with a large backyard and an expansive back deck perfect for entertaining or relaxing. This is a standout opportunity in a prime Dawsonville location that buyers will not want to miss.

  4. 2026-04-30
    listed $329,900 Active 1136-char remark
    Show marketing remark (1136 chars)

    Affordable Dawsonville living at its best. This charming home is ideally located just minutes from Highway 400, shopping, and dining, all within a desirable no HOA community. Set back off the road with a long private driveway, the property offers both privacy and space. The main level features a welcoming living room with vaulted ceilings and a separate dining area, creating a bright and functional layout for everyday living and entertaining. Upstairs, you will find three bedrooms including a spacious primary suite with a double vanity, separate tub, and shower, along with two additional bedrooms perfect for family or guests. The fully finished lower level offers incredible flexibility with its own private exterior entry. This space includes a large secondary living area, an additional bedroom, a half bath, and a bonus room ideal for an office, playroom, or den. A dedicated workshop area adds even more functionality. Enjoy outdoor living with a large backyard and an expansive back deck perfect for entertaining or relaxing. This is a standout opportunity in a prime Dawsonville location that buyers will not want to miss.

  5. 1995-10-03
    soldstatus $91,500
  6. 1994-08-31
    soldstatus $14,000
  7. 1986-12-22
    soldstatus $120,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,163 · $180/mo
Projected year-2 tax
$3,035 · $253/mo
Expected delta
+$872/yr (+$73/mo · 40.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥101°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 9% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,006
− Mortgage interest
−$18,480
− Property taxes
−$2,163
− Insurance
−$1,650
− Repairs & maintenance
−$2,160
− Management
−$2,160
− Depreciation
−$9,597
Taxable loss
−$9,204
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,209
After-tax cash flow
$-1,029/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dawson County
NCES district ID
1301650
Math proficiency
40% ▼ -10.00%
Reading proficiency
44% ▼ -5.00%
Median HH income
$55,562
Composite
36.68/100
National rank
#4604
State rank
#30 of 174 in GA

Livability — Dawsonville

Score
68/100
State rank
#155
US rank
#9928

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Dawson County · 34,365 people
City population
34,365
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
34,365
Household income
$95,341
Rent vs Own
21.8% rent · 78.2% own
Severe rent burden
390.0

Population outlook (Dawson County) Hauer SSP2

Today (2025)
25,423 people
By 2030
26,299 · +3.4%
By 2040
27,482 · +8.1%
By 2050
27,937 · +9.9%
By 2075
28,056 · +10.4%
By 2100
26,102 · +2.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Hispanic / Latino 7% Two or more races 7% Black 2%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Slovak 2% Serbian 2% Iranian 1%
Foreign-born
6% · Canada, Jamaica
Languages at home
92% English-only · Spanish 6% Arabic 1% Tagalog/Filipino 1%

Political lean MEDSL · Dawson

2024 margin
Solid R (+65.2) · D 17.1% · R 82.4%
2008→2024 swing
+1.0pp toward D · 2008: -66.3pp · 2024: -65.2pp
All cycles
2024: R+65.2 2020: R+67.9 2016: R+72.2 2012: R+74.3 2008: R+66.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -86.36%
Current HPI
289.1765
Rent YoY
▲ 3.03%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+170.8% since first listed
11 events — show timeline
  • 2026-06-12 Sold (MLS) $325,000 FMLS
  • 2026-06-12 Sold (MLS) $325,000 GAMLS
  • 2026-05-27 Pending GAMLS
  • 2026-05-26 Pending FMLS
  • 2026-05-10 Contingent GAMLS
  • 2026-05-10 Contingent FMLS
  • 2026-04-30 Listed $329,900 FMLS
  • 2026-04-30 Listed $329,900 GAMLS
  • 1995-10-03 Sold (Public Records) $91,500 Public Records
  • 1994-08-31 Sold (Public Records) $14,000 Public Records
  • 1986-12-22 Sold (Public Records) $120,000 Public Records

Property tax history

+2.9%/yr

Latest (2025): $2,163 · +0.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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