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3169 Foxtail Ln
B- Composite 65.55
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +5.5/15.0
  • Livability +3.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.1/5.0
  • Schools +2.0/10.0
  • Appreciation +0.0/10.0

$99,000

3169 Foxtail Ln · Evans, CO 80620
3 bd · 2.0 ba · 1,186 sqft · Manufactured · 1 Days on market
Built 2014 Est $95k · at est. ↓ 21% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

MAJOR PRICE REDUCTION!! MOTIVATED SELLER!!! Welcome to Your Ideal Home in Cave Creek Community, this single mobile home built in 2014 offers a blend of modern living and community charm. Boasting three bedrooms, two bathrooms, central heating and air conditioning ensure a comfortable living environment year-round. The home features a laundry area with washer and dryer connections for added convenience. This residence is designed for comfort and convenience giving access to community club house, pool and exercise room, storage shed, playground close by, and more! Schedule your showing today!!

Key facts

  • Fitness center
  • Laundry area
  • All appliances

Tags

ALL APPLIANCESLAUNDRY AREAOUTSIDE STORAGE SHEDFITNESS CENTERPOOLNEARBY PARK

Property features AI

Finance

  • HOA & community: No association fees

Exterior

  • Parking: No garage; No designated parking features
  • Utilities: City water (meter installed); Public sewer; Natural gas available; Electricity available
  • Home design: Manufactured in park; Mobile home
  • Construction: Vinyl siding; Composition roof
  • Exterior features: Deck; Storage structure

Interior

  • Kitchen: Gas Range; Dishwasher; Refrigerator; Microwave
  • Bedrooms: 3 bedrooms
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Forced air heating
  • Interior features: Open floor plan; Window coverings
  • Laundry & utility: Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $99k.

Deal economics

  • At list price, monthly cash flow is $871 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $99k).
  • Cap rate 16.9% vs local median 3.8% in Evans — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#104 in CO) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+; Watch: crime C-, schools F, amenities F.
  • Greeleyschool District No. 6 In The County Of Weld And Sta (urban): math 15% / reading 31% proficiency, ranked #71 of 86 in CO (top 83%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents soft (-1.8%/yr); 120 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 3,170 units permitted in Weld County in 2024 (278 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $684 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Weld County population projected at +46% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $28k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $99,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.99%
Cap rate
16.85%
Cash-on-cash
37.72%
DSCR
2.68
GRM
4.2

CMA / ARV

ARV (on-the-fly)
$94,880
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3116 Foxtail Ln 0.11mi 3/2.0 1,186 (0%) 8mo $97,000 $82 88
3340 Yucca Cir 0.13mi 3/2.0 1,216 (+2%) 3mo $72,000 $59 87
4210 Cedar Ln #185 0.14mi 3/2.0 1,216 (+2%) 4mo $99,500 $82 86
2920 Foxtail Ln #334 0.20mi 3/2.0 1,216 (+2%) 1mo $86,000 $71 85
3077 Yarrow Cir 0.12mi 3/2.0 1,140 (-4%) 3mo $91,000 $80 85
3308 Antelope Way #279 0.13mi 3/2.0 1,216 (+2%) 8mo $95,000 $78 83
4324 Buffalo Trl 0.18mi 3/2.0 1,216 (+2%) 7mo $65,000 $53 82
4304 Wapiti Way #249 0.22mi 3/2.0 1,232 (+4%) 9mo $75,000 $61 76
3013 Foxtail Ln 0.19mi 3/2.0 1,216 (+2%) 19mo $96,000 $79 71
3366 Bluegrass Cir 0.35mi 3/2.0 1,232 (+4%) 15mo $119,000 $97 64
3400 Yucca Cir #218 0.17mi 3/2.0 1,344 (+13%) 7mo $120,000 $89 64
3301 Coyote Ln #26 0.29mi 3/2.0 1,344 (+13%) 3mo $115,000 $86 62

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
30.3%
Equity multiple
2.22×
Total profit
$33,710
Equity at exit
$14,761
10-year hold
IRR
35.8%
Equity multiple
3.84×
Total profit
$78,630
Equity at exit
$8,560

Cash invested: $27,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
38 Tenant-Leaning
State Colorado
38 Tenant-Leaning · D+4
County
— inherits STATE
City
— inherits STATE
2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

ZIP-level market 80620

Home prices YoY
-20.9%
Rents YoY
-1.8%
Active inventory
120
Price-to-rent
4.2×

Monthly cashflow live

Estimated rent
$1,969 high interval (Pro) →
Mortgage (P&I)
$519
Tax est. 1.5%
$124 /mo · $1,485/yr
Insurance
$41
HOA
$0
Vacancy / Maint / Mgmt
$413
Net cashflow
$871

Break-even live

Break-even rent $866
Max offer price $99,000
Occupancy floor 51%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,750
Closing costs
$2,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2846 Arbor Dr #2898 Evans, CO 2.0 1.5–2.0 1327 $1,738 $1.31 14d 3 0.78mi
3770 Ponderosa Ct #1 Evans, CO 2.0 2.0 1047 $1,650 $1.58 23d 1 0.93mi
1751 Rowan Ln Evans, CO 2.0 1.5 841 $1,750 $2.08 14d 1 1.21mi
2506 32nd St Evans, CO 2.0–3.0 2.0 1155 $2,025 $1.75 23d 1 1.23mi
3301 Abbey Rd Evans, CO 1.0–3.0 1.0–2.0 913 $2,112 $2.31 14d 10 1.25mi
1725 Rowan Ln Evans, CO 3.0 1.5 1190 $2,099 $1.76 14d 1 1.26mi

Listing history 2 events

  1. 2026-06-19
    remarks 453-char remark
  2. 2026-06-19
    listed $99,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,627
− Mortgage interest
−$5,546
− Property taxes
−$1,485
− Insurance
−$495
− Repairs & maintenance
−$1,890
− Management
−$1,890
− Depreciation
−$2,880
Taxable income
$9,441
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,266
After-tax cash flow
$8,189/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Greeleyschool District No. 6 In The County Of Weld And Sta
NCES district ID
0804410
Math proficiency
15% ▼ -7.00%
Reading proficiency
31% ▼ -4.00%
Median HH income
$46,417
Composite
19.99/100
National rank
#8667
State rank
#71 of 86 in CO

Livability — Evans

Score
69/100
State rank
#104
US rank
#9005

Category grades

Amenities F Commute A+ Cost of living C Crime C- Employment C+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Evans, CO
County
Weld County · 332,652 people
City population
20,798
Metro
Greeley, CO
Population (ZIP)
20,798
Household income
$73,590
Rent vs Own
32.5% rent · 67.5% own
Severe rent burden
420.0

Population outlook (Weld County) Hauer SSP2

Today (2025)
351,957 people
By 2030
385,304 · +9.5%
By 2040
451,818 · +28.4%
By 2050
514,478 · +46.2%
By 2075
648,733 · +84.3%
By 2100
720,400 · +104.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Hispanic / Latino 48% White 45% Two or more races 17% Black 2% Native American 1% Asian 1%
Hispanic origin (detail)
Mexican 41%
Common ancestry
Serbian 2% Romanian 1% Lithuanian 1%
Foreign-born
16% · Canada, South Korea, China
Languages at home
67% English-only · Spanish 31% Other Asian/Pacific 1%

Political lean MEDSL · Weld

2024 margin
Strong R (+21.0) · D 38.2% · R 59.2% · Other 2.6%
2008→2024 swing
-12.2pp toward R · 2008: -8.7pp · 2024: -21.0pp
All cycles
2024: R+21.0 2020: R+18.0 2016: R+22.4 2012: R+13.2 2008: R+8.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -87.36%
Current HPI
330.6379
Rent YoY
▼ -1.78%
Metro
Greeley, CO
State GDP YoY
▲ 1.95%
F500 in state
14

Industry mix (Fortune 500 HQ in CO)

Industry F500 HQs Revenue

Price history

-20.8% since first listed
5 events — show timeline
  • 2026-06-18 Listed $99,000 IRES
  • 2024-04-22 Sold (MLS) $93,000 IRES
  • 2024-03-10 Contingent IRES
  • 2024-01-22 Price Changed $110,000 IRES
  • 2023-12-01 Listed $125,000 IRES

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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