4925 2nd Ave S · St. Petersburg, FL 33707

$595,000

15 bd · 3.0 ba · 2,322 sqft · MultiFamily public records · 40 Days on market

Built 1936 0.28 ac lot

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.5/30.0
• ARV discount +7.5/15.0
• DSCR +7.2/10.0
• 1% rule +6.2/10.0
• Schools +4.3/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Rent growth +2.3/5.0
• Appreciation +0.0/10.0

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 3 units. confirmed

Listing remarks MLS

This classic St Pete triplex weathered the storm well and the motivated Seller has made a significant price adjustment to help buyers weather the current market. Wood, stone, and pavered accents meld to present a classic beauty at first sight. Stepping into the main house you are greeted by hardwood floors, tudor arches, high ceilings, and fine styled built ins showing a high quality original construction. The living room enjoys a commanding view of the front yard with expansive picture windows and statement piece stone fireplace. The kitchen is a wealth of natural wood with butcher block counters and farmhouse sink. Three bedrooms border the bathroom boasting a subway tiled step in shower and updated vanity. A spacious bonus room and interior laundry/utility room further enhance this unit's liveability. Walking next door you enter into the foyer accessing the over/under one bedroom, one bathroom apartments. The oversized paver driveway offers plenty of parking space. A huge privacy fenced . 28 acre lot offers residents plenty of exterior space to enjoy with a well shaded, covered, gazebo style paver patio. This property is in St Petersburg's Beachway Park neighborhood putting residents in walking distance to dining options on the Central Avenue corridor and 49th Street. Residents can ride bikes 7 blocks to jump on the Pinellas Trail for quick access to the Art District, Downtown, Gulfport, and the Beaches. This property also affords easy travel to all points with quick trips to the highways and convenient public transit access.

Key facts

• Solid wood cabinets
• Spacious kitchen
• Stainless appliances

Tags

• TRIPLEX PROPERTY
• ORIGINAL HARDWOOD FLOORS
• SPACIOUS KITCHEN
• STAINLESS APPLIANCES
• SOLID WOOD CABINETS
• WOOD BURNING FIREPLACE

Property features AI

Finance

• Other: Total living area about 2,322 sq ft; total building area about 2,340 sq ft; Lot roughly 0.14 acres (approx. 0 to less than 1/4 acre)
• Financial info: Annual net income reported: $57,000; Pro forma rents: one 3-bedroom unit $2,350; two 1-bedroom units $1,200 each
• HOA & community: No association

Exterior

• Utilities: Public water; Public sewer; Electricity connected; Cable connected; Sewer connected
• Home design: Residential income property (triplex); Two buildings on the lot; Completed condition; Entry foundation: crawlspace
• Construction: Frame construction with wood siding; Shingle roof; Built on crawlspace
• Exterior features: Exterior lighting; Sidewalk; Other exterior features

Interior

• Kitchen: Kitchens in each unit (appliance details not provided)
• Bedrooms: Total of 5 bedrooms; Unit breakdown: one 3-bedroom unit and two 1-bedroom units
• Bathrooms: Three 1-bath units (one bathroom in each unit)
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Solid wood cabinets; Thermostat; Living room stone fireplace
• Laundry & utility: Inside laundry

What this means for you Summary

Snapshot

• This is a 3 × 3-bed/1-bath units multifamily listed at $595k.

Deal economics

• At list price, monthly cash flow is $1k ($12k/yr) — positive. Per door: $334/mo.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($7k rent vs $595k).
• Recommended offer: $577k (3.0% below list) — sets the bar for market timing.
• Cap rate 8.3% vs local median 2.6% in St. Petersburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-0.6%/yr); 458 active listings in the ZIP; 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
• At $6,635/mo this rent would consume 114% of the median local household income ($70k/yr) (locally 1371% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $18k of value loss. Plan a longer hold.
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 40 days — a 3% lower offer ($577k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1936 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $577,150 (3.0% below list)

Questions for the listing agent

1. It's been on market 40 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
4. Built in 1936 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.12% ✓
• Cap rate: 8.31%
• Cash-on-cash: 7.22%
• DSCR: 1.32
• GRM: 7.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -8.8%
• Equity multiple: 0.69×
• Total profit: $-51,864
• Equity at exit: $88,716

10-year hold

• IRR: -3.9%
• Equity multiple: 0.78×
• Total profit: $-37,406
• Equity at exit: $51,445

Cash invested: $166,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33707

• Rents YoY: -0.6%
• Active inventory: 458
• Price-to-rent: 22.4×

Monthly cashflow live

• Estimated rent: $6,635 high
• Mortgage (P&I): −$3,120
• Tax from tax record: −$871 /mo · $10,458/yr
• Insurance: −$248
• HOA: −$0
• Vacancy / Maint / Mgmt: −$1,393
• Net cashflow: $1,002

Break-even live

Break-even rent $5,367

Max offer price $595,000

Occupancy floor 80%

3-unit breakdown (identical units grouped — click to expand)

Units	Beds	Baths	Est. rent
▸ 3× units	3	1	$6,636
Total (3 units)			$6,635

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $148,750
• Closing costs: $17,850
• Reserves months: —
• Total cash needed: —

Listing history 36 events

1. 2026-06-17
   days on market $595,000 Active 40 DOM
2. 2026-06-16
   days on market $595,000 Active 39 DOM
3. 2026-06-15
   days on market $595,000 Active 38 DOM
4. 2026-06-13
   days on market $595,000 Active 36 DOM
5. 2026-06-09
   days on market $595,000 Active 32 DOM
6. 2026-06-08
   days on market $595,000 Active 31 DOM
7. 2026-06-07
   days on market $595,000 Active 30 DOM
8. 2026-06-04
   days on market $595,000 Active 27 DOM
9. 2026-06-03
   days on market $595,000 Active 26 DOM
10. 2026-06-01
    days on market $595,000 Active 24 DOM
11. 2026-05-31
    days on market $595,000 Active 23 DOM
12. 2026-05-08
    listed $625,000 Active
13. 2023-10-29
    historical $1,150
14. 2023-10-20
    price $1,150
15. 2023-10-05
    price $1,175
16. 2023-09-26
    listed $1,195
17. 2022-11-21
    soldstatus $560,000
18. 2022-11-10
    soldstatus $560,000 Closed 1554-char remark

    Show marketing remark (1554 chars)

    This classic St Pete triplex weathered the storm well and the motivated Seller has made a significant price adjustment to help buyers weather the current market. Wood, stone, and pavered accents meld to present a classic beauty at first sight. Stepping into the main house you are greeted by hardwood floors, tudor arches, high ceilings, and fine styled built ins showing a high quality original construction. The living room enjoys a commanding view of the front yard with expansive picture windows and statement piece stone fireplace. The kitchen is a wealth of natural wood with butcher block counters and farmhouse sink. Three bedrooms border the bathroom boasting a subway tiled step in shower and updated vanity. A spacious bonus room and interior laundry/utility room further enhance this unit's liveability. Walking next door you enter into the foyer accessing the over/under one bedroom, one bathroom apartments. The oversized paver driveway offers plenty of parking space. A huge privacy fenced . 28 acre lot offers residents plenty of exterior space to enjoy with a well shaded, covered, gazebo style paver patio. This property is in St Petersburg's Beachway Park neighborhood putting residents in walking distance to dining options on the Central Avenue corridor and 49th Street. Residents can ride bikes 7 blocks to jump on the Pinellas Trail for quick access to the Art District, Downtown, Gulfport, and the Beaches. This property also affords easy travel to all points with quick trips to the highways and convenient public transit access.

19. 2022-10-12
    status Pending 1554-char remark

    Show marketing remark (1554 chars)

    This classic St Pete triplex weathered the storm well and the motivated Seller has made a significant price adjustment to help buyers weather the current market. Wood, stone, and pavered accents meld to present a classic beauty at first sight. Stepping into the main house you are greeted by hardwood floors, tudor arches, high ceilings, and fine styled built ins showing a high quality original construction. The living room enjoys a commanding view of the front yard with expansive picture windows and statement piece stone fireplace. The kitchen is a wealth of natural wood with butcher block counters and farmhouse sink. Three bedrooms border the bathroom boasting a subway tiled step in shower and updated vanity. A spacious bonus room and interior laundry/utility room further enhance this unit's liveability. Walking next door you enter into the foyer accessing the over/under one bedroom, one bathroom apartments. The oversized paver driveway offers plenty of parking space. A huge privacy fenced . 28 acre lot offers residents plenty of exterior space to enjoy with a well shaded, covered, gazebo style paver patio. This property is in St Petersburg's Beachway Park neighborhood putting residents in walking distance to dining options on the Central Avenue corridor and 49th Street. Residents can ride bikes 7 blocks to jump on the Pinellas Trail for quick access to the Art District, Downtown, Gulfport, and the Beaches. This property also affords easy travel to all points with quick trips to the highways and convenient public transit access.

20. 2022-10-01
    price $625,000 1554-char remark

    Show marketing remark (1554 chars)

    This classic St Pete triplex weathered the storm well and the motivated Seller has made a significant price adjustment to help buyers weather the current market. Wood, stone, and pavered accents meld to present a classic beauty at first sight. Stepping into the main house you are greeted by hardwood floors, tudor arches, high ceilings, and fine styled built ins showing a high quality original construction. The living room enjoys a commanding view of the front yard with expansive picture windows and statement piece stone fireplace. The kitchen is a wealth of natural wood with butcher block counters and farmhouse sink. Three bedrooms border the bathroom boasting a subway tiled step in shower and updated vanity. A spacious bonus room and interior laundry/utility room further enhance this unit's liveability. Walking next door you enter into the foyer accessing the over/under one bedroom, one bathroom apartments. The oversized paver driveway offers plenty of parking space. A huge privacy fenced . 28 acre lot offers residents plenty of exterior space to enjoy with a well shaded, covered, gazebo style paver patio. This property is in St Petersburg's Beachway Park neighborhood putting residents in walking distance to dining options on the Central Avenue corridor and 49th Street. Residents can ride bikes 7 blocks to jump on the Pinellas Trail for quick access to the Art District, Downtown, Gulfport, and the Beaches. This property also affords easy travel to all points with quick trips to the highways and convenient public transit access.

21. 2022-09-17
    price $675,000 1554-char remark

    Show marketing remark (1554 chars)

    This classic St Pete triplex weathered the storm well and the motivated Seller has made a significant price adjustment to help buyers weather the current market. Wood, stone, and pavered accents meld to present a classic beauty at first sight. Stepping into the main house you are greeted by hardwood floors, tudor arches, high ceilings, and fine styled built ins showing a high quality original construction. The living room enjoys a commanding view of the front yard with expansive picture windows and statement piece stone fireplace. The kitchen is a wealth of natural wood with butcher block counters and farmhouse sink. Three bedrooms border the bathroom boasting a subway tiled step in shower and updated vanity. A spacious bonus room and interior laundry/utility room further enhance this unit's liveability. Walking next door you enter into the foyer accessing the over/under one bedroom, one bathroom apartments. The oversized paver driveway offers plenty of parking space. A huge privacy fenced . 28 acre lot offers residents plenty of exterior space to enjoy with a well shaded, covered, gazebo style paver patio. This property is in St Petersburg's Beachway Park neighborhood putting residents in walking distance to dining options on the Central Avenue corridor and 49th Street. Residents can ride bikes 7 blocks to jump on the Pinellas Trail for quick access to the Art District, Downtown, Gulfport, and the Beaches. This property also affords easy travel to all points with quick trips to the highways and convenient public transit access.

22. 2022-09-16
    status Active 1554-char remark

    Show marketing remark (1554 chars)

    This classic St Pete triplex weathered the storm well and the motivated Seller has made a significant price adjustment to help buyers weather the current market. Wood, stone, and pavered accents meld to present a classic beauty at first sight. Stepping into the main house you are greeted by hardwood floors, tudor arches, high ceilings, and fine styled built ins showing a high quality original construction. The living room enjoys a commanding view of the front yard with expansive picture windows and statement piece stone fireplace. The kitchen is a wealth of natural wood with butcher block counters and farmhouse sink. Three bedrooms border the bathroom boasting a subway tiled step in shower and updated vanity. A spacious bonus room and interior laundry/utility room further enhance this unit's liveability. Walking next door you enter into the foyer accessing the over/under one bedroom, one bathroom apartments. The oversized paver driveway offers plenty of parking space. A huge privacy fenced . 28 acre lot offers residents plenty of exterior space to enjoy with a well shaded, covered, gazebo style paver patio. This property is in St Petersburg's Beachway Park neighborhood putting residents in walking distance to dining options on the Central Avenue corridor and 49th Street. Residents can ride bikes 7 blocks to jump on the Pinellas Trail for quick access to the Art District, Downtown, Gulfport, and the Beaches. This property also affords easy travel to all points with quick trips to the highways and convenient public transit access.

23. 2022-09-11
    status Pending 1554-char remark

    Show marketing remark (1554 chars)

    This classic St Pete triplex weathered the storm well and the motivated Seller has made a significant price adjustment to help buyers weather the current market. Wood, stone, and pavered accents meld to present a classic beauty at first sight. Stepping into the main house you are greeted by hardwood floors, tudor arches, high ceilings, and fine styled built ins showing a high quality original construction. The living room enjoys a commanding view of the front yard with expansive picture windows and statement piece stone fireplace. The kitchen is a wealth of natural wood with butcher block counters and farmhouse sink. Three bedrooms border the bathroom boasting a subway tiled step in shower and updated vanity. A spacious bonus room and interior laundry/utility room further enhance this unit's liveability. Walking next door you enter into the foyer accessing the over/under one bedroom, one bathroom apartments. The oversized paver driveway offers plenty of parking space. A huge privacy fenced . 28 acre lot offers residents plenty of exterior space to enjoy with a well shaded, covered, gazebo style paver patio. This property is in St Petersburg's Beachway Park neighborhood putting residents in walking distance to dining options on the Central Avenue corridor and 49th Street. Residents can ride bikes 7 blocks to jump on the Pinellas Trail for quick access to the Art District, Downtown, Gulfport, and the Beaches. This property also affords easy travel to all points with quick trips to the highways and convenient public transit access.

24. 2022-08-25
    price $695,000 1554-char remark

    Show marketing remark (1554 chars)

    This classic St Pete triplex weathered the storm well and the motivated Seller has made a significant price adjustment to help buyers weather the current market. Wood, stone, and pavered accents meld to present a classic beauty at first sight. Stepping into the main house you are greeted by hardwood floors, tudor arches, high ceilings, and fine styled built ins showing a high quality original construction. The living room enjoys a commanding view of the front yard with expansive picture windows and statement piece stone fireplace. The kitchen is a wealth of natural wood with butcher block counters and farmhouse sink. Three bedrooms border the bathroom boasting a subway tiled step in shower and updated vanity. A spacious bonus room and interior laundry/utility room further enhance this unit's liveability. Walking next door you enter into the foyer accessing the over/under one bedroom, one bathroom apartments. The oversized paver driveway offers plenty of parking space. A huge privacy fenced . 28 acre lot offers residents plenty of exterior space to enjoy with a well shaded, covered, gazebo style paver patio. This property is in St Petersburg's Beachway Park neighborhood putting residents in walking distance to dining options on the Central Avenue corridor and 49th Street. Residents can ride bikes 7 blocks to jump on the Pinellas Trail for quick access to the Art District, Downtown, Gulfport, and the Beaches. This property also affords easy travel to all points with quick trips to the highways and convenient public transit access.

25. 2022-08-05
    price $724,750 1554-char remark

    Show marketing remark (1554 chars)

    This classic St Pete triplex weathered the storm well and the motivated Seller has made a significant price adjustment to help buyers weather the current market. Wood, stone, and pavered accents meld to present a classic beauty at first sight. Stepping into the main house you are greeted by hardwood floors, tudor arches, high ceilings, and fine styled built ins showing a high quality original construction. The living room enjoys a commanding view of the front yard with expansive picture windows and statement piece stone fireplace. The kitchen is a wealth of natural wood with butcher block counters and farmhouse sink. Three bedrooms border the bathroom boasting a subway tiled step in shower and updated vanity. A spacious bonus room and interior laundry/utility room further enhance this unit's liveability. Walking next door you enter into the foyer accessing the over/under one bedroom, one bathroom apartments. The oversized paver driveway offers plenty of parking space. A huge privacy fenced . 28 acre lot offers residents plenty of exterior space to enjoy with a well shaded, covered, gazebo style paver patio. This property is in St Petersburg's Beachway Park neighborhood putting residents in walking distance to dining options on the Central Avenue corridor and 49th Street. Residents can ride bikes 7 blocks to jump on the Pinellas Trail for quick access to the Art District, Downtown, Gulfport, and the Beaches. This property also affords easy travel to all points with quick trips to the highways and convenient public transit access.

26. 2022-07-07
    listed $749,750 Active 1554-char remark

    Show marketing remark (1554 chars)

    This classic St Pete triplex weathered the storm well and the motivated Seller has made a significant price adjustment to help buyers weather the current market. Wood, stone, and pavered accents meld to present a classic beauty at first sight. Stepping into the main house you are greeted by hardwood floors, tudor arches, high ceilings, and fine styled built ins showing a high quality original construction. The living room enjoys a commanding view of the front yard with expansive picture windows and statement piece stone fireplace. The kitchen is a wealth of natural wood with butcher block counters and farmhouse sink. Three bedrooms border the bathroom boasting a subway tiled step in shower and updated vanity. A spacious bonus room and interior laundry/utility room further enhance this unit's liveability. Walking next door you enter into the foyer accessing the over/under one bedroom, one bathroom apartments. The oversized paver driveway offers plenty of parking space. A huge privacy fenced . 28 acre lot offers residents plenty of exterior space to enjoy with a well shaded, covered, gazebo style paver patio. This property is in St Petersburg's Beachway Park neighborhood putting residents in walking distance to dining options on the Central Avenue corridor and 49th Street. Residents can ride bikes 7 blocks to jump on the Pinellas Trail for quick access to the Art District, Downtown, Gulfport, and the Beaches. This property also affords easy travel to all points with quick trips to the highways and convenient public transit access.

27. 2018-10-09
    soldstatus $275,000
28. 2018-10-05
    soldstatus $275,000 Sold 742-char remark

    Show marketing remark (742 chars)

    Double lot with a big back yard and plenty of room to park ALL of your toys! (You can park an RV, a boat AND a trailer, not just one!) This 3 bedroom character home features: beautiful natural lighting, formal living room with fireplace, formal dining room, kitchen with stainless steel appliances and pantry closet, family room and a laundry room/office. There is also PLENTY OF STORAGE here with a large attic and a total of 10 closets in the house! In addition to this home, there are two 1 bedroom apartments. The downstairs apartment could be used as a mother in law suite if you needed one. You can live in the house and have 2 rental incomes from the apartments or use the entire property as an investment and have 3 sources of income.

29. 2018-08-31
    status Pending 742-char remark

    Show marketing remark (742 chars)

    Double lot with a big back yard and plenty of room to park ALL of your toys! (You can park an RV, a boat AND a trailer, not just one!) This 3 bedroom character home features: beautiful natural lighting, formal living room with fireplace, formal dining room, kitchen with stainless steel appliances and pantry closet, family room and a laundry room/office. There is also PLENTY OF STORAGE here with a large attic and a total of 10 closets in the house! In addition to this home, there are two 1 bedroom apartments. The downstairs apartment could be used as a mother in law suite if you needed one. You can live in the house and have 2 rental incomes from the apartments or use the entire property as an investment and have 3 sources of income.

30. 2018-08-27
    listed $275,000 Active 742-char remark

    Show marketing remark (742 chars)

    Double lot with a big back yard and plenty of room to park ALL of your toys! (You can park an RV, a boat AND a trailer, not just one!) This 3 bedroom character home features: beautiful natural lighting, formal living room with fireplace, formal dining room, kitchen with stainless steel appliances and pantry closet, family room and a laundry room/office. There is also PLENTY OF STORAGE here with a large attic and a total of 10 closets in the house! In addition to this home, there are two 1 bedroom apartments. The downstairs apartment could be used as a mother in law suite if you needed one. You can live in the house and have 2 rental incomes from the apartments or use the entire property as an investment and have 3 sources of income.

31. 2018-05-22
    status Pending
32. 2018-05-19
    historical
33. 2018-05-15
    listed $275,000 Active
34. 2006-04-26
    listed $190,000
35. 2006-04-25
    listed $114,000
36. 2001-06-29
    soldstatus $82,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $10,458 · $871/mo
• Projected year-2 tax: $10,458 · $871/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 26 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $79,620
• − Mortgage interest: −$33,329
• − Property taxes: −$10,458
• − Insurance: −$2,975
• − Repairs & maintenance: −$6,370
• − Management: −$6,370
• − Depreciation: −$17,309
• Taxable income: $2,810
• Est. tax owed @ 24.0%: −$674
• After-tax cash flow: $11,350/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — St. Petersburg

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: St. Petersburg, FL
• County: Pinellas County · 939,478 people
• City population: 249,151
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 24,324
• Household income: $69,951
• Rent vs Own: 30.1% rent · 69.9% own
• Severe rent burden: 1371.0

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (81%)
• Race & ethnicity: White 81% Two or more races 7% Hispanic / Latino 7% Black 6% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 1% Cuban 1%
• Common ancestry: Romanian 5% Lithuanian 3% Slovak 3%
• Foreign-born: 11% · Canada, Vietnam
• Languages at home: 89% English-only · Spanish 5% Russian/Polish/Slavic 1% French/Haitian/Cajun 1%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -555.96%
• Current HPI: 359.4858
• Rent YoY: ▼ -0.61%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+662.2% since first listed

25 events — show timeline

• 2026-05-08 Listed $625,000 Stellar MLS as Distributed by MLS Grid
• 2023-10-29 Rental Removed $1,150 BUILDIUM
• 2023-10-20 Price Changed $1,150 BUILDIUM
• 2023-10-05 Price Changed $1,175 BUILDIUM
• 2023-09-26 Listed for Rent $1,195 BUILDIUM
• 2022-11-21 Sold (Public Records) $560,000 Public Records
• 2022-11-10 Sold (MLS) $560,000 Stellar MLS as Distributed by MLS Grid
• 2022-10-12 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-10-01 Price Changed $625,000 Stellar MLS as Distributed by MLS Grid
• 2022-09-17 Price Changed $675,000 Stellar MLS as Distributed by MLS Grid
• 2022-09-16 Relisted — Stellar MLS as Distributed by MLS Grid
• 2022-09-11 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-08-25 Price Changed $695,000 Stellar MLS as Distributed by MLS Grid
• 2022-08-05 Price Changed $724,750 Stellar MLS as Distributed by MLS Grid
• 2022-07-07 Listed $749,750 Stellar MLS as Distributed by MLS Grid
• 2018-10-09 Sold (Public Records) $275,000 Public Records
• 2018-10-05 Sold (MLS) $275,000 Stellar MLS as Distributed by MLS Grid
• 2018-08-31 Pending — Stellar MLS as Distributed by MLS Grid
• 2018-08-27 Listed $275,000 Stellar MLS as Distributed by MLS Grid
• 2018-05-22 Pending — Stellar MLS as Distributed by MLS Grid
• 2018-05-19 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2018-05-15 Listed $275,000 Stellar MLS as Distributed by MLS Grid
• 2006-04-26 Listed $190,000 Stellar MLS as Distributed by MLS Grid
• 2006-04-25 Listed $114,000 Stellar MLS as Distributed by MLS Grid
• 2001-06-29 Sold (Public Records) $82,000 Public Records

Property tax history

+18.6%/yr

Latest (2025): $10,458 · +2.1% YoY. Source: county tax records.