315 King St Unit 1L · Port Chester, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 6/10 · Moderate
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 55.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +5.5/10.0
- Livability +3.7/5.0
- Condition / age +2.2/5.0
- Rent growth +2.1/5.0
- Appreciation +0.0/10.0
$75,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
If you're searching for a spacious, conveniently located apartment, this first-floor unit could be the perfect fit. Enjoy easy access and a generously sized outdoor deck overlooking a tranquil courtyard—ideal for relaxing or entertaining guests. One of the standout features is the assigned parking spot, providing both convenience and visibility from your unit. If you desire a garage, this building offers it with a waitlist. The building offers a range of amenities, including a bicycle room, laundry facilities, storage area, swimming pool, and BBQ area, ensuring comfort and convenience at every turn. With just two neighboring units, you'll appreciate enhanced privacy while still enjoying a friendly community atmosphere. Updates include new windows and the electric panel. The building has undergone a new roof and a modern elevator for effortless movement within the building. The stairs are conveniently located just outside the unit, providing access to the laundry room, bike room, and storage room. The apartment has been freshly painted, making it move-in ready. Longview Terrace isn’t just an address—it’s a lifestyle. The surrounding area boasts top dining options, supermarkets, the Capitol Theater, shopping venues, and easy access to public transportation, only 4 blocks away for bus to CT, Bronx, and White Plains. Outdoor enthusiasts will love the nearby parks and Rye Beach. Plus, with close proximity to Interstates 95 and 287, commuting is simple and efficient.
Key facts
- Laundry facilities
- Outdoor deck
- Swimming pool
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath townhouse listed at $75k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $2k ($20k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $75k).
- Recommended offer: $66k (12.0% below list) — sets the bar for market timing.
- Cap rate 32.6% vs local median 4.4% in Port Chester — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#315 in NY) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A+, health & safety A; Watch: amenities D, cost of living F.
- Port Chester-Rye Union Free School District (suburban): math 44% / reading 49% proficiency, ranked #428 of 590 in NY (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Thomas A Edison School (math 42% / reading 47%, grade F, #1,277 of 2,108 statewide, top 64%, 377 students, 83% FRL); Port Chester Middle School (math 20% / reading 43%, grade F, #522 of 729 statewide, top 73%, 971 students, 75% FRL); Port Chester Senior High School (math 88% / reading 92%, grade A+, #238 of 1,100 statewide, top 23%, 1,555 students, 73% FRL) — zoned schools average 77% FRL vs 57% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents soft (-1.7%/yr); 225 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 63d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 70% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
- This rent runs 31% of the median local income ($106k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $21k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 369 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 18y ago; this cycle's ask has dropped $50k (40%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 55% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 369 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.65% ✓
- Cap rate
- 32.63%
- Cash-on-cash
- 94.07%
- DSCR
- 5.19
- GRM
- 2.3
CMA / ARV
- ARV (median comp)
- $115,239
- List price
- $75,000
- Delta
- -34.92%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 315 King Unit 3-K | 0.01mi | 1/1.0 | 750 (0%) | 2mo | $65,000 | $87 | 98 |
| 315 King Unit 6A | 0.01mi | 1/1.0 | 775 (+3%) | 7mo | $50,000 | $65 | 89 |
| 220 Chestnut St Unit 2K | 0.08mi | 1/1.0 | 700 (-7%) | 8mo | $139,000 | $199 | 78 |
| 360 Westchester Ave #223 | 0.46mi | 1/1.0 | 750 (0%) | 5mo | $167,000 | $223 | 74 |
| 315 King St Unit 5C | 0.02mi | 1/1.0 | 850 (+13%) | 4mo | $77,600 | $91 | 73 |
| 315 King St Unit 5B | 0.00mi | 1/1.0 | 850 (+13%) | 6mo | $79,000 | $93 | 73 |
| 377 Westchester Ave Unit 6C | 0.44mi | 1/1.0 | 750 (0%) | 10mo | $195,000 | $260 | 72 |
| 1 Landmark Sq #621 | 0.24mi | 1/1.0 | 828 (+10%) | 0mo | $325,000 | $393 | 71 |
| 325 King St Unit 2G | 0.04mi | 1/1.0 | 850 (+13%) | 8mo | $69,000 | $81 | 69 |
| 395 Westchester Ave Unit 3A | 0.47mi | 1/1.0 | 650 (-13%) | 4mo | $120,000 | $185 | 53 |
| 377 Westchester Ave Unit 5N | 0.44mi | 1/1.0 | 650 (-13%) | 8mo | $100,000 | $154 | 50 |
| 35 Summit Ave Unit 3H | 0.58mi | 1/1.0 | 850 (+13%) | 10mo | $159,000 | $187 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 91.5%
- Equity multiple
- 5.03×
- Total profit
- $84,712
- Equity at exit
- $11,183
- IRR
- 93.8%
- Equity multiple
- 9.47×
- Total profit
- $177,917
- Equity at exit
- $6,485
Cash invested: $21,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 5 active · 5 under contract
- Months of supply
- 3.0 mo (33%/mo absorbed)
- Median asking
- $94,900 ($127/sqft)
- Median days on market
- 57 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- +21.4% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 10573
- Rents YoY
- -1.7%
- Active inventory
- 225
- Price-to-rent
- 2.3×
Monthly cashflow live
- Estimated rent
- $2,740 high interval (Pro) →
- Mortgage (P&I)
- −$393
- Tax est. 1.5%
- −$94 /mo · $1,125/yr
- Insurance
- −$31
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$575
- Net cashflow
- $1,646
Break-even live
Sensitivity live
| Price | -10% $1,698 | -5% $1,672 | +0% $1,646 | +5% $1,620 | +10% $1,594 |
|---|---|---|---|---|---|
| Rent | -10% $1,430 | -5% $1,538 | +0% $1,646 | +5% $1,755 | +10% $1,863 |
| Rate | -1.0pp $1,684 | -0.5pp $1,665 | base $1,646 | +0.5pp $1,627 | +1.0pp $1,607 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,750
- Closing costs
- $2,250
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 325 King St Unit 4L Port Chester, NY | 1.0 | 1.0 | 800 | $2,450 | $3.06 | 120d | 1 | 0.05mi |
| 229 Willett Ave Port Chester, NY | 3.0 | 1.0–2.0 | 925 | $3,233 | $3.50 | 47d | 1 | 0.14mi |
| 229 Willett Ave Port Chester, NY | 3.0 | 1.0–2.0 | 855 | $3,230 | $3.78 | 0d | 1 | 0.14mi |
| 352 Willett Ave Apt 1 Port Chester, NY | 2.0 | 1.0 | 780 | $3,000 | $3.85 | 0d | 1 | 0.16mi |
| 352 Willett Ave Unit 2 Port Chester, NY | 2.0 | 1.0 | 585 | $2,850 | $4.87 | 51d | 1 | 0.16mi |
| 201 Willett Ave Port Chester, NY | 2.0 | 1.0–2.0 | 817 | $3,672 | $4.49 | 63d | 1 | 0.20mi |
| 34 Bush Ave Unit 2R Port Chester, NY | 2.0 | 1.0 | 900 | $2,728 | $3.03 | 39d | 1 | 0.20mi |
| 1 Landmark Sq #522 Port Chester, NY | 1.0 | 2.0 | 796 | $2,700 | $3.39 | 84d | 1 | 0.21mi |
| 1 Landmark Sq Port Chester, NY | 1.0 | 1.0 | 877 | $3,200 | $3.65 | 5d | 1 | 0.24mi |
| 189 N Main St Unit 2 Port Chester, NY | — | 1.0 | 842 | $3,000 | $3.56 | 139d | 1 | 0.28mi |
| 189 N Main St Unit 6 Port Chester, NY | — | 1.0 | 530 | $2,300 | $4.34 | 57d | 1 | 0.28mi |
| 169 N Main St Port Chester, NY | 2.0 | 1.0–2.0 | 807 | $3,525 | $4.37 | 0d | 36 | 0.30mi |
| 145 N Main St Unit 2nd Floor Port Chester, NY | 2.0 | 1.0 | 1000 | $3,000 | $3.00 | 100d | 1 | 0.31mi |
| 200 Irving Ave Apt 2A Port Chester, NY | 1.0 | 1.0 | 800 | $2,200 | $2.75 | 20d | 1 | 0.32mi |
| 200 Irving Ave Apt 3A Port Chester, NY | — | 1.0 | 800 | $2,150 | $2.69 | 19d | 1 | 0.32mi |
| 200 Irving Ave Apt 3B Port Chester, NY | 2.0 | 1.0 | 915 | $2,600 | $2.84 | 41d | 1 | 0.32mi |
| 200 Irving Ave Apt 2A Port Chester, NY | 1.0 | 1.0 | 800 | $2,200 | $2.75 | 21d | 1 | 0.32mi |
| 30 Broad St Port Chester, NY | 1.0 | 1.0 | 568 | $2,875 | $5.06 | 20d | 11 | 0.35mi |
| 21 Willett Ave Port Chester, NY | 1.0–2.0 | 1.0–2.0 | 1020 | $2,850 | $2.79 | 6d | 1 | 0.36mi |
| Westchester Ave Unit A Port Chester, NY | 2.0 | 2.0 | 1102 | $3,015 | $2.74 | 120d | 1 | 0.37mi |
| 146 Westchester Ave Port Chester, NY | 2.0 | 1.0–2.0 | 752 | $3,122 | $4.15 | 0d | 69 | 0.42mi |
| 1 N Main St Port Chester, NY | 2.0 | 1.0–2.0 | 659 | $2,975 | $4.51 | 3d | 9 | 0.46mi |
| 370 Westchester Ave Apt 4R Port Chester, NY | — | 1.0 | 550 | $1,900 | $3.45 | 43d | 1 | 0.47mi |
| 168 N Water St Unit 3L Greenwich, CT | 2.0 | 1.0 | 850 | $2,850 | $3.35 | 139d | 1 | 0.47mi |
| 168 N Water St Unit 1R Greenwich, CT | 2.0 | 1.0 | 850 | $2,850 | $3.35 | 119d | 1 | 0.47mi |
| 20 Church St W Unit A1 Greenwich, CT | 1.0 | 1.5 | 794 | $5,500 | $6.93 | 0d | 1 | 0.47mi |
| 14 University Pl Port Chester, NY | 1.0 | 1.0 | 700 | $2,295 | $3.28 | 63d | 1 | 0.49mi |
| 411 Westchester Ave Port Chester, NY | 2.0 | 1.0–2.0 | 892 | $2,455 | $2.75 | 90d | 1 | 0.51mi |
| 205 N Water St Unit 1 Greenwich, CT | 2.0 | 1.0 | 850 | $3,100 | $3.65 | 62d | 1 | 0.52mi |
| 66 Oak St Unit 2 R Port Chester, NY | 2.0 | 1.0 | 800 | $2,395 | $2.99 | 139d | 1 | 0.52mi |
| 66 Oak St Unit 1F Port Chester, NY | 2.0 | 1.0 | 800 | $2,500 | $3.12 | 39d | 1 | 0.52mi |
| 45 Gold St Greenwich, CT | 1.0 | 1.0 | 936 | $2,800 | $2.99 | 139d | 1 | 0.54mi |
| 2 Sherman Ave Greenwich, CT | 2.0 | 1.0 | 984 | $3,950 | $4.01 | 139d | 1 | 0.60mi |
| 2 Sherman Ave Greenwich, CT | 2.0 | 1.0 | 984 | $3,850 | $3.91 | 99d | 1 | 0.60mi |
| 113 S Water St Unit 4 Greenwich, CT | 2.0 | 1.0 | 1000 | $2,985 | $2.98 | 99d | 1 | 0.60mi |
| 194 1/2 S Main St Port Chester, NY | 1.0 | 1.0 | 706 | $2,996 | $4.24 | 139d | 1 | 0.61mi |
| 144 Pine St Unit D Greenwich, CT | 2.0 | 1.5 | 1120 | $2,950 | $2.63 | 110d | 1 | 0.61mi |
| 36 Martin Pl Unit 2 Port Chester, NY | 2.0 | 1.0 | 1000 | $3,200 | $3.20 | 44d | 1 | 0.64mi |
| 205 S Water St Unit 1 Greenwich, CT | 2.0 | 1.0 | 850 | $3,200 | $3.76 | 76d | 1 | 0.77mi |
| 493 Den Ln Greenwich, CT | 2.0 | 1.5 | 930 | $2,850 | $3.06 | 65d | 1 | 0.78mi |
Listing history 50 events
-
2026-09-23days on market $75,000 Active 369 DOM
-
2026-09-22days on market $75,000 Active 368 DOM
-
2026-09-21days on market $75,000 Active 367 DOM
-
2026-09-20days on market $75,000 Active 366 DOM
-
2026-09-19days on market $75,000 Active 365 DOM
-
2026-09-18days on market $75,000 Active 364 DOM
-
2026-09-17days on market $75,000 Active 363 DOM
-
2026-09-16days on market $75,000 Active 362 DOM
-
2026-09-15days on market $75,000 Active 361 DOM
-
2026-09-14days on market $75,000 Active 360 DOM
-
2026-09-13days on market $75,000 Active 359 DOM
-
2026-09-12days on market $75,000 Active 358 DOM
-
2026-09-11days on market $75,000 Active 357 DOM
-
2026-09-05days on market $75,000 Active 351 DOM
-
2026-09-04days on market $75,000 Active 350 DOM
-
2026-09-02days on market $75,000 Active 348 DOM
-
2026-08-31days on market $75,000 Active 346 DOM
-
2026-08-30days on market $75,000 Active 345 DOM
-
2026-08-29days on market $75,000 Active 344 DOM
-
2026-08-28days on market $75,000 Active 343 DOM
-
2026-08-27days on market $75,000 Active 342 DOM
-
2026-08-26days on market $75,000 Active 341 DOM
-
2026-08-25days on market $75,000 Active 340 DOM
-
2026-08-24days on market $75,000 Active 339 DOM
-
2026-08-23days on market $75,000 Active 338 DOM
-
2026-08-22days on market $75,000 Active 337 DOM
-
2026-08-21days on market $75,000 Active 336 DOM
-
2026-08-20price $75,000 Active 335 DOM
-
2026-08-20days on market $99,000 Active 335 DOM
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2026-08-19days on market $99,000 Active 334 DOM
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2026-08-18days on market $99,000 Active 333 DOM
-
2026-08-17days on market $99,000 Active 332 DOM
-
2026-08-16days on market $99,000 Active 331 DOM
-
2026-08-14days on market $99,000 Active 329 DOM
-
2026-08-13days on market $99,000 Active 328 DOM
-
2026-08-12days on market $99,000 Active 327 DOM
-
2026-08-11days on market $99,000 Active 326 DOM
-
2026-08-10days on market $99,000 Active 325 DOM
-
2026-08-09days on market $99,000 Active 324 DOM
-
2026-08-08days on market $99,000 Active 323 DOM
-
2026-08-06days on market $99,000 Active 321 DOM
-
2026-08-05days on market $99,000 Active 320 DOM
-
2026-08-04days on market $99,000 Active 319 DOM
-
2026-08-03days on market $99,000 Active 318 DOM
-
2026-07-31days on market $99,000 Active 315 DOM
-
2026-07-30days on market $99,000 Active 313 DOM
-
2026-07-28days on market $99,000 Active 312 DOM
-
2026-07-26days on market $99,000 Active 310 DOM
-
2026-07-24days on market $99,000 Active 308 DOM
-
2026-07-23days on market $99,000 Active 307 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥98°F today · 16 d/yr by 30 yrs out
- Wind 6/10 Major 55% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $32,880
- − Mortgage interest
- −$4,201
- − Property taxes
- −$1,125
- − Insurance
- −$375
- − Repairs & maintenance
- −$2,630
- − Management
- −$2,630
- − Depreciation
- −$2,182
- Taxable income
- $19,736
- Est. tax owed @ 24.0%
- −$4,737
- After-tax cash flow
- $15,019/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 10 photos
This unit requires moderate repairs and maintenance, with potential for significant value increase through painting and flooring replacement.
Repairs flagged
- Minor Kitchen cabinets — Visible wear
- Minor Bathroom fixtures — Visible wear
- Minor Paint — Visible wear
Value-add opportunities
- Both Paint — Enhances curb appeal and interior aesthetics ↑
- Both Replace worn flooring — Improves comfort and reduces maintenance costs ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Port Chester-Rye Union Free School District
- NCES district ID
- 3623460
- Math proficiency
- 44% ▲ 2.00%
- Reading proficiency
- 49% ▲ 6.00%
- Median HH income
- $58,362
- Composite
- 40.67/100
- National rank
- #3676
- State rank
- #428 of 590 in NY
Livability — Port Chester
- Score
- 73/100
- State rank
- #315
- US rank
- #5245
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Port Chester, NY
- County
- Westchester County · 1,028,035 people
- City population
- 40,786
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 40,786
- Household income
- $105,686
- Rent vs Own
- Severe rent burden
- 11% of renters
Population outlook (Westchester County) Hauer SSP2
- Today (2025)
- 1,028,035 people
- By 2030
- 1,051,636 · +2.3%
- By 2040
- 1,098,520 · +6.9%
- By 2050
- 1,136,044 · +10.5%
- By 2075
- 1,196,925 · +16.4%
- By 2100
- 1,175,147 · +14.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.61)
- Race & ethnicity
- Hispanic / Latino 48% White 40% Two or more races 16% Black 5% Asian 4%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 6% Dominican 3%
- Common ancestry
- Romanian 3% Scotch-Irish 2% Italian 1%
- Foreign-born
- 37% · Canada, Jamaica, China
- Languages at home
- 50% English-only · Spanish 41% Other Indo-European 5% Chinese 1%
Political lean MEDSL · Westchester
- 2024 margin
- Strong D (+26.3) · D 63.1% · R 36.9%
- 2008→2024 swing
- -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
- All cycles
- 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -389.46%
- Current HPI
- 258.9227
- Rent YoY
- ▼ -1.70%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
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| Pharmaceuticals | 2 | $112B |
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| Media / Entertainment | 2 | $69B |
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Price history
-30.8% since first listed11 events — show timeline
- 2026-04-01 Price Changed $110,000 OneKey® MLS as Distributed by MLS Grid
- 2026-01-27 Price Changed $120,000 OneKey® MLS as Distributed by MLS Grid
- 2025-09-17 Listed $125,000 OneKey® MLS as Distributed by MLS Grid
- 2014-03-15 Price Changed $130,000 HGMLS
- 2009-09-15 Sold (MLS) $130,000 HGMLS
- 2009-09-08 Delisted — HGMLS
- 2009-09-08 Price Changed $145,000 HGMLS
- 2009-06-03 Relisted — HGMLS
- 2009-05-16 Delisted — HGMLS
- 2009-05-01 Price Changed $145,000 HGMLS
- 2008-11-13 Listed $159,000 HGMLS
Cash-flow waterfall
monthlySold comps — $/sqft
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