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234 Dogwood Dr
B+ Composite 76.85
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.7/5.0
  • Schools +3.2/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$80,000

234 Dogwood Dr · White Hall, AR 72150
4 bd · 2.0 ba · 1,680 sqft · Manufactured public records · 35 Days on market
Built 2001 0.92 ac lot $48/sqft · 49% below area Est $147k · 46% under ↓ 6% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Come checkout this 4 bed 2 bath mobile home on a spacious lot with metal shop. This property sits on a decent sized lot with room to expand as a fellow neighbor is willing to sell their vacant lot adjoining. Property has solid bones, come finish the updates and make it yours. The metal shop is perfect for storage, projects, or a work shop. It has 3 large bedrooms and a fourth bedroom that would be great as a nursery or a extra large walk in closet due to its proximity to the master bedroom. Seller Motivated for a Cash or Conventional loan buyer! Reach out with any questions or to schedule a private showing.

Key facts

  • Metal shop
  • Spacious lot
  • Room to expand

Tags

METAL SHOPSPACIOUS LOTROOM TO EXPAND

Property features AI

Finance

  • Other: Approx. 1,568 total square feet; Approx. 0.92 acre lot (200x200), acreage source: courthouse; Taxes listed for 2025
  • Financial info: Financing available: conventional loan or cash

Exterior

  • Utilities: Public water; Municipal electric service (Entergy)
  • Home design: Single‑family property; Located in Clearwater Estates, Sheridan, Grant County
  • Construction: Metal roof; No foundation specified
  • Exterior features: Metal/vinyl siding; Paved road access; Level lot

Interior

  • Kitchen: Free‑standing stove; Microwave
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central electric heat; Central electric cooling
  • Interior features: Great Room; Carpet and vinyl flooring; Central electric heating and central electric cooling

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $80k.

Deal economics

  • At list price, monthly cash flow is $613 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Recommended offer: $78k (3.0% below list) — sets the bar for market timing.
  • Cap rate 15.5% vs local median 4.0% in White Hall — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#20 in AR) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Sheridan School District (town): math 36% / reading 38% proficiency, ranked #89 of 238 in AR (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 137 active listings in the ZIP; 28 units permitted in Grant County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Grant County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 35 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $77,600 (3.0% below list)

Questions for the listing agent

  1. It's been on market 35 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.75%
Cap rate
15.49%
Cash-on-cash
32.86%
DSCR
2.46
GRM
4.8

CMA / ARV

ARV (median comp)
$146,842
List price
$80,000
Delta
-45.52%
Verdict
UNDERPRICED
Comps
1 within 2.0 mi
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
115 Poplar Ln 0.08mi 4/2.0 1,680 (0%) 11mo $135,000 $80 87
10794 Hwy 270 E 0.09mi 3/2.0 (-1) 1,680 (0%) 15mo $218,000 $130 78
31 Holland Dr 0.54mi 4/2.0 1,860 (+11%) 23mo $233,000 $125 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
28.0%
Equity multiple
2.16×
Total profit
$26,091
Equity at exit
$11,928
10-year hold
IRR
35.5%
Equity multiple
4.26×
Total profit
$72,968
Equity at exit
$6,917

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72150

Home prices YoY
-18.1%
Active inventory
137
Price-to-rent
4.8×

Monthly cashflow live

Estimated rent
$1,403 medium interval (Pro) →
Mortgage (P&I)
$420
Tax from tax record
$42 /mo · $508/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$295
Net cashflow
$613

Break-even live

Break-even rent $627
Max offer price $80,000
Occupancy floor 51%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,000
Closing costs
$2,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 17 events

  1. 2026-06-18
    days on market $80,000 Active 35 DOM
  2. 2026-06-17
    days on market $80,000 Active 34 DOM
  3. 2026-06-16
    days on market $80,000 Active 33 DOM
  4. 2026-06-15
    days on market $80,000 Active 32 DOM
  5. 2026-06-14
    days on market $80,000 Active 30 DOM
  6. 2026-06-10
    statusdays on market $80,000 Active 27 DOM
  7. 2026-06-09
    days on market $80,000 Price Change 26 DOM
  8. 2026-06-08
    days on market $80,000 Price Change 25 DOM
  9. 2026-06-07
    days on market $80,000 Price Change 24 DOM
  10. 2026-06-05
    days on market $80,000 Price Change 21 DOM
  11. 2026-06-03
    remarks 615-char remark
  12. 2026-06-03
    pricestatusdays on market $80,000 Price Change 20 DOM
  13. 2026-06-02
    days on market $85,000 Active 19 DOM
  14. 2026-06-01
    days on market $85,000 Active 18 DOM
  15. 2026-05-31
    days on market $85,000 Active 17 DOM
  16. 2026-05-31
    days on market $85,000 Active 16 DOM
  17. 2026-05-14
    listed $85,000 New Listing 558-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$508 · $42/mo
Projected year-2 tax
$512 · $43/mo
Expected delta
+$4/yr ($0/mo · 0.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥111°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 19% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,840
− Mortgage interest
−$4,481
− Property taxes
−$508
− Insurance
−$400
− Repairs & maintenance
−$1,347
− Management
−$1,347
− Depreciation
−$2,327
Taxable income
$6,429
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,543
After-tax cash flow
$5,818/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sheridan School District
NCES district ID
0500015
Math proficiency
36% ▼ -16.00%
Reading proficiency
38% ▼ -9.00%
Median HH income
$49,974
Composite
32.0/100
National rank
#5831
State rank
#89 of 238 in AR

Livability — White Hall

Score
73/100
State rank
#20
US rank
#5275

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment A+ Housing A+ Health & safety C+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
12,476

Population outlook (Grant County) Hauer SSP2

Today (2025)
18,477 people
By 2030
18,551 · +0.4%
By 2040
18,442 · -0.2%
By 2050
17,901 · -3.1%
By 2075
16,240 · -12.1%
By 2100
13,761 · -25.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Two or more races 5% Hispanic / Latino 3% Black 2%
Common ancestry
Lithuanian 1% Iranian 1% Serbian 1%
Foreign-born
1% · Canada, China
Languages at home
99% English-only · Spanish 1%

Political lean MEDSL · Grant

2024 margin
Solid R (+68.9) · D 14.8% · R 83.6% · Other 1.6%
2008→2024 swing
-17.9pp toward R · 2008: -51.0pp · 2024: -68.9pp
All cycles
2024: R+68.9 2020: R+67.4 2016: R+54.7 2012: R+51.9 2008: R+51.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -37.06%
Current HPI
167.1638
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

-5.9% since first listed
2 events — show timeline
  • 2026-06-04 Price Changed $80,000 CARMLS
  • 2026-05-14 Listed $85,000 CARMLS

Property tax history

+30.2%/yr

Latest (2025): $508 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…