316 Ohara Rd T 316 Rd Unit T 316 · Scranton, PA 18444

$60,000

3 bd · 2.0 ba · 1,800 sqft · SingleFamily · 392 Days on market

Built 2005 Fair condition 1.63 ac lot

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• Schools +5.0/10.0
• Cash flow +4.5/30.0
• Livability +4.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.2/5.0
• 1% rule +0.5/10.0
• DSCR +0.0/10.0

Listing remarks MLS

Large ranch style home located in Spring Brook. 1.63 Acres of land. Home sits off the road with fencing. Property is sold as is Buyer pays full transfer tax. All information is approximate and not guaranteed or exact. Drive way does not go with the propertyto make an offer or read more about the property go to hubzu

Key facts

• Fencing
• 1.63 acres of land
• Ranch style home

Tags

• RANCH STYLE HOME
• 1.63 ACRES OF LAND
• FENCING

🔨 Auction listing. The $60,000 list price is a nominal opening bid, not a real ask — every metric below is computed on the estimated value $384,318 (ARV from comps), not the list price.

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $60k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $-997 ($-12k/yr) — negative.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $60k).
• Recommended offer: $53k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 87/100 on livability (#50 in PA, #283 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools D, employment D.
• North Pocono SD (rural): math 45% / reading 71% proficiency, ranked #82 of 539 in PA (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 97 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 251 units permitted in Lackawanna County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $41k of equity ($3k loan paydown + $38k appreciation (10.0% local appreciation)).
• Lackawanna County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• By year 2, paydown + projected appreciation supports a ~$66k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 392 days — a 12% lower offer ($53k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts; this cycle's ask has dropped $300k (83%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: property tax is 9.6% of price.

Recommended offer $52,800 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 392 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
4. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.55% ✗
• Cap rate: 3.18%
• Cash-on-cash: -11.12%
• DSCR: 0.51
• GRM: 15.3

CMA / ARV

• ARV (median comp): $384,318
• List price: $60,000
• Delta: -84.39%
• Verdict: UNDERPRICED
• Comps: 4 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
205 Ohara Rd	0.59mi	3/2.0	1,780 (-1%)	0mo	$380,208	$214	70

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 16.5%
• Equity multiple: 2.36×
• Total profit: $145,846
• Equity at exit: $346,224

10-year hold

• IRR: 15.8%
• Equity multiple: 5.46×
• Total profit: $479,488
• Equity at exit: $746,646

Cash invested: $107,609 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18444

• Home prices YoY: 24.9%
• Active inventory: 97
• Price-to-rent: 2.4×

Monthly cashflow live

• Estimated rent: $2,100 medium
• Mortgage (P&I): −$2,015
• Tax est. 1.5%: −$480 /mo · $5,765/yr
• Insurance: −$160
• HOA: −$0
• Vacancy / Maint / Mgmt: −$441
• Net cashflow: $-997

Break-even live

Break-even rent $3,362

Max offer price $240,060

Occupancy floor —

Sensitivity live

Price	-10% $-731	-5% $-864	+0% $-997	+5% $-1,130	+10% $-1,263
Rent	-10% $-1,163	-5% $-1,080	+0% $-997	+5% $-914	+10% $-831
Rate	-1.0pp $-803	-0.5pp $-899	base $-997	+0.5pp $-1,097	+1.0pp $-1,198

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $96,080
• Closing costs: $11,530
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1 Beech Rd Spring Brook Township, PA	4.0	2.0	1545	$2,100	$1.36	22d	1	1.45mi

Listing history 14 events

1. 2026-05-15
   status Pending 317-char remark

   Show marketing remark (317 chars)

   Large ranch style home located in Spring Brook. 1.63 Acres of land. Home sits off the road with fencing. Property is sold as is Buyer pays full transfer tax. All information is approximate and not guaranteed or exact. Drive way does not go with the propertyto make an offer or read more about the property go to hubzu

2. 2026-05-04
   price $60,000 317-char remark

   Show marketing remark (317 chars)

   Large ranch style home located in Spring Brook. 1.63 Acres of land. Home sits off the road with fencing. Property is sold as is Buyer pays full transfer tax. All information is approximate and not guaranteed or exact. Drive way does not go with the propertyto make an offer or read more about the property go to hubzu

3. 2026-04-22
   price $153,479 317-char remark

   Show marketing remark (317 chars)

   Large ranch style home located in Spring Brook. 1.63 Acres of land. Home sits off the road with fencing. Property is sold as is Buyer pays full transfer tax. All information is approximate and not guaranteed or exact. Drive way does not go with the propertyto make an offer or read more about the property go to hubzu

4. 2026-03-01
   status Active 317-char remark

   Show marketing remark (317 chars)

   Large ranch style home located in Spring Brook. 1.63 Acres of land. Home sits off the road with fencing. Property is sold as is Buyer pays full transfer tax. All information is approximate and not guaranteed or exact. Drive way does not go with the propertyto make an offer or read more about the property go to hubzu

5. 2026-02-15
   price $181,332 317-char remark

   Show marketing remark (317 chars)

   Large ranch style home located in Spring Brook. 1.63 Acres of land. Home sits off the road with fencing. Property is sold as is Buyer pays full transfer tax. All information is approximate and not guaranteed or exact. Drive way does not go with the propertyto make an offer or read more about the property go to hubzu

6. 2026-01-01
   status Active 317-char remark

   Show marketing remark (317 chars)

   Large ranch style home located in Spring Brook. 1.63 Acres of land. Home sits off the road with fencing. Property is sold as is Buyer pays full transfer tax. All information is approximate and not guaranteed or exact. Drive way does not go with the propertyto make an offer or read more about the property go to hubzu

7. 2025-11-11
   price $197,100 317-char remark

   Show marketing remark (317 chars)

   Large ranch style home located in Spring Brook. 1.63 Acres of land. Home sits off the road with fencing. Property is sold as is Buyer pays full transfer tax. All information is approximate and not guaranteed or exact. Drive way does not go with the propertyto make an offer or read more about the property go to hubzu

8. 2025-10-17
   price $219,000 317-char remark

   Show marketing remark (317 chars)

   Large ranch style home located in Spring Brook. 1.63 Acres of land. Home sits off the road with fencing. Property is sold as is Buyer pays full transfer tax. All information is approximate and not guaranteed or exact. Drive way does not go with the propertyto make an offer or read more about the property go to hubzu

9. 2025-09-12
   price $243,000 317-char remark

   Show marketing remark (317 chars)

   Large ranch style home located in Spring Brook. 1.63 Acres of land. Home sits off the road with fencing. Property is sold as is Buyer pays full transfer tax. All information is approximate and not guaranteed or exact. Drive way does not go with the propertyto make an offer or read more about the property go to hubzu

10. 2025-08-14
    price $270,000 317-char remark

    Show marketing remark (317 chars)

    Large ranch style home located in Spring Brook. 1.63 Acres of land. Home sits off the road with fencing. Property is sold as is Buyer pays full transfer tax. All information is approximate and not guaranteed or exact. Drive way does not go with the propertyto make an offer or read more about the property go to hubzu

11. 2025-07-12
    price $300,000 317-char remark

    Show marketing remark (317 chars)

    Large ranch style home located in Spring Brook. 1.63 Acres of land. Home sits off the road with fencing. Property is sold as is Buyer pays full transfer tax. All information is approximate and not guaranteed or exact. Drive way does not go with the propertyto make an offer or read more about the property go to hubzu

12. 2025-07-12
    status Active 317-char remark

    Show marketing remark (317 chars)

    Large ranch style home located in Spring Brook. 1.63 Acres of land. Home sits off the road with fencing. Property is sold as is Buyer pays full transfer tax. All information is approximate and not guaranteed or exact. Drive way does not go with the propertyto make an offer or read more about the property go to hubzu

13. 2025-06-05
    price $325,000 317-char remark

    Show marketing remark (317 chars)

    Large ranch style home located in Spring Brook. 1.63 Acres of land. Home sits off the road with fencing. Property is sold as is Buyer pays full transfer tax. All information is approximate and not guaranteed or exact. Drive way does not go with the propertyto make an offer or read more about the property go to hubzu

14. 2025-04-13
    listed $360,000 Active 317-char remark

    Show marketing remark (317 chars)

    Large ranch style home located in Spring Brook. 1.63 Acres of land. Home sits off the road with fencing. Property is sold as is Buyer pays full transfer tax. All information is approximate and not guaranteed or exact. Drive way does not go with the propertyto make an offer or read more about the property go to hubzu

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥90°F today · 16 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,200
• − Mortgage interest: −$21,528
• − Property taxes: −$5,765
• − Insurance: −$1,922
• − Repairs & maintenance: −$2,016
• − Management: −$2,016
• − Depreciation: −$11,180
• Taxable loss: −$19,226
• Est. tax savings @ 24.0%: +$4,614
• After-tax cash flow: $-7,349/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Moderate rehab

The property requires moderate renovations, including updating the kitchen and bathrooms, painting interior walls, and repairing the fencing and roof. Landscaping and trimming overgrown trees will enhance curb appeal and attract potential buyers and renters.

Repairs flagged

• Major Fencing — Fencing is damaged and leaning, requiring structural repairs.
• Major Trees — Trees are overgrown and branches are falling, posing safety hazards and requiring trimming.
• Minor Kitchen cabinets — Cabinets are outdated but not structurally damaged.
• Minor Bathroom fixtures — Fixtures are dated but functional.
• Minor Kitchen flooring — Flooring is outdated but structurally sound.
• Minor Bathroom flooring — Flooring is outdated but structurally sound.
• Minor Living room carpet — Carpet is worn but structurally sound.
• Minor Paint — Paint is peeling in some areas but not structurally damaged.
• Minor Roof — Roof appears to be in fair condition but may require minor repairs if any issues are found during inspection.

Value-add opportunities

• Resale Trimming overgrown trees — A well-maintained property with trimmed trees enhances curb appeal and property value.
• Resale Updating kitchen cabinets and flooring — Upgrading outdated kitchen cabinets and flooring improves the home's appearance and functionality.
• Resale Updating bathroom fixtures and flooring — Updating dated bathroom fixtures and flooring enhances the home's appearance and functionality.
• Resale Painting interior walls — Fresh paint improves the home's appearance and can make it more appealing to potential buyers.
• Resale Inspecting and repairing roof — A well-maintained roof enhances the home's appearance and can prevent costly repairs in the future.
• Resale Inspecting and repairing fencing — A well-maintained fence enhances the home's appearance and can prevent potential safety hazards.
• Rental Landscaping and trimming overgrown trees — A well-maintained property with trimmed trees enhances curb appeal and can attract more renters.
• Rental Updating kitchen cabinets and flooring — Upgrading outdated kitchen cabinets and flooring can make the home more appealing to renters.
• Rental Updating bathroom fixtures and flooring — Updating dated bathroom fixtures and flooring can make the home more appealing to renters.
• Rental Painting interior walls — Fresh paint can make the home more appealing to renters and improve the overall appearance of the property.
• Rental Inspecting and repairing roof — A well-maintained roof can prevent costly repairs and enhance the home's overall appearance.
• Rental Inspecting and repairing fencing — A well-maintained fence can prevent potential safety hazards and enhance the home's overall appearance.
• Both Landscaping and trimming overgrown trees — A well-maintained property with trimmed trees enhances curb appeal and can attract both buyers and renters.

Renovation cost estimate screening

Repair item	Severity	Est. cost
Fencing · Fencing is damaged and leaning, requiring structural repairs.	Major	$15,000–50,000
Trees · Trees are overgrown and branches are falling, posing safety hazards and requiring trimming.	Major	$15,000–50,000
Kitchen cabinets · Cabinets are outdated but not structurally damaged.	Minor	$500–3,000
Bathroom fixtures · Fixtures are dated but functional.	Minor	$500–3,000
Kitchen flooring · Flooring is outdated but structurally sound.	Minor	$500–3,000
Bathroom flooring · Flooring is outdated but structurally sound.	Minor	$500–3,000
Living room carpet · Carpet is worn but structurally sound.	Minor	$500–3,000
Paint · Paint is peeling in some areas but not structurally damaged.	Minor	$500–3,000
Roof · Roof appears to be in fair condition but may require minor repairs if any issues are found during inspection.	Minor	$500–3,000
Total estimated repair cost · 9 items		$33,500–121,000

Value-add ROI direction

• Resale Trimming overgrown trees — A well-maintained property with trimmed trees enhances curb appeal and property value. ↑
• Resale Updating kitchen cabinets and flooring — Upgrading outdated kitchen cabinets and flooring improves the home's appearance and functionality. ↑
• Resale Updating bathroom fixtures and flooring — Updating dated bathroom fixtures and flooring enhances the home's appearance and functionality. ↑
• Resale Painting interior walls — Fresh paint improves the home's appearance and can make it more appealing to potential buyers. ↑
• Resale Inspecting and repairing roof — A well-maintained roof enhances the home's appearance and can prevent costly repairs in the future. ↑
• Resale Inspecting and repairing fencing — A well-maintained fence enhances the home's appearance and can prevent potential safety hazards. ↑
• Rental Landscaping and trimming overgrown trees — A well-maintained property with trimmed trees enhances curb appeal and can attract more renters. ↑
• Rental Updating kitchen cabinets and flooring — Upgrading outdated kitchen cabinets and flooring can make the home more appealing to renters. ↑
• Rental Updating bathroom fixtures and flooring — Updating dated bathroom fixtures and flooring can make the home more appealing to renters. ↑
• Rental Painting interior walls — Fresh paint can make the home more appealing to renters and improve the overall appearance of the property. ↑
• Rental Inspecting and repairing roof — A well-maintained roof can prevent costly repairs and enhance the home's overall appearance. ↑
• Rental Inspecting and repairing fencing — A well-maintained fence can prevent potential safety hazards and enhance the home's overall appearance. ↑
• Both Landscaping and trimming overgrown trees — A well-maintained property with trimmed trees enhances curb appeal and can attract both buyers and renters. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: North Pocono SD
• NCES district ID: 4217310
• Math proficiency: 45% ▼ -9.00%
• Reading proficiency: 71% ▼ -2.00%
• Median HH income: $59,555
• Composite: 50.23/100
• National rank: #1894
• State rank: #82 of 539 in PA

Livability — Scranton

• Score: 87/100
• State rank: #50
• US rank: #283

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime B- Employment D Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 82,447
• Population (ZIP): 13,681

Population outlook (Lackawanna County) Hauer SSP2

• Today (2025): 210,652 people
• By 2030: 208,623 · -1.0%
• By 2040: 203,980 · -3.2%
• By 2050: 201,069 · -4.5%
• By 2075: 205,026 · -2.7%
• By 2100: 210,851 · +0.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (91%)
• Race & ethnicity: White 91% Two or more races 6% Hispanic / Latino 3%
• Common ancestry: Romanian 16% Scotch-Irish 4% Slovak 2%
• Foreign-born: 1% · Canada, South Korea
• Languages at home: 97% English-only · Spanish 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Lackawanna

• 2024 margin: Toss-up / Even · D 51.0% · R 48.3%
• 2008→2024 swing: -23.2pp toward R · 2008: 26.0pp · 2024: 2.8pp
• All cycles: 2024: D+2.8 2020: D+8.4 2016: D+3.4 2012: D+27.4 2008: D+26.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 85.51%
• Current HPI: 428.8661
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-83.3% since first listed

14 events — show timeline

• 2026-05-15 Pending — GSBR as distributed by MLS GRID
• 2026-05-04 Price Changed $60,000 GSBR as distributed by MLS GRID
• 2026-04-22 Price Changed $153,479 GSBR as distributed by MLS GRID
• 2026-03-01 Relisted — GSBR as distributed by MLS GRID
• 2026-02-15 Price Changed $181,332 GSBR as distributed by MLS GRID
• 2026-01-01 Relisted — GSBR as distributed by MLS GRID
• 2025-11-11 Price Changed $197,100 GSBR as distributed by MLS GRID
• 2025-10-17 Price Changed $219,000 GSBR as distributed by MLS GRID
• 2025-09-12 Price Changed $243,000 GSBR as distributed by MLS GRID
• 2025-08-14 Price Changed $270,000 GSBR as distributed by MLS GRID
• 2025-07-12 Price Changed $300,000 GSBR as distributed by MLS GRID
• 2025-07-12 Relisted — GSBR as distributed by MLS GRID
• 2025-06-05 Price Changed $325,000 GSBR as distributed by MLS GRID
• 2025-04-13 Listed $360,000 GSBR as distributed by MLS GRID