10919 Vauxhall Dr · Creve Coeur, MO 63146

$210,000

2 bd · 2.0 ba · 1,360 sqft · Condo public records · 77 Days on market

Built 1990 $154/sqft · at area comps Est $214k · at est. $483/mo HOA · 29% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• ARV discount +8.4/15.0
• Schools +6.3/10.0
• Cash flow +4.9/30.0
• Livability +4.0/5.0
• 1% rule +3.0/10.0
• Condition / age +2.5/5.0
• Rent growth +1.8/5.0
• DSCR +0.0/10.0

Listing remarks MLS

Welcome to 10919 Vauxhall Drive — a beautifully updated 2 bed, 2 full bath condo in the heart of Creve Coeur, located within the highly sought-after Ladue School District. This well-maintained building offers the ideal blend of low-maintenance living and access to one of the premier communities in the St. Louis area. Inside, you’ll find a light-filled open floor plan anchored by a spacious great room that flows seamlessly into the dining area and kitchen — perfect for everyday living or entertaining. Thoughtful updates throughout create a clean, move-in-ready feel. Both bedrooms are generously sized with walk-in closets, and the primary suite features a private en-suite bath for comfort and convenience. One assigned parking space is included. Beyond the unit itself, residents enjoy community amenities including a pool, tennis courts, and clubhouse — an increasingly rare combination at this price point in Ladue Schools. The location is exceptional: minutes from Olive Boulevard dining and shopping, Westport Plaza, Creve Coeur Lake, and easy access to I-270 and Highway 40/64, placing Clayton, the Central West End, and Lambert International Airport all within a short drive. If you’re looking for turnkey living in a strong, stable community with top-tier schools and unbeatable central access — this is it.

Key facts

• $483 HOA
• Community pool
• Built 1990

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $210k.

Deal economics

• At list price, monthly cash flow is $-506 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $121k (42.5% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $169k (19.6% below list).
• Recommended offer: $121k (42.5% below list) — sets the bar for cash-flow.
• Cap rate 3.4% vs local median 2.7% in Creve Coeur — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 81/100 on livability (#16 in MO, #1,519 nationally) — a professional / high-income tenant draw. Strengths: employment A+, housing A+, schools A-; Watch: amenities C-, cost of living F.
• Ladue (suburban): math 64% / reading 70% proficiency, ranked #2 of 324 in MO (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 9% free/reduced lunch — higher-income household profile.
• Market conditions: Rents soft (-3.0%/yr); 170 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).

Forward outlook

• In year one you build about $22k of equity ($1k loan paydown + $21k appreciation (10.0% local appreciation)).
• By year 2, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 77 days — a 6% lower offer ($197k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 5y ago; this cycle's ask has dropped $15k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $168k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: HOA is 29% of rent.

Recommended offer $120,665 (42.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 77 days. Have you received any prior offers? Is the seller open to a 43% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 0.80% ✗
• Cap rate: 3.40%
• Cash-on-cash: -10.32%
• DSCR: 0.54
• GRM: 10.4

CMA / ARV

• ARV (median comp): $214,397
• List price: $210,000
• Delta: -2.05%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Projected returns pro-forma

10.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 16.2%
• Equity multiple: 2.32×
• Total profit: $77,478
• Equity at exit: $189,185

10-year hold

• IRR: 14.9%
• Equity multiple: 5.17×
• Total profit: $245,151
• Equity at exit: $407,984

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 63146

• Home prices YoY: 4.9%
• Rents YoY: -3.0%
• Active inventory: 170
• Price-to-rent: 10.4×

Monthly cashflow live

• Estimated rent: $1,689 high
• Mortgage (P&I): −$1,101
• Tax from tax record: −$168 /mo · $2,019/yr
• Insurance: −$88
• HOA: −$483
• Vacancy / Maint / Mgmt: −$355
• Net cashflow: $-506

Break-even live

Break-even rent $2,329

Max offer price $120,665

Occupancy floor —

Sensitivity live

Price	-10% $-387	-5% $-446	+0% $-506	+5% $-565	+10% $-625
Rent	-10% $-639	-5% $-572	+0% $-506	+5% $-439	+10% $-372
Rate	-1.0pp $-400	-0.5pp $-452	base $-506	+0.5pp $-560	+1.0pp $-615

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $52,500
• Closing costs: $6,300
• Reserves months: —
• Total cash needed: —

Rent comps 16 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
10461 Willowdale Dr Saint Louis, MO	3.0	1.5	1476	$1,875	$1.27	24d	1	0.46mi
11164 De Malle Dr Saint Louis, MO	3.0	2.5	1146	$2,475	$2.16	12d	1	0.59mi
10364 Forest Brook Ln Saint Louis, MO	2.0	2.0	1053	$1,400	$1.33	44d	1	0.64mi
10368 Forest Brook Ln Unit F Saint Louis, MO	2.0	2.0	1053	$1,350	$1.28	44d	1	0.66mi
1380 Willow Brook Cove Ct St. Louis, MO	2.0	1.5	910	$1,550	$1.70	15d	1	0.80mi
10304 Oxford Hill Dr St. Louis, MO	1.0–3.0	1.0–2.0	925	$1,489	$1.61	3d	47	0.85mi
1434 Willow Brook Cove Ct St. Louis, MO	2.0	1.5	910	$1,395	$1.53	44d	1	0.87mi
10900 Oak Forest Pkwy Dr St. Louis, MO	1.0–2.0	1.0	800	$1,600	$2.00	4d	6	1.16mi
11752 Russet Meadow Dr Saint Louis, MO	3.0	2.5	1578	$2,000	$1.27	4d	1	1.37mi
9882 Greenery Ln Saint Louis, MO	2.0	1.0	900	$1,400	$1.56	44d	1	1.40mi
9826 Greenery Ln Saint Louis, MO	2.0	1.0	900	$1,275	$1.42	44d	1	1.40mi
9814 Greenery Ln Unit D Saint Louis, MO	2.0	1.0	875	$1,250	$1.43	24d	1	1.40mi
9814 Greenery Ln Saint Louis, MO	2.0	1.0	900	$1,475	$1.64	44d	1	1.40mi
11864 Featherwood Dr Saint Louis, MO	3.0	3.0	1460	$2,600	$1.78	2d	1	1.41mi
1007 E Rue De La Banque Creve Coeur, MO	1.0–2.0	1.0	812	$1,425	$1.75	3d	4	1.42mi
18 Queensbrook Pl Saint Louis, MO	3.0	2.0	1675	$3,500	$2.09	2d	1	1.50mi

HOA detail condo

• Monthly dues: $483 · $5,796/yr
• Likely covers: poolparking
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 36 events

1. 2026-06-18
   days on market $210,000 Active 77 DOM
2. 2026-06-17
   days on market $210,000 Active 76 DOM
3. 2026-06-16
   days on market $210,000 Active 75 DOM
4. 2026-06-15
   days on market $210,000 Active 74 DOM
5. 2026-06-13
   days on market $210,000 Active 72 DOM
6. 2026-06-13
   days on market $210,000 Active 71 DOM
7. 2026-06-09
   days on market $210,000 Active 68 DOM
8. 2026-06-08
   days on market $210,000 Active 67 DOM
9. 2026-06-07
   days on market $210,000 Active 66 DOM
10. 2026-06-03
    days on market $210,000 Active 62 DOM
11. 2026-06-02
    days on market $210,000 Active 61 DOM
12. 2026-06-01
    days on market $210,000 Active 60 DOM
13. 2026-05-31
    days on market $210,000 Active 59 DOM
14. 2026-05-14
    price $217,900 1361-char remark

    Show marketing remark (1361 chars)

    Welcome to 10919 Vauxhall Drive — a beautifully updated 2 bed, 2 full bath condo in the heart of Creve Coeur, located within the highly sought-after Ladue School District. This well-maintained building offers the ideal blend of low-maintenance living and access to one of the premier communities in the St. Louis area. Inside, you’ll find a light-filled open floor plan anchored by a spacious great room that flows seamlessly into the dining area and kitchen — perfect for everyday living or entertaining. Thoughtful updates throughout create a clean, move-in-ready feel. Both bedrooms are generously sized with walk-in closets, and the primary suite features a private en-suite bath for comfort and convenience. One assigned parking space is included. Beyond the unit itself, residents enjoy community amenities including a pool, tennis courts, and clubhouse — an increasingly rare combination at this price point in Ladue Schools. The location is exceptional: minutes from Olive Boulevard dining and shopping, Westport Plaza, Creve Coeur Lake, and easy access to I-270 and Highway 40/64, placing Clayton, the Central West End, and Lambert International Airport all within a short drive. If you’re looking for turnkey living in a strong, stable community with top-tier schools and unbeatable central access — this is it.

15. 2026-05-14
    price $218,000 1361-char remark

    Show marketing remark (1361 chars)

    Welcome to 10919 Vauxhall Drive — a beautifully updated 2 bed, 2 full bath condo in the heart of Creve Coeur, located within the highly sought-after Ladue School District. This well-maintained building offers the ideal blend of low-maintenance living and access to one of the premier communities in the St. Louis area. Inside, you’ll find a light-filled open floor plan anchored by a spacious great room that flows seamlessly into the dining area and kitchen — perfect for everyday living or entertaining. Thoughtful updates throughout create a clean, move-in-ready feel. Both bedrooms are generously sized with walk-in closets, and the primary suite features a private en-suite bath for comfort and convenience. One assigned parking space is included. Beyond the unit itself, residents enjoy community amenities including a pool, tennis courts, and clubhouse — an increasingly rare combination at this price point in Ladue Schools. The location is exceptional: minutes from Olive Boulevard dining and shopping, Westport Plaza, Creve Coeur Lake, and easy access to I-270 and Highway 40/64, placing Clayton, the Central West End, and Lambert International Airport all within a short drive. If you’re looking for turnkey living in a strong, stable community with top-tier schools and unbeatable central access — this is it.

16. 2026-04-22
    price $219,900 1361-char remark

    Show marketing remark (1361 chars)

    Welcome to 10919 Vauxhall Drive — a beautifully updated 2 bed, 2 full bath condo in the heart of Creve Coeur, located within the highly sought-after Ladue School District. This well-maintained building offers the ideal blend of low-maintenance living and access to one of the premier communities in the St. Louis area. Inside, you’ll find a light-filled open floor plan anchored by a spacious great room that flows seamlessly into the dining area and kitchen — perfect for everyday living or entertaining. Thoughtful updates throughout create a clean, move-in-ready feel. Both bedrooms are generously sized with walk-in closets, and the primary suite features a private en-suite bath for comfort and convenience. One assigned parking space is included. Beyond the unit itself, residents enjoy community amenities including a pool, tennis courts, and clubhouse — an increasingly rare combination at this price point in Ladue Schools. The location is exceptional: minutes from Olive Boulevard dining and shopping, Westport Plaza, Creve Coeur Lake, and easy access to I-270 and Highway 40/64, placing Clayton, the Central West End, and Lambert International Airport all within a short drive. If you’re looking for turnkey living in a strong, stable community with top-tier schools and unbeatable central access — this is it.

17. 2026-04-03
    listed $224,900 Active 1361-char remark

    Show marketing remark (1361 chars)

    Welcome to 10919 Vauxhall Drive — a beautifully updated 2 bed, 2 full bath condo in the heart of Creve Coeur, located within the highly sought-after Ladue School District. This well-maintained building offers the ideal blend of low-maintenance living and access to one of the premier communities in the St. Louis area. Inside, you’ll find a light-filled open floor plan anchored by a spacious great room that flows seamlessly into the dining area and kitchen — perfect for everyday living or entertaining. Thoughtful updates throughout create a clean, move-in-ready feel. Both bedrooms are generously sized with walk-in closets, and the primary suite features a private en-suite bath for comfort and convenience. One assigned parking space is included. Beyond the unit itself, residents enjoy community amenities including a pool, tennis courts, and clubhouse — an increasingly rare combination at this price point in Ladue Schools. The location is exceptional: minutes from Olive Boulevard dining and shopping, Westport Plaza, Creve Coeur Lake, and easy access to I-270 and Highway 40/64, placing Clayton, the Central West End, and Lambert International Airport all within a short drive. If you’re looking for turnkey living in a strong, stable community with top-tier schools and unbeatable central access — this is it.

18. 2026-04-01
    historical $224,900 1361-char remark

    Show marketing remark (1361 chars)

    Welcome to 10919 Vauxhall Drive — a beautifully updated 2 bed, 2 full bath condo in the heart of Creve Coeur, located within the highly sought-after Ladue School District. This well-maintained building offers the ideal blend of low-maintenance living and access to one of the premier communities in the St. Louis area. Inside, you’ll find a light-filled open floor plan anchored by a spacious great room that flows seamlessly into the dining area and kitchen — perfect for everyday living or entertaining. Thoughtful updates throughout create a clean, move-in-ready feel. Both bedrooms are generously sized with walk-in closets, and the primary suite features a private en-suite bath for comfort and convenience. One assigned parking space is included. Beyond the unit itself, residents enjoy community amenities including a pool, tennis courts, and clubhouse — an increasingly rare combination at this price point in Ladue Schools. The location is exceptional: minutes from Olive Boulevard dining and shopping, Westport Plaza, Creve Coeur Lake, and easy access to I-270 and Highway 40/64, placing Clayton, the Central West End, and Lambert International Airport all within a short drive. If you’re looking for turnkey living in a strong, stable community with top-tier schools and unbeatable central access — this is it.

19. 2024-12-11
    historical
20. 2024-12-10
    historical $1,595
21. 2024-11-20
    listed $1,595
22. 2024-11-20
    historical $1,695
23. 2024-10-17
    price $199,000
24. 2024-09-19
    listed $1,695
25. 2024-09-06
    listed $210,000 Active
26. 2023-07-07
    historical
27. 2021-09-17
    soldstatus
28. 2021-07-27
    soldstatus Closed
29. 2021-06-22
    status Pending
30. 2021-06-18
    listed $175,000 Active
31. 2021-06-14
    historical $175,000
32. 2005-12-15
    soldstatus $167,500
33. 2002-05-10
    soldstatus $130,000
34. 1997-07-29
    soldstatus $102,000
35. 1995-12-12
    soldstatus $97,000
36. 1994-03-04
    soldstatus $88,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $2,019 · $168/mo
• Projected year-2 tax: $2,037 · $170/mo
• Expected delta: +$18/yr (+$2/mo · 0.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,267
• − Mortgage interest: −$11,763
• − Property taxes: −$2,019
• − Insurance: −$1,050
• − Repairs & maintenance: −$1,621
• − Management: −$1,621
• − HOA: −$5,796
• − Depreciation: −$6,109
• Taxable loss: −$9,712
• Est. tax savings @ 24.0%: +$2,331
• After-tax cash flow: $-3,737/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Ladue
• NCES district ID: 2917820
• Math proficiency: 64% ▼ -6.00%
• Reading proficiency: 70% ▼ -2.00%
• Median HH income: $109,713
• Composite: 62.57/100
• National rank: #681
• State rank: #2 of 324 in MO

Livability — Creve Coeur

• Score: 81/100
• State rank: #16
• US rank: #1519

Category grades

Amenities C- Commute A- Cost of living F Crime B+ Employment A+ Housing A+ Health & safety B+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Creve Coeur, MO
• County: Saint Louis County · 888,823 people
• City population: 20,932
• Metro: St. Louis, MO-IL
• Population (ZIP): 30,678
• Household income: $84,756
• Rent vs Own: 42.5% rent · 57.5% own
• Severe rent burden: 1156.0

Population outlook (St. Louis County) Hauer SSP2

• Today (2025): 1,025,227 people
• By 2030: 1,028,023 · +0.3%
• By 2040: 1,020,940 · -0.4%
• By 2050: 1,007,280 · -1.8%
• By 2075: 987,277 · -3.7%
• By 2100: 921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 63% Asian 17% Black 13% Two or more races 4% Hispanic / Latino 3%
• Common ancestry: Scotch-Irish 3% Romanian 3% Italian 2%
• Foreign-born: 19% · China, South Korea, Canada
• Languages at home: 79% English-only · Other Asian/Pacific 7% Other Indo-European 4% Chinese 3%

Political lean MEDSL · St. Louis

• 2024 margin: Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
• 2008→2024 swing: +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
• All cycles: 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 33.10%
• Current HPI: 711.49
• Rent YoY: ▼ -2.96%
• Metro: St. Louis, MO-IL
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+147.6% since first listed

23 events — show timeline

• 2026-05-14 Price Changed $217,900 MARIS as Distributed by MLS Grid
• 2026-05-14 Price Changed $218,000 MARIS as Distributed by MLS Grid
• 2026-04-22 Price Changed $219,900 MARIS as Distributed by MLS Grid
• 2026-04-03 Listed $224,900 MARIS as Distributed by MLS Grid
• 2026-04-01 Coming Soon $224,900 MARIS as Distributed by MLS Grid
• 2024-12-11 Delisted — MARIS as Distributed by MLS Grid
• 2024-12-10 Rental Removed $1,595 MARIS
• 2024-11-20 Listed for Rent $1,595 MARIS
• 2024-11-20 Rental Removed $1,695 MARIS
• 2024-10-17 Price Changed $199,000 MARIS as Distributed by MLS Grid
• 2024-09-19 Listed for Rent $1,695 MARIS
• 2024-09-06 Listed $210,000 MARIS as Distributed by MLS Grid
• 2023-07-07 Rental Removed — MARIS
• 2021-09-17 Sold (Public Records) — Public Records
• 2021-07-27 Sold (MLS) — MARIS as Distributed by MLS Grid
• 2021-06-22 Pending — MARIS as Distributed by MLS Grid
• 2021-06-18 Listed $175,000 MARIS as Distributed by MLS Grid
• 2021-06-14 Coming Soon $175,000 MARIS as Distributed by MLS Grid
• 2005-12-15 Sold (Public Records) $167,500 Public Records
• 2002-05-10 Sold (Public Records) $130,000 Public Records
• 1997-07-29 Sold (Public Records) $102,000 Public Records
• 1995-12-12 Sold (Public Records) $97,000 Public Records
• 1994-03-04 Sold (Public Records) $88,000 Public Records

Property tax history

+1.1%/yr

Latest (2022): $2,019 · +0.8% YoY. Source: county tax records.