CashFlowRE
Sign in Sign up
335 Richlightered St
F Composite 34.02
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.8/30.0
  • 1% rule +4.3/10.0
  • DSCR +4.2/10.0
  • Schools +3.4/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$160,000

335 Richlightered St · Vidor, TX 77662
3 bd · 1.5 ba · 1,200 sqft · SingleFamily public records · 21 Days on market
Built 1981 9,583 sqft lot Est $130k · 23% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Charming 3-bedroom, 1.5-bath home in Vidor offering a great layout and tons of potential! Features include a spacious living area, 1-car garage, and a large backyard with room to enjoy. Perfect for a first-time buyer, investment property, or someone looking to add their own updates and style. Conveniently located with easy access to schools, shopping, and dining. Don’t miss your chance to make this one your own!

Key facts

  • 9,583 sq ft lot
  • Garage
  • Listed 21 days

Property features AI

Finance

  • Other: Lot approximately 0.22 acre

Exterior

  • Parking: Attached garage; 1 garage space
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; Residential property; Located in the Pineshadows subdivision
  • Construction: Brick veneer and vinyl siding exterior; Slab foundation
  • Exterior features: Deck; Composition roof

Interior

  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating; Natural gas heating; Central air; Ceiling fan(s)
  • Interior features: Ceiling fan(s); Central air

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $160k.

Deal economics

  • At list price, monthly cash flow is $15 ($176/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $149k (7.0% below list).
  • Recommended offer: $149k (7.0% below list) — sets the bar for 1% rule.
  • Cap rate 6.4% vs local median 4.6% in Vidor — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#576 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: schools D-, amenities F, commute F.
  • Vidor ISD (suburban): math 41% / reading 39% proficiency, ranked #422 of 826 in TX (top 51%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 241 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 21 days — a 2% lower offer ($158k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $148,832 (7.0% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
6.40%
Cash-on-cash
0.39%
DSCR
1.02
GRM
9.0

CMA / ARV

ARV (on-the-fly)
$129,600
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
250 Cameo St 0.71mi 3/1.0 1,176 (-2%) 16mo $14,900 $13 48
1018 Hickory St 0.28mi 3/2.0 1,372 (+14%) 16mo $148,199 $108 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-15.6%
Equity multiple
0.44×
Total profit
$-24,935
Equity at exit
$23,857
10-year hold
IRR
-7.1%
Equity multiple
0.55×
Total profit
$-20,279
Equity at exit
$13,834

Cash invested: $44,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77662

Active inventory
241
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$1,488 high interval (Pro) →
Mortgage (P&I)
$839
Tax from tax record
$255 /mo · $3,064/yr
Insurance
$67
HOA
$0
Vacancy / Maint / Mgmt
$313
Net cashflow
$15

Break-even live

Break-even rent $1,470
Max offer price $160,000
Occupancy floor 94%

Sensitivity live

Price -10% $105 -5% $60 +0% $15 +5% $-31 +10% $-76
Rent -10% $-103 -5% $-44 +0% $15 +5% $73 +10% $132
Rate -1.0pp $95 -0.5pp $55 base $15 +0.5pp $-27 +1.0pp $-69

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$40,000
Closing costs
$4,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
315 N Dwayne Cir Vidor, TX 3.0 1.5 1040 $1,600 $1.54 21d 1 1.09mi
475 S Denver St Vidor, TX 2.0–3.0 1.0 910 $925 $1.02 44d 2 1.09mi
475 S Denver St Unit St216 Vidor, TX 2.0 1.0 880 $850 $0.97 14d 1 1.09mi
290 Beach St Vidor, TX 3.0 1.5 1000 $1,550 $1.55 14d 1 1.14mi
575 Moreland St Vidor, TX 3.0 1.5 1418 $1,395 $0.98 14d 1 1.39mi

Listing history 10 events

  1. 2026-06-18
    days on market $160,000 Active 21 DOM
  2. 2026-06-17
    days on market $160,000 Active 20 DOM
  3. 2026-06-16
    days on market $160,000 Active 19 DOM
  4. 2026-06-15
    days on market $160,000 Active 18 DOM
  5. 2026-06-14
    days on market $160,000 Active 16 DOM
  6. 2026-06-10
    days on market $160,000 Active 13 DOM
  7. 2026-06-09
    days on market $160,000 Active 12 DOM
  8. 2026-06-08
    days on market $160,000 Active 11 DOM
  9. 2026-06-07
    statusdays on market $160,000 Active 10 DOM
  10. 2026-05-13
    listed $160,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,064 · $255/mo
Projected year-2 tax
$3,064 · $255/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,860
− Mortgage interest
−$8,962
− Property taxes
−$3,064
− Insurance
−$800
− Repairs & maintenance
−$1,429
− Management
−$1,429
− Depreciation
−$4,655
Taxable loss
−$2,479
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$595
After-tax cash flow
$771/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Vidor ISD
NCES district ID
4844160
Math proficiency
41% ▼ -6.00%
Reading proficiency
39% ▲ 1.00%
Median HH income
$44,169
Composite
33.95/100
National rank
#5331
State rank
#422 of 826 in TX

Livability — Vidor

Score
67/100
State rank
#576
US rank
#11001

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C+ Housing A+ Health & safety C+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Orange County · 87,112 people
City population
25,041
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
25,041
Household income
$72,243
Rent vs Own
19.6% rent · 80.4% own
Severe rent burden
401.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
88,065 people
By 2030
89,591 · +1.7%
By 2040
91,982 · +4.4%
By 2050
93,023 · +5.6%
By 2075
94,871 · +7.7%
By 2100
88,155 · +0.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (88%)
Race & ethnicity
White 88% Hispanic / Latino 6% Two or more races 6%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Lithuanian 15% Slovak 1% Italian 1%
Foreign-born
3% · Canada
Languages at home
93% English-only · Spanish 4% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · Orange

2024 margin
Solid R (+66.8) · D 16.4% · R 83.1%
2008→2024 swing
-19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
All cycles
2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -116.46%
Current HPI
141.0844
Rent YoY
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-13 Listed $160,000 BBOR

Property tax history

+4.8%/yr

Latest (2025): $3,064 · +9.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…