125 E Catawissa St · Nesquehoning, PA 18240

$150,000

3 bd · 1.0 ba · 1,470 sqft · Townhouse public records · 70 Days on market

Built 1910 $102/sqft · 49% above area Est $127k · 18% over

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.3/30.0
• DSCR +4.4/10.0
• Appreciation +4.0/10.0
• 1% rule +3.8/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.0/10.0
• ARV discount +0.0/15.0

Listing remarks MLS

Step into a home that perfectly balances timeless character with the ''must-haves'' of modern living. This solid stone twin is a rare find for the budget-conscious buyer who refuses to sacrifice soul for price. From the moment you pull up, the classic front porch invites you to sit back, relax, and enjoy the neighborhood. Hidden Gems: Beneath the wall-to-wall carpeting on the first floor lies original hardwood flooring just waiting for a quick reveal to instantly elevate the space. Year-Round Comfort: Stay cool all summer and cozy all winter with efficient mini-split A/C units and updated vinyl replacement windows throughout. The Backyard of Your Dreams: Escape to an oversized, large backyard--a blank canvas for gardening, entertaining, or letting the dog run wild. Storage & Hobby Space: The detached garage provides secure parking or the perfect footprint for a workshop or extra storage. This isn't just a house; it's a sturdy, well-maintained stone home with the kind of ''bones'' you usually find at a much higher price point. If you're looking for a property where you can build equity while enjoying immediate comfort, this is the one.

Key facts

• Garage
• Built 1910
• Listed 70 days

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath townhouse listed at $150k.

Deal economics

• At list price, monthly cash flow is $28 ($332/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $133k (11.5% below list).
• Recommended offer: $133k (11.5% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 68/100 on livability (#872 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment C-, schools D-, amenities F.
• Panther Valley SD (rural): math 14% / reading 35% proficiency, ranked #477 of 539 in PA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 26 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 180 units permitted in Carbon County in 2024 (10 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-2.1%/yr); year-one equity from $1k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Carbon County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 70 days — a 6% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $132,691 (11.5% below list)

Questions for the listing agent

1. It's been on market 70 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.88% ✗
• Cap rate: 6.51%
• Cash-on-cash: 0.79%
• DSCR: 1.04
• GRM: 9.4

CMA / ARV

• ARV (median comp): $127,347
• List price: $150,000
• Delta: 17.79%
• Verdict: OVERPRICED
• Comps: 19 within 1.0 mi

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
194 Coal St	0.40mi	3/1.0	1,388 (-6%)	1mo	$161,900	$117	71
63 Rhume St	0.31mi	4/2.0 (+1)	1,504 (+2%)	9mo	$137,500	$91	65
229 W High St	0.42mi	4/1.5 (+1)	1,507 (+2%)	6mo	$129,000	$86	64
247 W Railroad St	0.43mi	3/1.0	1,410 (-4%)	14mo	$119,900	$85	62
338 Coal St	0.48mi	3/1.5	1,454 (-1%)	19mo	$170,000	$117	58

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-2.08% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -10.1%
• Equity multiple: 0.60×
• Total profit: $-16,694
• Equity at exit: $28,581

10-year hold

• IRR: -2.1%
• Equity multiple: 0.83×
• Total profit: $-7,041
• Equity at exit: $23,901

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18240

• Home prices YoY: -1.1%
• Active inventory: 26
• Price-to-rent: 9.4×

Monthly cashflow live

• Estimated rent: $1,327 high
• Mortgage (P&I): −$787
• Tax from tax record: −$172 /mo · $2,058/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$279
• Net cashflow: $28

Break-even live

Break-even rent $1,292

Max offer price $150,000

Occupancy floor 93%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2 W Center St Nesquehoning, PA	3.0	1.5	1000	$1,200	$1.20	44d	1	0.16mi
68 W Center St Nesquehoning, PA	3.0	1.0	1152	$1,200	$1.04	21d	1	0.24mi
13 School St Unit 70 Nesquehoning, PA	2.0	1.0	950	$1,300	$1.37	19d	1	0.28mi
69 W Ridge St Nesquehoning, PA	3.0	1.0	900	$975	$1.08	14d	1	0.30mi
243 W High St Nesquehoning, PA	3.0	2.0	1107	$1,100	$0.99	43d	1	0.44mi
59 E Garibaldi Ave Nesquehoning, PA	3.0	2.0	1200	$2,500	$2.08	2d	1	0.45mi

Listing history 22 events

1. 2026-06-18
   days on market $150,000 Active 70 DOM
2. 2026-06-17
   days on market $150,000 Active 69 DOM
3. 2026-06-16
   days on market $150,000 Active 68 DOM
4. 2026-06-15
   days on market $150,000 Active 67 DOM
5. 2026-06-14
   days on market $150,000 Active 65 DOM
6. 2026-06-13
   days on market $150,000 Active 64 DOM
7. 2026-06-10
   days on market $150,000 Active 62 DOM
8. 2026-06-09
   days on market $150,000 Active 61 DOM
9. 2026-06-08
   days on market $150,000 Active 60 DOM
10. 2026-06-07
    days on market $150,000 Active 59 DOM
11. 2026-06-05
    days on market $150,000 Active 56 DOM
12. 2026-06-03
    days on market $150,000 Active 55 DOM
13. 2026-06-02
    days on market $150,000 Active 54 DOM
14. 2026-06-01
    days on market $150,000 Active 53 DOM
15. 2026-05-31
    days on market $150,000 Active 52 DOM
16. 2026-05-31
    days on market $150,000 Active 51 DOM
17. 2026-04-15
    status Pending 1160-char remark

    Show marketing remark (1158 chars)

    Step into a home that perfectly balances timeless character with the ''must-haves'' of modern living. This solid stone twin is a rare find for the budget-conscious buyer who refuses to sacrifice soul for price. From the moment you pull up, the classic front porch invites you to sit back, relax, and enjoy the neighborhood. Hidden Gems: Beneath the wall-to-wall carpeting on the first floor lies original hardwood flooring just waiting for a quick reveal to instantly elevate the space. Year-Round Comfort: Stay cool all summer and cozy all winter with efficient mini-split A/C units and updated vinyl replacement windows throughout. The Backyard of Your Dreams: Escape to an oversized, large backyard--a blank canvas for gardening, entertaining, or letting the dog run wild. Storage & Hobby Space: The detached garage provides secure parking or the perfect footprint for a workshop or extra storage. This isn't just a house; it's a sturdy, well-maintained stone home with the kind of ''bones'' you usually find at a much higher price point. If you're looking for a property where you can build equity while enjoying immediate comfort, this is the one.

18. 2026-04-15
    status Pending 1158-char remark

    Show marketing remark (1158 chars)

    Step into a home that perfectly balances timeless character with the ''must-haves'' of modern living. This solid stone twin is a rare find for the budget-conscious buyer who refuses to sacrifice soul for price. From the moment you pull up, the classic front porch invites you to sit back, relax, and enjoy the neighborhood. Hidden Gems: Beneath the wall-to-wall carpeting on the first floor lies original hardwood flooring just waiting for a quick reveal to instantly elevate the space. Year-Round Comfort: Stay cool all summer and cozy all winter with efficient mini-split A/C units and updated vinyl replacement windows throughout. The Backyard of Your Dreams: Escape to an oversized, large backyard--a blank canvas for gardening, entertaining, or letting the dog run wild. Storage & Hobby Space: The detached garage provides secure parking or the perfect footprint for a workshop or extra storage. This isn't just a house; it's a sturdy, well-maintained stone home with the kind of ''bones'' you usually find at a much higher price point. If you're looking for a property where you can build equity while enjoying immediate comfort, this is the one.

19. 2026-04-10
    listed $150,000 Active 1158-char remark

    Show marketing remark (1158 chars)

    Step into a home that perfectly balances timeless character with the ''must-haves'' of modern living. This solid stone twin is a rare find for the budget-conscious buyer who refuses to sacrifice soul for price. From the moment you pull up, the classic front porch invites you to sit back, relax, and enjoy the neighborhood. Hidden Gems: Beneath the wall-to-wall carpeting on the first floor lies original hardwood flooring just waiting for a quick reveal to instantly elevate the space. Year-Round Comfort: Stay cool all summer and cozy all winter with efficient mini-split A/C units and updated vinyl replacement windows throughout. The Backyard of Your Dreams: Escape to an oversized, large backyard--a blank canvas for gardening, entertaining, or letting the dog run wild. Storage & Hobby Space: The detached garage provides secure parking or the perfect footprint for a workshop or extra storage. This isn't just a house; it's a sturdy, well-maintained stone home with the kind of ''bones'' you usually find at a much higher price point. If you're looking for a property where you can build equity while enjoying immediate comfort, this is the one.

20. 2026-04-10
    listed $150,000 Active

    Show marketing remark (1158 chars)

    Step into a home that perfectly balances timeless character with the ''must-haves'' of modern living. This solid stone twin is a rare find for the budget-conscious buyer who refuses to sacrifice soul for price. From the moment you pull up, the classic front porch invites you to sit back, relax, and enjoy the neighborhood. Hidden Gems: Beneath the wall-to-wall carpeting on the first floor lies original hardwood flooring just waiting for a quick reveal to instantly elevate the space. Year-Round Comfort: Stay cool all summer and cozy all winter with efficient mini-split A/C units and updated vinyl replacement windows throughout. The Backyard of Your Dreams: Escape to an oversized, large backyard--a blank canvas for gardening, entertaining, or letting the dog run wild. Storage & Hobby Space: The detached garage provides secure parking or the perfect footprint for a workshop or extra storage. This isn't just a house; it's a sturdy, well-maintained stone home with the kind of ''bones'' you usually find at a much higher price point. If you're looking for a property where you can build equity while enjoying immediate comfort, this is the one.

21. 2026-04-07
    historical $150,000
22. 2026-04-06
    listed $150,000 Active 1160-char remark

    Show marketing remark (1160 chars)

    Step into a home that perfectly balances timeless character with the ''must-haves'' of modern living. This solid stone twin is a rare find for the budget-conscious buyer who refuses to sacrifice soul for price. From the moment you pull up, the classic front porch invites you to sit back, relax, and enjoy the neighborhood. Hidden Gems: Beneath the wall-to-wall carpeting on the first floor lies original hardwood flooring just waiting for a quick reveal to instantly elevate the space. Year-Round Comfort: Stay cool all summer and cozy all winter with efficient mini-split A/C units and updated vinyl replacement windows throughout. The Backyard of Your Dreams: Escape to an oversized, large backyard--a blank canvas for gardening, entertaining, or letting the dog run wild. Storage & Hobby Space: The detached garage provides secure parking or the perfect footprint for a workshop or extra storage. This isn't just a house; it's a sturdy, well-maintained stone home with the kind of ''bones'' you usually find at a much higher price point. If you're looking for a property where you can build equity while enjoying immediate comfort, this is the one.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $2,058 · $172/mo
• Projected year-2 tax: $2,214 · $185/mo
• Expected delta: +$156/yr (+$13/mo · 7.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 4/10 Moderate 7 d/yr ≥94°F today · 16 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,923
• − Mortgage interest: −$8,402
• − Property taxes: −$2,058
• − Insurance: −$750
• − Repairs & maintenance: −$1,274
• − Management: −$1,274
• − Depreciation: −$4,364
• Taxable loss: −$2,199
• Est. tax savings @ 24.0%: +$528
• After-tax cash flow: $859/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Panther Valley SD
• NCES district ID: 4218450
• Math proficiency: 14% ▼ -7.00%
• Reading proficiency: 35% ▼ -14.00%
• Median HH income: $36,914
• Composite: 20.31/100
• National rank: #8613
• State rank: #477 of 539 in PA

Livability — Nesquehoning

• Score: 68/100
• State rank: #872
• US rank: #9211

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C- Housing A+ Health & safety B User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Nesquehoning, PA
• City population: 3,909
• Population (ZIP): 3,909

Population outlook (Carbon County) Hauer SSP2

• Today (2025): 61,643 people
• By 2030: 59,840 · -2.9%
• By 2040: 55,413 · -10.1%
• By 2050: 50,843 · -17.5%
• By 2075: 43,326 · -29.7%
• By 2100: 37,126 · -39.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (83%)
• Race & ethnicity: White 83% Hispanic / Latino 11% Two or more races 7% Black 4%
• Hispanic origin (detail): Puerto Rican 11%
• Common ancestry: Romanian 7% Subsaharan African 4% Polish 3%
• Foreign-born: 3% · Canada
• Languages at home: 97% English-only · Spanish 2%

Political lean MEDSL · Carbon

• 2024 margin: Solid R (+34.8) · D 32.2% · R 67.0%
• 2008→2024 swing: -36.7pp toward R · 2008: 1.9pp · 2024: -34.8pp
• All cycles: 2024: R+34.8 2020: R+32.0 2016: R+34.1 2012: R+6.9 2008: D+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -2.08%
• Current HPI: 190.5896
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+0.0% since first listed

6 events — show timeline

• 2026-04-15 Pending — PMAR
• 2026-04-15 Pending — GLVRMLS
• 2026-04-10 Listed $150,000 GLVRMLS
• 2026-04-10 Listed $150,000 BRIGHT MLS
• 2026-04-07 Coming Soon $150,000 BRIGHT MLS
• 2026-04-06 Listed $150,000 PMAR

Property tax history

+2.0%/yr

Latest (2026): $2,058 · +2.7% YoY. Source: county tax records.