CashFlowRE
Sign in Sign up
No image
B+ Composite 79.05
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +8.7/10.0
  • ARV discount +7.5/15.0
  • Schools +4.9/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$150,000

7250 S US Hwy 89 #4 · Hoback, WY 83001
3 bd · 2.0 ba · 891 sqft · Manufactured · 408 Days on market
Built 2014 ↓ 25% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Key facts

  • Well maintained yard
  • Front porch
  • Close to snake river

Tags

FRONT PORCHLARGE STORAGE SHEDALL APPLIANCESWELL MAINTAINED YARDCLOSE TO SNAKE RIVER

Property features AI

Finance

  • HOA & community: Located in a mobile home park (Evans Court)

Exterior

  • Utilities: Private water; Private sewer
  • Home design: Manufactured house; Manufactured home / single-family residence
  • Construction: Built with other construction materials; Shingle roof
  • Exterior features: Front porch; Landscaped yard; Waterfront setting with river access; On a paved asphalt road; Storage structure on property

Interior

  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Forced air heating
  • Interior features: Furnished; No basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $150k.

Deal economics

  • At list price, monthly cash flow is $3k ($31k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($5k rent vs $150k).
  • Recommended offer: $132k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 59/100 on livability (#126 in WY) — a working-class tenant base; expect higher turnover. Strengths: crime A+, employment A+, housing B; Watch: schools C-, amenities F, commute F.
  • Teton County School District #1 (town): math 50% / reading 61% proficiency, ranked #14 of 41 in WY (top 34%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 17% free/reduced lunch — higher-income household profile.
  • Market conditions: 222 active listings in the ZIP; high-income renter base; 116 units permitted in Teton County in 2024 (10 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($125k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $12k of equity ($1k loan paydown + $11k appreciation (7.3% local appreciation)).
  • Teton County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (7.3% appreciation + 3.0% rent growth), your $42k cash investment doubles in ~1 year — after that, you're playing with house money.
  • By year 4, paydown + projected appreciation supports a ~$41k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 408 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $50k (25%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $132,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 408 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.06%
Cap rate
26.96%
Cash-on-cash
73.82%
DSCR
4.28
GRM
2.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

7.32% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
82.0%
Equity multiple
6.24×
Total profit
$219,932
Equity at exit
$107,062
10-year hold
IRR
78.4%
Equity multiple
13.29×
Total profit
$516,047
Equity at exit
$206,257

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Wyoming
90 Strongly Landlord-Friendly · R+25
County
— inherits STATE
City
— inherits STATE
3-day notice; strongly landlord-favorable; small market.

ZIP-level market 83001

Home prices YoY
2.2%
Active inventory
222
Price-to-rent
2.7×

Monthly cashflow live

Estimated rent
$4,583 medium interval (Pro) →
Mortgage (P&I)
$787
Tax est. 1.5%
$188 /mo · $2,250/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$962
Net cashflow
$2,584

Break-even live

Break-even rent $1,312
Max offer price $150,000
Occupancy floor 39%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 20 events

  1. 2026-06-19
    days on market $150,000 Active 408 DOM
  2. 2026-06-18
    days on market $150,000 Active 407 DOM
  3. 2026-06-17
    days on market $150,000 Active 406 DOM
  4. 2026-06-16
    days on market $150,000 Active 405 DOM
  5. 2026-06-15
    days on market $150,000 Active 404 DOM
  6. 2026-06-14
    days on market $150,000 Active 402 DOM
  7. 2026-06-12
    days on market $150,000 Active 401 DOM
  8. 2026-06-09
    days on market $150,000 Active 398 DOM
  9. 2026-06-08
    days on market $150,000 Active 397 DOM
  10. 2026-06-07
    days on market $150,000 Active 396 DOM
  11. 2026-06-05
    days on market $150,000 Active 394 DOM
  12. 2026-06-04
    days on market $150,000 Active 392 DOM
  13. 2026-06-02
    days on market $150,000 Active 391 DOM
  14. 2026-06-01
    days on market $150,000 Active 390 DOM
  15. 2026-05-31
    days on market $150,000 Active 389 DOM
  16. 2026-05-31
    days on market $150,000 Active 388 DOM
  17. 2026-05-01
    status Active
  18. 2026-04-30
    price $150,000
  19. 2025-07-15
    price $180,000
  20. 2025-05-06
    listed $200,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$54,992
− Mortgage interest
−$8,402
− Property taxes
−$2,250
− Insurance
−$750
− Repairs & maintenance
−$4,399
− Management
−$4,399
− Depreciation
−$4,364
Taxable income
$30,427
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$7,302
After-tax cash flow
$23,701/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Teton County School District #1
NCES district ID
5605830
Math proficiency
50% ▼ -4.00%
Reading proficiency
61% ▬ 0.00%
Median HH income
$72,180
Composite
49.42/100
National rank
#2009
State rank
#14 of 41 in WY

Livability — Hoback

Score
59/100
State rank
#126
US rank
#20154

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing B Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hoback, WY
County
Teton County · 17,445 people
Metro
Jackson, WY-ID
Population (ZIP)
17,445
Household income
$124,717
Rent vs Own
42.4% rent · 57.6% own
Severe rent burden
266.0

Population outlook (Teton County) Hauer SSP2

Today (2025)
28,568 people
By 2030
31,172 · +9.1%
By 2040
36,190 · +26.7%
By 2050
41,386 · +44.9%
By 2075
53,808 · +88.4%
By 2100
64,731 · +126.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Hispanic / Latino 18% Two or more races 8% Asian 1%
Hispanic origin (detail)
Mexican 13%
Common ancestry
Slovak 6% Lithuanian 4% Romanian 3%
Foreign-born
15% · Canada, Jamaica
Languages at home
78% English-only · Spanish 19% French/Haitian/Cajun 1% German/W. Germanic 1%

Political lean MEDSL · Teton

2024 margin
Solid D (+35.3) · D 66.9% · R 31.6% · Other 1.5%
2008→2024 swing
+11.7pp toward D · 2008: 23.6pp · 2024: 35.3pp
All cycles
2024: D+35.3 2020: D+37.5 2016: D+27.9 2012: D+11.9 2008: D+23.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 7.32%
Current HPI
339.2784
Rent YoY
Metro
Jackson, WY-ID
State GDP YoY
F500 in state
0

Price history

-25.0% since first listed
4 events — show timeline
  • 2026-05-01 Relisted TBOR
  • 2026-04-30 Price Changed $150,000 TBOR
  • 2025-07-15 Price Changed $180,000 TBOR
  • 2025-05-06 Listed $200,000 TBOR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…