7250 S US Hwy 89 #4 · Hoback, WY
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +8.7/10.0
- ARV discount +7.5/15.0
- Schools +4.9/10.0
- Livability +3.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$150,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Key facts
- Well maintained yard
- Front porch
- Close to snake river
Tags
Property features AI
Finance
- HOA & community: Located in a mobile home park (Evans Court)
Exterior
- Utilities: Private water; Private sewer
- Home design: Manufactured house; Manufactured home / single-family residence
- Construction: Built with other construction materials; Shingle roof
- Exterior features: Front porch; Landscaped yard; Waterfront setting with river access; On a paved asphalt road; Storage structure on property
Interior
- Bathrooms: 2 full bathrooms
- Heating & cooling: Forced air heating
- Interior features: Furnished; No basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $150k.
Deal economics
- At list price, monthly cash flow is $3k ($31k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($5k rent vs $150k).
- Recommended offer: $132k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 59/100 on livability (#126 in WY) — a working-class tenant base; expect higher turnover. Strengths: crime A+, employment A+, housing B; Watch: schools C-, amenities F, commute F.
- Teton County School District #1 (town): math 50% / reading 61% proficiency, ranked #14 of 41 in WY (top 34%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 17% free/reduced lunch — higher-income household profile.
- Market conditions: 222 active listings in the ZIP; high-income renter base; 116 units permitted in Teton County in 2024 (10 in 5+ unit buildings).
- This rent runs 44% of the median local income ($125k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $12k of equity ($1k loan paydown + $11k appreciation (7.3% local appreciation)).
- Teton County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (7.3% appreciation + 3.0% rent growth), your $42k cash investment doubles in ~1 year — after that, you're playing with house money.
- By year 4, paydown + projected appreciation supports a ~$41k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 408 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $50k (25%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- It's been on market 408 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.06% ✓
- Cap rate
- 26.96%
- Cash-on-cash
- 73.82%
- DSCR
- 4.28
- GRM
- 2.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
7.32% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 82.0%
- Equity multiple
- 6.24×
- Total profit
- $219,932
- Equity at exit
- $107,062
- IRR
- 78.4%
- Equity multiple
- 13.29×
- Total profit
- $516,047
- Equity at exit
- $206,257
Cash invested: $42,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Wyoming
- 90 Strongly Landlord-Friendly · R+25
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 83001
- Home prices YoY
- 2.2%
- Active inventory
- 222
- Price-to-rent
- 2.7×
Monthly cashflow live
- Estimated rent
- $4,583 medium interval (Pro) →
- Mortgage (P&I)
- −$787
- Tax est. 1.5%
- −$188 /mo · $2,250/yr
- Insurance
- −$62
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$962
- Net cashflow
- $2,584
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $37,500
- Closing costs
- $4,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
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- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
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- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 20 events
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2026-06-19days on market $150,000 Active 408 DOM
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2026-06-18days on market $150,000 Active 407 DOM
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2026-06-17days on market $150,000 Active 406 DOM
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2026-06-16days on market $150,000 Active 405 DOM
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2026-06-15days on market $150,000 Active 404 DOM
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2026-06-14days on market $150,000 Active 402 DOM
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2026-06-12days on market $150,000 Active 401 DOM
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2026-06-09days on market $150,000 Active 398 DOM
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2026-06-08days on market $150,000 Active 397 DOM
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2026-06-07days on market $150,000 Active 396 DOM
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2026-06-05days on market $150,000 Active 394 DOM
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2026-06-04days on market $150,000 Active 392 DOM
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2026-06-02days on market $150,000 Active 391 DOM
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2026-06-01days on market $150,000 Active 390 DOM
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2026-05-31days on market $150,000 Active 389 DOM
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2026-05-31days on market $150,000 Active 388 DOM
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2026-05-01status Active
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2026-04-30price $150,000
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2025-07-15price $180,000
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2025-05-06$200,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $54,992
- − Mortgage interest
- −$8,402
- − Property taxes
- −$2,250
- − Insurance
- −$750
- − Repairs & maintenance
- −$4,399
- − Management
- −$4,399
- − Depreciation
- −$4,364
- Taxable income
- $30,427
- Est. tax owed @ 24.0%
- −$7,302
- After-tax cash flow
- $23,701/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Teton County School District #1
- NCES district ID
- 5605830
- Math proficiency
- 50% ▼ -4.00%
- Reading proficiency
- 61% ▬ 0.00%
- Median HH income
- $72,180
- Composite
- 49.42/100
- National rank
- #2009
- State rank
- #14 of 41 in WY
Livability — Hoback
- Score
- 59/100
- State rank
- #126
- US rank
- #20154
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Hoback, WY
- County
- Teton County · 17,445 people
- Metro
- Jackson, WY-ID
- Population (ZIP)
- 17,445
- Household income
- $124,717
- Rent vs Own
- Severe rent burden
- 266.0
Population outlook (Teton County) Hauer SSP2
- Today (2025)
- 28,568 people
- By 2030
- 31,172 · +9.1%
- By 2040
- 36,190 · +26.7%
- By 2050
- 41,386 · +44.9%
- By 2075
- 53,808 · +88.4%
- By 2100
- 64,731 · +126.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (75%)
- Race & ethnicity
- White 75% Hispanic / Latino 18% Two or more races 8% Asian 1%
- Hispanic origin (detail)
- Mexican 13%
- Common ancestry
- Slovak 6% Lithuanian 4% Romanian 3%
- Foreign-born
- 15% · Canada, Jamaica
- Languages at home
- 78% English-only · Spanish 19% French/Haitian/Cajun 1% German/W. Germanic 1%
Political lean MEDSL · Teton
- 2024 margin
- Solid D (+35.3) · D 66.9% · R 31.6% · Other 1.5%
- 2008→2024 swing
- +11.7pp toward D · 2008: 23.6pp · 2024: 35.3pp
- All cycles
- 2024: D+35.3 2020: D+37.5 2016: D+27.9 2012: D+11.9 2008: D+23.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 7.32%
- Current HPI
- 339.2784
- Rent YoY
- —
- Metro
- Jackson, WY-ID
- State GDP YoY
- —
- F500 in state
- 0
Price history
-25.0% since first listed4 events — show timeline
- 2026-05-01 Relisted — TBOR
- 2026-04-30 Price Changed $150,000 TBOR
- 2025-07-15 Price Changed $180,000 TBOR
- 2025-05-06 Listed $200,000 TBOR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…