7827 S Jay Rd · Clayton, OH 45383

$249,900

3 bd · 2.0 ba · 1,596 sqft · SingleFamily public records · 76 Days on market

Built 1948 0.50 ac lot $157/sqft · 17% below area Est $300k · 17% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +9.3/30.0
• Schools +4.9/10.0
• Livability +3.6/5.0
• DSCR +2.6/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +1.6/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

COUNTRY LIVING WITH MAJOR UPDATES ON A FENCED HALF-ACRE! Want country living WITHOUT paying $400K+? This West Milton property sits on a fenced half-acre lot with a new roof, updated plumbing, and tons of potential! Cosmetic updates needed, but the expensive work is already done. Message me for details before it's gone! Sellers are offering a Homeowners Warranty and a $2000 paint/flooring allowance!

Key facts

• Bonus living area
• Half-acre lot
• Spacious front porch

Tags

• HALF-ACRE LOT
• FULLY FENCED BACKYARD
• BONUS LIVING AREA
• SPACIOUS FRONT PORCH

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $250k.

Deal economics

• At list price, monthly cash flow is $-181 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $218k (12.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $165k (34.0% below list).
• Recommended offer: $165k (34.0% below list) — sets the bar for 1% rule.
• Cap rate 5.4% vs local median 4.4% in Clayton — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 72/100 on livability (#363 in OH) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
• Milton-Union Exempted Village (rural): math 54% / reading 61% proficiency, ranked #324 of 656 in OH (top 49%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 24 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 326 units permitted in Miami County in 2024 (0 in 5+ unit buildings).
• This rent runs 31% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 76 days — a 6% lower offer ($235k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 10y ago; this cycle's ask has dropped $35k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $195k; 28% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $165,000 (34.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 76 days. Have you received any prior offers? Is the seller open to a 34% concession, seller financing, or rate buy-down credit?
3. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.66% ✗
• Cap rate: 5.42%
• Cash-on-cash: -3.10%
• DSCR: 0.86
• GRM: 12.6

CMA / ARV

• ARV (median comp): $300,254
• List price: $249,900
• Delta: -16.77%
• Verdict: UNDERPRICED
• Comps: 9 within 1.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7885 S Jay Rd	0.06mi	4/2.0 (+1)	1,532 (-4%)	10mo	$297,000	$194	77
7711 S Jay Rd	0.14mi	4/2.0 (+1)	1,406 (-12%)	15mo	$320,000	$228	56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -21.5%
• Equity multiple: 0.25×
• Total profit: $-52,131
• Equity at exit: $37,261

10-year hold

• IRR: -15.4%
• Equity multiple: 0.13×
• Total profit: $-60,724
• Equity at exit: $21,607

Cash invested: $69,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 45383

• Home prices YoY: -27.8%
• Active inventory: 24
• Price-to-rent: 12.6×

Monthly cashflow live

• Estimated rent: $1,650 medium
• Mortgage (P&I): −$1,311
• Tax from tax record: −$70 /mo · $836/yr
• Insurance: −$104
• HOA: −$0
• Vacancy / Maint / Mgmt: −$346
• Net cashflow: $-181

Break-even live

Break-even rent $1,879

Max offer price $217,968

Occupancy floor —

Sensitivity live

Price	-10% $-39	-5% $-110	+0% $-181	+5% $-251	+10% $-322
Rent	-10% $-311	-5% $-246	+0% $-181	+5% $-116	+10% $-50
Rate	-1.0pp $-55	-0.5pp $-117	base $-181	+0.5pp $-246	+1.0pp $-311

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,475
• Closing costs: $7,497
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
103 Zinfandel Dr Englewood, OH	2.0	2.0	1311	$1,650	$1.26	3d	1	1.40mi

Listing history 43 events

1. 2026-06-18
   days on market $249,900 Active 76 DOM
2. 2026-06-17
   days on market $249,900 Active 75 DOM
3. 2026-06-16
   days on market $249,900 Active 74 DOM
4. 2026-06-15
   days on market $249,900 Active 73 DOM
5. 2026-06-14
   days on market $249,900 Active 71 DOM
6. 2026-06-13
   days on market $249,900 Active 70 DOM
7. 2026-06-10
   days on market $249,900 Active 68 DOM
8. 2026-06-09
   days on market $249,900 Active 67 DOM
9. 2026-06-08
   days on market $249,900 Active 66 DOM
10. 2026-06-07
    days on market $249,900 Active 65 DOM
11. 2026-06-03
    days on market $249,900 Active 61 DOM
12. 2026-06-02
    days on market $249,900 Active 60 DOM
13. 2026-06-01
    days on market $249,900 Active 59 DOM
14. 2026-05-31
    days on market $249,900 Active 58 DOM
15. 2026-05-06
    price $249,900 407-char remark

    Show marketing remark (407 chars)

    COUNTRY LIVING WITH MAJOR UPDATES ON A FENCED HALF-ACRE! Want country living WITHOUT paying $400K+? This West Milton property sits on a fenced half-acre lot with a new roof, updated plumbing, and tons of potential! Cosmetic updates needed, but the expensive work is already done. Message me for details before it's gone! Sellers are offering a Homeowners Warranty and a $2000 paint/flooring allowance!

16. 2026-04-16
    price $269,900 407-char remark

    Show marketing remark (407 chars)

    COUNTRY LIVING WITH MAJOR UPDATES ON A FENCED HALF-ACRE! Want country living WITHOUT paying $400K+? This West Milton property sits on a fenced half-acre lot with a new roof, updated plumbing, and tons of potential! Cosmetic updates needed, but the expensive work is already done. Message me for details before it's gone! Sellers are offering a Homeowners Warranty and a $2000 paint/flooring allowance!

17. 2026-04-09
    price $279,500 407-char remark

    Show marketing remark (407 chars)

    COUNTRY LIVING WITH MAJOR UPDATES ON A FENCED HALF-ACRE! Want country living WITHOUT paying $400K+? This West Milton property sits on a fenced half-acre lot with a new roof, updated plumbing, and tons of potential! Cosmetic updates needed, but the expensive work is already done. Message me for details before it's gone! Sellers are offering a Homeowners Warranty and a $2000 paint/flooring allowance!

18. 2026-04-03
    listed $285,000 Active 407-char remark

    Show marketing remark (407 chars)

    COUNTRY LIVING WITH MAJOR UPDATES ON A FENCED HALF-ACRE! Want country living WITHOUT paying $400K+? This West Milton property sits on a fenced half-acre lot with a new roof, updated plumbing, and tons of potential! Cosmetic updates needed, but the expensive work is already done. Message me for details before it's gone! Sellers are offering a Homeowners Warranty and a $2000 paint/flooring allowance!

19. 2023-08-18
    soldstatus $195,000
20. 2023-08-10
    soldstatus $195,000 Closed 1571-char remark

    Show marketing remark (1571 chars)

    Welcome to the perfect country retreat just moments away from downtown! This charming home, nestled on a generous half-acre of land, offers endless possibilities for peaceful living and customization. This home boasts a large front porch that exudes classic charm and provides a welcoming entrance to your new abode. With ample space for comfortable seating and outdoor furniture, the front porch offers the perfect setting to enjoy your morning coffee, relax with a good book, or enjoy the company of family and friends. This home has 3 bedrooms, however, if you need additional space, the bonus area upstairs could possibly be turned into a fourth bedroom or office space. The eat in kitchen has enough cabinet space for all your culinary equipment but also presents an excellent opportunity for updates and personalization. Outside, the half-acre lot provides plenty of land and sunshine for those who enjoy gardening or for hosting that perfect summer time barbeque. The detached one-car garage offers convenience and extra storage, while the additional storage shed provides ample space for all your outdoor equipment and tools. This country life is only a few moments away from downtown West Milton or Englewood, so you can experience the best of both worlds, the quietude of country living while still being close to shopping, dining, and entertainment. Don't miss this incredible opportunity to create your dream home in a peaceful and convenient location. With a little updating and personal touches, this property has the potential to become your perfect oasis.

21. 2023-08-10
    soldstatus $195,000 Sold 1571-char remark

    Show marketing remark (1571 chars)

    Welcome to the perfect country retreat just moments away from downtown! This charming home, nestled on a generous half-acre of land, offers endless possibilities for peaceful living and customization. This home boasts a large front porch that exudes classic charm and provides a welcoming entrance to your new abode. With ample space for comfortable seating and outdoor furniture, the front porch offers the perfect setting to enjoy your morning coffee, relax with a good book, or enjoy the company of family and friends. This home has 3 bedrooms, however, if you need additional space, the bonus area upstairs could possibly be turned into a fourth bedroom or office space. The eat in kitchen has enough cabinet space for all your culinary equipment but also presents an excellent opportunity for updates and personalization. Outside, the half-acre lot provides plenty of land and sunshine for those who enjoy gardening or for hosting that perfect summer time barbeque. The detached one-car garage offers convenience and extra storage, while the additional storage shed provides ample space for all your outdoor equipment and tools. This country life is only a few moments away from downtown West Milton or Englewood, so you can experience the best of both worlds, the quietude of country living while still being close to shopping, dining, and entertainment. Don't miss this incredible opportunity to create your dream home in a peaceful and convenient location. With a little updating and personal touches, this property has the potential to become your perfect oasis.

22. 2023-07-14
    status Pending 1571-char remark

    Show marketing remark (1571 chars)

    Welcome to the perfect country retreat just moments away from downtown! This charming home, nestled on a generous half-acre of land, offers endless possibilities for peaceful living and customization. This home boasts a large front porch that exudes classic charm and provides a welcoming entrance to your new abode. With ample space for comfortable seating and outdoor furniture, the front porch offers the perfect setting to enjoy your morning coffee, relax with a good book, or enjoy the company of family and friends. This home has 3 bedrooms, however, if you need additional space, the bonus area upstairs could possibly be turned into a fourth bedroom or office space. The eat in kitchen has enough cabinet space for all your culinary equipment but also presents an excellent opportunity for updates and personalization. Outside, the half-acre lot provides plenty of land and sunshine for those who enjoy gardening or for hosting that perfect summer time barbeque. The detached one-car garage offers convenience and extra storage, while the additional storage shed provides ample space for all your outdoor equipment and tools. This country life is only a few moments away from downtown West Milton or Englewood, so you can experience the best of both worlds, the quietude of country living while still being close to shopping, dining, and entertainment. Don't miss this incredible opportunity to create your dream home in a peaceful and convenient location. With a little updating and personal touches, this property has the potential to become your perfect oasis.

23. 2023-07-10
    price $187,000 1571-char remark

    Show marketing remark (1571 chars)

    Welcome to the perfect country retreat just moments away from downtown! This charming home, nestled on a generous half-acre of land, offers endless possibilities for peaceful living and customization. This home boasts a large front porch that exudes classic charm and provides a welcoming entrance to your new abode. With ample space for comfortable seating and outdoor furniture, the front porch offers the perfect setting to enjoy your morning coffee, relax with a good book, or enjoy the company of family and friends. This home has 3 bedrooms, however, if you need additional space, the bonus area upstairs could possibly be turned into a fourth bedroom or office space. The eat in kitchen has enough cabinet space for all your culinary equipment but also presents an excellent opportunity for updates and personalization. Outside, the half-acre lot provides plenty of land and sunshine for those who enjoy gardening or for hosting that perfect summer time barbeque. The detached one-car garage offers convenience and extra storage, while the additional storage shed provides ample space for all your outdoor equipment and tools. This country life is only a few moments away from downtown West Milton or Englewood, so you can experience the best of both worlds, the quietude of country living while still being close to shopping, dining, and entertainment. Don't miss this incredible opportunity to create your dream home in a peaceful and convenient location. With a little updating and personal touches, this property has the potential to become your perfect oasis.

24. 2023-06-08
    price $195,000 1571-char remark

    Show marketing remark (1571 chars)

    Welcome to the perfect country retreat just moments away from downtown! This charming home, nestled on a generous half-acre of land, offers endless possibilities for peaceful living and customization. This home boasts a large front porch that exudes classic charm and provides a welcoming entrance to your new abode. With ample space for comfortable seating and outdoor furniture, the front porch offers the perfect setting to enjoy your morning coffee, relax with a good book, or enjoy the company of family and friends. This home has 3 bedrooms, however, if you need additional space, the bonus area upstairs could possibly be turned into a fourth bedroom or office space. The eat in kitchen has enough cabinet space for all your culinary equipment but also presents an excellent opportunity for updates and personalization. Outside, the half-acre lot provides plenty of land and sunshine for those who enjoy gardening or for hosting that perfect summer time barbeque. The detached one-car garage offers convenience and extra storage, while the additional storage shed provides ample space for all your outdoor equipment and tools. This country life is only a few moments away from downtown West Milton or Englewood, so you can experience the best of both worlds, the quietude of country living while still being close to shopping, dining, and entertainment. Don't miss this incredible opportunity to create your dream home in a peaceful and convenient location. With a little updating and personal touches, this property has the potential to become your perfect oasis.

25. 2023-06-08
    status Active 1571-char remark

    Show marketing remark (1571 chars)

    Welcome to the perfect country retreat just moments away from downtown! This charming home, nestled on a generous half-acre of land, offers endless possibilities for peaceful living and customization. This home boasts a large front porch that exudes classic charm and provides a welcoming entrance to your new abode. With ample space for comfortable seating and outdoor furniture, the front porch offers the perfect setting to enjoy your morning coffee, relax with a good book, or enjoy the company of family and friends. This home has 3 bedrooms, however, if you need additional space, the bonus area upstairs could possibly be turned into a fourth bedroom or office space. The eat in kitchen has enough cabinet space for all your culinary equipment but also presents an excellent opportunity for updates and personalization. Outside, the half-acre lot provides plenty of land and sunshine for those who enjoy gardening or for hosting that perfect summer time barbeque. The detached one-car garage offers convenience and extra storage, while the additional storage shed provides ample space for all your outdoor equipment and tools. This country life is only a few moments away from downtown West Milton or Englewood, so you can experience the best of both worlds, the quietude of country living while still being close to shopping, dining, and entertainment. Don't miss this incredible opportunity to create your dream home in a peaceful and convenient location. With a little updating and personal touches, this property has the potential to become your perfect oasis.

26. 2023-05-27
    status Pending 1571-char remark

    Show marketing remark (1571 chars)

    Welcome to the perfect country retreat just moments away from downtown! This charming home, nestled on a generous half-acre of land, offers endless possibilities for peaceful living and customization. This home boasts a large front porch that exudes classic charm and provides a welcoming entrance to your new abode. With ample space for comfortable seating and outdoor furniture, the front porch offers the perfect setting to enjoy your morning coffee, relax with a good book, or enjoy the company of family and friends. This home has 3 bedrooms, however, if you need additional space, the bonus area upstairs could possibly be turned into a fourth bedroom or office space. The eat in kitchen has enough cabinet space for all your culinary equipment but also presents an excellent opportunity for updates and personalization. Outside, the half-acre lot provides plenty of land and sunshine for those who enjoy gardening or for hosting that perfect summer time barbeque. The detached one-car garage offers convenience and extra storage, while the additional storage shed provides ample space for all your outdoor equipment and tools. This country life is only a few moments away from downtown West Milton or Englewood, so you can experience the best of both worlds, the quietude of country living while still being close to shopping, dining, and entertainment. Don't miss this incredible opportunity to create your dream home in a peaceful and convenient location. With a little updating and personal touches, this property has the potential to become your perfect oasis.

27. 2023-05-18
    price $200,000 1571-char remark

    Show marketing remark (1571 chars)

    Welcome to the perfect country retreat just moments away from downtown! This charming home, nestled on a generous half-acre of land, offers endless possibilities for peaceful living and customization. This home boasts a large front porch that exudes classic charm and provides a welcoming entrance to your new abode. With ample space for comfortable seating and outdoor furniture, the front porch offers the perfect setting to enjoy your morning coffee, relax with a good book, or enjoy the company of family and friends. This home has 3 bedrooms, however, if you need additional space, the bonus area upstairs could possibly be turned into a fourth bedroom or office space. The eat in kitchen has enough cabinet space for all your culinary equipment but also presents an excellent opportunity for updates and personalization. Outside, the half-acre lot provides plenty of land and sunshine for those who enjoy gardening or for hosting that perfect summer time barbeque. The detached one-car garage offers convenience and extra storage, while the additional storage shed provides ample space for all your outdoor equipment and tools. This country life is only a few moments away from downtown West Milton or Englewood, so you can experience the best of both worlds, the quietude of country living while still being close to shopping, dining, and entertainment. Don't miss this incredible opportunity to create your dream home in a peaceful and convenient location. With a little updating and personal touches, this property has the potential to become your perfect oasis.

28. 2023-05-05
    listed $210,000 Active 1571-char remark

    Show marketing remark (1571 chars)

    Welcome to the perfect country retreat just moments away from downtown! This charming home, nestled on a generous half-acre of land, offers endless possibilities for peaceful living and customization. This home boasts a large front porch that exudes classic charm and provides a welcoming entrance to your new abode. With ample space for comfortable seating and outdoor furniture, the front porch offers the perfect setting to enjoy your morning coffee, relax with a good book, or enjoy the company of family and friends. This home has 3 bedrooms, however, if you need additional space, the bonus area upstairs could possibly be turned into a fourth bedroom or office space. The eat in kitchen has enough cabinet space for all your culinary equipment but also presents an excellent opportunity for updates and personalization. Outside, the half-acre lot provides plenty of land and sunshine for those who enjoy gardening or for hosting that perfect summer time barbeque. The detached one-car garage offers convenience and extra storage, while the additional storage shed provides ample space for all your outdoor equipment and tools. This country life is only a few moments away from downtown West Milton or Englewood, so you can experience the best of both worlds, the quietude of country living while still being close to shopping, dining, and entertainment. Don't miss this incredible opportunity to create your dream home in a peaceful and convenient location. With a little updating and personal touches, this property has the potential to become your perfect oasis.

29. 2017-05-11
    soldstatus $100,000 Closed
30. 2017-05-11
    soldstatus $100,000 Sold
31. 2017-03-23
    historical Active/Pending
32. 2017-03-01
    price $110,000
33. 2017-02-26
    price $124,998
34. 2017-02-20
    price $124,999
35. 2017-02-11
    price $127,499
36. 2017-02-06
    price $128,499
37. 2017-01-07
    price $129,499
38. 2016-12-20
    price $129,900
39. 2016-11-15
    price $132,900
40. 2016-11-04
    status Active
41. 2016-10-02
    historical Active/Pending
42. 2016-09-05
    listed $135,000 Active
43. 1995-06-22
    soldstatus $80,600

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $836 · $70/mo
• Projected year-2 tax: $2,367 · $197/mo
• Expected delta: +$1,531/yr (+$128/mo · 183.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥100°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,800
• − Mortgage interest: −$13,998
• − Property taxes: −$836
• − Insurance: −$1,250
• − Repairs & maintenance: −$1,584
• − Management: −$1,584
• − Depreciation: −$7,270
• Taxable loss: −$6,721
• Est. tax savings @ 24.0%: +$1,613
• After-tax cash flow: $-556/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Milton-Union Exempted Village
• NCES district ID: 3904551
• Math proficiency: 54% ▼ -14.00%
• Reading proficiency: 61% ▼ -8.00%
• Median HH income: $51,479
• Composite: 49.12/100
• National rank: #2048
• State rank: #324 of 656 in OH

Livability — Clayton

• Score: 72/100
• State rank: #363
• US rank: #5877

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Miami · 104,562 people
• City population: 37,953
• Metro: Dayton-Kettering-Beavercreek, OH
• Population (ZIP): 6,883
• Household income: $63,795
• Rent vs Own: 23.9% rent · 76.1% own
• Severe rent burden: 3.5

Population outlook (Miami County) Hauer SSP2

• Today (2025): 107,816 people
• By 2030: 108,896 · +1.0%
• By 2040: 109,581 · +1.6%
• By 2050: 108,110 · +0.3%
• By 2075: 101,523 · -5.8%
• By 2100: 85,787 · -20.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (95%)
• Race & ethnicity: White 95% Two or more races 3%
• Common ancestry: Lithuanian 5% Slovak 2% Romanian 2%
• Foreign-born: 0%

Political lean MEDSL · Miami

• 2024 margin: Solid R (+45.1) · D 27.0% · R 72.1%
• 2008→2024 swing: -16.6pp toward R · 2008: -28.5pp · 2024: -45.1pp
• All cycles: 2024: R+45.1 2020: R+44.3 2016: R+45.6 2012: R+35.6 2008: R+28.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -89.93%
• Current HPI: 233.9432
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+210.0% since first listed

29 events — show timeline

• 2026-05-06 Price Changed $249,900 WRIST
• 2026-04-16 Price Changed $269,900 WRIST
• 2026-04-09 Price Changed $279,500 WRIST
• 2026-04-03 Listed $285,000 WRIST
• 2023-08-18 Sold (Public Records) $195,000 Public Records
• 2023-08-10 Sold (MLS) $195,000 Dayton MLS
• 2023-08-10 Sold (MLS) $195,000 Dayton MLS
• 2023-07-14 Pending — Dayton MLS
• 2023-07-10 Price Changed $187,000 Dayton MLS
• 2023-06-08 Price Changed $195,000 Dayton MLS
• 2023-06-08 Relisted — Dayton MLS
• 2023-05-27 Pending — Dayton MLS
• 2023-05-18 Price Changed $200,000 Dayton MLS
• 2023-05-05 Listed $210,000 Dayton MLS
• 2017-05-11 Sold (MLS) $100,000 Dayton MLS
• 2017-05-11 Sold (MLS) $100,000 Dayton MLS
• 2017-03-23 Contingent — Dayton MLS
• 2017-03-01 Price Changed $110,000 Dayton MLS
• 2017-02-26 Price Changed $124,998 Dayton MLS
• 2017-02-20 Price Changed $124,999 Dayton MLS
• 2017-02-11 Price Changed $127,499 Dayton MLS
• 2017-02-06 Price Changed $128,499 Dayton MLS
• 2017-01-07 Price Changed $129,499 Dayton MLS
• 2016-12-20 Price Changed $129,900 Dayton MLS
• 2016-11-15 Price Changed $132,900 Dayton MLS
• 2016-11-04 Relisted — Dayton MLS
• 2016-10-02 Contingent — Dayton MLS
• 2016-09-05 Listed $135,000 Dayton MLS
• 1995-06-22 Sold (Public Records) $80,600 Public Records

Property tax history

-3.2%/yr

Latest (2025): $836 · -42.8% YoY. Source: county tax records.