30 Main St · Tresckow, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 2/10 · Minimal
- Hot days now (above 92°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 8.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Appreciation +5.0/10.0
- Livability +3.3/5.0
- Rent growth +2.5/5.0
- Schools +2.0/10.0
- Condition / age +1.0/5.0
$95,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Don't hesitate. .. see the potential come together in this 4-bedroom, 1-bath single family home featuring a spacious backyard. Inside, you'll find a convenient first floor laundry room bathroom, living room, sitting room & kitchen. Great for first-time homebuyers or an investor seeking a great rental. Schedule your showing today!
Key facts
- Spacious backyard
- 5,227 sq ft lot
- Built 1900
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.0-bath single-family listed at $95k. Condition is rated poor.
Deal economics
- At list price, monthly cash flow is $485 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $95k).
- Recommended offer: $84k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 66/100 on livability (#1,016 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing B; Watch: schools D, amenities F, commute F.
- Hazleton Area SD (suburban): math 18% / reading 30% proficiency, ranked #476 of 539 in PA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 1 active listings in the ZIP; 180 units permitted in Carbon County in 2024 (10 in 5+ unit buildings).
Forward outlook
- In year one you build about $4k of equity ($657 loan paydown + $3k appreciation (3.0% local appreciation)).
- Carbon County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (3.0% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 10, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 190 days — a 12% lower offer ($84k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts; this cycle's ask has dropped $35k (27%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 190 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.52% ✓
- Cap rate
- 12.42%
- Cash-on-cash
- 21.89%
- DSCR
- 1.97
- GRM
- 5.5
CMA / ARV
- ARV (median comp)
- $202,785
- List price
- $95,000
- Delta
- -53.15%
- Verdict
- UNDERPRICED
- Comps
- 20 within 2.0 mi
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 28.1%
- Equity multiple
- 2.59×
- Total profit
- $42,375
- Equity at exit
- $42,716
- IRR
- 28.7%
- Equity multiple
- 5.04×
- Total profit
- $107,578
- Equity at exit
- $65,831
Cash invested: $26,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18230
- Active inventory
- 1
- Price-to-rent
- 5.5×
Monthly cashflow live
- Estimated rent
- $1,445 medium interval (Pro) →
- Mortgage (P&I)
- −$498
- Tax est. 1.5%
- −$119 /mo · $1,425/yr
- Insurance
- −$40
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$304
- Net cashflow
- $485
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $23,750
- Closing costs
- $2,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 23 events
-
2026-06-19days on market $95,000 Active 190 DOM
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2026-06-18days on market $95,000 Active 189 DOM
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2026-06-17days on market $95,000 Active 188 DOM
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2026-06-16days on market $95,000 Active 187 DOM
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2026-06-15days on market $95,000 Active 186 DOM
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2026-06-14days on market $95,000 Active 184 DOM
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2026-06-12days on market $95,000 Active 183 DOM
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2026-06-09days on market $95,000 Active 180 DOM
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2026-06-08days on market $95,000 Active 179 DOM
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2026-06-07days on market $95,000 Active 178 DOM
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2026-06-02days on market $95,000 Active 173 DOM
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2026-06-01days on market $95,000 Active 172 DOM
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2026-05-31days on market $95,000 Active 171 DOM
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2026-05-30days on market $95,000 Active 170 DOM
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2026-05-18status Active 337-char remark
Show marketing remark (337 chars)
Don't hesitate. .. see the potential come together in this 4-bedroom, 1-bath single family home featuring a spacious backyard. Inside, you'll find a convenient first floor laundry room bathroom, living room, sitting room & kitchen. Great for first-time homebuyers or an investor seeking a great rental. Schedule your showing today!
-
2026-05-18price $95,000 337-char remark
Show marketing remark (337 chars)
Don't hesitate. .. see the potential come together in this 4-bedroom, 1-bath single family home featuring a spacious backyard. Inside, you'll find a convenient first floor laundry room bathroom, living room, sitting room & kitchen. Great for first-time homebuyers or an investor seeking a great rental. Schedule your showing today!
-
2026-05-15historical 337-char remark
Show marketing remark (337 chars)
Don't hesitate. .. see the potential come together in this 4-bedroom, 1-bath single family home featuring a spacious backyard. Inside, you'll find a convenient first floor laundry room bathroom, living room, sitting room & kitchen. Great for first-time homebuyers or an investor seeking a great rental. Schedule your showing today!
-
2026-05-04price $105,000 337-char remark
Show marketing remark (337 chars)
Don't hesitate. .. see the potential come together in this 4-bedroom, 1-bath single family home featuring a spacious backyard. Inside, you'll find a convenient first floor laundry room bathroom, living room, sitting room & kitchen. Great for first-time homebuyers or an investor seeking a great rental. Schedule your showing today!
-
2026-04-17price $115,000 337-char remark
Show marketing remark (337 chars)
Don't hesitate. .. see the potential come together in this 4-bedroom, 1-bath single family home featuring a spacious backyard. Inside, you'll find a convenient first floor laundry room bathroom, living room, sitting room & kitchen. Great for first-time homebuyers or an investor seeking a great rental. Schedule your showing today!
-
2026-03-23status Active 337-char remark
Show marketing remark (337 chars)
Don't hesitate. .. see the potential come together in this 4-bedroom, 1-bath single family home featuring a spacious backyard. Inside, you'll find a convenient first floor laundry room bathroom, living room, sitting room & kitchen. Great for first-time homebuyers or an investor seeking a great rental. Schedule your showing today!
-
2026-03-23price $124,900 337-char remark
Show marketing remark (337 chars)
Don't hesitate. .. see the potential come together in this 4-bedroom, 1-bath single family home featuring a spacious backyard. Inside, you'll find a convenient first floor laundry room bathroom, living room, sitting room & kitchen. Great for first-time homebuyers or an investor seeking a great rental. Schedule your showing today!
-
2026-03-10historical 337-char remark
Show marketing remark (337 chars)
Don't hesitate. .. see the potential come together in this 4-bedroom, 1-bath single family home featuring a spacious backyard. Inside, you'll find a convenient first floor laundry room bathroom, living room, sitting room & kitchen. Great for first-time homebuyers or an investor seeking a great rental. Schedule your showing today!
-
2025-11-25$129,900 Active 337-char remark
Show marketing remark (337 chars)
Don't hesitate. .. see the potential come together in this 4-bedroom, 1-bath single family home featuring a spacious backyard. Inside, you'll find a convenient first floor laundry room bathroom, living room, sitting room & kitchen. Great for first-time homebuyers or an investor seeking a great rental. Schedule your showing today!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 2/10 Low 7 d/yr ≥92°F today · 16 d/yr by 30 yrs out
- Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $17,344
- − Mortgage interest
- −$5,321
- − Property taxes
- −$1,425
- − Insurance
- −$475
- − Repairs & maintenance
- −$1,388
- − Management
- −$1,388
- − Depreciation
- −$2,764
- Taxable income
- $4,584
- Est. tax owed @ 24.0%
- −$1,100
- After-tax cash flow
- $4,723/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
This single-family home requires extensive repairs and updates to bring it up to modern standards, significantly increasing its resale and rental value.
Repairs flagged
- Major exterior siding — Severe weathering and peeling
- Major roof — Signs of wear and possible leaks
- Major flooring — Worn-out carpet in living areas
- Major interior walls — Painted walls with visible wear
- Major kitchen cabinets — Outdated cabinetry
- Major bathroom fixtures — Small and outdated bathroom with basic fixtures
Value-add opportunities
- Both exterior siding and roof replacement — Improves curb appeal and structural integrity
- Both new flooring — Enhances living space and adds value
- Both paint interior walls and trim — Fresh paint improves aesthetics and value
- Both kitchen cabinets and appliances — Modern kitchen boosts resale and rental appeal
- Both bathroom fixtures and vanity — Updated bathroom enhances functionality and value
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| exterior siding · Severe weathering and peeling | Major | $15,000–50,000 |
| roof · Signs of wear and possible leaks | Major | $15,000–50,000 |
| flooring · Worn-out carpet in living areas | Major | $15,000–50,000 |
| interior walls · Painted walls with visible wear | Major | $15,000–50,000 |
| kitchen cabinets · Outdated cabinetry | Major | $15,000–50,000 |
| bathroom fixtures · Small and outdated bathroom with basic fixtures | Major | $15,000–50,000 |
| Total estimated repair cost · 6 items | $90,000–300,000 |
Value-add ROI direction
- Both exterior siding and roof replacement — Improves curb appeal and structural integrity ↑
- Both new flooring — Enhances living space and adds value ↑
- Both paint interior walls and trim — Fresh paint improves aesthetics and value ↑
- Both kitchen cabinets and appliances — Modern kitchen boosts resale and rental appeal ↑
- Both bathroom fixtures and vanity — Updated bathroom enhances functionality and value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Hazleton Area SD
- NCES district ID
- 4211700
- Math proficiency
- 18% ▼ -3.00%
- Reading proficiency
- 30% ▼ -15.00%
- Median HH income
- $42,247
- Composite
- 20.44/100
- National rank
- #8582
- State rank
- #476 of 539 in PA
Livability — Tresckow
- Score
- 66/100
- State rank
- #1016
- US rank
- #11219
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 783
- Population (ZIP)
- 155
Population outlook (Carbon County) Hauer SSP2
- Today (2025)
- 61,643 people
- By 2030
- 59,840 · -2.9%
- By 2040
- 55,413 · -10.1%
- By 2050
- 50,843 · -17.5%
- By 2075
- 43,326 · -29.7%
- By 2100
- 37,126 · -39.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (57%)
- Race & ethnicity
- White 57% Hispanic / Latino 43%
- Hispanic origin (detail)
- Dominican 43%
- Common ancestry
- Romanian 16% Iranian 1%
- Foreign-born
- 1%
- Languages at home
- 56% English-only · Spanish 43% Other Indo-European 1%
Political lean MEDSL · Carbon
- 2024 margin
- Solid R (+34.8) · D 32.2% · R 67.0%
- 2008→2024 swing
- -36.7pp toward R · 2008: 1.9pp · 2024: -34.8pp
- All cycles
- 2024: R+34.8 2020: R+32.0 2016: R+34.1 2012: R+6.9 2008: D+1.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
-26.9% since first listed9 events — show timeline
- 2026-05-18 Relisted — LCAR
- 2026-05-18 Price Changed $95,000 LCAR
- 2026-05-15 Delisted — LCAR
- 2026-05-04 Price Changed $105,000 LCAR
- 2026-04-17 Price Changed $115,000 LCAR
- 2026-03-23 Relisted — LCAR
- 2026-03-23 Price Changed $124,900 LCAR
- 2026-03-10 Delisted — LCAR
- 2025-11-25 Listed $129,900 LCAR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…